Newark, NJ Bankruptcy Law

Newark, NJ Bankruptcy Law

Learn how bankruptcy works in Newark, NJ. Learn how to file bankruptcy in New Jersey District Bankruptcy Court, how to complete the Means Test for Essex County, and how to use New Jersey Bankruptcy Exemption laws to protect your property, and how a New Jersey bankruptcy lawyer can help you if you need it.
Keywords: Newark, NJ bankruptcy, New Jersey bankruptcy exemptions, filing bankruptcy in Newark, New Jersey, how to file bankruptcy, filing bankruptcy, bankruptcy forms, bankruptcy, bankrupcty, bankruptcy means test, banrkuptcy, bankrupcy, banruptcy

Automatically apply the Essex County expense standards, and New Jersey income standards to your means test calculation.

Find where to file if you live in Essex County.

Automatically apply the Essex County expense standards, and New Jersey income standards to your means test calculation.

Newark, NJ Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (April 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in New Jersey

Bankruptcy Means Test Calculator

New Jersey Bankruptcy Exemptions

Bankruptcy Court Info for Newark, NJ

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for Essex County

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


New Jersey Bankruptcy Exemptions - All Categories

New Jersey Exemptions Summary:


None, but survivorship interest of a spouse in property held as tenancy by the entirety is exempt from creditors of a single spouse. And New Jersey residents can use the Federal Bankruptcy exemptions.

Vehicle Exemption

no specific exemption

Personal Property

Personal property & possessions of any kind, stock or interest in corporations to $1,000 total
Furniture & household goods to $1,000

Wild Card

None (see personal property)



Want professional help?

LegalConsumer has helped thousands of consumers connect with local lawyers who want to help them with their bankruptcy problems.

SPONSORED FORM - The information provided on is free because local lawyers are willing to pay us for the privilege of allowing them to connect with you to discuss your problem. is not affiliated in any way with any lawyer or firm that may contact you when you submit your contact information in this form.

Connect with a Bankruptcy Lawyer Serving Newark, NJ