N.C. Const. art. X § 1 :: Wild Card Exemptions : North Carolina Bankruptcy Law

Other North Carolina Exemption Citations

N.C. Const. art. X § 1 - $500 of any personal property
N.C. Const. art. X § 5 - Life insurance on spouse or children
In re Chandler, 148 B.R. 13 (E.D. N.C. 1992) - Property held as tenancy by the entirety may be exempt against debts owed by only one spouse
In re Chandler, 148 B.R. 13 (E.D. N.C. 1992) - Property held as tenancy by the entirety may be exempt against debts owed by only one spouse
N.C. Gen. Stat. § 1-362 - Earned but unpaid wages received 60 days before filing for bankruptcy, needed for support
N.C. Gen. Stat. § 108A-36 - Public adult assistance under work first program
N.C. Gen. Stat. § 111-18 - Aid to blind
N.C. Gen. Stat. § 120-4.29 - Legislators
N.C. Gen. Stat. § 128-31 - Municipal, city, & county employees
N.C. Gen. Stat. § 135-9 - Teachers & state employees
N.C. Gen. Stat. § 143-166.30 (g) - State law enforcement officers
N.C. Gen. Stat. § 15B-17 - Crime victims' compensation
N.C. Gen. Stat. § 1C-1601 (a)(9) - IRAs , Roth IRAs, Inherited IRAs
N.C. Gen. Stat. § 1C-1601 (a)(1) - Burial plot to $18,500, in lieu of homestead
N.C. Gen. Stat. § 1C-1601 (a)(7) - Health aids
N.C. Gen. Stat. § 1C-1601 (a)(3) - Motor vehicle to $3,500
N.C. Gen. Stat. § 1C-1601 (a)(8) - Personal injury and wrongful death recoveries for person you depended on
N.C. Gen. Stat. § 1C-1601 (a)(12) - Support received by a surviving spouse for 1 year, up to $60,000
N.C. Gen. Stat. § 1C-1601 (a)(10) - 529 College savings accounts to $25,000
N.C. Gen. Stat. § 1C-1601 (a)(11) - Retirement benefits from other states to extent exempt in that state.
N.C. Gen. Stat. § 1C-1601 (a)(12) - Alimony, support, separate maintenance, and child support reasonably necessary for support of debtor or dependents
N.C. Gen. Stat. § 1C-1601 (a)(1),(2) - Real or personal property, including co-op, used as residence to $35,000 (husband and wife may double) ($60,000 if 65 or older and spouse is deceased); up to $5,000 of unused portion of homestead may be applied to any property
N.C. Gen. Stat. § 1C-1601 (a)(4),(d) - Animals, crops, musical instruments, books, clothing, appliances, household goods & furnishings to $5,500 total; may add $1,000 per dependent, up to $4,000 total additional (all property must have been purchased at least 90 days before filing)
N.C. Gen. Stat. § 1C-1601 (a)(5) - Implements, books, & tools of trade to $2,000
N.C. Gen. Stat. § 1C-1601 (a)(2) - $5,000 less any amount claimed for homestead or burial exemption, of any property
N.C. Gen. Stat. � 1C-1601 (f) - North Carolina has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). NCGS § 1C-1601(f).
N.C. Gen. Stat. § 1C-1601 (a)(6) - Life insurance on spouse or children
N.C. Gen. Stat. § 30-15 - Support received by a surviving spouse for 1 year, up to $60,000
N.C. Gen. Stat. § 58-24-85 - Fraternal benefit society benefits
N.C. Gen. Stat. § 58-58-165 - Employee group life policy or proceeds
N.C. Gen. Stat. § 58-86-90 - Firefighters & rescue squad workers
N.C. Gen. Stat. § 59-55 - Property of business partnership
N.C. Gen. Stat. § 96-17 - Unemployment compensation
N.C. Gen. Stat. § 97-21 - Workers' compensation

50 State Wild Card Exemptions

Ala. Code § 6-10-6 - $8,225 of any personal property, except wages (husband & wife may double)
Ala. Code § 6-10-126 - $8,225 of any personal property, except wages (husband & wife may double)
Ark. Const. Art. 9, � 1 - $500 of any personal property if married or head of family; $200 if not married
Ark. Const. Art. 9, � 2 - $500 of any personal property if married or head of family; $200 if not married
Ark. Code Ann. § 16-66-218 (b)(1),(2) - $500 of any personal property if married or head of family; $200 if not married
Cal. Civ. Proc. Code § 703.140 (b)(1) - Unused portion of homestead or burial exemption of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - $1,700 of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - Unused portion of homestead or burial exemption of any property
Conn. Gen. Stat. Ann. § 52-352b (r) - $1,000 of any property
D.C. Code Ann. § 15-501 (a)(3) - Up to $850 in any property, plus up to $8,075 of unused homestead exemption
Del. Code Ann. tit. 10, § 4903 - $500 of any personal property, except tools of trade, if head of family
Ga. Code Ann. § 44-13-100 (a)(6) - Unused portion of homestead exemption to $10,000
Ga. Code Ann. § 44-13-100 (a)(6) - $1200 of any property
Iowa Code § 627.6 (14) - $1,000 of any personal property, including cash, not otherwise exempt
Idaho Code § 11-605 (11) - $1,500 in any tangible personal property
735 Ill. Comp. Stat. 5/12-1001 (b) - $4,000 of any personal property (does not include wages)
Ind. Code Ann. § 34-55-10-2 (c)(2) - $12,100 of any real estate or tangible personal property.
Ky. Rev. Stat. Ann. § 427.160 - $1,000 of any property
Mass. Gen. Laws ch. 235, § 34 (17) - any property up to $1,000 plus up to $5,000 unused about of exemptions for automobile, household furnishings, and tools of trade
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (b)(5),(f) - $6,000 of cash or any property; must claim exemption within 30 days of levy or attachment
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (f) - An additional $6,000 in any personal property
Me. Rev. Stat. Ann. tit. 14, § 4422 (16) - Unused portion of exemption in homestead to $10,500; or unused exemption in animals, crops, musical instruments, books, clothing, furnishings, household goods, appliances, tools of the trade, & personal injury recoveries
Me. Rev. Stat. Ann. tit. 14, § 4422 (15) - $500 of any property
Mo. Rev. Stat. § 513.430 1.(3) - $1,250 of any property if head of family, else $600; head of family may claim additional $350 per unmarried dependent child under age 21.
Mo. Rev. Stat. § 513.440 - $1,250 of any property if head of family, else $600; head of family may claim additional $350 per unmarried dependent child under age 21.
Miss. Code Ann. § 85-3-1 (h) - $50,000 of any property, whether real, personal or mixed, tangible or intangible, including deposits of money, available to any Mississippi resident who is 70 years of age or older.
N.C. Gen. Stat. § 1C-1601 (a)(2) - $5,000 less any amount claimed for homestead or burial exemption, of any property
N.C. Const. art. X § 1 - $500 of any personal property
N.D. Cent. Code § 28-22-03.1 (1) - $10,000 of any property in lieu of homestead
Neb. Rev. Stat. § 25-1552 - $5,970 of any personal property, except wages, in lieu of homestead
N.H. Rev. Stat. Ann. § 511:2 (XVIII) - Unused portion of bibles & books, food & fuel, furniture, jewelry, motor vehicle, and tools of trade exemptions to $7,000
N.H. Rev. Stat. Ann. § 511:2 (XVIII) - $1,000 of any property
N.M. Stat. Ann. § 42-10-1 (A)(14) - $15,00 of any personal property
N.M. Stat. Ann. § 42-10-10 - $15,000 of any real or personal property, in lieu of homestead
Nev. Rev. Stat. Ann. § 21.090 (z) - $1,000
N.Y. CPLR § 5205 (a)(9) - $1,175 if no homestead claimed.
Ohio Rev. Code Ann. § 2329.66 (A)(18) - $1,475 of any property
Or. Rev. Stat. § 18.345 (1)(p) - $400 of any personal property not already covered by existing exemption (husband & wife may double)
42 Pa. Cons. Stat. Ann. § 8123 - $300 of any property, including cash, real property, securities, or proceeds from sale of exempt property
R.I. Gen. Laws § 9-26-4 (16) - $6,500
S.C. Code Ann. § 15-41-30 (A)(7) - Up to $6,700 for any property, from unused exemptions amounts for homestead, burial, motor vehicle, personal property, jewelry or tool of trade exemptions.
S.D. Codified Laws Ann. § 43-45-4 - Head of family may claim $7,000, or nonhead of family may claim $5,000 of any personal property
Tenn. Code Ann. § 26-2-103 - $10,000 of any personal property including deposits on account with any bank or financial institution
11 U.S.C. § 522 (d)(5) - $1,475 of any property
11 U.S.C. § 522 (d)(5) - Up to $13,950 of unused homestead exemption amount, for any property.
Va. Code Ann. § 34-13 - Unused portion of homestead or personal property exemption
Va. Code Ann. § 34-4.1 - $10,000 of any property for disabled veterans
Vt. Stat. Ann. tit. 12, § 2740 (7) - Unused exemptions for motor vehicle, tools of trade, jewelry, household furniture, appliances, clothing, & crops to $7,000
Vt. Stat. Ann. tit. 12, § 2740 (7) - $400 of any property
Wash. Rev. Code Ann. § 6.15.010 (1)(c)(ii) - up to $10,000 of any other personal property, except personal earnings as provided under RCW 6.15.050(1)
W. Va. Code § 38-10-4 (e) - $800 plus unused portion of homestead or burial exemption, of any property)

← North Carolina Wild Card Exemptions

Citation: Stat. - N.C. Const. art. X § 1

Other North Carolina Exemption Citations

50 State Wild Card Exemptions