Bankruptcy Law


How To File Bankruptcy In Idaho

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (November 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

Bankruptcy Means Test Calculator for Your County

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

Idaho Bankruptcy Exemptions

How Bankruptcy Handles Certain Debts

How to File Bankruptcy in Idaho

Bankruptcy Court Info for Idaho

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Bankruptcy Means Test Calculator for Every Idaho County

Automatically apply the Idaho median income standards and county expense standards your means test calculation.

Bankruptcy Courts for Every Idaho County

Bankruptcy Courts Serving Idaho

Idaho Bankruptcy Exemption Laws

Automatically apply the Idaho median income standards and county expense standards your means test calculation.


Idaho Bankruptcy Law

Bankruptcy Basics - (Basics)
How To File Bankruptcy - (How to File)
  • How To File for for Chapter 7 or Chapter 13 Bankruptcy in Idaho:

    Steps for filing bankruptcy in Idaho, from learning whether you qualify, to completing and filing bankruptcy forms, to discharging your debts and getting on with your life.
  • How Much Does It Cost to File for Bankruptcy in Idaho?

    Tips for keeping bankruptcy costs down, from court filing fees to mandatory counseling costs to getting legal help.
  • Where Do I File for Bankruptcy in Idaho?

    Most people file for bankruptcy in the federal district court closest to where they've lived for the past six months.
  • Working With the Bankruptcy Trustee

    Filing for Chapter 7 bankruptcy means that you'll be dealing with a "bankruptcy trustee" who will be assigned to handle your case. The trustee's job is to gather all non-exempt property you own into the "bankruptcy estate" to determine what (if anything) can be sold and the proceeds distributed to your unsecured creditors. In most cases, there's nothing left — "no-asset" cases make up more than 90% of consumer chapter 7 cases — but the trustee will be looking.
  • Getting help from your local court to file bankruptcy without an attorney

    You may be surprised to learn that every federal bankruptcy court has a special section just for people filing bankruptcy without an attorney. Learn how to use this information if you are thinking about filing for bankruptcy.
  • Do I need a lawyer to file for bankruptcy?

    The law does not require to have a lawyer, and if your case is simple and you have few assets, you can successfully file a Chapter 7 bankruptcy yourself. Chapter 13? Not so much. And if you have property to lose, or you're not great with details, getting a lawyers help can be a good idea, no matter what kind of bankruptcy you're filing. Also a lawyer may find ways to help that you haven't' thought of
  • Where do I file for bankruptcy in Idaho?

    Bankruptcy is federal law and you file in the local Federal District Bankruptcy Court. Find out yours.
  • Do I have to get credit counseling before I file for bankruptcy?

    Yes. You must complete a credit counseling course before you file your bankruptcy petition. Fortunately, it's easy and can be done online. And your case cannot be completed (i.e. you can't get your "discharge order" from the judge until you take a "Debtor Education" course.
  • What is a 341 hearing (creditors meeting)?

    Everyone who files for bankruptcy must attend a 341 hearing, which is also called a "creditors meeting." The meeting is conducted by the bankruptcy trustee assigned to your case. During the Coronavirus, it. can be done by phone.
Idaho District Bankruptcy Court Info - (Courts)
Bankruptcy Forms - (Forms)
Means Test Calculator
Income & Expenses - (Income)
Debts & Dischargeability - (Debts)
  • What Debt Can Be Wiped Out In Bankruptcy?

    Bankruptcy can eliminate some kinds of debts, like credit card debt and medical debt, but not others, like child support and (in most cases) student loans. And liens associated with "purchase money secured debts", where you have pledged collateral for a loan, also are not affected by a bankruptcy, so you can still lose the collateral to the lien-holder.
  • What Debts Will I Still Have To Pay After My Bankruptcy?

    Some kinds of debts pass unscathed through bankruptcy, including child support, debts incurred through fraud or other bad acts, most student loan debt, more.
  • How Will Bankruptcy Affect My Child Support Obligations?

    By law, child support obligations generally cannot be avoided in a bankruptcy. They pass pretty much intact.
  • Can I Get My Tax Debts Wiped Out In Bankruptcy?

    If you filed tax returns but didn't pay, and the taxes are more than three years old, you may be in luck.
  • How Will Bankruptcy Affect Someone Who Cosigned One Of My Debts?

    Co-signers will still owe the full amount of the debt, even if you you get your personal liability discharged in Chapter 7 bankruptcy.
  • Secured debt vs. unsecured debt: What's the difference?

    Bankruptcy helps you get rid of unsecured debt. It does not eliminate secured debts, where you have pledged collateral for a loan, such as a car loan or a mortgage. When you file bankruptcy you must declare what you intend to do about your secured debts.
  • Medical Debt: What Bankruptcy Can Do About it

    Medical debts are perhaps the most common reason people choose the "fresh start" option that bankruptcy gives them. Illness or injury, combined with loss of income can produce exactly kind of financial stresses that bankruptcy is designed to cure. Rather than be saddled with a lifetime of debt, bankruptcy can eliminate it, and give you a fresh start. Every state ranks differently. Find out how Idaho ranks.
  • Can I Get My Student Loans Cancelled or Reduced In Bankruptcy?

    Yes, but it is more difficult than discharging other types of unsecured debt like credit cards. You have to prove “undue hardship,” which just got easier in November 2022 thanks to new Justice Department guidelines.
  • What is a Reaffirmation Agreement?

    A "reaffirmation agreement" says that your personal liability for a debt goes unaffected by your bankruptcy. But because that's what bankruptcy is for, they should only be signed on rare occasions.
Property, Exemptions & Liens - (Property)
Bankruptcy Lawyers & Other Help - (Lawyers)
Bankruptcy News - (News)