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The Vermont District Bankruptcy Court
Bankruptcy Law

Filing Bankruptcy In The Vermont District Bankruptcy Court


Since 2006, more than 10 million consumers have come to this website figure out where they stand in relation to the 2005 (BAPCPA) bankruptcy law, and the  bankruptcy means test. 

Seventeen years later, the Means Test Calculator is still free, and we've updated it to use the latest applicable income and expense standards, for cases filed on or after May 15, 2023.

Local Forms & Instructions

Court Info for The Vermont District Bankruptcy Court

How Bankruptcy Handles Property

Vermont Bankruptcy Exemptions

How Bankruptcy Handles Debt

Debts You CAN Discharge

  • Credit Card Debt,
  • Medical Debt
  • Lawsuit Liability (if not from fraud or willful or malicious injury), 
  • Personal Loans

Debts You Can Discharge Only In Special Cases

Debts You CAN NOT Discharge

What Happens To Secured Debts?

How Bankruptcy Affects Debt Co-Signers

    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Chittenden County Bankruptcy Means Test Calculator

Automatically apply the Chittenden County expense standards, and Vermont income standards to your means test calculation.

Chittenden County Bankruptcy Court

Find where to file if you live in Chittenden County.

Vermont Bankruptcy Exemption Laws

Automatically apply the Chittenden County expense standards, and Vermont income standards to your means test calculation.


Free Bankruptcy Case Evaluation For The Vermont District Bankruptcy Court

Do you have questions about filing bankruptcy in Vermont? Use the form below to connect with a lawyer through the Nolo / Martindale network of bankruptcy lawyers For The Vermont District Bankruptcy Court.
SPONSORED FORM - Nolo/Martindale Attorney Network

Means Test Calculator for Chittenden County, For Cases Filed on or after April 1, 2023

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version:

...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.



Vermont Bankruptcy Exemptions - All Categories

Vermont Exemptions Summary:


Real property or mobile home to $125,000; may also claim rents, issues, profits, & out-buildings (husband and wife may double)

Vehicle Exemption

Motor vehicles to $2,500

Personal Property

Appliances, furnishings, goods, clothing, books, crops, animals, musical instruments to $2,500 total
Bank deposits to $700
Cow, 2 goats, 10 sheep, 10 chickens, & feed to last 1 winter; 3 swarms of bees plus honey; 5 tons coal or 500 gal. heating oil, 10 cords of firewood; 500 gal. bottled gas; growing crops to $5,000; yoke of oxen or steers, plow & ox yoke; 2 horses with harnesses, halters, & chains
Jewelry to $500; wedding ring unlimited
Stove, heating unit, refrigerator, freezer, water heater, & sewing machines

Wild Card

Unused exemptions for motor vehicle, tools of trade, jewelry, household furniture, appliances, clothing, & crops to $7,000
$400 of any property