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Bankruptcy by ZipCode

Free . . . anonymous . . . for your Zip Code  
We never ask for any identifying information, just a zip code.

50-State Bankruptcy Exemption Laws

The state bankruptcy exemptions (also known as asset protection laws) show you what assets your state lets you keep if you file for bankruptcy.


Featuring inflation adjustments for Federal exemptions, and April 2014 Michigan exemption adjustments.

Free Means Test Calculator

Our free bankruptcy means test calculator applies the local income and expense deduction standards for your state, county and metropolitan area to help you determine whether you are eligible to file for Chapter 7 bankruptcy.

New Means Test Income & Expense Standards nationwide effective May 1, 2014.

Free Bankruptcy Forms

Check out the free downloadable bankruptcy forms, where you can get the forms that you (or your lawyer) will need if you decide to file.


How to File Bankruptcy

Learn how to file bankruptcy with an overview of what is involved in filing for bankruptcy.

Bankruptcy Court Information

The local bankruptcy court info page provides maps and information about your local federal district bankruptcy court and how to find the court's local rules.

Bankruptcy Lawyers Serving Your Zip Code

Need help? The local bankruptcy services page uses your zip code to connect you with local credit counselors, lawyers and others who can help you if want advice or help with the filing process.

Bankruptcy Links

The topic of bankruptcy is larger than this website. When we find good stuff, we link to it. Links - News - Blogs


Obamacare by ZipCode

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How Much Does Obamacare Cost?

Learn about how the Affordable Care Act (Obamacare) affects you where you live. Find answers to all of your Obamacare qustions, in plain English.

How to Sign Up for Obamacare

Learn how to sign up for Obamacare where you live, and how to take advantage of special programs and subsidies you may qualify for.



Information is not advice. Although this website provides a lot of information about law and consumer protection, it does not -- and cannot -- tell you how this information applies to your exact situation. Nor can it advise you which course of action is right for you.

Also, we attempt to keep this information up to date, but you are responsible for confirming its accuracy before relying on it. This website is intended as a supplement to other materials and resources.

Listings or advertisements of products and services are not endorsements. It is up to you to evaluate the quality of those products or services and make your own purchasing decisions.