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Bankruptcy

Graham County, AZ
Bankruptcy Law

Filing Bankruptcy In Graham County, AZ

Welcome!

Since 2006, more than 10 million consumers have come to this website figure out where they stand in relation to the 2005 (BAPCPA) bankruptcy law, and the  bankruptcy means test. 

Seventeen years later, the Means Test Calculator is still free, and we've updated it to use the latest applicable income and expense standards, for cases filed on or after May 15, 2023.

Local Forms & Instructions

Court Info for Graham County, AZ

How Bankruptcy Handles Property

Arizona Bankruptcy Exemptions

How Bankruptcy Handles Debt

Debts You CAN Discharge

  • Credit Card Debt,
  • Medical Debt
  • Lawsuit Liability (if not from fraud or willful or malicious injury), 
  • Personal Loans

Debts You Can Discharge Only In Special Cases

Debts You CAN NOT Discharge

What Happens To Secured Debts?

How Bankruptcy Affects Debt Co-Signers

    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.

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Graham County Bankruptcy Means Test Calculator

Automatically apply the Graham County expense standards, and Arizona income standards to your means test calculation.

Graham County Bankruptcy Court

Find where to file if you live in Graham County.

Arizona Bankruptcy Exemption Laws

Automatically apply the Graham County expense standards, and Arizona income standards to your means test calculation.

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Means Test Calculator for Graham County, For Cases Filed on or after April 1, 2023

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version:

...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.

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Arizona Bankruptcy Exemptions - All Categories

Arizona Exemptions Summary:

Homestead

$400,000 for real property, an apartment, or mobile home you occupy to; sale proceeds exempt 18 months after sale or until new home purchased, whichever occurs first (husband & wife may not double)

Vehicle Exemption

Up to $6,000 ($12,000, if debtor is physically disabled)

Personal Property

household furniture & appliances to $6,000 (see );Books to $250; clothing to $500; wedding & engagement rings to $2,000; watch to $150; pets, horses, milk cows, & poultry to $800; musical instruments to $400; food and fuel to last six months; $500 of clothing; health aids (see details for more)

Wild Card

None

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