Texas Bankruptcy Information

Texas Bankruptcy Information
Legal Consumer - Bankruptcy Means Test

Bankruptcy Info for Your Zip Code

Texas Bankruptcy Information

Texas Bankruptcy Courts


Enter Your Zip Code  


ADVERTISEMENTS - LegalConsumer.com does not endorse or review advertised products or services.




ADVERTISEMENTS - LegalConsumer.com does not endorse or review advertised products or services.

or . . . Select Your County

Anderson County Bankruptcy Information

Andrews County Bankruptcy Information

Angelina County Bankruptcy Information

Aransas County Bankruptcy Information

Archer County Bankruptcy Information

Armstrong County Bankruptcy Information

Atascosa County Bankruptcy Information

Austin County Bankruptcy Information

Bailey County Bankruptcy Information

Bandera County Bankruptcy Information

Bastrop County Bankruptcy Information

Baylor County Bankruptcy Information

Bee County Bankruptcy Information

Bell County Bankruptcy Information

Bexar County Bankruptcy Information

Blanco County Bankruptcy Information

Borden County Bankruptcy Information

Bosque County Bankruptcy Information

Bowie County Bankruptcy Information

Brazoria County Bankruptcy Information

Brazos County Bankruptcy Information

Brewster County Bankruptcy Information

Briscoe County Bankruptcy Information

Brooks County Bankruptcy Information

Brown County Bankruptcy Information

Burleson County Bankruptcy Information

Burnet County Bankruptcy Information

Caldwell County Bankruptcy Information

Calhoun County Bankruptcy Information

Callahan County Bankruptcy Information

Cameron County Bankruptcy Information

Camp County Bankruptcy Information

Carson County Bankruptcy Information

Cass County Bankruptcy Information

Castro County Bankruptcy Information

Chambers County Bankruptcy Information

Cherokee County Bankruptcy Information

Childress County Bankruptcy Information

Clay County Bankruptcy Information

Cochran County Bankruptcy Information

Coke County Bankruptcy Information

Coleman County Bankruptcy Information

Collin County Bankruptcy Information

Collingsworth County Bankruptcy Information

Colorado County Bankruptcy Information

Comal County Bankruptcy Information

Comanche County Bankruptcy Information

Concho County Bankruptcy Information

Cooke County Bankruptcy Information

Coryell County Bankruptcy Information

Cottle County Bankruptcy Information

Crane County Bankruptcy Information

Crockett County Bankruptcy Information

Crosby County Bankruptcy Information

Culberson County Bankruptcy Information

Dallam County Bankruptcy Information

Dallas County Bankruptcy Information

Dawson County Bankruptcy Information

Deaf Smith County Bankruptcy Information

Delta County Bankruptcy Information

Denton County Bankruptcy Information

DeWitt County Bankruptcy Information

Dickens County Bankruptcy Information

Dimmit County Bankruptcy Information

Donley County Bankruptcy Information

Duval County Bankruptcy Information

Eastland County Bankruptcy Information

Ector County Bankruptcy Information

Edwards County Bankruptcy Information

El Paso County Bankruptcy Information

Ellis County Bankruptcy Information

Erath County Bankruptcy Information

Falls County Bankruptcy Information

Fannin County Bankruptcy Information

Fayette County Bankruptcy Information

Fisher County Bankruptcy Information

Floyd County Bankruptcy Information

Foard County Bankruptcy Information

Fort Bend County Bankruptcy Information

Franklin County Bankruptcy Information

Freestone County Bankruptcy Information

Frio County Bankruptcy Information

Gaines County Bankruptcy Information

Galveston County Bankruptcy Information

Garza County Bankruptcy Information

Gillespie County Bankruptcy Information

Glasscock County Bankruptcy Information

Goliad County Bankruptcy Information

Gonzales County Bankruptcy Information

Gray County Bankruptcy Information

Grayson County Bankruptcy Information

Gregg County Bankruptcy Information

Grimes County Bankruptcy Information

Guadalupe County Bankruptcy Information

Hale County Bankruptcy Information

Hall County Bankruptcy Information

Hamilton County Bankruptcy Information

Hansford County Bankruptcy Information

Hardeman County Bankruptcy Information

Hardin County Bankruptcy Information

Harris County Bankruptcy Information

Harrison County Bankruptcy Information

Hartley County Bankruptcy Information

Haskell County Bankruptcy Information

Hays County Bankruptcy Information

Hemphill County Bankruptcy Information

Henderson County Bankruptcy Information

Hidalgo County Bankruptcy Information

Hill County Bankruptcy Information

Hockley County Bankruptcy Information

Hood County Bankruptcy Information

Hopkins County Bankruptcy Information

Houston County Bankruptcy Information

Howard County Bankruptcy Information

Hudspeth County Bankruptcy Information

Hunt County Bankruptcy Information

Hutchinson County Bankruptcy Information

Irion County Bankruptcy Information

Jack County Bankruptcy Information

Jackson County Bankruptcy Information

Jasper County Bankruptcy Information

Jeff Davis County Bankruptcy Information

Jefferson County Bankruptcy Information

Jim Hogg County Bankruptcy Information

Jim Wells County Bankruptcy Information

Johnson County Bankruptcy Information

Jones County Bankruptcy Information

Karnes County Bankruptcy Information

Kaufman County Bankruptcy Information

Kendall County Bankruptcy Information

Kenedy County Bankruptcy Information

Kent County Bankruptcy Information

Kerr County Bankruptcy Information

Kimble County Bankruptcy Information

King County Bankruptcy Information

Kinney County Bankruptcy Information

Kleberg County Bankruptcy Information

Knox County Bankruptcy Information

La Salle County Bankruptcy Information

Lamar County Bankruptcy Information

Lamb County Bankruptcy Information

Lampasas County Bankruptcy Information

Lavaca County Bankruptcy Information

Lee County Bankruptcy Information

Leon County Bankruptcy Information

Liberty County Bankruptcy Information

Limestone County Bankruptcy Information

Lipscomb County Bankruptcy Information

Live Oak County Bankruptcy Information

Llano County Bankruptcy Information

Loving County Bankruptcy Information

Lubbock County Bankruptcy Information

Lynn County Bankruptcy Information

Madison County Bankruptcy Information

Marion County Bankruptcy Information

Martin County Bankruptcy Information

Mason County Bankruptcy Information

Matagorda County Bankruptcy Information

Maverick County Bankruptcy Information

McCulloch County Bankruptcy Information

McLennan County Bankruptcy Information

McMullen County Bankruptcy Information

Medina County Bankruptcy Information

Menard County Bankruptcy Information

Midland County Bankruptcy Information

Milam County Bankruptcy Information

Mills County Bankruptcy Information

Mitchell County Bankruptcy Information

Montague County Bankruptcy Information

Montgomery County Bankruptcy Information

Moore County Bankruptcy Information

Morris County Bankruptcy Information

Motley County Bankruptcy Information

Nacogdoches County Bankruptcy Information

Navarro County Bankruptcy Information

Newton County Bankruptcy Information

Nolan County Bankruptcy Information

Nueces County Bankruptcy Information

Ochiltree County Bankruptcy Information

Oldham County Bankruptcy Information

Orange County Bankruptcy Information

Palo Pinto County Bankruptcy Information

Panola County Bankruptcy Information

Parker County Bankruptcy Information

Parmer County Bankruptcy Information

Pecos County Bankruptcy Information

Polk County Bankruptcy Information

Potter County Bankruptcy Information

Presidio County Bankruptcy Information

Rains County Bankruptcy Information

Randall County Bankruptcy Information

Reagan County Bankruptcy Information

Real County Bankruptcy Information

Red River County Bankruptcy Information

Reeves County Bankruptcy Information

Refugio County Bankruptcy Information

Roberts County Bankruptcy Information

Robertson County Bankruptcy Information

Rockwall County Bankruptcy Information

Runnels County Bankruptcy Information

Rusk County Bankruptcy Information

Sabine County Bankruptcy Information

San Augustine County Bankruptcy Information

San Jacinto County Bankruptcy Information

San Patricio County Bankruptcy Information

San Saba County Bankruptcy Information

Schleicher County Bankruptcy Information

Scurry County Bankruptcy Information

Shackelford County Bankruptcy Information

Shelby County Bankruptcy Information

Sherman County Bankruptcy Information

Smith County Bankruptcy Information

Somervell County Bankruptcy Information

Starr County Bankruptcy Information

Stephens County Bankruptcy Information

Sterling County Bankruptcy Information

Stonewall County Bankruptcy Information

Sutton County Bankruptcy Information

Swisher County Bankruptcy Information

Tarrant County Bankruptcy Information

Taylor County Bankruptcy Information

Terrell County Bankruptcy Information

Terry County Bankruptcy Information

Throckmorton County Bankruptcy Information

Titus County Bankruptcy Information

Tom Green County Bankruptcy Information

Travis County Bankruptcy Information

Trinity County Bankruptcy Information

Tyler County Bankruptcy Information

Upshur County Bankruptcy Information

Upton County Bankruptcy Information

Uvalde County Bankruptcy Information

Val Verde County Bankruptcy Information

Van Zandt County Bankruptcy Information

Victoria County Bankruptcy Information

Walker County Bankruptcy Information

Waller County Bankruptcy Information

Ward County Bankruptcy Information

Washington County Bankruptcy Information

Webb County Bankruptcy Information

Wharton County Bankruptcy Information

Wheeler County Bankruptcy Information

Wichita County Bankruptcy Information

Wilbarger County Bankruptcy Information

Willacy County Bankruptcy Information

Williamson County Bankruptcy Information

Wilson County Bankruptcy Information

Winkler County Bankruptcy Information

Wise County Bankruptcy Information

Wood County Bankruptcy Information

Yoakum County Bankruptcy Information

Young County Bankruptcy Information

Zapata County Bankruptcy Information

Zavala County Bankruptcy Information




Bankruptcy Courts in Other States:

If you don't know your zip code, look for your city, or click on your state if you don't see your city.

Alaska Bankruptcy Courts

Anchorage | Fairbanks | Juneau | Ketchikan | Nome |

Alabama Bankruptcy Courts

Anniston | Birmingham | Dothan | Mobile | Montgomery | Opelika | Tuscaloosa |

Arkansas Bankruptcy Courts

Batesville | El Dorado | Fayetteville | Fort Smith | Harrison | Helena | Hot Springs | Jonesboro | Little Rock | Pine Bluff | Texarkana |

Arizona Bankruptcy Courts

Phoenix | Prescott Valley | Tucson | Yuma |

California Bankruptcy Courts

Eureka | Fresno | Los Angeles | Modesto | Oakland | Riverside | Sacramento | Salinas | San Diego | San Francisco | San Jose | Santa Ana | Santa Barbara | Santa Rosa | Woodland Hills |

Colorado Bankruptcy Courts

Denver | Grand Junction | Pueblo |

Connecticut Bankruptcy Courts

Bridgeport | Hartford | New Haven |

District of Columbia Bankruptcy Courts

Washington |

Delaware Bankruptcy Courts

Wilmington |

Florida Bankruptcy Courts

Fort Lauderdale | Fort Myers | Gainesville | Jacksonville | Miami | Orlando | Panama City | Pensacola | Tallahassee | Tampa | Viera | West Palm Beach |

Georgia Bankruptcy Courts

Atlanta | Augusta | Brunswick | Columbus | Dublin | Gainesville | Macon | Newnan | Rome | Savannah | Statesboro | Waycross |

Hawaii Bankruptcy Courts

Honolulu |

Iowa Bankruptcy Courts

Cedar Rapids | Des Moines | Dubuque | Fort Dodge | Independence | Mason City | Sioux City |

Idaho Bankruptcy Courts

Boise | Coeur d Alene | Moscow | Pocatello |

Illinois Bankruptcy Courts

Benton | Chicago | Danville | East Saint Louis | Peoria | Rockford | Springfield |

Indiana Bankruptcy Courts

Evansville | Fort Wayne | Hammond | Indianapolis | Lafayette | New Albany | South Bend | Terre Haute |

Kansas Bankruptcy Courts

Kansas City | Topeka | Wichita |

Kentucky Bankruptcy Courts

Ashland | Bowling Green | Covington | Frankfort | Lexington | London | Louisville | Owensboro | Paducah | Pikeville |

Louisiana Bankruptcy Courts

Alexandria | Baton Rouge | Lafayette | New Orleans | Shreveport |

Massachusetts Bankruptcy Courts

Boston | Hyannis | Springfield | Worcester |

Maryland Bankruptcy Courts

Baltimore | Greenbelt | Salisbury |

Maine Bankruptcy Courts

Bangor | Portland |

Michigan Bankruptcy Courts

Bay City | Detroit | Flint | Grand Rapids | Kalamazoo | Lansing | Marquette | Traverse City |

Minnesota Bankruptcy Courts

Duluth | Fergus Falls | Minneapolis | Saint Paul |

Missouri Bankruptcy Courts

Cape Girardeau | Hannibal | Kansas City | Saint Louis |

Mississippi Bankruptcy Courts

Aberdeen | Greenville | Gulfport | Hattiesburg | Jackson | Oxford |

Montana Bankruptcy Courts

Billings | Butte | Great Falls | Kalispell | Missoula |

North Carolina Bankruptcy Courts

Asheville | Charlotte | Greensboro | Raleigh | Wilson | Winston Salem |

North Dakota Bankruptcy Courts

Bismarck | Fargo | Grand Forks | Minot |

Nebraska Bankruptcy Courts

Lincoln | Omaha |

New Hampshire Bankruptcy Courts

Manchester |

New Jersey Bankruptcy Courts

Camden | Newark | Trenton |

New Mexico Bankruptcy Courts

Albuquerque | Las Cruces | Roswell |

Nevada Bankruptcy Courts

Las Vegas | Reno |

New York Bankruptcy Courts

Albany | Brooklyn | Buffalo | Islip | New York | Poughkeepsie | Rochester | Syracuse | Utica | White Plains |

Ohio Bankruptcy Courts

Akron | Canton | Cincinnati | Cleveland | Columbus | Dayton | Toledo | Youngstown |

Oklahoma Bankruptcy Courts

Oklahoma City | Okmulgee | Tulsa |

Oregon Bankruptcy Courts

Eugene | Portland |

Pennsylvania Bankruptcy Courts

Erie | Harrisburg | Johnstown | Philadelphia | Pittsburgh | Reading | Wilkes Barre |

Rhode Island Bankruptcy Courts

Providence |

South Carolina Bankruptcy Courts

Charleston | Columbia | Spartanburg |

South Dakota Bankruptcy Courts

Aberdeen | Pierre | Rapid City | Sioux Falls |

Tennessee Bankruptcy Courts

Chattanooga | Greeneville | Jackson | Knoxville | Memphis | Nashville | Winchester |

Texas Bankruptcy Courts

Albilene | Amarillo | Austin | Beaumont | Corpus Christi | Dallas | El Paso | Fort Worth | Galveston | Houston | Laredo | Lubbock | Midland | Plano | San Angelo | San Antonio | Tyler | Waco | Wichita Falls |

Utah Bankruptcy Courts

Ogden | Saint George | Salt Lake City |

Virginia Bankruptcy Courts

Alexandria | Newport News | Norfolk | Richmond | Roanoke |

Vermont Bankruptcy Courts

Rutland |

Washington Bankruptcy Courts

Seattle | Spokane | Tacoma | Yakima |

Wisconsin Bankruptcy Courts

Eau Claire | Madison | Milwaukee |

West Virginia Bankruptcy Courts

Beckley | Bluefield | Charleston | Clarksburg | Huntington | Parkersburg | Wheeling |

Wyoming Bankruptcy Courts

Casper | Cheyenne |

 

 

 

.

 

 

Texas Bankruptcy Resources

Marketplace

Products & services offered in advertisements are not endorsed or reviewed by LegalConsumer.com. What's this?


ADVERTISEMENTS

Want to talk to a local bankruptcy lawyer right away?

Total Bankruptcy can connect you with a bankruptcy attorney near you. Fill out the evaluation form or call (877) 257-9043.

 

About Total Bankruptcy

Total Bankruptcy is sponsored by consumer bankruptcy attorneys from across the country, and provides hundreds of pages of free consumer bankruptcy information, articles, blog posts, and other resources on its website at www.TotalBankruptcy.com. Total Bankruptcy's President, Kevin Chern, is the former managing partner of the largest consumer bankruptcy law firm in the United States, and has personally filed thousands of consumer bankruptcy cases.

Although Total Bankruptcy provides extensive free information about Chapter 7 and Chapter 13 bankruptcy and regular updates on bankruptcy news and developments, many consumers need help understanding how the bankruptcy laws apply in their particular circumstances and making good decisions about their next steps. A consumer bankruptcy attorney may be the best source of that information, so Total Bankruptcy makes it easy for consumers by scheduling free, no-obligation calls with local bankruptcy attorneys.

 


What's This?

As you use the LegalConsumer.com website, you'll see ways to submit your name and other information to local attorneys through various third party websites.

LegalConsumer has no affiliation with these websites other than as a paid advertiser, and does not collect any of the information gathered here. The information you enter below is submitted directly to the Total Lawyer/Total Bankruptcy affiliate program and is passed on to local attorneys who may contact you.

LeglalConsumer raises advertising revenue through such endeavors, to help keep this site free to all users.

LegalConsumer makes no representation that the lawyers you will reach through this service are any better or worse than lawyers you would reach by other means.

As we say elsewhere in this site, do your homework so you understand what your attorney is doing, and you'll be better able to tell whether your attorney is qualified to handle your case.

 

Welcome, Georgia users of Nolo's

How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy
LegalConsumer.com helps you find local information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of LegalConsumer.com and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on LegalConsumer.com are a perfect combination. The book is designed to work with LegalConsumer.com's means test calculator and lists of Georgia exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using Georgia exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

"Clear instructions on when and how to fill out the necessary forms."
-Forbes

"Exceptionally clear…"
-The New York Times

"A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
-Newsweek


Press Reviews

"Exceptionally clear."
The New York Times
"How to File for Chapter 7 Bankruptcy advises on everything from how to file court papers to how to respond to threats from creditors.... A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
Newsweek
"An in-depth guide to filing under Chapter 7, including state-by-state and federal exemptions as well as forms for do-it-yourself filers."
Kiplinger’s Personal Finance Magazine
"Can help you decide if bankruptcy is the right option for you."
Detroit News
"A valuable, easy-to-understand workbook."
Los Angeles Times
"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."
Forbes
"The best [bankruptcy books] I know are published by Nolo."
Harry S. Gross, host of
“Speaking of Your Money”
"Covers all the recent changes to the bankruptcy law, and shows you how to get through the entire process with the least damage."
Accounting Today

Customer Review

"I bit the bullet, and purchased Nolo's How to File Chapter 7 Bankruptcy. I represented myself in court and I was granted a discharge of all debts five months later."
Danielle A.,
Richmond, VA
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Filing Chapter 13 bankruptcy lets you cut down debts and keep valuable assets.

If you're considering Chapter 13 bankruptcy, which lets you wipe out some of your debt and pay back the rest over time, use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes new information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the atest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

"An excellent book that can guide you through the process."
-Forbes

"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
-Attorney Gary Klein, Coauthor of Consumer Bankruptcy Law and Practice

"An excellent resource …"
-Consumers Digest


Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News

 

The New Bankruptcy

The New Bankruptcy

If you're feeling overwhelmed by debt, you may be considering bankruptcy. But is filing bankruptcy the right solution for you and your family? Find out with this plain-English book.

The New Bankruptcy provides the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy can help solve your debt problems. Find out:

  • the differences between Chapter 7 and Chapter 13 bankruptcy
  • whether or not you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • whether you'll be able to keep cars and other assets
  • how bankruptcy affects your credit score
  • other ways to handle your debt problems

The latest edition of The New Bankruptcy includes updated lists of assets you can keep (exemptions) when you file bankruptcy, plus the latest rules handed down by the Supreme Court as it interprets the federal bankruptcy law. You'll also get worksheets to help you determine whether you can file for bankruptcy, helpful checklists, and easy-to-understand information for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today