Memphis, TN Bankruptcy Law

Memphis, TN Bankruptcy Law

Learn how bankruptcy works in Memphis, TN. Learn how to file bankruptcy in Tennessee Western District Bankruptcy Court, how to complete the Means Test for Shelby County, and how to use Tennessee Bankruptcy Exemption laws to protect your property, and how a Tennessee bankruptcy lawyer can help you if you need it.
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Automatically apply the Shelby County expense standards, and Tennessee income standards to your means test calculation.

Find where to file if you live in Shelby County.

Automatically apply the Shelby County expense standards, and Tennessee income standards to your means test calculation.

Memphis, TN Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (April 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Tennessee

Bankruptcy Means Test Calculator

Tennessee Bankruptcy Exemptions

Bankruptcy Court Info for Memphis, TN

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for Shelby County

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


Tennessee Bankruptcy Exemptions - All Categories

Tennessee Exemptions Summary:


$5,000; $7,500 for joint owners; $25,000 if at least one dependent is a minor child. (if 62 or older, 12,500 if single; $20,000 if married; $25,000 if spouse is also 62 or older)

Vehicle Exemption

no specific exemption

Personal Property

$10,000 of any personal property including deposits on account with any bank or financial institution
Clothing & storage containers
Burial plots to 1 acre
Bible, schoolbooks, family pictures, & portraits

Wild Card

See personal property. ($10,000 of any personal property)



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