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Bankruptcy Court Information For Essex County, NJ

You are viewing information for Essex County, NJ

Residents of Essex County, New Jersey file bankruptcy in New Jersey District Bankruptcy Court

3 courthouses serve the New Jersey District Bankruptcy Court.

Three Kinds of Information You Will Need from the Court

(Note: Court websites change often and links go out of date. If a link does not work, go to the home page for the court and look for the materials from there.)

Official Website of the
New Jersey District Bankruptcy Court

Official Court Website

* Home page

What you'll find there

You'll need to file your papers with one of the courthouses that serve the New Jersey District Bankruptcy Court.

Pre-COVID, you had to go to court, in person, at least once to meet with the bankruptcy trustee for your 341 hearing. During the Coronavirus pandemic, those meetings were typically done by phone or zoom. A few courts may still allow that.

Online Filing (eSR)

Online Filing - New Jersey District Bankruptcy Court

You're in luck! The New Jersey District Bankruptcy Court offers online filing! About one quarter of the nation's bankruptcy courts have started to offer electronic filing (eSR) for debtors not represented by an attorney. Your court is on the leading edge of this exciting new option! Click here to learn more about how to file online with the New Jersey District Bankruptcy Court.

Where To Start

Before you file, there are three kinds of information you'll need to get from the court's website:

1. Info on Filing Without an Attorney

Court "Pro Se" Info

Information specific to your district

You'll need information specifically about your particular court's procedures.

Fortunately, the New Jersey District Bankruptcy Court offers information specifically designed for people filing without an attorney. Virtually all courts link to the generic national information mentioned above. The New Jersey District Bankruptcy Court offers specific guidance about local procedures.

General information about how to file

If you're new to the bankruptcy process, the website of the US Courts Adminstrative Office now offers a basic orentation page for those filing bankruptcy without an attorney. The information inlcudes a Bankruptcy Basics video in English Spanish and Creole. The half hour video is split into chapters so you can go back and review parts that went by too fast the first time.

2. Local Rules

Local Rules - NJ

Each court has its own rules about filing procedure, how to list creditor's names and addresses, and they tend to be fussy about it.

You must comply with the details of the process, such as filing dates, filing procedures, fees, and a myriad of other bureaucratic wonderfulness. Depending on how poorly they're written, your court's local rules probably won't make much sense to you. Don't worry. You may not be affected by most of the rules.

However, you will need to follow the rules about filing procedure and how to format the creditors' "mailing matrix" (a list of creditor's names and addresses).

Your court publishes plain-English instructions for those filing without a lawyer in the New Jersey District Bankruptcy Court . Use that first, rather than trying to read the actual rules.

How to File for BankruptcyChapters 6 and 7 of How to File for Chapter 7 Bankruptcy offer more information on what to look for in local rules and how to ask the court clerk for the information you need as you prepare your paperwork and fill in yourforms.

3. Court Forms

Local Forms

Bankruptcy is a forms-intensive process, kind of like doing a long tax return.

The main forms you use in bankruptcy are federal forms, used nationwide in all bankruptcy courts.

Your bankruptcy court may have additional local forms for the New Jersey District Bankruptcy Court for dealing with things like the list of creditors.

Other information from the court

Most courts link to a downloadable U.S. Courts publication called "Bankruptcy Basics." This offers a decent overview of Chapter 7 and Chapter 13 bankruptcy -- but has no information about how to actually file or fill in the mountain of forms.

Now most courts also link to a helpful YouTube video created by the Federal Courts that explains the bankruptcy process.

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Courthouses of the New Jersey District Bankruptcy Court

Essex County is served by the Federal Courthouse at Newark, NJ
50 Walnut Street, Newark, NJ 07102. (973) 645-4764


Court Website info

Clerk's Office:U.S. Post Office and Courthouse
401 Market Street
Second Floor
Camden, NJ 08101

Courtrooms: Mitchell H. Cohen U.S. Courthouse

400 Cooper Street
Fourth Floor
Camden, NJ 08101

Maps: Google - Yahoo


Court Website info

50 Walnut Street 3rd fl.
Newark, NJ 07102


Maps: Google - Yahoo


Court Website info

Clarkson S. Fisher U.S. Courthouse
402 East State Street
Trenton, NJ 08608

Maps: Google - Yahoo

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New Jersey District Bankruptcy Court List of Private Trustees by Chapter

Source: The U.S Trustee Program - New Jersey List of Private Trustees by Chapter



Note: The individuals listed are private parties, not government employees.


Bunce D. Atkinson
1011 Highway 71, Suite 200
Spring Lake, NJ 07762
E-mail: bunceatkinson@aol.com
Phone: (732) 449-0525
Fax: (732) 449-0592


Karen E. Bezner
567 Park Avenue, Suite 103
Scotch Plains, NJ 07076
E-mail: kbez@bellatlantic.net
Phone: (908)322-8484
Fax: (908)322-0560


Donald V. Biase
P. O. Box 646
Essex Fells, NJ 07021
E-mail: dbiase4236@gmail.com
Phone: (973) 618-1008
Fax: (973) 379-7489


Andrea Dobin
427 Riverview Plaza
Trenton, NJ 08611
E-mail: adobin@msbnj.com
Phone: (609) 695-6070
Fax: (609) 695-6071


Andrew B. Finberg
525 Route 73 South, Suite 200
Marlton, NJ 08053
Phone: (856) 988-9055
Fax: (856) 988-9678


Charles M. Forman
365 W Passaic Street
Suite 400
Rochelle Park, NJ 07662
E-mail: cforman@formanlaw.com
Phone: (201) 845-1000


Ilissa C. Hook
1044 Route 23 North
Suite 100
Wayne, NJ 07470
Phone: (973) 686-3800
Fax: (973) 686-3801


Nancy Isaacson
75 Livingston Avenue
Roseland, NJ 07068
E-mail: nisaacson@greenbaumlaw.com
Phone: (973) 577-1930
Fax: (973)535-1698


Steven P. Kartzman
101 Gibraltar Drive, Suite 2F
Morris Plains, NJ 07950
E-mail: skartzman@msklaw.net
Phone: (973) 267-0220
Fax: (973)267-2402


Jeffrey A. Lester
374 Main Street
Hackensack, NJ 07601
E-mail: jlester@bllaw.com
Phone: (201)487-5544
Fax: (201)487-4026


Jay L. Lubetkin
293 Eisenhower Parkway, Suite 100
Livingston, NJ 07039
E-mail: jlubetkin@rltlawfirm.com
Phone: (973)597-9100
Fax: (973)597-9119


Joseph D. Marchand
117-119 West Broad St.
Bridgeton, NJ 08302

P.O. Box 298
Bridgeton, NJ 08302
E-mail: jdmarchand@comcast.net
Phone: (856)451-7600
Fax: (856)451-6535


John M. McDonnell, III
115 Maple Ave.
Suite 201
Red Bank, NJ 07701
E-mail: jmcdonnell@mchfirm.com
Phone: (732) 383.7233
Fax: (732) 383-7531


Thomas J. Orr
321 High St., 2nd Floor
Burlington, NJ 08016
E-mail: tom@torrlaw.com
Phone: (609)386-8700
Fax: (609)386-7765


Eric R. Perkins
40 West Ridgewood Avenue
Ridgewood, NJ 07450
E-mail: eperkins@mdmc-law.com
Phone: (201) 445-6722
Fax: (201) 445-5376


Andrew S. Sklar
20 Brace Road, Suite 205
Cherry Hill, NJ 08034
E-mail: andy@sklarlaw.com
Phone: (856) 258-4050
Fax: (856) 258-6941


Douglas S. Stanger
646 Ocean Heights Ave.
Linwood, NJ 08221
E-mail: doug.stanger@flastergreenberg.com
Phone: (609)645-1881
Fax: (609)645-9932


Benjamin A. Stanziale, Jr.
2839 Route 10, Suite 102
Morris Plains, NJ 07950
E-mail: ben@stanzialelaw.com
Phone: (973)731-9393
Fax: (973)731-9401


Maureen P. Steady
2 Kings Highway West
Suite 102
Haddonfield, NJ 08033
Phone: (856) 428-1060
Fax: (609) 482-8011


Daniel E. Straffi
670 Commons Way
Toms River, NJ 08755
E-mail: dstraffi@comcast.net
Phone: (732)341-3800
Fax: (732)341-3548


Thomas J. Subranni
1624 Pacific Avenue
Atlantic City, NJ 08401
E-mail: trustee@subranni.com
Phone: (609)347-7000
Fax: (609)345-4545


John W. Sywilok
51 Main Street
Hackensack, NJ 07601
E-mail: sywilokattorney@sywilok.com
Phone: (201)487-9390
Fax: (201)487-9393


Jeffrey T. Testa
4 Gateway Center
100 Mulberry Street
Newark, NJ 07102
Phone: (973) 639-7939
Fax: (973) 297-6230


Brian S. Thomas
327 Central Avenue, Suite 103
Linwood, NJ 08221
E-mail: brian@brianthomaslaw.com
Phone: (609)601-6066
Fax: (609)601-6061


David A. Wolff
396 Route 34
Matawan, NJ 07747
E-mail: dwtrustee@verizon.net
Phone: (732)566-1189
Fax: (732)566-1192

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What's all this about "CM/ECF"?

If you visit any bankruptcy court website, you will see prominent notices about mandatory "CM/ECF" which stands for "Case Management/Electronic Case Files." If you are representing yourself (filing without a lawyer), don't worry about this -- it applies only to lawyers (although most sites fail to mention that important fact).

If you're a lawyer, you must file your client's bankruptcy forms electronically and receive training on how to do it. Electronic filing simply means filing your forms as PDF (Acrobat) files via the internet or CD-ROM. Creating PDF files does not require special software. Any software that can print can also produce PDF files with the proper software add-ons. There are some specialized attorneys' bankruptcy software that will produce PDFs from data you enter.

Most downloadable official forms these days are PDFs with fillable fields and most computers can "print" a filled-in form to a PDF file. (See the Free Bankruptcy Forms page for more info)

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Courts that offer "eSR" - Electronic Self Representation

See below for our list of courts that allow debtors to electroncially file.

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Dealing with "legalese"

Bankruptcy court websites have come a long way towards plain English?

Courts should serve all taxpayers, not just lawyers. Filing requirements should be clear and accessible to everyone. After all, everyone must follow the law, so why not make the rules clear and in plain English?

Unfortunately, not all courts provide clear, simple instructions for filing bankruptcy forms. It takes some effort to translate legalese into plain English, and some courts just don't bother.

However, some courts do an admirable job of providing information to help non-attorneys find relevant information. They lay out clear timelines of essential procedures and explain requirements in a clear, easy to follow manner.

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Courts That Do a Good Job Of Helping Debtors Who Don't Have An Attorney

In our first review of 90 bankruptcy court websites nationwide in 2007, LegalConsumer.com found only a handful court websites that provided clear, well-organized filing information for those who don't speak legalese.

A few courts, however, showed what could be done if all courts would bother to take the time to help the general public, and so we created a "Hall of Fame" of good government, to show what could be done by a court with taxpayer's money and a little extra effort, organizaion, and plain English. All bankruptcy courts should follow their example.

In subsequent reviews, many court websites showed significant improvement from 2007 to 2009.

However, as of August 2022, although in general court websites are much better, there is still a wide gap between the best and worst ones when it comes to serving the unrepresented debtor.

If your court's website isn't helpful, check out one of these sites....

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Bankruptcy courts that do a good job of explaining procedures to non-lawyers and / or offer eSR (electronic Self Representation)

Here are the best of the best. Court websites can and do change -- hopefully for the better, but not always.

Note: Links go directly to the court's info for non-lawyers, rather than the court home page.

Note: As you will see if you look at several of these, most of the information you find is general and applies regardless of which court you're filing in.

However, some procedures are "local" and deadlines and forms can vary from court to court.

Always confirm that you are complying with your own court's local rules and procedures.

Oklahoma Western District Bankruptcy Court

New interface is a bit too clever by half. Important info is buried in the menu called "Court" Click the "No Attorney" link. Once you get past that, it's pretty good. Pop up menus work very slowly and may not work on all browsers. On some browsers you may not even see the menus at all! Has a dedicated pro se counter. (May 2009) Update: Court should make website work with all browsers. Important information is missed if the home page menus don't work right. But downloadble PDF guides are good, but were written in 2007. March 2012.

main website     info for non-lawyers

Texas Eastern District Bankruptcy Court

Now features a special menu just for those filing without an attorney. Offers clearly organized guidance as to what to do when. (May 2009) Update. Still excellent. Could be a model for other courts. March 2012.

main website     info for non-lawyers