Phoenix, AZ Bankruptcy Law

Learn how bankruptcy works in Phoenix, AZ. Learn how to file bankruptcy in Arizona District Bankruptcy Court, how to complete the Means Test for Maricopa County, and how to use Arizona Bankruptcy Exemption laws to protect your property, and how a Arizona bankruptcy lawyer can help you if you need it.
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Maricopa County Bankruptcy Means Test Calculator

Automatically apply the Maricopa County expense standards, and Arizona income standards to your means test calculation.

Maricopa County Bankruptcy Court

Find where to file if you live in Maricopa County.

Arizona Bankruptcy Exemption Laws

Automatically apply the Maricopa County expense standards, and Arizona income standards to your means test calculation.

Phoenix, AZ Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (May 15, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Arizona

Bankruptcy Means Test Calculator

Arizona Bankruptcy Exemptions

Bankruptcy Court Info for Phoenix, AZ

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for Maricopa County

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


Arizona Bankruptcy Exemptions - All Categories

Arizona Exemptions Summary:


$150,000 for real property, an apartment, or mobile home you occupy to; sale proceeds exempt 18 months after sale or until new home purchased, whichever occurs first (husband & wife may not double)

Vehicle Exemption

Up to $6,000 ($12,000, if debtor is physically disabled)

Personal Property

household furniture & appliances to $6,000 (see );Books to $250; clothing to $500; wedding & engagement rings to $2,000; watch to $150; pets, horses, milk cows, & poultry to $800; musical instruments to $400; food and fuel to last six months; $500 of clothing; health aids (see details for more)

Wild Card




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