changed the bankruptcy laws to make it harder for people to file. This website makes it easier.
The "Bankruptcy Reform and Consumer
of 2005" (BAPCPA) is a bad law. Some lawyers and law professors have
taken to calling it the "Bankruptcy
Abuse Reform Fiasco" (BARF). It's based
assumptions about why people get into financial trouble and imposes
additional rules and paperwork on people already overwhelmed by bad luck
and unpayable debt.
Despite these new obstacles, bankruptcy
law still provides valuable benefits to those who need it. It helps you
get on with your life. Indeed, "getting on with your life" is the
whole point of bankruptcy -- to put your debts behind you and go forward
with a "fresh
start." This website
helps you learn about the benefits of bankruptcy and how to obtain
them. It lists relevant and affordable products and services that can help
for bankruptcy with a minimum of expense and hassle.
Information is not advice. Although this website will give
you a lot of information about bankruptcy law and procedure, it does not
-- and cannot -- tell you, specifically, how this information applies to
your exact situation. Nor can it advise you which course of action is right
Also, I attempt to keep this information up to date, but you are responsible for confirming its accuracy before relying on it. This website is intended as a supplement to other materials, such as the book I co-author.
The listings of bankruptcy
products and services are not endorsements. They are intended to
expose you to the full range of tools and services that can help you file
for bankruptcy. Think of these listings as a phone book, not a referral.
It is up to you to evaluate the quality of those products or services and
make your own purchasing decisions. If there are third-party reviews of products
or services, I attempt to quote or link to them.
Proud member of NACBA
Remember to bookmark this website if you have found it helpful so far. You
won't find a more comprehensive collection of bankruptcy resources and information
anywhere on the Web. Make it your starting point for your bankruptcy research.
And tell your friends.
Best of luck to you as you traverse your financial troubles.
Albin Renauer, RelationalVision, LLC
to File For Chapter 7 Bankruptcy (Nolo)