Va. Code Ann. § 34-4.1 :: Wild Card Exemptions : Virginia Bankruptcy Law

Other Virginia Exemption Citations

In re Williams, 104 F.3d 668 (4th Cir 1997) - Property held as tenancy by the entirety may be exempt against debts owed by only one spouse
Cheeseman v.Nachman,, 656 F.2d 60 (4th Cir. 1981) - $5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000, and (as of July 2020) an additional $25,000 if the home is a principal residence
In re Hoss, 233 B.R. 684 (W.D. Va 1999) - May include mobile home.
In re Bunker, 312 f.3d 145 (4th Cir 2002) - Property held as tenancy by the entirety may be exempt against debts owed by only one spouse
Yi v. Citibank, 219 B.R. 394 (E.D.Va 1998) - Debtor can use 506 to void second mortgages on oversecured property
Ryan, 253 F.3d 778 (4th Cir 2001) - Debtor can use 506 to void second mortgages on oversecured property
Va. Code Ann. § 19.2-368.12 - Crime victims' compensation unless seeking to discharge debt for treatment of injury incurred during crime
Va. Code Ann. § 23.1-707 (G) - Prepaid tuition contracts and savings trust accounts
Va. Code Ann. § 3.1-1111.1 - Payments to tobacco farmers
Va. Code Ann. § 34-13 - Unused portion of homestead or personal property exemption
Va. Code Ann. § 34-18 - $5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000, and (as of July 2020) an additional $25,000 if the home is a principal residence
Va. Code Ann. § 34-20 - $5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000, and (as of July 2020) an additional $25,000 if the home is a principal residence
Va. Code Ann. § 34-26 (1) - Bible
Va. Code Ann. § 34-26 (3) - Burial plot
Va. Code Ann. § 34-26 (4) - Clothing to $1,000
Va. Code Ann. § 34-26 (2) - Family portraits & heirlooms to $5,000 total
Va. Code Ann. § 34-26 (6) - Health aids
Va. Code Ann. § 34-26 (4a) - Household furnishings to $5,000
Va. Code Ann. § 34-26 (8) - Motor vehicles to $6,000 total ($10,000 if needed for occupation or education)
Va. Code Ann. § 34-26 (5) - Pets
Va. Code Ann. § 34-26 (1a) - Wedding and engagement rings
Va. Code Ann. § 34-26 (7) - Tools, books, and instruments of trade, including motor vehicles, to $10,000, needed in your occupation or education
Va. Code Ann. § 34-26 (4b) - Firearms to $3,000 total
Va. Code Ann. § 34-26 (7) - Motor vehicles to $6,000 total ($10,000 if needed for occupation or education)
Va. Code Ann. § 34-26 (10) - Right to recieve unpaid spousal or child support necessary for support
Va. Code Ann. § 34-26 (9) - Earned Income Tax Credit
Va. Code Ann. § 34-27 - For farmer, pair of horses, or mules with gear; one wagon or cart, one tractor to $3,000; 2 plows & wedges; one drag, harvest cradle, pitchfork, rake; fertilizer to $1,000
Va. Code Ann. § 34-28.1 - Personal injury causes of action & recoveries
Va. Code Ann. § 34-28.2 - Right to recieve unpaid spousal or child support necessary for support
Va. Code Ann. § 34-29 - Minimum 75% of weekly disposable earnings or 40 times the federal minimum hourly wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors
Va. Code Ann. � 34-3.1 - Virginia has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). VA § 34-3.1.
Va. Code Ann. § 34-34 - All types of IRAs and ERISA-qualified benefits to 'same extent as permitted under federal bankruptcy law for such a plan"
Va. Code Ann. § 34-4 - $5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000, and (as of July 2020) an additional $25,000 if the home is a principal residence
Va. Code Ann. § 34-4.1 - $10,000 of any property for disabled veterans
Va. Code Ann. § 34-4.2 - Parent w household gross income, including any support payments for children living in the home, less than $1,750 per month, can exempt from wage garnishment: * $34 per week for one child; * $52 per week for two children; * $66 per week for three or more children
Va. Code Ann. § 34-6 - Must file homestead declaration before filing for bankruptcy
Va. Code Ann. § 38.2-3122 - Life insurance proceeds
Va. Code Ann. § 38.2-3339 - Group life insurance policy or proceeds
Va. Code Ann. § 38.2-3406 - Accident or sickness benefits
Va. Code Ann. § 38.2-3549 - Industrial sick benefits
Va. Code Ann. § 38.2-3811 - Cooperative life insurance benefits
Va. Code Ann. § 38.2-4021 - Burial society benefits
Va. Code Ann. § 38.2-4118 - Fraternal benefit society benefits
Va. Code Ann. § 38.2-5604 - Health savings accounts and medical savings accounts
Va. Code Ann. § 44-96 - Uniforms, arms, equipment of military member
Va. Code Ann. § 50-73.105 - Property of business partnership
Va. Code Ann. § 50-73.108 - Property of business partnership
Va. Code Ann. § 51.1-124.4 (A) - State employees
Va. Code Ann. § 51.1-200 - State police officers
Va. Code Ann. § 51.1-300 - Judges
Va. Code Ann. § 51.1-510 - Group life or accident insurance for government officials
Va. Code Ann. § 51.1-802 - City, town, & county employees
Va. Code Ann. § 60.2-600 - Unemployment compensation
Va. Code Ann. § 63.2-506 - Aid to blind, aged, disabled; general relief
Va. Code Ann. � 64.2-309 - Decedents family allowance to $24,000 for surving spouse, or minor children if no surviving spouse.
Va. Code Ann. § 64.2-310 - Surviving spouse may claim $20,000 of decedents personal property; if no surviving spouse, minor children may claim exemption
Va. Code Ann. � 64.2-311 - Surviving spouse may claim $15,000; if no surviving spouse, minor children may claim exemption
Va. Code Ann. § 64.2-743 - Spendthrift trusts
Va. Code Ann. § 65.2-531 - Workers' compensation

50 State Wild Card Exemptions

Ala. Code § 6-10-6 - $8,225 of any personal property, except wages (husband & wife may double)
Ala. Code § 6-10-126 - $8,225 of any personal property, except wages (husband & wife may double)
Ark. Const. Art. 9, � 1 - $500 of any personal property if married or head of family; $200 if not married
Ark. Const. Art. 9, � 2 - $500 of any personal property if married or head of family; $200 if not married
Ark. Code Ann. § 16-66-218 (b)(1),(2) - $500 of any personal property if married or head of family; $200 if not married
Cal. Civ. Proc. Code § 703.140 (b)(1) - Unused portion of homestead or burial exemption of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - $1,700 of any property
Cal. Civ. Proc. Code § 703.140 (b)(5) - Unused portion of homestead or burial exemption of any property
Conn. Gen. Stat. Ann. § 52-352b (r) - $1,000 of any property
D.C. Code Ann. § 15-501 (a)(3) - Up to $850 in any property, plus up to $8,075 of unused homestead exemption
Del. Code Ann. tit. 10, § 4903 - $500 of any personal property, except tools of trade, if head of family
Ga. Code Ann. § 44-13-100 (a)(6) - Unused portion of homestead exemption to $10,000
Ga. Code Ann. § 44-13-100 (a)(6) - $1200 of any property
Iowa Code § 627.6 (14) - $1,000 of any personal property, including cash, not otherwise exempt
Idaho Code § 11-605 (11) - $1,500 in any tangible personal property
735 Ill. Comp. Stat. 5/12-1001 (b) - $4,000 of any personal property (does not include wages)
Ind. Code Ann. § 34-55-10-2 (c)(2) - $12,100 of any real estate or tangible personal property.
Ky. Rev. Stat. Ann. § 427.160 - $1,000 of any property
Mass. Gen. Laws ch. 235, § 34 (17) - any property up to $1,000 plus up to $5,000 unused about of exemptions for automobile, household furnishings, and tools of trade
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (b)(5),(f) - $6,000 of cash or any property; must claim exemption within 30 days of levy or attachment
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (f) - An additional $6,000 in any personal property
Me. Rev. Stat. Ann. tit. 14, § 4422 (16) - Unused portion of exemption in homestead to $10,500; or unused exemption in animals, crops, musical instruments, books, clothing, furnishings, household goods, appliances, tools of the trade, & personal injury recoveries
Me. Rev. Stat. Ann. tit. 14, § 4422 (15) - $500 of any property
Mo. Rev. Stat. § 513.430 1.(3) - $1,250 of any property if head of family, else $600; head of family may claim additional $350 per unmarried dependent child under age 21.
Mo. Rev. Stat. § 513.440 - $1,250 of any property if head of family, else $600; head of family may claim additional $350 per unmarried dependent child under age 21.
Miss. Code Ann. § 85-3-1 (h) - $50,000 of any property, whether real, personal or mixed, tangible or intangible, including deposits of money, available to any Mississippi resident who is 70 years of age or older.
N.C. Gen. Stat. § 1C-1601 (a)(2) - $5,000 less any amount claimed for homestead or burial exemption, of any property
N.C. Const. art. X § 1 - $500 of any personal property
N.D. Cent. Code § 28-22-03.1 (1) - $10,000 of any property in lieu of homestead
Neb. Rev. Stat. § 25-1552 - $5,970 of any personal property, except wages, in lieu of homestead
N.H. Rev. Stat. Ann. § 511:2 (XVIII) - Unused portion of bibles & books, food & fuel, furniture, jewelry, motor vehicle, and tools of trade exemptions to $7,000
N.H. Rev. Stat. Ann. § 511:2 (XVIII) - $1,000 of any property
N.M. Stat. Ann. § 42-10-1 (A)(14) - $15,00 of any personal property
N.M. Stat. Ann. § 42-10-10 - $15,000 of any real or personal property, in lieu of homestead
Nev. Rev. Stat. Ann. § 21.090 (z) - $1,000
N.Y. CPLR § 5205 (a)(9) - $1,175 if no homestead claimed.
Ohio Rev. Code Ann. § 2329.66 (A)(18) - $1,475 of any property
Or. Rev. Stat. § 18.345 (1)(p) - $400 of any personal property not already covered by existing exemption (husband & wife may double)
42 Pa. Cons. Stat. Ann. § 8123 - $300 of any property, including cash, real property, securities, or proceeds from sale of exempt property
R.I. Gen. Laws § 9-26-4 (16) - $6,500
S.C. Code Ann. § 15-41-30 (A)(7) - Up to $6,700 for any property, from unused exemptions amounts for homestead, burial, motor vehicle, personal property, jewelry or tool of trade exemptions.
S.D. Codified Laws Ann. § 43-45-4 - Head of family may claim $7,000, or nonhead of family may claim $5,000 of any personal property
Tenn. Code Ann. § 26-2-103 - $10,000 of any personal property including deposits on account with any bank or financial institution
11 U.S.C. § 522 (d)(5) - $1,475 of any property
11 U.S.C. § 522 (d)(5) - Up to $13,950 of unused homestead exemption amount, for any property.
Va. Code Ann. § 34-13 - Unused portion of homestead or personal property exemption
Va. Code Ann. § 34-4.1 - $10,000 of any property for disabled veterans
Vt. Stat. Ann. tit. 12, § 2740 (7) - Unused exemptions for motor vehicle, tools of trade, jewelry, household furniture, appliances, clothing, & crops to $7,000
Vt. Stat. Ann. tit. 12, § 2740 (7) - $400 of any property
Wash. Rev. Code Ann. § 6.15.010 (1)(c)(ii) - up to $10,000 of any other personal property, except personal earnings as provided under RCW 6.15.050(1)
W. Va. Code § 38-10-4 (e) - $800 plus unused portion of homestead or burial exemption, of any property)

← Virginia Wild Card Exemptions

Citation: Stat. - Va. Code Ann. § 34-4.1

Other Virginia Exemption Citations

50 State Wild Card Exemptions