LegalConsumer.com :: Free Bankruptcy Forms, Bankruptcy Information, Means Test Calculator, Bankruptcy Exemption Laws

ADVERTISEMENT

Free Bankruptcy Forms
for Your Zip Code

 

Enter Your Zip Code* 
 

or

Don't Know your Zip?...

Browse by City or State

Alabama Free Bankruptcy Forms

Anniston | Birmingham | Dothan | Mobile | Montgomery | Opelika | Tuscaloosa |

Alaska Free Bankruptcy Forms

Anchorage | Fairbanks | Juneau | Ketchikan | Nome |

Arizona Free Bankruptcy Forms

Phoenix | Prescott Valley | Tucson | Yuma |

Arkansas Free Bankruptcy Forms

Batesville | El Dorado | Fayetteville | Fort Smith | Harrison | Helena | Hot Springs | Jonesboro | Little Rock | Pine Bluff | Texarkana |

California Free Bankruptcy Forms

Eureka | Fresno | Los Angeles | Modesto | Oakland | Riverside | Sacramento | Salinas | San Diego | San Francisco | San Jose | Santa Ana | Santa Barbara | Santa Rosa | Woodland Hills |

Colorado Free Bankruptcy Forms

Denver | Grand Junction | Pueblo |

Connecticut Free Bankruptcy Forms

Bridgeport | Hartford | New Haven |

Delaware Free Bankruptcy Forms

Wilmington |

District of Columbia Free Bankruptcy Forms

Washington |

Florida Free Bankruptcy Forms

Fort Lauderdale | Fort Myers | Gainesville | Jacksonville | Miami | Orlando | Panama City | Pensacola | Tallahassee | Tampa | Viera | West Palm Beach |

Georgia Free Bankruptcy Forms

Atlanta | Augusta | Brunswick | Columbus | Dublin | Gainesville | Macon | Newnan | Rome | Savannah | Statesboro | Waycross |

Hawaii Free Bankruptcy Forms

Honolulu |

Idaho Free Bankruptcy Forms

Boise | Coeur d Alene | Moscow | Pocatello |

Illinois Free Bankruptcy Forms

Benton | Chicago | Danville | East Saint Louis | Peoria | Rockford | Springfield |

Indiana Free Bankruptcy Forms

Evansville | Fort Wayne | Hammond | Indianapolis | Lafayette | New Albany | South Bend | Terre Haute |

Iowa Free Bankruptcy Forms

Cedar Rapids | Des Moines | Dubuque | Fort Dodge | Independence | Mason City | Sioux City |

Kansas Free Bankruptcy Forms

Kansas City | Topeka | Wichita |

Kentucky Free Bankruptcy Forms

Ashland | Bowling Green | Covington | Frankfort | Lexington | London | Louisville | Owensboro | Paducah | Pikeville |

Louisiana Free Bankruptcy Forms

Alexandria | Baton Rouge | Lafayette | New Orleans | Shreveport |

Maine Free Bankruptcy Forms

Bangor | Portland |

Maryland Free Bankruptcy Forms

Baltimore | Greenbelt | Salisbury |

Massachusetts Free Bankruptcy Forms

Boston | Hyannis | Springfield | Worcester |

Michigan Free Bankruptcy Forms

Bay City | Detroit | Flint | Grand Rapids | Kalamazoo | Lansing | Marquette | Traverse City |

Minnesota Free Bankruptcy Forms

Duluth | Fergus Falls | Minneapolis | Saint Paul |

Mississippi Free Bankruptcy Forms

Aberdeen | Greenville | Gulfport | Hattiesburg | Jackson | Oxford |

Missouri Free Bankruptcy Forms

Cape Girardeau | Hannibal | Kansas City | Saint Louis |

Montana Free Bankruptcy Forms

Billings | Butte | Great Falls | Kalispell | Missoula |

Nebraska Free Bankruptcy Forms

Lincoln | Omaha |

Nevada Free Bankruptcy Forms

Las Vegas | Reno |

New Hampshire Free Bankruptcy Forms

Manchester |

New Jersey Free Bankruptcy Forms

Camden | Newark | Trenton |

New Mexico Free Bankruptcy Forms

Albuquerque | Las Cruces | Roswell |

New York Free Bankruptcy Forms

Albany | Brooklyn | Buffalo | Islip | New York | Poughkeepsie | Rochester | Syracuse | Utica | White Plains |

North Carolina Free Bankruptcy Forms

Asheville | Charlotte | Greensboro | Raleigh | Wilson | Winston Salem |

North Dakota Free Bankruptcy Forms

Bismarck | Fargo | Grand Forks | Minot |

Ohio Free Bankruptcy Forms

Akron | Canton | Cincinnati | Cleveland | Columbus | Dayton | Toledo | Youngstown |

Oklahoma Free Bankruptcy Forms

Oklahoma City | Okmulgee | Tulsa |

Oregon Free Bankruptcy Forms

Eugene | Portland |

Pennsylvania Free Bankruptcy Forms

Erie | Harrisburg | Johnstown | Philadelphia | Pittsburgh | Reading | Wilkes Barre |

Rhode Island Free Bankruptcy Forms

Providence |

South Carolina Free Bankruptcy Forms

Charleston | Columbia | Spartanburg |

South Dakota Free Bankruptcy Forms

Aberdeen | Pierre | Rapid City | Sioux Falls |

Tennessee Free Bankruptcy Forms

Chattanooga | Greeneville | Jackson | Knoxville | Memphis | Nashville | Winchester |

Texas Free Bankruptcy Forms

Albilene | Amarillo | Austin | Beaumont | Corpus Christi | Dallas | El Paso | Fort Worth | Galveston | Houston | Laredo | Lubbock | Midland | Plano | San Angelo | San Antonio | Tyler | Waco | Wichita Falls |

Utah Free Bankruptcy Forms

Ogden | Saint George | Salt Lake City |

Vermont Free Bankruptcy Forms

Rutland |

Virginia Free Bankruptcy Forms

Alexandria | Newport News | Norfolk | Richmond | Roanoke |

Washington Free Bankruptcy Forms

Seattle | Spokane | Tacoma | Yakima |

West Virginia Free Bankruptcy Forms

Beckley | Bluefield | Charleston | Clarksburg | Huntington | Parkersburg | Wheeling |

Wisconsin Free Bankruptcy Forms

Eau Claire | Madison | Milwaukee |

Wyoming Free Bankruptcy Forms

Casper | Cheyenne |

 

 

 

Sponsored Links

ADVERTISEMENTS - LegalConsumer.com does not endorse or review advertised products or services.

*We do not ask any identifying information other than a zip code.

You will be assigned a random number that will track your means test by setting a cookie.

NOTE: You must allow cookies for the calculator to work.

Some of our advertisers use forms to collect email addresses and other identifying information. These forms lead directly to their server. LegalConsumer does not collect this information.

Welcome, New York users of Nolo's

How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy
LegalConsumer.com helps you find local information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of LegalConsumer.com and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on LegalConsumer.com are a perfect combination. The book is designed to work with LegalConsumer.com's means test calculator and lists of New York exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using New York exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

"Clear instructions on when and how to fill out the necessary forms."
-Forbes

"Exceptionally clear…"
-The New York Times

"A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
-Newsweek


Press Reviews

"Exceptionally clear."
The New York Times
"How to File for Chapter 7 Bankruptcy advises on everything from how to file court papers to how to respond to threats from creditors.... A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
Newsweek
"An in-depth guide to filing under Chapter 7, including state-by-state and federal exemptions as well as forms for do-it-yourself filers."
Kiplinger’s Personal Finance Magazine
"Can help you decide if bankruptcy is the right option for you."
Detroit News
"A valuable, easy-to-understand workbook."
Los Angeles Times
"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."
Forbes
"The best [bankruptcy books] I know are published by Nolo."
Harry S. Gross, host of
“Speaking of Your Money”
"Covers all the recent changes to the bankruptcy law, and shows you how to get through the entire process with the least damage."
Accounting Today

Customer Review

"I bit the bullet, and purchased Nolo's How to File Chapter 7 Bankruptcy. I represented myself in court and I was granted a discharge of all debts five months later."
Danielle A.,
Richmond, VA
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Filing Chapter 13 bankruptcy lets you cut down debts and keep valuable assets.

If you're considering Chapter 13 bankruptcy, which lets you wipe out some of your debt and pay back the rest over time, use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes new information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the atest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

"An excellent book that can guide you through the process."
-Forbes

"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
-Attorney Gary Klein, Coauthor of Consumer Bankruptcy Law and Practice

"An excellent resource …"
-Consumers Digest


Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News

 

The New Bankruptcy

The New Bankruptcy

If you're feeling overwhelmed by debt, you may be considering bankruptcy. But is filing bankruptcy the right solution for you and your family? Find out with this plain-English book.

The New Bankruptcy provides the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy can help solve your debt problems. Find out:

  • the differences between Chapter 7 and Chapter 13 bankruptcy
  • whether or not you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • whether you'll be able to keep cars and other assets
  • how bankruptcy affects your credit score
  • other ways to handle your debt problems

The latest edition of The New Bankruptcy includes updated lists of assets you can keep (exemptions) when you file bankruptcy, plus the latest rules handed down by the Supreme Court as it interprets the federal bankruptcy law. You'll also get worksheets to help you determine whether you can file for bankruptcy, helpful checklists, and easy-to-understand information for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today