How Do I Apply for Obama Care (Affordable Care Act or ACA) in Texas?

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Obamacare > How to Sign Up for Obamacare > Texas


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How Do I Sign Up for Obamacare in Texas?

The easiest way to sign up for a health plan under the Affordable Care Act is to go to the online health insurance marketplace for Texas. If you're not ready to enroll right now, you can get more information online, over the phone, or in person.

Where's the Texas Health Care Exchange?

You can find the health insurance exchange for Texas at HealthCare.gov. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online.

If you prefer to apply with a paper form, you can find the links to those forms here. Be aware, however, that the paper application will take longer. Personnel who review your form must type your information into the same online system that you would use at HealthCare.gov.

You might not see any mention of Obamacare or the Affordable Care Act when you visit the exchange website, but rest assured you’ve landed in the right place. The exchange was established solely for the purpose of informing consumers about the Affordable Care Act and providing plans under the law.

Getting In-Person Help with Enrollment

In Texas, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a trained “navigator” or certified application counselor.

According to the U.S. Department of Health and Human Services, navigators “provide unbiased information to consumers about health insurance, the new Health Insurance Marketplace, qualified health plans, and public programs including Medicaid and the Children’s Health Insurance Program.”

Navigators and certified counselors aren’t allowed to recommend a plan for you. Rather, they can explain your options, answer your questions, and help you apply for the plan you choose.

Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you.

To find a navigator or certified application counselor in Texas, go to Find Local Help at HealthCare.gov. There, you enter your city and state or zip code to get a list of helpers available in your area.

Getting Help Online or by Phone

If you have questions about Obamacare and want to talk with a live person online or over the phone, you can chat online or have a phone conversation with a support representative at HealthCare.gov.

Individuals and families. The toll-free number to call for help is 1-800-318-2596. If you're hearing impaired, please use the TTY line: 1-855-889-4325.

Telephone support is available 24/7.

Small businesses or insurance agents. If you have a business with 50 or fewer employees, or if you are an insurance agent or broker, you can get help by calling 1-800-706-7893. Representatives are available Monday through Friday, from 9AM to 5 PM (EST).

Keep Up to Date

For the latest news from the health care marketplace, you can follow HealthCare.gov on Facebook, Twitter, or YouTube.

Watch the Video

The following video from HealthCare.gov provides a sneak peek at the application process.

 


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