Bankruptcy Credit Counselling in Columbus, OH

Click for Columbus, Ohio Forecast

Court Approved Credit Counseling & Debtor Education for Ohio [show in own window]

These are credit counseling agencies approved by the Justice Department for the court districts in your state.

You may notice most of them are not in your state. That's, because most are nationwide outfits that offer their services online or by phone.

The list of approved credit counselors for all states is maintained and updated by the Department of Justice at http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm

For approved credit counseling offered in languages other than English, click here.

 Posted on Friday, March 21st, 2008

 

Columbus is in the Ohio Southern District Bankruptcy Court.
Source for List: http://www.usdoj.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_ohio/cc_ohio.htm
[show in own windo

  • Credit Counselling (before your bankruptcy)
  • Debtor Education (at the end of your Bankruptcy)

Approved Credit Counseling Agencies

Ohio

OHS | Southern District of Ohio

$0$ BK Class Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
2711 E. Melrose Street
Gilbert, AZ 85297
877-376-7122

$0 Debt Goal Inc.

Delivery Method:
Internet

English,
Main Address:
130 W. Jefferson Street
Tipton, IN 46072
877-376-8070

001 Debtorcc, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
378 Summit Avenue
Jersey City, NJ 07306
1-800-610-3920

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-692-5669
English, Spanish
Main Address:
2049 Marco Drive
Camarillo, CA 93010
877-692-5669

1$ Wiser Consumer Education, Inc.

Delivery Method:
Internet

English,
Main Address:
503 Hillcrest Lane
Krum, TX 76249
972-292-7279

101creditcounseling.com

Delivery Method:
Internet

English,
Main Address:
21008 SE 47th Avenue
Bothell, WA 98021
866-676-1364

123 Credit Counselors, Inc

Delivery Method:
Internet

English, Spanish
Telephone
1-888-412-2123
English, Spanish
Internet/Telephone
/ 888-412-2123
Main Address:
6161 Blue Lagoon Drive
Suite 255A
Miami, FL 33126

1A Bankruptcy Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-823-4266
English, Spanish
Main Address:
21 Caller Street, Suite 214
Peabody, MA 01960
888-823-4266

Abacus Credit Counseling

Delivery Method:
Internet

English, Spanish
Telephone
800-516-3834
English, Spanish
Main Address:
17337 Ventura Boulevard
Suite 226
Encino, CA 91316

ABC American Bankruptcy Counselors

Delivery Method:
Internet

English, Spanish
Telephone
1-800-299-8736
English,
In Person
ABC American Bankruptcy Counselors
103 Toni Lane  
St. Clairsville , OH  43950
800-299-8736
English, Spanish

Main Address:
48 County Rd. 114
Bailey, CO 80421
303-551-5599

Abel Credit Counseling Services, Inc.

Delivery Method:
Internet

English,
Telephone
866-769-5357
English,
Main Address:
102 South Post Street
Hay Springs, NE 69347
308-225-5357

Academy of Financial Literacy, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
2105 E. Oakland Street
Chandler, AZ 85225
877-833-2867

Access Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-205-9297
English, Spanish
Main Address:
633 W. 5th Street
Suite 26001
Los Angeles , CA 90071

Advantage Credit Counseling Service, Inc.

Delivery Method:
Internet

English,
Telephone
866-409-2227
English,
Main Address:
River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA 15203

Advantage Debt Management of America

Delivery Method:
Internet

English,
Telephone
877-245-5435
English,
In Person
Advantage Debt Management of America
5968 Glenway Avenue  
Cincinnati , OH  45238
513-451-0442
English,

Advantage Debt Management of America
4015 Executive Park Drive  Suite 150
Cincinnati , OH  45241
513-563-4357
English,

Main Address:
4015 Executive Park Drive
Suite 150
Cincinnati, OH 45241

Advisory Credit Management, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-786-2394
English, Spanish
Main Address:
3511 West Commercial Blvd
Suite 404
Tamarac, FL 33309

Allen Credit and Debt Counseling Agency

Delivery Method:
Internet

English, Spanish
Telephone
888-415-8173
English, Spanish
Main Address:
20003 387th Avenue
Wolsey, SD 57384
888-415-8173

Alliance Credit Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-594-9596
English, Spanish
Internet/Telephone
/ 888-594-9596
Main Address:
15720 John J. Delaney
Suite 575
Charlotte, NC 28277

Alpha Community Services

Delivery Method:
Telephone
866-256-9610
English,
Main Address:
121 West Water Street
Suite D
Sandusky, OH 44870

American Consumer Credit Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
1-866-826-6924
English, Spanish
Main Address:
130 Rumford Avenue
Suite 202
Newton, MA 02466

Bigsteptraining.org

Delivery Method:
Internet

English, Spanish
Main Address:
51705 SE 4th Street
Scappoose, OR 97056
503-888-1708

Black Bottom/Springfield Human Development Corp d/b/a St. Joseph Homeownership

Delivery Method:
Telephone
904-435-7546
English, French, Spanish
Main Address:
485 West First Street
Suite 239
Jacksonville, FL 32202

Black Hills Children's Ranch, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-888-1596
English, Spanish
Main Address:
1644 Concourse Drive
Rapid City, SD 57703
605-348-1608

CC Advising, Inc.

Delivery Method:
Internet

English, Russian, Spanish
Main Address:
703 Washington Ave.
Suite 200
Bay City, MI 48708

CCCS of Ventura County, Inc. / SurePath Financial Solutions

Delivery Method:
Internet

English, Spanish
Telephone
877-615-7873
English, Chinese, Mandarin, Chinese, Yue/Cantonese, Spanish
Main Address:
80 North Wood Road
Suite 200
Camarillo, CA 93010

Community Credit Counselors, Inc.

Delivery Method:
Internet

English,
Telephone
800-531-5124
English,
Main Address:
101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA 23452-7523

Compass Family and Community Services

Delivery Method:
Telephone
330-782-5664
English, Spanish
Main Address:
535 Marmion Avenue
Youngstown, OH 44502
330-782-5664

Comprehensive Credit Counseling of Rural Services of Indiana, Inc.

Delivery Method:
Telephone
1-800-288-6581
English,
Main Address:
60918 US 31 South
South Bend, IN 46614
800-288-6581

ConsumerBankruptcyCounseling.info, a Project of the Tides Center

Delivery Method:
Main Address:
1014 Torney Avenue
San Francisco, CA 94129
415-561-6300

Consumer Credit and Budget Counseling, Inc.

Delivery Method:
Internet

English,
Telephone
888-738-8233
English, Spanish
Main Address:
299 South Shore Road
US Route 9 South
Marmora, NJ 08223

Consumer Credit Counseling Service of Buffalo, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-926-9685
English, Spanish
Main Address:
40 Gardenville Parkway
Suite 300
West Seneca, NY 14224

Consumer Credit Counseling Service of Greater Atlanta d/b/a ClearPoint Credit Counseling Solutions

Delivery Method:
Internet

English, Spanish
Main Address:
270 Peachtree Street NW
Suite 1800
Atlanta, GA 30303

Consumer Credit Counseling Service of Greater San Antonio

Delivery Method:
Internet

English,
Main Address:
6851 Citizens Parkway
Suite 100
San Antonio, TX 78229

Consumer Credit Counseling Service of Huntington

Delivery Method:
Telephone
888-534-4387
English,
Main Address:
1102 Memorial Blvd
Huntington, WV 25701
888-534-4387

Consumer Credit Counseling Service of Maryland & Delaware, Inc.

Delivery Method:
Internet

English,
Telephone
800-642-2227
English,
Main Address:
757 Frederick Road
2nd Floor
Baltimore, MD 21228

Consumer Credit Counseling Service of Orange County

Delivery Method:
Internet

English,
Telephone
888-289-8230
English, Spanish
Main Address:
1920 Old Tustin Avenue
Santa Ana, CA 92705
888-289-8230

Consumer Credit Counseling Service of Rochester, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-724-2227
English, Spanish
Main Address:
1000 University Avenue
Suite 900
Rochester, NY 14607

Consumer Credit Counseling Service of San Francisco

Delivery Method:
Internet

English,
Telephone
800-777-7526
English, Spanish
Main Address:
595 Market Street
Suite 1500
San Francisco, CA 94105

Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc.

Delivery Method:
Internet

English,
Telephone
866-481-4752
English,
Main Address:
2715 Murdoch Avenue B-4
Parkersburg, WV 26101
866-481-4752

Consumer Credit Counseling Service of the Midwest, Inc.

Delivery Method:
Internet

English,
Telephone
800-355-2227
English, Spanish
In Person
Consumer Credit Counseling Service of the Midwest, Inc.
4500 E. Broad Street  
Columbus , OH  43213
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
23 S Park Avenue  Suite 210
Newark , OH  43055
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
3894 Broadway  
Grove City , OH  43123
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
4220 East Broad Street  
Columbus , OH  43213
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
5555 Renner Road  
Columbus , OH  43228
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
9545 Kenwood Road  Suite 204
Cincinnati , OH  45242
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
9600 Colerain Avenue  Suite 405
Cincinnati , OH  45251
800-355-2227
English, Spanish

Main Address:
4500 East Broad Street
Columbus, OH 43213
800-355-2227

Consumer Education and Training Services

Delivery Method:
Internet

English,
Main Address:
1200 Fifth Avenue
Suite 600
Seattle, WA 98101

Consumer Financial Education Foundation of America, Inc.

Delivery Method:
Telephone
1-866-684-8171
English, Spanish
Main Address:
3425 5th Avenue South
Birmingham, AL 35222
205-321-2822

Credit Advisors Foundation

Delivery Method:
Internet

English,
Telephone
800-625-7725
English, Korean, Spanish, Thai
Internet/Telephone
/ 800-625-7725
Main Address:
1818 South 72nd Street
Omaha, NE 68124
402-393-3100

Credit Card Management Services, Inc. d/b/a Debthelper.com

Delivery Method:
Internet

English, Spanish
Telephone
800-920-2262
English, French, Haitian Creole, Portuguese, Spanish
Main Address:
1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401

Cricket Debt Counseling

Delivery Method:
Internet

English, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Min Nan/Taiwanese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Italian, Japanese, Korean, Laotian, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Spanish, Tagalog, Urdu, Vietnamese, Yiddish
Telephone
866-719-0400
English, Spanish
Main Address:
219 SW Stark Street
Suite 200
Portland, OR 97204

Debt Counseling Corp.

Delivery Method:
Internet

English, Spanish
Telephone
1.888.354.6332
English, Spanish
Main Address:
3033 Express Drive North
Hauppauge, NY 11749
888-354-6332

Debt Education and Certification Foundation

Delivery Method:
Internet

English,
Telephone
866-859-7323
English, Spanish
Main Address:
114 Goliad Street
Benbrook, TX 76126
866-859-7323

Debt Management Credit Counseling Corp.

Delivery Method:
Telephone
888-777-0981
English,
Main Address:
3310 N. Federal Highway
Lighthouse Point, FL 33064
954-418-1466

Debtor Ed's Credit Counseling Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
627 Hearthglen Boulevard
Winter Garden, FL 34787
407-798-7931

DebtorWise Foundation

Delivery Method:
Internet

English, Spanish
Telephone
800-870-2222
English, Spanish
Main Address:
1100 University Avenue
Suite 211
Rochester, NY 14607

Debt Reduction Services, Inc.

Delivery Method:
Telephone
877-688-3328
English, Spanish
Internet/Telephone
/ 877-688-3328
Main Address:
6213 N. Cloverdale Road
Suite 100
Boise, ID 83713

DebtWave Credit Counseling

Delivery Method:
Telephone
858-751-2600
English, Spanish
Main Address:
9325 Sky Park Ct
Suite 260
San Diego, CA 92123

Evergreen Financial Counseling

Delivery Method:
Internet

English,
Telephone
800-581-3513
English,
Main Address:
9747 Stonecrest Drive
Salem, OR 97306
800-581-3513

Family & Community Services, Inc.

Delivery Method:
Telephone
1-888-258-0694
English,
Main Address:
705 Oakwood, Suite 106
Ravenna, OH 44266
330-297-0080

Family Financial Education Foundation

Delivery Method:
Internet

English,
Telephone
1-888-292-4333
English, Spanish
Main Address:
724 Front Street
Suite 340
Evanston, WY 82930

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt

Delivery Method:
Internet

English,
Telephone
800-992-4557
English, Spanish
Main Address:
225 Willowbrook Road
Freehold, NJ 07728
732-409-6281

Graceworks Lutheran Services

Delivery Method:
Internet

English,
Telephone
1-800-377-2432
English,
In Person
Graceworks Lutheran Services
1245 Wapakoneta Avenue  Suite A
Sidney , OH  45365
800-377-2432
English,

Graceworks Lutheran Services
27 North Wittenberg Avenue  
Springfield , OH  45502
800-377-2432
English,

Graceworks Lutheran Services
3131 S. Dixie  Suite 300
Dayton , OH  45439
937-643-2227
English,

Main Address:
3131 South Dixie Drive
Suite 300
Dayton, OH 45439

Greenleaf Family Center

Delivery Method:
Main Address:
580 Grant Street
Akron, OH 44311-9910
330-376-9494

GreenPath, Inc.

Delivery Method:
Internet

English,
Telephone
(800) 630-6718
English, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Internet/Telephone
/ (800) 630-6718
In Person
GreenPath, Inc.
2455 Executive Park Blvd  
Fairborn , OH  45324
800-630-6718
English, Spanish

Main Address:
36500 Corporate Drive
Farmington Hills, MI 48331
800-630-6718

Hananwill Credit Counseling

Delivery Method:
Internet

English,
Telephone
877-544-5560
English,
Main Address:
115 North Cross Street
Robinson, IL 62454
877-544-5560

InCharge Debt Solutions

Delivery Method:
Internet

English, Spanish
Main Address:
5750 Major Blvd
Suite 300
Orlando, FL 32819

Integrity Consumer Services, Limited

Delivery Method:
Telephone
770-715-6385
English,
Main Address:
20 Brown Thrasher Run
Oxford, GA 30054
770-715-6385

LifeSpan, Inc.

Delivery Method:
Internet

English,
In Person
LifeSpan, Inc.
800 Bank Street/City Link Center  
Cincinnati , OH  45214
513-241-7266
English,

LifeSpan, Inc.
1002 North University Blvd  
Middletown , OH  45042
513-424-6888
English,

LifeSpan, Inc.
1900 Farigrove Ave.  
Hamilton , OH  45011
513-868-3210
English,

LifeSpan, Inc.
7588 Central Parke Blvd.  Suite 322
Mason , OH  45040
513-868-9220
English,

Main Address:
1900 Fairgrove Avenue
Hamilton, OH 45011
513-868-3210

Money Management International, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
(877) 964-2227
English, Spanish
Main Address:
14141 Southwest Freeway
Suite 1000
Sugar Land, TX 77478-3494

MoneySharp Credit Counseling Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
1916 N. Fairfield Avenue
Suite 200
Chicago, IL 60647

Mpowered

Delivery Method:
Internet

English, Spanish
Telephone
303-233-2773
English, Spanish
Main Address:
2009 Wadsworth Blvd.
Suite #100
Lakewood, CO 80214

National Financial Literacy Foundation, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-380-6353
English, Spanish
Main Address:
555 Winderley Place
Suite 300
Maitland, FL 32751

Northwest Counseling Service, Inc.

Delivery Method:
Telephone
215-324-7500
English,
Main Address:
5001 North Broad Street
Philadelphia, PA 19141
215-324-7500

PFG Credit Counseling, Inc.

Delivery Method:
Internet

English,
Main Address:
55 E. Monroe Street
Suite # 3400
Chicago, IL 60603

Springboard Nonprofit Consumer Credit Management, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-425-3453
English, Spanish
Internet/Telephone
/ 888-425-3453
Main Address:
4351 Latham Street
Riverside, CA 92501
951-781-0114

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc.

Delivery Method:
Internet

English,
Telephone
877-240-1398
English,
Internet/Telephone
/ 866-232-3600
Main Address:
406 5th Street North
Suite 1
Oneonta, AL 35121

Summit Financial Education, Inc.

Delivery Method:
Internet

English,
Main Address:
7651 W. August Moon Place
Tucson, AZ 85743
1-800-780-5965

Take Charge America, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
866-750-9634
English, Spanish
Main Address:
20620 North 19th Avenue
Phoenix, AZ 85027-3585
866-750-9634

The Kingdom Ministries, Inc.

Delivery Method:
Telephone
901-552-5131
English,
Main Address:
6094 Apple Tree Drive
Suite 5
Memphis, TN 38115

The Mesquite Group, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-769-4069
English, Spanish
Main Address:
600 Six Flags Drive
Suite 400
Arlington, TX 76011

Trinity Credit Counseling, Inc.

Delivery Method:
In Person
Trinity Credit Counseling, Inc.
11229 Reading Road  
Cincinnati , OH  45241
800-758-3844
English,

Main Address:
11229 Reading Road
Cincinnati, OH 45241
513-769-0621

Urgent Credit Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
219 SW Stark Street
Suite 200
Portland, OR 97204

What is Credit Counseling?

Credit counseling is now required for all persons before they can file for bankruptcy. It costs about $50 or less and can be done in person, on the phone, or over the internet.

A credit counseling session generally lasts about 90 minutes. They'll review of your financial situation, give you information about your rights and options, and propose a repayment plan for resolving your debt problems, if possible.

Credit counseling organizations are now screened by the federal government and only approved organizations can be used in bankruptcy. (See below.) This regulation is a good thing. The field rife with rip-off artists and the regulation has been welcomed by legitimate credit counselors.

The FTC also publishes a useful pamphlet on how to select a credit counselor.

Approved Debtor Education Agencies

Ohio

OHS | Southern District of Ohio

$$$$0 Debt Education LLC

Delivery Method:
Internet

English,
Main Address:
3480 Chalfant Rd
Santa Rosa, CA 95404
(585) 237-8903

$$$$eduCreations

Delivery Method:
Internet

English, Spanish
Telephone
877-344-1277
English, Spanish
Main Address:
6985 Sales Avenue
West Hills, CA 91307
877-344-1277

$$$0123 A+ Class

Delivery Method:
Internet

English,
Telephone
888-533-3423
English,
Main Address:
713 Preston Place
Grapevine, TX 76051
817-533-3423

$$ Bankruptcy Debtor Education

Delivery Method:
Main Address:
21001 N. Tatum Blvd.
Suite 1630-299
Phoenix, AZ 85050

$0$ BK Class Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
2711 E. Melrose Street
Gilbert, AZ 85297
877-376-7122

$02 Start Debtor Education, LLC

Delivery Method:
Internet

English,
Main Address:
2356 Crowther Drive
Eugene, OR 97404
866-676-1364

$0 Debt Goal, LLC

Delivery Method:
Internet

English,
Telephone
(877) 376-8080
English,
Main Address:
130 W. Jefferson Street
Tipton, IN 46072
317-447-3235

$10 Debtor Education, LLC

Delivery Method:
Internet

English,
Main Address:
21001 N. Tatum Blvd.
Suite 1630-128
Phoenix, AZ 85050

$9 Debt Education

Delivery Method:
Internet

English,
Main Address:
900 Mohawk Street
Suite 230
Bakersfield, CA 93309

$ Education USA, LLC

Delivery Method:
Internet

English, Spanish
Main Address:
2818 Shipston Ave
New Port Richey, FL 34655
877-919-0839

001 Debtoredu LLC

Delivery Method:
Internet

English, Spanish
Main Address:
378 Summit Avenue
Jersey City, NJ 07306
800-610-3920

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-692-5669
English, Spanish
Main Address:
2049 Marco Drive
Camarillo, CA 93010
877-692-5669

1$ Wiser Consumer Education, Inc.

Delivery Method:
Internet

English,
Main Address:
503 Hillcrest Lane
Krum, TX 76249
972-292-7279

111Education.com, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
5316 8th Street
Zephyrhills, FL 33542
813-788-3369

123 Debtor.com, LLC

Delivery Method:
Internet

English,
Main Address:
2356 Crowther Drive
Eugene, OR 97404
866-676-1364

1A Bankruptcy Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-823-4266
English,
Main Address:
21 Caller Street, Suite 214
Peabody, MA 01960
888-823-4266

247 Bankruptcy Class, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
866-412-7247
English,
Main Address:
6161 Blue Lagoon Drive
Suite 255B
Miami, FL 33126

50-30-20 MoneyPlan

Delivery Method:
Internet

English, Spanish
Telephone
888-450-3020
English,
Main Address:
7651 W. August Moon Place
Tucson, AZ 85743
888-450-3020

A1 Debtor Education, LLC dba Affordable Bankruptcy Courses

Delivery Method:
Internet

English, Spanish
Main Address:
3511 West Commercial Blvd.
Suite 401
Tamarac, FL 33309

ABC American Bankruptcy Counselors

Delivery Method:
Telephone
1-800-299-8736
English,
In Person
ABC American Bankruptcy Counselors
103 Toni Lane  
St. Clairsville , OH  43950
800-299-8736
English, Spanish

Main Address:
48 County Rd. 114
Bailey, CO 80421
303-551-5599

Abel Credit Counseling Services, Inc.

Delivery Method:
Internet

English,
Telephone
866-769-5357
English,
Main Address:
102 South Post Street
Hay Springs, NE 69347
308-225-5357

A Better Financial Education, Inc.

Delivery Method:
Internet

English,
Main Address:
One Capitol Mall
Suite 200
Sacramento, CA 95814

Academy of Financial Literacy, Inc.

Delivery Method:
Main Address:
2105 E. Oakland Street
Chandler, AZ 85225
877-833-2867

Access Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-205-9297
English, Spanish
Main Address:
633 W. 5th Street
Suite 26001
Los Angeles , CA 90071

Advantage Credit Counseling Service, Inc.

Delivery Method:
Internet

English,
Main Address:
River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA 15203

Advantage Debt Management of America

Delivery Method:
Internet

English,
Telephone
877-245-5435
English,
In Person
Advantage Debt Management of America
5968 Glenway Avenue  
Cincinnati , OH  45238
513-451-0442
English,

Advantage Debt Management of America
4015 Executive Park Drive  Suite 150
Cincinnati , OH  45241
513-563-4357
English,

Main Address:
4015 Executive Park Drive
Suite 150
Cincinnati, OH 45241

Advisory Credit Management, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
3511 West Commercial Blvd
Suite 404
Tamarac, FL 33309

Allen Credit and Debt Counseling Agency

Delivery Method:
Internet

English, Spanish
Telephone
888-415-8173
English, Spanish
Main Address:
20003 387th Avenue
Wolsey, SD 57384
888-415-8173

Alliance Credit Counseling, Inc.

Delivery Method:
Internet

English,
Telephone
888-594-9596
English, Spanish
Main Address:
15720 John J. Delaney
Suite 575
Charlotte, NC 28277

Alpha Community Services

Delivery Method:
Telephone
866-256-9610
English,
In Person
Alpha Community Services
118 1/2 West Main Street  
St. Clairsville , OH  43950
740-695-5100
English,

Main Address:
121 West Water Street
Suite D
Sandusky, OH 44870

! Always Lowest Price! Bankruptcy Education, LLC

Delivery Method:
Internet

English,
Main Address:
7360 E. Dreyfus Avenue
Scottsdale, AZ 85260
877-603-1305

American Bureau of Credit Services, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
3511 West Commercial Blvd.
Suite 401
Tamarac, FL 33309

American Consumer Credit Counseling, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
130 Rumford Avenue
Suite 202
Newton, MA 02466

Arbor Investments LTD.

Delivery Method:
Internet

English, Korean, Spanish, Thai
Telephone
800-625-7725
English, Korean, Spanish, Thai
Main Address:
1850 South 72nd Street
Omaha, NE 68124
800-625-7725

Atlantic Credit Foundation, Inc.

Delivery Method:
Internet

English,
Main Address:
3 Glen Hill Court
Dix Hills, NY 11746
800-383-8349

BE Adviser, LLC

Delivery Method:
Internet

English,
Main Address:
703 Washington Avenue
Suite 230-D
Bay City, MI 48708

! Big Step Training

Delivery Method:
Main Address:
51705 SE 4th Street
Scappoose, OR 97056
503-888-1708

BK Education Services

Delivery Method:
Internet

English,
Main Address:
12728 W. Mardia Street
Boise, ID 83709
800-871-3162

Black Bottom/Springfield Human Development Corp d/b/a St. Joseph Homeownership

Delivery Method:
Telephone
904-435-7546
English, French, Spanish
Main Address:
485 West First Street
Suite 239
Jacksonville, FL 32202

Black Hills Children's Ranch, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-888-1596
English, Spanish
Main Address:
1644 Concourse Drive
Rapid City, SD 57703
605-348-1608

CCCS of Ventura County, Inc. / SurePath Financial Solutions

Delivery Method:
Internet

English, Spanish
Telephone
877-615-7873
English, Chinese, Mandarin, Chinese, Yue/Cantonese, Spanish
Main Address:
80 North Wood Road
Suite 200
Camarillo, CA 93010

Community Credit Counselors, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
800-531-5124
English,
Main Address:
101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA 23452-7523

Compass Family and Community Services

Delivery Method:
Main Address:
535 Marmion Avenue
Youngstown, OH 44502
330-782-5664

Comprehensive Credit Counseling of Rural Services of Indiana, Inc.

Delivery Method:
Telephone
1-800-288-6581
English,
Main Address:
60918 US 31 South
South Bend, IN 46614
800-288-6581

Consumer Credit and Budget Counseling, Inc.

Delivery Method:
Internet

English,
Main Address:
299 South Shore Road
US Route 9 South
Marmora, NJ 08223

Consumer Credit Counseling Service, Inc.

Delivery Method:
Internet

English,
Main Address:
1201 W. Walnut
Salina, KS 67401
785-827-6731

Consumer Credit Counseling Service of Buffalo, Inc.

Delivery Method:
Internet

English,
Telephone
800-926-9685
English,
Main Address:
40 Gardenville Parkway
Suite 300
West Seneca, NY 14224

Consumer Credit Counseling Service of Greater Atlanta d/b/a ClearPoint Credit Counseling Solutions

Delivery Method:
Internet

English, Spanish
Main Address:
270 Peachtree Street NW
Suite 1800
Atlanta, GA 30303

Consumer Credit Counseling Service of Greater San Antonio

Delivery Method:
Internet

English,
Main Address:
6851 Citizens Parkway
Suite 100
San Antonio, TX 78229

Consumer Credit Counseling Service of Huntington

Delivery Method:
Internet

English,
Main Address:
1102 Memorial Blvd
Huntington, WV 25701
888-534-4387

Consumer Credit Counseling Service of Maryland & Delaware, Inc.

Delivery Method:
Internet

English,
Main Address:
757 Frederick Road
2nd Floor
Baltimore, MD 21228

Consumer Credit Counseling Service of Orange County

Delivery Method:
Internet

English,
Main Address:
1920 Old Tustin Avenue
Santa Ana, CA 92705
888-289-8230

Consumer Credit Counseling Service of Rochester, Inc.

Delivery Method:
Internet

English,
Main Address:
1000 University Avenue
Suite 900
Rochester, NY 14607

Consumer Credit Counseling Service of San Francisco

Delivery Method:
Internet

English, Spanish
Telephone
800-777-7526
English, Spanish
Main Address:
595 Market Street
Suite 1500
San Francisco, CA 94105

Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc.

Delivery Method:
Internet

English,
Telephone
866-481-4752
English,
Main Address:
2715 Murdoch Avenue B-4
Parkersburg, WV 26101
866-481-4752

Consumer Credit Counseling Service of the Midwest, Inc.

Delivery Method:
Internet

English,
In Person
Consumer Credit Counseling Service of the Midwest, Inc.
4500 E. Broad Street  
Columbus , OH  43213
800-355-2227
English,

Consumer Credit Counseling Service of the Midwest, Inc.
23 S Park Avenue  Suite 210
Newark , OH  43055
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
3894 Broadway  
Grove City , OH  43123
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
4220 East Broad Street  
Columbus , OH  43213
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
5555 Renner Road  
Columbus , OH  43228
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
9545 Kenwood Road  Suite 204
Cincinnati , OH  45242
800-355-2227
English, Spanish

Consumer Credit Counseling Service of the Midwest, Inc.
9600 Colerain Avenue  Suite 405
Cincinnati , OH  45251
800-355-2227
English, Spanish

Main Address:
4500 East Broad Street
Columbus, OH 43213
800-355-2227

Consumer Credit Management Services, Inc.

Delivery Method:
Internet

English, Haitian Creole, Spanish
Telephone
800-568-4545
English, Haitian Creole, Spanish
Main Address:
315 NE 2nd Avenue
Delray Beach, FL 33444
800-568-4545

Consumer Education and Training Services

Delivery Method:
Internet

English,
Telephone
206-267-7082
English,
Main Address:
1200 Fifth Avenue
Suite 600
Seattle, WA 98101

Consumer Financial Education Foundation of America, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
1-866-684-8171
English, Spanish
Main Address:
3425 5th Avenue South
Birmingham, AL 35222
205-321-2822

Credit Card Management Services, Inc. d/b/a Debthelper.com

Delivery Method:
Internet

English, Spanish
Telephone
800-920-2262
English, French, Haitian Creole, Portuguese, Spanish
Main Address:
1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401

Dalton Education, LLC

Delivery Method:
Internet

English,
Main Address:
5400 Laurel Springs Parkway
Suite 202
Suwanee, GA 30024

Dave Ramsey's Debtor Education, LLC

Delivery Method:
Internet

English, Spanish
Telephone
800-480-5902
English, Spanish
Main Address:
1749 Mallory Lane
Brentwood , TN 37027
800-480-5902

Debt Counseling Corp.

Delivery Method:
Internet

English, Spanish
Telephone
1.888.354.6332
English, Spanish
Main Address:
3033 Express Drive North
Hauppauge, NY 11749
888-354-6332

Debt Education and Certification Foundation

Delivery Method:
Internet

English,
Telephone
866-859-7323
English, Spanish
Main Address:
114 Goliad Street
Benbrook, TX 76126
866-859-7323

Debt Management Credit Counseling Corp.

Delivery Method:
Internet

English, Spanish
Main Address:
3310 N. Federal Highway
Lighthouse Point, FL 33064
954-418-1466

Debtor Ed, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
627 Hearthglen Boulevard
Winter Garden, FL 34787
407-798-7931

DebtorWise Foundation

Delivery Method:
Internet

English, Spanish
Telephone
800-870-2222
English, Spanish
Main Address:
1100 University Avenue
Suite 211
Rochester, NY 14607

Debt Reduction Services, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
6213 N. Cloverdale Road
Suite 100
Boise, ID 83713

Evergreen Financial Counseling

Delivery Method:
Internet

English,
Telephone
800-581-3513
English,
Main Address:
9747 Stonecrest Drive
Salem, OR 97306
800-581-3513

Family & Community Services, Inc.

Delivery Method:
Main Address:
705 Oakwood, Suite 106
Ravenna, OH 44266
330-297-0080

Family Financial Education Foundation

Delivery Method:
Internet

English, Spanish
Telephone
1-888-292-4333
English,
Main Address:
724 Front Street
Suite 340
Evanston, WY 82930

Family Service Agency, Inc.

Delivery Method:
Internet

English,
Main Address:
628 West Broadway
Suite 102
North Little Rock, AR 72114

Financial Education Services, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-460-7337
English, Spanish
Main Address:
2818 Shipston Ave
New Port Richey, FL 34655
877-460-7337

Frank Pees, Standing Chapter 13 Trustee

Delivery Method:
In Person
Frank Pees, Standing Chapter 13 Trustee
130 E. Wilson Bridge Road  Suite 200
Worthington , OH  43085
800-282-1001
English,

Main Address:
130 E. Wilson Bridge Road
Suite 200
Worthington, OH 43085

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt

Delivery Method:
Internet

English,
Telephone
877-892-4557
English, Spanish
Main Address:
225 Willowbrook Road
Freehold, NJ 07728
732-409-6281

Graceworks Lutheran Services

Delivery Method:
Internet

English,
In Person
Graceworks Lutheran Services
27 North Wittenberg Avenue  
Springfield , OH  45502
800-377-2432
English,

Graceworks Lutheran Services
3131 S. Dixie  Suite 300
Dayton , OH  45439
937-643-2227
English,

Main Address:
3131 South Dixie Drive
Suite 300
Dayton, OH 45439

Greenleaf Family Center

Delivery Method:
Main Address:
580 Grant Street
Akron, OH 44311-9910
330-376-9494

GreenPath, Inc.

Delivery Method:
Internet

English,
Telephone
(800) 630-6718
English, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Main Address:
36500 Corporate Drive
Farmington Hills, MI 48331
800-630-6718

Hananwill Financial Education Services

Delivery Method:
Internet

English,
Telephone
866-544-5557
English,
Main Address:
115 North Cross Street
Robinson, IL 62454
866-544-5557

Hummingbird Credit Counseling and Education, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
3737 Glenwood Avenue
Suite 100
Raleigh, NC 27612

InCharge Debt Solutions

Delivery Method:
Internet

English, Spanish
Telephone
1-877-267-0604
English, Spanish
Main Address:
5750 Major Blvd
Suite 300
Orlando, FL 32819

Integrity Consumer Services, Limited

Delivery Method:
Telephone
770-715-6385
English,
Main Address:
20 Brown Thrasher Run
Oxford, GA 30054
770-715-6385

Jeffrey M. Kellner, Chapter 13 Standing Trustee

Delivery Method:
In Person
Jeffrey M. Kellner, Chapter 13 Standing Trustee
131 N. Ludlow Street  Suite 900
Dayton , OH  45402
937-222-7600
English,

Main Address:
131 N. Ludlow Street
Suite 900
Dayton, OH 45402

Jeffrey P. Norman, Chapter 13 Trustee, Southern District of Ohio

Delivery Method:
In Person
Jeffrey P. Norman, Chapter 13 Trustee, Southern District of Ohio
100 West Broad Street  Suite 900
Columbus , OH  43215
614-420-2555
English,

Jeffrey P. Norman, Chapter 13 Trustee, Southern District of Ohio
Ohio Valley Mall  #295 Mall Road
St. Clairsville , OH  43950
614-420-2555
English,

Main Address:
10 West Broad Street
Suite 900
Columbus, OH 43215

LifeSpan, Inc.

Delivery Method:
Internet

English,
In Person
LifeSpan, Inc.
1002 North University Blvd  
Middletown , OH  45042
513-424-6888
English,

LifeSpan, Inc.
1900 Farigrove Ave.  
Hamilton , OH  45011
513-868-3210
English,

LifeSpan, Inc.
7588 Central Parke Blvd.  Suite 322
Mason , OH  45040
513-868-9220
English,

Main Address:
1900 Fairgrove Avenue
Hamilton, OH 45011
513-868-3210

Lutheran Social Service of Minnesota

Delivery Method:
Internet

English,
Main Address:
424 West Superior Street
Suite 600
Duluth, MN 55802

Margaret A. Burks, Chapter 13 Standing Trustee

Delivery Method:
In Person
Margaret A. Burks, Chapter 13 Standing Trustee
36 E. 7th Street  Suite 1630
Cincinnati , OH  45202
513-261-4488
English,

Main Address:
600 Vine Street
Suite 2200
Cincinnati, OH 45202-3800

Money Management International, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
(877) 964-2227
English, Spanish
Main Address:
14141 Southwest Freeway
Suite 1000
Sugar Land, TX 77478-3494

MoneySharp Credit Counseling Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
1916 N. Fairfield Avenue
Suite 200
Chicago, IL 60647

Mpowered

Delivery Method:
Internet

English, Spanish
Main Address:
2009 Wadsworth Blvd.
Suite #100
Lakewood, CO 80214

Ohio State University Extension

Delivery Method:
In Person
Ohio State University Extension
OSU Extension  1000 Locust Street
Owensville , OH  45160
513-732-7070
English,

Ohio State University Extension
110 Boggs Lane  Suite 315
Cincinnati , OH  45246
513-946-8994
English,

Ohio State University Extension
1415 U.S. Route 22 Southwest  OSU Extension
Washington Court House , OH  43160-9557
740-335-1150
English,

Ohio State University Extension
150 N. Homer Avenue  OSU Extension Office
Logan , OH  43138
740-385-3222
English,

Ohio State University Extension
Room 1025  Harcourt Road
Mt. Vernon , OH  43050
740-397-0401
English,

Ohio State University Extension
110 Island Road  
Circleville , OH  43113
740-474-7534
English,

Ohio State University Extension
475 Western Avenue  Suite F
Chillicothe , OH  45601
740-702-3200
English,

Ohio State University Extension
135 Main Street  Suite A
Wintersville , OH  43953
800-628-7460
English,

Ohio State University Extension
3737 Ostrander Road  
Ostrander , OH  43061
936-644-8117
English,

Ohio State University Extension
1001 S. Main Street  OSU Extension
Dayton , OH  45409
937-224-9654
English,

Ohio State University Extension
4400 Gateway Boulevard  Suite 104
Springfield , OH  45502
937-328-4607
English,

Ohio State University Extension
100 Fairground Road  
Xenia , OH  45385
937-372-9971
English,

Ohio State University Extension
Room 111 South Nelson Avenue  
Wilmington , OH  45177
937-382-0901
English,

Ohio State University Extension
119 Governor Foraker Place  Extension Office
Hillsboro , OH  45133
937-393-1918
English,

Ohio State University Extension
Meeting Room Miami County Court House  201 West Main Street
Troy , OH  45373
937-440-3945
English,

Ohio State University Extension
810 Fair Road  
Sidney , OH  45365
937-498-7239
English,

Ohio State University Extension
603 Wagner Avenue  
Greenville , OH  45331
937-548-5215
English,

Main Address:
Department of Consumer Sciences
4400 Gateway Blvd. Suite 104
Springfield, OH 45502

Parkland College

Delivery Method:
Internet

English,
Main Address:
2400 W. Bradley Avenue
Champaign, IL 61821-1899
217-351-2200

Professional Financial Guidance, LLC

Delivery Method:
Internet

English,
Main Address:
55 E Monroe #3400
Chicago, IL 60603
800-725-4734

SafeGuard Credit Counseling Services, Inc

Delivery Method:
Internet

English, Spanish
Main Address:
67 Fort Salonga Road
Northport, NY 11768
800-673-6993

Sage Personal Finance

Delivery Method:
Internet

English, Spanish
Telephone
800-516-2759
English, Spanish
Main Address:
4043 Contera Road
Encino, CA 91436
800-516-2759

Second Bankruptcy Course, LLC

Delivery Method:
Internet

English, Spanish
Main Address:
4540 Honeywell Court
Dayton, OH 45424
866-218-1003

Solid Start Financial Education Services, LLC

Delivery Method:
Internet

English, Spanish
Main Address:
10121 SE Sunnyside Road
Suite 300
Clackamas, OR 97105

Springboard Nonprofit Consumer Credit Management, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
888-425-3453
English, Spanish
Main Address:
4351 Latham Street
Riverside, CA 92501
951-781-0114

Stand Sure Information Services, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-750-0851
English, Spanish
Main Address:
406 5th Street North
Suite 1
Oneonta, AL 35121

Start Fresh Today Instructional, LLC

Delivery Method:
Internet

English, Spanish
Telephone
800-435-9138
English, Spanish
Main Address:
3511 West Commercial Blvd
Suite 401
Tamarac, FL 33309

State Treasurer of Ohio, Community Education Department

Delivery Method:
In Person
State Treasurer of Ohio, Community Education Department
2800 Presidential Drive  
Fairborn , OH  45326
800-228-1102
English,

State Treasurer of Ohio, Community Education Department
7007 N. High Street  
Worthington , OH  43085
800-228-1102
English,

State Treasurer of Ohio, Community Education Department
9555 Plainfield Road  
Blue Ash , OH  45236
800-228-1102
English,

Main Address:
30 East Broad Street
9th Floor
Columbus, OH 43215

Summit Financial Education, Inc.

Delivery Method:
Internet

English,
Main Address:
7651 W. August Moon Place
Tucson, AZ 85743
1-800-780-5965

Take Charge America, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
866-750-9634
English, Spanish
Main Address:
20620 North 19th Avenue
Phoenix, AZ 85027-3585
866-750-9634

The Credit Education Foundation

Delivery Method:
Main Address:
2619 South 4th Street
Ironton, OH 45638
866-726-9909

The Kingdom Ministries, Inc.

Delivery Method:
Internet

English,
Telephone
901-552-5131
English,
Main Address:
6094 Apple Tree Drive
Suite 5
Memphis, TN 38115

The Mesquite Group, Inc.

Delivery Method:
Internet

English, Spanish
Telephone
877-769-4069
English, Spanish
Main Address:
600 Six Flags Drive
Suite 400
Arlington, TX 76011

The Village Family Service Center

Delivery Method:
Internet

English,
Telephone
800-450-4019
English,
Main Address:
1201 25th Street, S.
Fargo, ND 58103
800-450-4019

Trustees' Education Network, Inc.

Delivery Method:
Internet

English, Spanish
Main Address:
One Windsor Cove
Suite 305
Columbia, SC 29223

Van Education LLC

Delivery Method:
Internet

English,
Main Address:
5345 Arapahoe Avenue
Suite 7
Boulder, CO 80303

Ypside Inc.

Delivery Method:
Internet

English,
Main Address:
4930 Washtenaw Avenue
Suite 300
Ann Arbor, MI 48108

What is Debtor Education?

Debtor Education is now required for all persons filing for bankruptcy before they can receive their final discharge of their debts. It costs about $50 or less and can be done in person, on the phone, or over the internet.

A debtor education session generally lasts about 90 minutes. They'll review of your financial situation, give you information about your rights and options, and tips on how to manage your finances to avoid bankruptcy again in the future.

As with credit counseling organizations, debtor education providers are now screened by the federal government and only approved organizations can be used in bankruptcy. (See below.) This regulation is a good thing. The field rife with rip-off artists and the regulation has been welcomed by legitimateorganizations.

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