Boston, MA Bankruptcy Law

Boston, MA Bankruptcy Law

Learn how bankruptcy works in Boston, MA. Learn how to file bankruptcy in Massachusetts District Bankruptcy Court, how to complete the Means Test for Suffolk County, and how to use Massachusetts Bankruptcy Exemption laws to protect your property, and how a Massachusetts bankruptcy lawyer can help you if you need it.
Keywords: Boston, MA bankruptcy, Massachusetts bankruptcy exemptions, filing bankruptcy in Boston, Massachusetts, how to file bankruptcy, filing bankruptcy, bankruptcy forms, bankruptcy, bankrupcty, bankruptcy means test, banrkuptcy, bankrupcy, banruptcy

Automatically apply the Suffolk County expense standards, and Massachusetts income standards to your means test calculation.

Find where to file if you live in Suffolk County.

Automatically apply the Suffolk County expense standards, and Massachusetts income standards to your means test calculation.

Boston, MA Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (April 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Massachusetts

Bankruptcy Means Test Calculator

Massachusetts Bankruptcy Exemptions

Bankruptcy Court Info for Boston, MA

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for Suffolk County

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


Massachusetts Bankruptcy Exemptions - All Categories

Massachusetts Exemptions Summary:


Automatic homestead $125,000; Declared homestead $500,000 for property you occupy or intend to occupy (including mobile home); (co-owners may not double) (special rules if over 62 or disabled, may double to 1,000,00).

Vehicle Exemption

$7,500; $15,000 if used by elderly or disabled debtor

Personal Property

Beds & bedding; heating unit; clothing
Bibles & books to $500 total; sewing machine/computer/TV to $300
Boats to $1,500
Cash for fuel, heat, water, or light to $500 per month
Cash to $2,500/month for rent, in lieu of homestead
2 cows, 12 sheep, 2 swine, 4 tons of hay
Food or cash for food to $600
Jewelry to $1,225
Household furnishings to $15,000;
Trust company, bank, or credit union deposits to $2,500
Tools of trade to $5,000
Materials, stock of trade $5,000

Wild Card

up to $1,000 plus up to $5,000 unused about of exemptions for automobile, household furnishings, and tools of trade



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