Cal. Civ. Proc. Code § 704.100 (c) :: Insurance — Life, Disability Exemptions : California Bankruptcy Law

Bankruptcy Exemption Citations

  
    A Research Database... updated as time allows...
     Not guaranteed to be complete or up to date ... you can find pay services for that...
     Not a subsitute for legal advice
     
  
←  California Insurance — Life, Disability ExemptionsExemption: Matured life insurance benefits needed for support
Citation: Stat. - Cal. Civ. Proc. Code § 704.100 (c)

    .
  

                  
              Show Stat.            

                          State Statute Home Page

                
            Web Search for:

            "Cal. Civ. Proc. Code § 704.100 (c)"
          

                    
                        
         Cal. Civ. Proc. Code § 704.100 (c):
       
         � 704.100. Life insurance policies



(a) Unmatured life insurance policies (including endowment and annuity policies), but not the loan value of such policies, are exempt without making a claim.



(b) The aggregate loan value of unmatured life insurance policies (including endowment and annuity policies) is subject to the enforcement of a money judgment but is exempt in the amount of nine thousand seven hundred dollars ($9,700)($12,800)*. If the judgment debtor is married, each spouse is entitled to a separate exemption under this subdivision, and the exemptions of the spouses may be combined, regardless of whether the policies belong to either or both spouses and regardless of whether the spouse of the judgment debtor is also a judgment debtor under the judgment. The exemption provided by this subdivision shall be first applied to policies other than the policy before the court and then, if the exemption is not exhausted, to the policy before the court.



(c) Benefits from matured life insurance policies (including endowment and annuity policies) are exempt to the extent reasonably necessary for the support of the judgment debtor and the spouse and dependents of the judgment debtor.        
Last Amended: 2003
        2003

(Added by Stats.1982, c. 1364, p. 5158, � 2, operative July 1, 1983. Amended by Stats.1995, c. 196 (S.B.832), � 7, eff. July 31, 1995; Stats.2003, c. 379 (A.B.182), � 11.)



2016 

* Amount adjusted for inflation

 

The current exemption amounts can be found on the California Judicial Council Website. http://www.courtinfo.ca.gov/forms/documents/ej156.pdf      
ADVERTISEMENT - 






Other State Citations
Other States on this topic
Other California Exemption Citations
            In re McFall, 112 B.R. 336 (9th Cir. B.A.P. 1990) - The amount of the homestead exemption is the greater of the following:
(1) The countywide median sale price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed six hundred thousand dollars ($678,391*).
(2) Three hundred thousand dollars ($339,196*).
(* adjusted annually for inflation, beginning on January 1, 2022.
In re Laskin, 222 B.R. 872 (9th Cir BAP 1998) - Cannot strip off lien using 506 in chapter 7
Cal. Bus. & Prof. Code § 31913  - County peace officers
Cal. Civ. Code § 1366 (c) - Homeowners' Association Assessments
(only exempt from association's creditors)
Cal. Civ. Proc. Code §   - Funds held in escrow
Cal. Civ. Proc. Code § 695.060  - Business or professional licenses
Cal. Civ. Proc. Code � 703.130 - California has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). CCPC § 703.130.

In California, the state law provides for two alternative sets of exemptions with one of the alternatives being very similar to the exemptions listed in Code § 522(d).

Choices between the two alternatives are limited in that a husband and wife filing jointly must both elect the same alternative and a married debtor filing individually cannot elect the provisions similar to those provided under the Bankruptcy Code unless the nonfiling spouse agrees to waive the right to claim the alternative exemption during the subsequent bankruptcy of that debtor.
Cal. Civ. Proc. Code § 703.140 (b)(1) - Unused portion of homestead or burial exemption of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - $1,700 of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - Unused portion of homestead or burial exemption of any property
Cal. Civ. Proc. Code § 703.140  - None
Cal. Civ. Proc. Code § 703.140 (b)(6) - Implements, books, & tools of trade to $9,525
Cal. Civ. Proc. Code § 703.140 (b)(10)(A) - Social Security
Cal. Civ. Proc. Code § 703.140 (b)(10)(A) - Public assistance
Cal. Civ. Proc. Code § 703.140 (b)(11)(A) - Crime victims' compensation
Cal. Civ. Proc. Code § 703.140 (b)(11)(B) - Wrongful death recoveries needed for support
Cal. Civ. Proc. Code § 703.140 (b)(11)(D),(E) - Personal injury recoveries to $31,950 ( not to include pain & suffering; pecuniary loss)
Cal. Civ. Proc. Code § 703.140 (b)(2) - Motor Vehicles to $6,375
Cal. Civ. Proc. Code § 703.140 (b)(4) - Jewelry to $1,900
Cal. Civ. Proc. Code § 703.140 (b)(9) - Health aids
Cal. Civ. Proc. Code § 703.140 (b)(1) - Burial plot to $31,950, in lieu of homestead
Cal. Civ. Proc. Code § 703.140 (b)(3) - Animals, crops, appliances, furnishings, household goods, books, musical instruments & clothing to $800 per item
Cal. Civ. Proc. Code § 703.140 (b)(10)(E) - ERISA-qualified benefits, IRAs & Roth IRAs needed for support
Cal. Civ. Proc. Code § 703.140 (b)(10)(D) - Alimony, child support needed for support
Cal. Civ. Proc. Code § 703.140 (b)(7) - Unmatured life insurance policy other than credit insurance
Cal. Civ. Proc. Code § 703.140 (b)(8) - Unmatured life insurance contract accrued avails to $17,075
Cal. Civ. Proc. Code § 703.140 (b)(11)(C) - Life insurance proceeds needed for support of family
Cal. Civ. Proc. Code § 703.140 (b)(10)(C) - Disability benefits
Cal. Civ. Proc. Code § 703.140 (b)(1) - Real or personal property, including co-op, used as residence to $31,950; unused portion of homestead may be applied to any property
Cal. Civ. Proc. Code § 704.050 (b) - Motor vehicles to $7,500, or $7,500 in auto insurance for loss or damages for 90 days (husband and wife may not double). Vehicle modifications for health aids exempt.
Cal. Civ. Proc. Code § 704.060  - Tools, implements, materials, instruments, uniforms, books, furnishings, & equipment to $9,525 total ($19,050 total if used by both spouses in same occupation); 
Commercial motor vehicle to $4,850 ($9,700 if used by debtor and spouse in same trade) 
Cal. Civ. Proc. Code § 704.060  - Commercial vehicle (Vehicle Code § 260) to $4,850 ($9,700 total if used by both spouses in same occupation)
Cal. Civ. Proc. Code § 704.070  - Minimum 75% of wages paid within 30 days prior to filing
Cal. Civ. Proc. Code § 704.080  - Bank deposits from Social Security Administration to $3,825 ($5,725 for husband and wife); unlimited if SS funds are not commingled with other funds Bank deposits of other public benefits to $1,900 ($2,825 for husband and wife)
Cal. Civ. Proc. Code § 704.090  - Inmates' trust funds to $1,900 (husband and wife may not double)
Cal. Civ. Proc. Code § 704.100 (c) - Matured life insurance benefits needed for support
Cal. Civ. Proc. Code § 704.113  - Public employees' vacation credits; if receiving installments, at least 75%
Cal. Civ. Proc. Code § 704.220  - Deposit accounts to at least $1,788 (automatically protected)
Cal. Civ. Proc. Code § 704.720  - The amount of the homestead exemption is the greater of the following:
(1) The countywide median sale price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed six hundred thousand dollars ($678,391*).
(2) Three hundred thousand dollars ($339,196*).
(* adjusted annually for inflation, beginning on January 1, 2022.
Cal. Civ. Proc. Code § 704.730  - The amount of the homestead exemption is the greater of the following:
(1) The countywide median sale price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed six hundred thousand dollars ($678,391*).
(2) Three hundred thousand dollars ($339,196*).
(* adjusted annually for inflation, beginning on January 1, 2022.
Cal. Civ. Proc. Code § 703.140 (b)(9) - Health aids necessary to enable work; prosthetic and orthopedic appliances
Cal. Civ. Proc. Code § 703.140 (b)(10)(B) - Veterans' benefits
Cal. Civ. Proc. Code § 703.140 (b)(10)(A) - Unemployment compensation
Cal. Civ. Proc. Code § 703.150  - Health aids necessary to enable work; prosthetic and orthopedic appliances
Cal. Civ. Proc. Code § 703.150 (c) - The amount of the homestead exemption is the greater of the following:
(1) The countywide median sale price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed six hundred thousand dollars ($678,391*).
(2) Three hundred thousand dollars ($339,196*).
(* adjusted annually for inflation, beginning on January 1, 2022.
Cal. Civ. Proc. Code § 704.010  - Motor vehicles to $7,500, or $7,500 in auto insurance for loss or damages for 90 days (husband and wife may not double). Vehicle modifications for health aids exempt.
Cal. Civ. Proc. Code § 704.020  - Appliances, furnishings, clothing, & food
Cal. Civ. Proc. Code § 704.030  - Building materials to repair or improve home to $3,825 (husband and wife may not double)
Cal. Civ. Proc. Code § 704.040  - Jewelry, heirlooms & art to $8,725 total (husband and wife may not double)
Cal. Civ. Proc. Code § 704.050  - Health aids necessary to enable work; prosthetic and orthopedic appliances
Cal. Civ. Proc. Code § 704.100 (b) - Unmatured life insurance policy loan value to $15,520 (husband & wife may double)
Cal. Civ. Proc. Code § 704.110  - Public retirement benefits
Cal. Civ. Proc. Code § 704.115  - Private retirement benefits, including IRAs & Keoghs
Cal. Civ. Proc. Code § 704.120  - Fraternal unemployment benefits
Cal. Civ. Proc. Code § 704.120  - Unemployment benefits
Cal. Civ. Proc. Code § 704.120 (b)(5) - Union benefits due to labor dispute
Cal. Civ. Proc. Code § 704.130  - Disability or health benefits
Cal. Civ. Proc. Code § 704.140 (a) - Personal injury & wrongful death causes of action
Cal. Civ. Proc. Code § 704.140 (b),(c),(d) - Personal injury & wrongful death recoveries needed for support; if receiving installments, at least 75%
Cal. Civ. Proc. Code § 704.150 (a) - Personal injury & wrongful death causes of action
Cal. Civ. Proc. Code § 704.150 (b),(c) - Personal injury & wrongful death recoveries needed for support; if receiving installments, at least 75%
Cal. Civ. Proc. Code § 704.160  - Workers' compensation
Cal. Civ. Proc. Code § 704.170  - Fraternal Benefit Society benefits
Cal. Civ. Proc. Code § 704.170  - Aid to blind, aged, disabled; public assistance
Cal. Civ. Proc. Code § 704.180  - Relocation benefits
Cal. Civ. Proc. Code § 704.190  - Financial aid to students
Cal. Civ. Proc. Code § 704.200  - Burial plot
Cal. Civ. Proc. Code § 704.225  - Deposit accounts to the extent necessary for the support of the judgment debtor, as well as the judgment debtor’s spouse and dependents.
Cal. Civ. Proc. Code § 704.230  - FEMA Benefits
Cal. Civ. Proc. Code § 704.710  - The amount of the homestead exemption is the greater of the following:
(1) The countywide median sale price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed six hundred thousand dollars ($678,391*).
(2) Three hundred thousand dollars ($339,196*).
(* adjusted annually for inflation, beginning on January 1, 2022.
Cal. Civ. Proc. Code § 704.720 (b) - Homeowners' insurance proceeds for 6 months after received, to homestead exemption amount
Cal. Civ. Proc. Code § 704.920  - May file homestead declaration to protect exemption amount from attachment of judicial liens and to protect proceeds of voluntary sale for  6 months.
Cal. Civ. Proc. Code § 704.950  - May file homestead declaration to protect exemption amount from attachment of judicial liens and to protect proceeds of voluntary sale for  6 months.
Cal. Civ. Proc. Code § 704.960  - May file homestead declaration to protect exemption amount from attachment of judicial liens and to protect proceeds of voluntary sale for  6 months.
Cal. Corp. Code § 16501  - Property of business partnership
Cal. Corp. Code § 16502  - Property of business partnership
Cal. Corp. Code § 16503  - Property of business partnership
Cal. Corp. Code § 16504  - Property of business partnership
Cal. Fin. Code § 17410  - Funds held in escrow
Cal. Gov't. Code § 21255  - Public employees
Cal. Gov't. Code § 31452  - County employees
Cal. Gov't. Code § 32210  - County firefighters
Cal. Ins. Code § 10132  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Ins. Code § 10170  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Ins. Code § 10171  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Lab. Code § 404  - Fidelity bonds

            
50  State Insurance — Life, Disability Exemptions
            
            Alaska Stat. § 09.38.015 (b) - Disability benefits
Alaska Stat. § 09.38.030 (e)(1),(5) - Disability benefits
Alaska Stat. § 21.84.240  - Fraternal benefit society benefits
Alaska Stat. § 09.38.025  - Life insurance or annuity contract[s], total aggregate cash surrender value to $500,000
Alaska Stat. § 09.38.015 (a)(3) - Medical, surgical, or hospital benefits
Alaska Admin. Code tit. 8, § 95.030 (c) - Life insurance or annuity contract[s], total aggregate cash surrender value to $500,000
Ala. Code § 6-10-8  - Life insurance proceeds and 100% of cash value (by loan or surrender)
Ala. Code § 27-14-32  - Annuity proceeds or avails to $250 per month
Ala. Code § 27-14-31  - Disability proceeds or avails to an average of $250 per month
Ala. Code § 6-10-8  - Fraternal benefit society benefits
Ala. Code § 27-14-29  - Fraternal benefit society benefits
Ala. Code § 27-15-26  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Ala. Code § 27-30-25  - Mutual aid association benefits
Ala. Code § 27-34-1  - Fraternal benefit society benefits
Ala. Code § 27-30-1  - Mutual aid association benefits
Ala. Code § 27-34-27  - Fraternal benefit society benefits
Ala. Code § 27-14-29  - Life insurance proceeds and 100% of cash value (by loan or surrender)
In re Holt, 894 F.2d 1005 (8th Cir. 1990) - Life, health, accident, or disability cash value or proceeds paid or due to $500
Ark. Code Ann. � 23-79-134 - Annuity contract
Ark. Code Ann. � 23-79-133 - Disability benefits
Ark. Code Ann. � 23-74-403 - Fraternal benefit society benefits
Ark. Code Ann. � 23-79-132 - Group life insurance
In re Holt, 97 B.R. 997 (W.D. Ark.  1988) - Life, health, accident, or disability cash value or proceeds paid or due to $500
Ark. Code Ann. � 16-66-209 - Life, health, accident, or disability cash value or proceeds paid or due to $500
Ark. Const. Art. 9, � 1 - Life, health, accident, or disability cash value or proceeds paid or due to $500
Ark. Const. Art. 9, � 2 - Life, health, accident, or disability cash value or proceeds paid or due to $500
Ark. Code Ann. � 23-79-131 - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Ark. Code Ann. � 23-79-131 - Life insurance proceeds or avails if beneficiary isn't the insured
Ark. Code Ann. � 23-72-114 - Mutual assessment life or disability benefits to $1,000
Ark. Code Ann. � 23-71-112 - Stipulated insurance premiums
Ariz. Rev. Stat. § 33-1126 (A)(7) - Annuity contract if beneficiary is dependent & owned at least two years
Ariz. Rev. Stat. § 20-877  - Fraternal benefit society benefits
Ariz. Rev. Stat. § 20-1132  - Group life insurance policy or proceeds
Ariz. Rev. Stat. § 33-1126 (A)(4) - Health, accident, or disability benefits
Ariz. Rev. Stat. § 33-1126 (A)(6) - Life insurance cash value if beneficiary is dependent & owned at least two years
Ariz. Rev. Stat. § 20-1131 (D) - Life insurance cash value if beneficiary is dependent & owned at least two years
Ariz. Rev. Stat. § 33-1126 (A)(1) - Life insurance or annuity proceeds to $20,000 if beneficiary is spouse or child
Cal. Civ. Proc. Code § 704.170  - Fraternal Benefit Society benefits
Cal. Civ. Proc. Code § 704.120  - Fraternal unemployment benefits
Cal. Civ. Proc. Code § 704.100 (b) - Unmatured life insurance policy loan value to $15,520 (husband & wife may double)
Cal. Civ. Proc. Code § 704.100 (c) - Matured life insurance benefits needed for support
Cal. Ins. Code § 10132  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Ins. Code § 10170  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Ins. Code § 10171  - Life insurance proceeds or avails if clause prohibits proceeds from being used to pay beneficiary's creditors
Cal. Civ. Proc. Code § 704.720 (b) - Homeowners' insurance proceeds for 6 months after received, to homestead exemption amount
Cal. Lab. Code § 404  - Fidelity bonds
Cal. Civ. Proc. Code § 703.140 (b)(7) - Unmatured life insurance policy other than credit insurance
Cal. Civ. Proc. Code § 703.140 (b)(8) - Unmatured life insurance contract accrued avails to $17,075
Cal. Civ. Proc. Code § 703.140 (b)(11)(C) - Life insurance proceeds needed for support of family
Cal. Civ. Proc. Code § 703.140 (b)(10)(C) - Disability benefits
Colo. Rev. Stat. � 10-16-212 - Disability benefits to $200 per month; if receive lump sum, entire amount exempt
Colo. Rev. Stat. � 38-41-209 - Homeowners' insurance proceeds for 1 year after received, to homestead exemption amount
Colo. Rev. Stat. § 13-54-102 (1)(l) - Life insurance cash surrender value to $100,000, except contributions to policy within past 48 months
Colo. Rev. Stat. � 10-7-106 - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Conn. Gen. Stat. Ann. § 52-352b (p) - Disability benefits paid by association for its members
Conn. Gen. Stat. Ann. § 38a-637  - Fraternal benefit society benefits
Conn. Gen. Stat. Ann. § 52-352b (e) - Health or disability benefits
Conn. Gen. Stat. Ann. § 38a-454  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Conn. Gen. Stat. Ann. § 38a-453  - Life insurance proceeds or avails
Conn. Gen. Stat. Ann. § 52-352b (s) - Unmatured life insurance policy avails to $4,000 if beneficiary is dependent
D.C. Code Ann. § 15-501 (a)(7) - Disability benefits
D.C. Code Ann. § 31-5315  - Fraternal benefit society benefits
D.C. Code Ann. § 31-4717  - Group life insurance policy or proceeds
D.C. Code Ann. § 15-501 (a)(11) - Life insurance payments
D.C. Code Ann. § 31-4719  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
D.C. Code Ann. § 31-4716  - Life insurance proceeds or avails
D.C. Code Ann. § 15-503  - Other insurance proceeds to $200 per month, maximum 2 months, for head of family; else $60 per month
D.C. Code Ann. § 15-501 (a)(5) - Unmatured life insurance contract other than credit life insurance (a)(5)
D.C. Code Ann. § 31-4716.01  - Disability benefits
Del. Code Ann. tit. 18, § 2728  - Annuity contract proceeds
Del. Code Ann. tit. 18, § 6218  - Fraternal benefit society benefits
Del. Code Ann. tit. 18, § 2727  - Group life insurance policy or proceeds
Del. Code Ann. tit. 18, § 2726  - Health or disability benefits
Del. Code Ann. tit. 18, § 2729  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Del. Code Ann. tit. 18, § 2725  - Life insurance proceeds or avails
Del. Code Ann. tit. 10, § 4915 (a),(f) - Life insurance or annuity contracts as defined by IRC �1035(b)
Del. Code Ann. tit. 10, § 4915  - Life insurance proceeds or avails
Del. Code Ann. tit. 10, § 4915  - Annuity contract proceeds
In re Pizzi, 153 B.R. 357 (S.D. Fla. 1993) - Annuity contract proceeds; does not include lottery winnings
Fla. Stat. Ann. § 222.14  - Annuity contract proceeds; does not include lottery winnings
Fla. Stat. Ann. § 222.13  - Death benefits payable to a specific beneficiary, not the deceased's estate
Fla. Stat. Ann. § 222.18  - Disability or illness benefits
Fla. Stat. Ann. § 632.619  - Fraternal benefit society benefits
Fla. Stat. Ann. § 222.14  - Life insurance cash surrender value
Ga. Code Ann. § 33-29-15  - Disability or health benefits to $250 per month
Ga. Code Ann. § 33-15-62  - Fraternal benefit society benefits
Ga. Code Ann. § 33-30-10  - Group insurance
Ga. Code Ann. § 33-25-11  - Proceeds  of life insurance
Ga. Code Ann. § 44-13-100 (a)(11)(C) - Life insurance proceeds if policy owned by someone you depended on, needed for support
Ga. Code Ann. § 44-13-100 (a)(8) - Unmatured life insurance contract
Ga. Code Ann. § 44-13-100 (a)(9) - Unmatured life insurance dividends, interest, loan value, or cash value to $2,000 if beneficiary is you or someone you depend on
Ga. Code Ann. § 33-28-7  - Annuity & endowment contract benefits
Ga. Code Ann. § 33-26-5  - Proceeds and avails of industrial life insurance
Haw. Rev. Stat. § 431:10-231  - Accident, health, or sickness benefits
Haw. Rev. Stat. § 432:2-403  - Fraternal benefit society benefits
Haw. Rev. Stat. § 431:10-233  - Group life insurance policy or proceeds
Haw. Rev. Stat. § 431:10-234  - Life or health insurance policy for spouse or child
Haw. Rev. Stat. § 431:10D-112  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Haw. Rev. Stat. § 431:10-232 (b) - Annuity contract or endowment policy proceeds if beneficiary is insured's spouse, child, or parent
Iowa Code § 509A.9  - Accident, disability, health, illness, or life proceeds or avails
Iowa Code § 627.6 (8)(c) - Disability or illness benefit
Iowa Code § 509.12  - Employee group insurance policy or proceeds
Iowa Code § 512B.18  - Fraternal benefit society benefits
Iowa Code § 627.6 (6) - Life insurance proceeds paid to spouse, child, or other dependent (limited to $10,000 if acquired within 2 years of filing for bankruptcy)
Iowa Code § 627.6 (6)(c) - Upon death of insured, up to $15,000 total proceeds from all matured life, accident, health, or disability policies exempt from beneficiary's debts contracted before insured's death
Iowa Code § 508.32  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Iowa Code § 627.6 (6) - Accident, disability, health, illness, or life proceeds or avails
Idaho Code § 63-3022K  - Medical, surgical, or hospital care benefits & amount in medical savings account
Idaho Code § 11-604 (1)(a) - Death or disability benefits
Idaho Code § 41-1834  - Death or disability benefits
Idaho Code § 41-3218  - Fraternal benefit society benefits
Idaho Code § 41-1835  - Group life insurance benefits
Idaho Code § 55-1008  - Homeowners' insurance proceeds to amount of homestead exemption
Idaho Code § 41-1930  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Idaho Code § 11-604 (d) - Life insurance proceeds or avails for beneficiary other than the insured
Idaho Code § 41-1833  - Life insurance proceeds or avails for beneficiary other than the insured
Idaho Code § 11-603 (5) - Medical, surgical, or hospital care benefits & amount in medical savings account
Idaho Code § 11-605 (9) - Unmatured life insurance contract, other than credit life insurance, owned by debtor
Idaho Code § 11-605 (10) - Unmatured life insurance contract interest or dividends to $5,000 owned by debtor or person debtor depends on
Idaho Code § 41-1836  - Annuity contract proceeds to $1,250 per month; if no payments currently being made, cash surrender value to amount of premiums paid during six months before filing.
735  Ill. Comp. Stat. 5/12-1001 (g)(3) - Health or disability benefits
735  Ill. Comp. Stat. 5/12-907  - Homeowners' proceeds if home destroyed, to $15,000
215  Ill. Comp. Stat. 5/238  - Life insurance, annuity proceeds, or cash value if beneficiary is insured's child, parent, spouse, or other dependent; or a trust for their benefit.
735  Ill. Comp. Stat. 5/12-1001 (f) - Life insurance, annuity proceeds, or cash value if beneficiary is insured's child, parent, spouse, or other dependent; or a trust for their benefit.
735  Ill. Comp. Stat. 5/12-1001 (h)(3) - Life insurance proceeds to a spouse or dependent of debtor to extent needed for support
In re Shethi, 389 B.R. 588 (Bankr.N.D.Ill.  2008) - Life insurance proceeds to a spouse or dependent of debtor to extent needed for support
In re Stilwell, 321 B.R. 471 (C.D.Ill. 2005) - Life insurance, annuity proceeds, or cash value if beneficiary is insured's child, parent, spouse, or other dependent; or a trust for their benefit.
In re Ashley, 317 B.R. 352 (Bankr.C.D.Ill. 2004) - Life insurance, annuity proceeds, or cash value if beneficiary is insured's child, parent, spouse, or other dependent; or a trust for their benefit.
215  Ill. Comp. Stat. 5/299.1a  - Fraternal benefit society benefits
In re Dry, 348 B.R. 475 (Bkrtcy.C.D.Ill 2006) - Life insurance proceeds to a spouse or dependent of debtor to extent needed for support
Ind. Code Ann. § 27-1-12-29  - Group life insurance policy
Ind. Code Ann. § 27-11-6-3  - Fraternal benefit society benefits
Ind. Code Ann. § 27-1-12-14  - Life insurance policy, proceeds, cash value, or avails if beneficiary is insured's spouse or dependent
Ind. Code Ann. § 27-2-5-1  - Life insurance proceeds if clause prohibits proceeds to be used to pay beneficiary's creditors
Ind. Code Ann. § 27-8-3-23  - Mutual life or accident proceeds to extent necessary for debtor's reasonable living expenses.
Ind. Code Ann. § 27-1-12-17.1  - Employer's life insurance policy on employee
In re Stinnet, 321 B.R. 477 (S.D.Ind. 2005) - Mutual life or accident proceeds to extent necessary for debtor's reasonable living expenses.
Kan. Stat. Ann. § 16-328  - Cemetery merchandise trust
Kan. Stat. Ann. § 60-2313 (a)(8) - Fraternal life insurance benefits
Kan. Stat. Ann. § 60-2313 (a)(7) - Cash value of life insurance; not exempt if obtained within 1 year prior to bankruptcy with fraudulent intent.
Kan. Stat. Ann. § 40-414 (b) - Cash value of life insurance; not exempt if obtained within 1 year prior to bankruptcy with fraudulent intent.
Kan. Stat. Ann. § 40-414 (a) - Life insurance proceeds
Kan. Stat. Ann. § 60-2313 (a)(1) - Disability and illness benefits
Ky. Rev. Stat. Ann. § 427.110 (1) - Cooperative life or casualty insurance benefits
Ky. Rev. Stat. Ann. § 427.110 (2) - Fraternal benefit society benefits
Ky. Rev. Stat. Ann. § 304.14-320  - Group life insurance proceeds
Ky. Rev. Stat. Ann. § 304.14-310  - Health or disability benefits
Ky. Rev. Stat. Ann. § 304.14-340  - Life insurance policy if beneficiary is a married woman
Ky. Rev. Stat. Ann. § 304.14-350  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Ky. Rev. Stat. Ann. § 304.14-300  - Life insurance proceeds or cash value if beneficiary is someone other than insured
Ky. Rev. Stat. Ann. § 304.14-330  - Annuity contract proceeds to $350 per month
La. Rev. Stat. Ann. § 22:944  - Group insurance policies or proceeds
La. Rev. Stat. Ann. § 22:1015  - Health, accident, or disability proceeds or avails
La. Rev. Stat. Ann. § 22:912  - Life insurance proceeds or avails; if policy issued within 9 months of filing, exempt only to $35,000
La. Rev. Stat. Ann. § 22:912  - Annuity contract proceeds and avails
La. Rev. Stat. Ann. § 22:941  - Group insurance policies or proceeds
La. Rev. Stat. Ann. § 22:298  - Fraternal benefit society benefits
Mass. Gen. Laws ch. 175, § 110A  - Disability benefits to $400 per week
Mass. Gen. Laws ch. 175, § 36B  - Disability benefits to $400 per week
Mass. Gen. Laws ch. 176, § 22  - Fraternal benefit society benefits
Mass. Gen. Laws ch. 175, § 132C  - Group annuity policy or proceeds
Mass. Gen. Laws ch. 175, § 135  - Group life insurance policy
Mass. Gen. Laws ch. 175, § 125  - Life or endowment policy, proceeds, or cash value
Mass. Gen. Laws ch. 175, § 126  - Life insurance policy if beneficiary is married woman
Mass. Gen. Laws ch. 175, § 119A  - Life insurance or annuity contract proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Mass. Gen. Laws ch. 175F, § 15  - Medical malpractice self-insurance
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (b)(2) - Disability or health benefits, including court awards, arbitrations, & settlements
Md. Code Ann., [Ins.] § 8-431  - Fraternal benefit society benefits
Md. Code Ann., [Est. & Trusts] § 8-115  - Fraternal benefit society benefits
Md. Code Ann., [Ins.] § 16-111 (a) - Life insurance or annuity contract proceeds or avails if beneficiary is insured's dependent, child, or spouse
Md. Code Ann., [Est. & Trusts] § 8-115  - Life insurance or annuity contract proceeds or avails if beneficiary is insured's dependent, child, or spouse
Md. Code Ann., [Com. Law] § 15-601.1 (3) - Medical insurance benefits deducted from wages plus medical insurance payments to $145 per week or 75% of disposable wages
Me. Rev. Stat. Ann. tit. 24-A, § 2431  - Annuity proceeds to $450 per month
Me. Rev. Stat. Ann. tit. 14, § 4422 (13)(A),(C) - Disability or health proceeds, benefits, or avails
Me. Rev. Stat. Ann. tit. 24-A, § 2429  - Disability or health proceeds, benefits, or avails
Me. Rev. Stat. Ann. tit. 25, § 1612  - Death benefit for police, fire, or emergency medical personnel who die in the line of duty
Me. Rev. Stat. Ann. tit. 24-A, § 4118  - Fraternal benefit society benefits
Me. Rev. Stat. Ann. tit. 24-A, § 2430  - Group health or life policy or proceeds
Me. Rev. Stat. Ann. tit. 14, § 4422 (14)(C) - Life, endowment, annuity, or accident policy, proceeds or avails
Me. Rev. Stat. Ann. tit. 24-A, § 2428  - Life, endowment, annuity, or accident policy, proceeds or avails
Me. Rev. Stat. Ann. tit. 14, § 4422 (11) - Life insurance policy, interest, loan value, or accrued dividends for policy from person you depended on, to $5,000
Me. Rev. Stat. Ann. tit. 14, § 4422 (10) - Unmatured life insurance policy, except credit insurance policy
Mich. Comp. Laws § 600.5451 (1)(j) - Disability, mutual life, or health benefits
In re Sassak, 426 B.R. 680 (Bankr. E.D. Mich 2010) - Life insurance
Baltrusaitis v. Cook, 435 N.W.2d 417 (Mich.App.,1988 ) - Life, endowment, or annuity proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
But see, In re Olson, 424 B.R. 770 (Bkrtcy.E.D.Mich.,2010 ) - Life, endowment, or annuity proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Mich. Comp. Laws § 500.2210  - Employer-sponsored life insurance policy or trust fund
Mich. Comp. Laws § 500.8181  - Fraternal benefit society benefits
Mich. Comp. Laws § 500.2207  - Life insurance
Mich. Comp. Laws § 500.4054  - Life, endowment, or annuity proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Minn. Stat. Ann. § 550.39  - Accident or disability proceeds
Minn. Stat. Ann. § 64B.18  - Fraternal benefit society benefits
Minn. Stat. Ann. § 550.37 subd. 10 - Life insurance proceeds to $50,000, if beneficiary is spouse or child of insured, plus $12,500 per dependent 
Minn. Stat. Ann. § 550.37 subd. 11 - Police, fire, or beneficiary association benefits
Minn. Stat. Ann. § 550.37 subd. 23 - Unmatured life insurance contract dividends, interest, or loan value to $10,000 if insured is debtor or person debtor depends on 
Mo. Rev. Stat. § 513.430 1.(10)(c) - Disability or illness benefits
Mo. Rev. Stat. § 513.430 1.(8) - Fraternal benefit society benefits to $5,000, bought over 6 months before filing
Mo. Rev. Stat. § 513.430 1.(8) - Life insurance dividends, loan value, or interest to $5,000, bought over 6 months before filing
Mo. Rev. Stat. § 377.330  - Stipulated insurance premiums
Mo. Rev. Stat. § 513.430 1.(7) - Unmatured life insurance policy
Mo. Rev. Stat. § 377.090  - Assessment plan or life insurance proceeds
Miss. Code Ann. § 85-3-1 (b)(ii) - Disability benefits
Miss. Code Ann. § 85-3-11  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Miss. Code Ann. § 83-29-39  - Fraternal benefit society benefits
Miss. Code Ann. § 85-3-23  - Homeowners' insurance proceeds to $75,000
Miss. Code Ann. § 83-7-5  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Mont. Code Ann. § 25-13-608 (1)(k) - Debtor's interest in any unmatured life insurance contracts owned by the debtor
Mont. Code Ann. § 25-13-608 (1)(d) - Disability or illness proceeds, avails, or benefits
Mont. Code Ann. § 33-15-513  - Disability or illness proceeds, avails, or benefits
Mont. Code Ann. § 33-7-522  - Fraternal benefit society benefits
Mont. Code Ann. § 33-15-512  - Group life insurance policy or proceeds
Mont. Code Ann. § 80-2-245  - Hail insurance benefits
Mont. Code Ann. § 33-20-120  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Mont. Code Ann. § 25-13-608 (1)(f) - Medical, surgical, or hospital care benefits
Mont. Code Ann. § 25-13-608 (1)(k) - Unmatured life insurance contracts
Mont. Code Ann. § 25-13-608 (1)(k) - Group life insurance policy or proceeds
Mont. Code Ann. § 33-15-511  - Life Insurance: Assigned policies
Mont. Code Ann. § 33-15-514  - Annuity contract proceeds to $350 per month
N.C. Gen. Stat. § 58-58-165  - Employee group life policy or proceeds
N.C. Const. art. X § 5  - Life insurance on spouse or children
N.C. Gen. Stat. § 1C-1601 (a)(6) - Life insurance on spouse or children
N.C. Gen. Stat. § 58-24-85  - Fraternal benefit society benefits
N.D. Cent. Code § 28-22-03.1 (4) - Any unmatured life insurance contract owned by the debtor, other than a credit life insurance contract
N.D. Cent. Code § 26.1-33-40  - Life insurance proceeds payable to deceased's estate, not to a specific beneficiary
N.D. Cent. Code § 28-22-03.1 (5) - Life insurance surrender value to $100,000 on policy insuring debtor or dependent
N.D. Cent. Code § 26.1-15.1-18  - Fraternal benefit society benefits
N.D. Cent. Code § 26.1-33-40  - Fraternal benefit society benefits
Neb. Rev. Stat. § 44-371  - Life insurance proceeds and avails to $100,000.
Neb. Rev. Stat. § 44-1089  - Fraternal benefit society benefits to $100,000 loan value from assets established more than three years prior to bankruptcy; no exemption if beneficiary convicted of a crime related to benefits
N.H. Rev. Stat. Ann. § 418:17  - Fraternal benefit society benefits
N.H. Rev. Stat. Ann. § 512:21 (VIII) - Homeowners' insurance proceeds to $5,000
N.H. Rev. Stat. Ann. § 402:69  - Firefighters' aid insurance
N.H. Rev. Stat. Ann. § 408:1  - Life insurance proceeds, but not cash value
N.H. Rev. Stat. Ann. § 408:2  - Life insurance proceeds, but not cash value
In re Monahan, 171 B.R. 710 (Bkrtcy D. N.H. 1994) - Life insurance proceeds, but not cash value
N.J. Stat. Ann. § 17B:24-10  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
N.J. Stat. Ann. § 17:44B-1  - Fraternal benefit socieity benefits
N.J. Stat. Ann. § 17:18-12  - Disability benefits
N.J. Stat. Ann. § 17B:24-8  - Health or disability benefits
N.J. Stat. Ann. App. A:9-57.2  - Disability, death, medical, or hospital benefits for civil defense workers
N.J. Stat. Ann. § 17B:24-9  - Group life or health policy or proceeds
N.J. Stat. Ann. App. A:9-57.6  - Disability, death, medical, or hospital benefits for civil defense workers
N.J. Stat. Ann. § 38A:4-8  - Disability or death benefits for military member
N.J. Stat. Ann. § 17B:24-7  - Annuity contract proceeds to $500 per month
N.J. Stat. Ann. § 17B:24-6 (b) - Life insurance proceeds or avails if you're not the insured
N.M. Stat. Ann. § 42-10-4  - Benevolent association benefits to $5,000
N.M. Stat. Ann. § 59A-44-18  - Fraternal benefit society benefits
N.M. Stat. Ann. § 42-10-3  - Life, accident, health, or annuity benefits, withdrawal or cash value, if beneficiary is a New Mexico resident
N.M. Stat. Ann. § 42-10-5  - Life insurance proceeds
Nev. Rev. Stat. Ann. § 695A.220  - Fraternal benefit society benefits
Nev. Rev. Stat. Ann. § 687B.280  - Group life or health policy or proceeds
Nev. Rev. Stat. Ann. § 687B.270  - Health proceeds or avails
In re Bower, 234 B.R. 109 (Nev.  1999) - Life insurance policy or proceeds (no limit)
Nev. Rev. Stat. Ann. § 21.090 (1)(k) - Life insurance policy or proceeds (no limit)
Nev. Rev. Stat. Ann. § 687B.260  - Life insurance proceeds if you're not the insured
Nev. Rev. Stat. Ann. § 687B.290  - Annuity contract proceeds. (no limit)
Nev. Rev. Stat. Ann. § 21.090 (1)(ee) - Private disability insurance plan proceeds
N.Y. Ins. Law § 3212 (d) - Annuity contract benefits due the debtor, if
debtor paid for the contract; $5,000 limit
if purchased within 6 mos. prior to filing &
not tax-deferred
N.Y. Debt. & Cred. Law § 283 (1) - Annuity contract benefits due the debtor, if
debtor paid for the contract; $5,000 limit
if purchased within 6 mos. prior to filing &
not tax-deferred
N.Y. CPLR § 5205 (i) - Cash surrender value of life insurance
N.Y. Ins. Law § 3212 (c) - Disability or illness benefits to $400/month
N.Y. Est. Powers & Trusts Law § 7-1.5 (a)(2) - Life insurance proceeds left at death
with the insurance company, if clause
prohibits proceeds from being used to pay
beneficiary's creditors
N.Y. Ins. Law § 3212 (b) - Life insurance proceeds and avails if the
beneficiary is not the debtor, or if debtor's
spouse has taken out policy
Ohio Rev. Code Ann. § 3923.19  - Disability benefits needed for support
Ohio Rev. Code Ann. § 2329.66 (A)(6)(e) - Disability benefits needed for support
Ohio Rev. Code Ann. § 3921.18  - Fraternal benefit society benefits
Ohio Rev. Code Ann. § 2329.66 (A)(6)(d) - Fraternal benefit society benefits
Ohio Rev. Code Ann. § 3917.05  - Group life insurance policy or proceeds
Ohio Rev. Code Ann. § 2329.66 (A)(6)(c) - Group life insurance policy or proceeds
Ohio Rev. Code Ann. § 3911.10  - Life, endowment, or annuity contract avails for your spouse, child, or dependent
Ohio Rev. Code Ann. § 2329.66 (A)(6)(b) - Life, endowment, or annuity contract avails for your spouse, child, or dependent
Ohio Rev. Code Ann. § 3911.12  - Life insurance proceeds for a spouse
Ohio Rev. Code Ann. § 3911.14  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Ohio Rev. Code Ann. § 2329.63  - Benevolent society benefits to $5,000
Ohio Rev. Code Ann. § 2329.66 (A)(6)(a) - Benevolent society benefits to $5,000
36 Okla. Stat. Ann. § 2410  - Assessment or mutual benefits
36 Okla. Stat. Ann. § 2718.1  - Fraternal benefit society benefits
36 Okla. Stat. Ann. § 6125  - Funeral benefits prepaid & placed in trust
36 Okla. Stat. Ann. § 3632  - Group life policy or proceeds
36 Okla. Stat. Ann. § 3631.1  - Life, health, accident, & mutual benefit insurance proceeds & cash value, if clause prohibits proceeds from being used to pay beneficiary's creditors
36 Okla. Stat. Ann. § 2510  - Limited stock insurance benefits
36 Okla. Stat. Ann. § 3631.1  - Annuity benefits & cash value
Or. Rev. Stat. § 743.049  - Annuity contract benefits to $500 per month
Or. Rev. Stat. § 748.207  - Fraternal benefit society benefits
Or. Rev. Stat. § 743.047  - Group life policy or proceeds not payable to insured
Or. Rev. Stat. § 743.050  - Health or disability proceeds or avails
Or. Rev. Stat. § 743.046  - Life insurance proceeds or cash value if you are not the insured
Or. Rev. Stat. § 743.047  - Life insurance proceeds or cash value if you are not the insured
Or. Rev. Stat. § 18.348  - Fraternal benefit society benefits
42  Pa. Cons. Stat. Ann. § 8124 (c)(1),(8) - Fraternal benefit society benefits
42  Pa. Cons. Stat. Ann. § 8124 (c)(5) - Group life policy or proceeds
42  Pa. Cons. Stat. Ann. § 8124 (c)(3) - Insurance policy or annuity contract payments, where insured is the beneficiary, cash value or proceeds to $100 per month
42  Pa. Cons. Stat. Ann. § 8124 (c)(6) - Life insurance annuity policy cash value or proceeds if beneficiary is insured's dependent, child or spouse
42  Pa. Cons. Stat. Ann. § 8124 (c)(4) - Life insurance and annuity proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
42  Pa. Cons. Stat. Ann. § 8124 (c)(9) - No-fault automobile insurance proceeds
42  Pa. Cons. Stat. Ann. § 8124 (c)(7) - Accident or disability benefits
R.I. Gen. Laws § 27-18-24  - Accident or sickness proceeds, avails, or benefits
R.I. Gen. Laws § 27-25-18  - Fraternal benefit society benefits 27-25-18
R.I. Gen. Laws § 27-4-12  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
R.I. Gen. Laws § 28-41-32  - Temporary disability insurance
S.C. Code Ann. § 38-63-40 (B) - Proceeds of life insurance or annuity contract held by insurer, by agreement.
S.C. Code Ann. § 15-41-30 (A)(8) - Proceeds & cash surrender value of life insurance payable to beneficiary other than insured's estate and for the express benefit of insured's spouse, children, or dependents (must be purchased 2 years before filing to avoid $4,000 cap)
S.C. Code Ann. § 38-65-90  - Group life insurance proceeds; cash value to $50,000
S.C. Code Ann. § 38-38-330  - Fraternal benefit society benefits
S.C. Code Ann. § 38-63-50  - Benefits accruing under life insurance policy after death of insured, where proceeds left with insurance company pursuant to agreement; benefits not exempt from action to recover necessaries if parties agree
S.C. Code Ann. § 38-65-90  - Disability or illness benefits;
S.C. Code Ann. § 38-63-40 (A)(11)(c) - Disability or illness benefits;
S.C. Code Ann. § 15-41-30 (A)(9) - Life insurance avails from policy for person you depended on to $5,375
S.C. Code Ann. § 15-41-30 (A)(11)(c) - Life insurance proceeds from policy for person you depended on, needed for support
S.C. Code Ann. § 38-63-40 (A) - Proceeds & cash surrender value of life insurance payable to beneficiary other than insured's estate and for the express benefit of insured's spouse, children, or dependents (must be purchased 2 years before filing to avoid $4,000 cap)
S.C. Code Ann. § 38-63-40 (D) - Accident & disability benefits
S.C. Code Ann. § 15-41-30 (A)(8) - Unmatured life insurance contract, except credit insurance policy
S.D. Codified Laws Ann. § 58-12-6  - Annuity contract proceeds to $250 per month
S.D. Codified Laws Ann. § 58-12-8  - Annuity contract proceeds to $250 per month
S.D. Codified Laws Ann. § 58-12-4  - Endowment, life insurance, policy proceeds to $20,000; if policy issued by mutual aid or benevolent society, cash value to $20,000
S.D. Codified Laws Ann. § 58-37A-18  - Fraternal benefit society benefits
S.D. Codified Laws Ann. § 58-12-4  - Health benefits to $20,000
S.D. Codified Laws Ann. § 58-15-70  - Life insurance proceeds, if clause prohibits proceeds from being used to pay beneficiary's creditors
S.D. Codified Laws Ann. § 43-45-6  - Life insurance proceeds to $10,000, if beneficiary is surviving spouse or child
Tenn. Code Ann. § 26-2-110  - Accident, health, or disability benefits for resident & citizen of Tennessee
Tenn. Code Ann. § 26-2-111 (1)(C) - Disability or illness benefits
Tenn. Code Ann. § 56-25-403  - Fraternal benefit society benefits
Tenn. Code Ann. § 56-7-203  - Life insurance or annuity
Tex. Ins. Code Ann. § 885.316  - Fraternal benefit society benefits
Tex. Ins. Code Ann. § 1108.051  - Life, health, accident, or annuity benefits, monies, policy proceeds, & cash values due or paid to beneficiary or insured
Tex. Ins. Code Ann. § 1551.011  - Texas employee uniform group insurance
Tex. Ins. Code Ann. § 1575.006  - Texas public school employees group insurance
Tex. Ins. Code Ann. § 1601.008  - Texas state college or university employee benefits
38 U.S.C. § 1970 (g) - Military group life insurance
10 U.S.C. § 1450  - U.S. Military service survivors' benefits
33 U.S.C. § 775  - Lighthouse workers survivors' benefits
28 U.S.C. § 376  - Federal judges, U.S. court & judicial center directors, administrative assistants to U.S. Supreme Court Chief Justice
42 U.S.C. § 916  - Federal war risk, hazard, death, or injury compensation, death  & disability benefits
33 U.S.C. § 916  - Longshoremen & harbor workers death & disability benefits
5 U.S.C. § 8130  - Federal government employee death & disability benefits
11 U.S.C. § 522 (d)(10)(C) - Disability, illness, or unemployment benefits
11 U.S.C. § 522 (d)(7) - Unamtured life insurance contract, except credit insurance policy
11 U.S.C. § 522 (d)(8) - Life insurance policy loan value, in accured dividends or interest, to $14,875 
11 U.S.C. § 522 (d)(11)(C) - Life insurance payments from policy for person you depended on, needed for support
Utah Code Ann. § 78B-5-505 (1)(a)(xi) - Life insurance proceeds if beneficiary is insured's spouse or dependent, as needed for support
Utah Code Ann. § 78B-5-505 (1)(a)(xiii) - Life insurance policy contracts proceeds and avails excluding payments made on contract one year prior to filing
Utah Code Ann. § 78B-5-505 (1)(a)(iv) - Medical, surgical, and hospital benefits
Utah Code Ann. § 31A-9-603  - Fraternal benefit society benefits
Utah Code Ann. § 78B-5-505 (1)(a)(iii) - Disability, illness, medical, or hospital benefits
Va. Code Ann. § 38.2-3406  - Accident or sickness benefits
Va. Code Ann. § 38.2-4021  - Burial society benefits
Va. Code Ann. § 38.2-3811  - Cooperative life insurance benefits
Va. Code Ann. § 38.2-4118  - Fraternal benefit society benefits
Va. Code Ann. § 51.1-510  - Group life or accident insurance for government officials
Va. Code Ann. § 38.2-3339  - Group life insurance policy or proceeds
Va. Code Ann. § 38.2-3549  - Industrial sick benefits
Va. Code Ann. § 38.2-3122  - Life insurance proceeds
Vt. Stat. Ann. tit. 8, § 3709  - Annuity contract benefits to $350 per month
Vt. Stat. Ann. tit. 12, § 2740 (18) - Unmatured life insurance contract other than credit
Vt. Stat. Ann. tit. 8, § 3705  - Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors
Vt. Stat. Ann. tit. 12, § 2740 (19)(H) - Life insurance proceeds for person you depended on
Vt. Stat. Ann. tit. 8, § 3706  - Life insurance proceeds if beneficiary is not the insured
Vt. Stat. Ann. tit. 8, § 4086  - Health benefits to $200 per month
Vt. Stat. Ann. tit. 8, § 3708  - Group life or health benefits
Vt. Stat. Ann. tit. 8, § 4478  - Fraternal benefit society benefits
Vt. Stat. Ann. tit. 12, § 2740 (19)(C) - Disability or illness benefits needed for support
Vt. Stat. Ann. tit. 8, § 3707  - Disability benefits that supplement life insurance or annuity contract
Wash. Rev. Code Ann. § 48.18.400  - Disability proceeds, avails, or benefits
Wash. Rev. Code Ann. § 48.18.430  - Annuity contract proceeds to $3,000 per month
Wash. Rev. Code Ann. § 48.18.410  - Life insurance proceeds or avails if beneficiary is not the insured
Wash. Rev. Code Ann. § 48.18.420  - Group life insurance policy or proceeds
Wash. Rev. Code Ann. § 48.36A.180  - Fraternal Benefit Society Benefits
Wis. Stat. Ann. § 815.18 (3)(f) - Unmatured life insurance contract's accrued dividends, interest, or loan value to $4,000 total, if debtor owns contract & insured is debtor or dependents, or someone debtor is dependent on
Wis. Stat. Ann. § 815.18 (3)(f) - Unmatured life insurance contract (except credit insurance contract) if debtor owns contract & insured is debtor or dependents, or someone debtor is dependent on
Wis. Stat. Ann. § 632.42  - Life insurance proceeds held in trust by insurer, if clause prohibits proceeds from being used to pay beneficiary's creditors
Wis. Stat. Ann. § 815.18 (3)(i)(a) - Life insurance proceeds for someone debtor depended on, needed for support
Wis. Stat. Ann. § 614.96  - Fraternal benefit society benefits
Wis. Stat. Ann. § 815.18 (3)(ds) - Federal disability insurance benefits
W. Va. Code § 38-10-4 (h) - Unmatured life insurance contract's accrued dividend, interest, or loan value to $8,000, if debtor owns contract & insured is either debtor or a person on whom debtor is dependent
W. Va. Code § 38-10-4 (g) - Unmatured life insurance contract, except credit insurance policy
W. Va. Code § 38-10-4 (k)(3) - Life insurance payments from policy for person you depended on, needed for support
W. Va. Code § 38-10-4 (j)(3) - Health or disability benefits
W. Va. Code § 33-6-28  - Group life insurance policy or proceeds
W. Va. Code § 33-23-21  - Fraternal benefit society benefits
Wyo. Stat. § 26-15-132  - Annuity contract proceeds to $350 per month
Wyo. Stat. § 26-15-130  - Disability benefits if clause prohibits proceeds from being used to pay beneficiary's creditors
Wyo. Stat. § 26-29-218  - Fraternal benefit society benefits
Wyo. Stat. § 26-15-131  - Group life or disability policy or proceeds, cash surrender & loan values, premiums waived, and dividends
Wyo. Stat. § 26-15-129  - Individual life insurance policy proceeds, cash surrender & loan values, premiums waived, and dividends
Wyo. Stat. § 26-15-133  - Life insurance proceeds held by insurer, if clause prohibits proceeds from being used to pay beneficiary's creditors

            
 