Baltimore, MD Bankruptcy Law

Baltimore, MD Bankruptcy Law

Learn how bankruptcy works in Baltimore, MD. Learn how to file bankruptcy in Maryland District Bankruptcy Court, how to complete the Means Test for Baltimore City, and how to use Maryland Bankruptcy Exemption laws to protect your property, and how a Maryland bankruptcy lawyer can help you if you need it.
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Automatically apply the Baltimore City expense standards, and Maryland income standards to your means test calculation.

Find where to file if you live in Baltimore City.

Automatically apply the Baltimore City expense standards, and Maryland income standards to your means test calculation.

Baltimore, MD Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (April 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Maryland

Bankruptcy Means Test Calculator

Maryland Bankruptcy Exemptions

Bankruptcy Court Info for Baltimore, MD

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for Baltimore City

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


Maryland Bankruptcy Exemptions - All Categories

Maryland Exemptions Summary:


Owner occupied residential property or condo or co-op to $25,150 (husband and wife may not double)
Property held as tenancy by the entirety is exempt against debts owed by only one spouse

Vehicle Exemption

none (see Wild Card)

Personal Property

Appliances, furnishings, household goods, books, pets, & clothing to $1000 total Clothing, books, tools, instruments, & appliances needed for trade or profession to $5,000

Wild Card

$6,000 of cash or any property; must claim exemption within 30 days of levy or attachment.



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Connect with a Bankruptcy Lawyer Serving Baltimore, MD