Livingston County, NY Bankruptcy Law

Dansville, New York 14437
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Filing Bankruptcy In Livingston County, NY

While bankruptcy is federal law, many aspects, like exemptions involve state law, and —in the case of the means test — each county in New York is assigned its own housing expense standards.


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We're here to help you navigate these layers of federal, state, and local rules that come into play when you file bankruptcy in Livingston County, NY.

LegalConsumer.com's "Bankruptcy By Zip Code" website has provided free, local bankruptcy information to more than 10 million consumers since 2006! Let us help you learn how bankruptcy works in Livingston County, NY. 


How to File 

Means Test

  • Free Means Test Calculator: Are you eligible for Chapter 7? This calculator will help you find out. Online since 2006. Updated with May 2023 income & expense standards. 
  • Local Standards:  New York and Livingston County: Every state and county differs.
  • Line by Line Help Just the bits you need when needed. 

Bankruptcy Court


New York Bankruptcy Exemptions


Types of Debt

  • Secured Debts: Bankruptcy doesn't get rid of secured debts, but in some cases, it can greatly reduce them. When you file, you'll be asked what you plan to do about your secured debts. Your options are:  -
    • Surrender: Give back the property and wipe out any remaining deficiency balance in bankruptcy. 
    • Redeem: - Come up with the cash to buy the property outright at its current value.. 
    • Reaffirm: - Keep the arrangement you have, and leave this debt unaffected by your bankruptcy.
    • Common Types of Secured Debts:
  • Unsecured Debts: Most unsecured debts, like credit cards and medical debts, can be discharged in bankruptcy.
    • Credit Card Debt
    • Medical Debt
    • Personal Loans
    • Payday loans
  • Unsecured Debts that require extra steps:

Lawyers Near Me


DIY Solutions

  • UpSolve: Upsolve is a new way to file for bankruptcy well-suited to debtors with little or no property.
  • SoloSuit: If you've been sued for debt, SoloSuit can help you stave off a wage garnishment. 

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. See a bankruptcy lawyer for advice about how the law relates to your situation.




Livingston County, NY
Bankruptcy by Zip Code

Basics
Bankruptcy Basics

How to File
How To File Bankruptcy

Courts
New York Western District Bankruptcy Court Info

Forms
Bankruptcy Forms

Means Test
Means Test Calculator
Income & Expenses

Debts
Debts & Dischargeability

Student Loans
Student Loans

Exemptions
Property, Exemptions & Liens

Exemptions
Exemptions By Category

BK Exemptions FAQ
Bankruptcy Exemptions FAQ

Lawyers
Bankruptcy Lawyers & Other Help

News
Bankruptcy News



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