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Bankruptcy Law

Largest Maine Cities

  1. Portland - 66,194
  2. Lewiston - 36,592
  3. Bangor - 33,039
  4. South Portland - 25,002
  5. Auburn - 23,055
  6. Biddeford - 21,277
  7. Sanford - 20,798
  8. Brunswick - 20,278
  9. Augusta - 19,136
  10. Scarborough - 18,919
  11. Saco - 18,482
  12. Westbrook - 17,494
  13. Windham - 17,001
  14. Gorham - 16,381
  15. Waterville - 15,722
  16. York - 12,529

Filing Bankruptcy In Maine


Since 2006, more than 10 million consumers have come to this website figure out where they stand in relation to the 2005 (BAPCPA) bankruptcy law, and the  bankruptcy means test. 

Seventeen years later, the Means Test Calculator is still free, and we've updated it to use the latest applicable income and expense standards, for cases filed on or after May 15, 2023.

Local Forms & Instructions

Court Info for Maine

How Bankruptcy Handles Property

Maine Bankruptcy Exemptions

How Bankruptcy Handles Debt

Debts You CAN Discharge

  • Credit Card Debt,
  • Medical Debt
  • Lawsuit Liability (if not from fraud or willful or malicious injury), 
  • Personal Loans

Debts You Can Discharge Only In Special Cases

Debts You CAN NOT Discharge

What Happens To Secured Debts?

How Bankruptcy Affects Debt Co-Signers

    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Bankruptcy Means Test Calculator for Every Maine County

Automatically apply the Maine median income standards and county expense standards your means test calculation.

Bankruptcy Courts for Every Maine County

Bankruptcy Courts Serving Maine

Maine Bankruptcy Exemption Laws

Automatically apply the Maine median income standards and county expense standards your means test calculation.


Means Test Calculator for Your County, For Cases Filed on or after April 1, 2023

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version:

...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.



Maine Bankruptcy Exemptions - All Categories

Maine Exemptions Summary:


Real or personal property (including cooperative) used as residence to $80,000; if debtor has minor dependents in residence, to $160,000; if debtor over age 60 or physically or mentally disabled, $160,000 (joint debtors in this category may double); proceeds of sale exempt for six months

Vehicle Exemption


Personal Property

Animals, crops, musical instruments, books, clothing, furnishings, household goods, appliances to $200 per item
Food to last 6 months
Fuel not to exceed 10 cords of wood, 5 tons of coal, or 1,000 gal. of heating oil
Jewelry to $750; no limit for one wedding & one engagement ring
Several tools of trade exemptions up to $5,000 (see more..)

Wild Card

$400, in any property
Unused portion of exemption in homestead to $6,000; or unused exemption in animals, crops, musical instruments, books, clothing, furnishings, household goods, appliances, tools of the trade, & personal injury recoveries