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Wayne County, MI
Bankruptcy Law

Filing Bankruptcy In Wayne County, MI


Since 2006, more than 10 million consumers have come to this website figure out where they stand in relation to the 2005 (BAPCPA) bankruptcy law, and the  bankruptcy means test. 

Seventeen years later, the Means Test Calculator is still free, and we've updated it to use the latest applicable income and expense standards, for cases filed on or after May 15, 2023.

Local Forms & Instructions

Court Info for Wayne County, MI

How Bankruptcy Handles Property

Michigan Bankruptcy Exemptions

How Bankruptcy Handles Debt

Debts You CAN Discharge

  • Credit Card Debt,
  • Medical Debt
  • Lawsuit Liability (if not from fraud or willful or malicious injury), 
  • Personal Loans

Debts You Can Discharge Only In Special Cases

Debts You CAN NOT Discharge

What Happens To Secured Debts?

How Bankruptcy Affects Debt Co-Signers

    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Wayne County Bankruptcy Means Test Calculator

Automatically apply the Wayne County expense standards, and Michigan income standards to your means test calculation.

Wayne County Bankruptcy Court

Find where to file if you live in Wayne County.

Michigan Bankruptcy Exemption Laws

Automatically apply the Wayne County expense standards, and Michigan income standards to your means test calculation.


Free Bankruptcy Case Evaluation For Wayne County, MI

Do you have questions about filing bankruptcy in Michigan? Use the form below to connect with a lawyer through the Nolo / Martindale network of bankruptcy lawyers For Wayne County, MI.
SPONSORED FORM - Nolo/Martindale Attorney Network

Means Test Calculator for Wayne County, For Cases Filed on or after April 1, 2023

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version:

...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.



Michigan Bankruptcy Exemptions - All Categories

Michigan Exemptions Summary:


Real property including condo to $46,125, $69,200 if over 65 or disabled; property cannot exceed 1 lot in town, village, city, or 40 acres elsewhere; spouse or children of deceased owner may claim homestead exemption. Spouses or unmarried co-owners may not double.

Vehicle Exemption

Motor vehicle to $4,250 (adjusted for inflation, April 1, 2023).

Personal Property

Appliances, utensils, books, furniture, & household goods, to $700 each, to $4,625 total
Clothing; family pictures
1 computer & accessories to $800
Crops, farm animals, and feed for the farm animals to $3,075
Food & fuel to last family for 6 months
Church pew, slip, seat for entire family to $800
Household pets to $800
Professionally prescribed health aids
Tools, implements, materials, stock, apparatus, or other things needed to carry on occupation to $3,075 total

Wild Card