Bankruptcy Court Information For Calhoun County, IL

Hardin, Illinois 62047

Residents of Calhoun County, Illinois file bankruptcy in Illinois Southern District Bankruptcy Court

2 courthouses serve the Illinois Southern District Bankruptcy Court.

Three Kinds of Information You Will Need from the Court

(Note: Court websites change often and links go out of date. If a link does not work, go to the home page for the court and look for the materials from there.)

Official Website of the
Illinois Southern District Bankruptcy Court

Official Court Website

* Home page

What you'll find there

You'll need to file your papers with one of the courthouses that serve the Illinois Southern District Bankruptcy Court.

Pre-COVID, you had to go to court, in person, at least once to meet with the bankruptcy trustee for your 341 hearing. During the Coronavirus pandemic, those meetings were typically done by phone or zoom. A few courts may still allow that.

Where To Start

Before you file, there are three kinds of information you'll need to get from the court's website:

1. Info on Filing Without an Attorney

Court "Pro Se" Info

Information specific to your district

You'll need information specifically about your particular court's procedures.

Fortunately, the Illinois Southern District Bankruptcy Court offers information specifically designed for people filing without an attorney. Virtually all courts link to the generic national information mentioned above. The Illinois Southern District Bankruptcy Court offers specific guidance about local procedures.

General information about how to file

If you're new to the bankruptcy process, the website of the US Courts Adminstrative Office now offers a basic orentation page for those filing bankruptcy without an attorney. The information inlcudes a Bankruptcy Basics video in English Spanish and Creole. The half hour video is split into chapters so you can go back and review parts that went by too fast the first time.

2. Local Rules

Local Rules - ILS

Each court has its own rules about filing procedure, how to list creditor's names and addresses, and they tend to be fussy about it.

You must comply with the details of the process, such as filing dates, filing procedures, fees, and a myriad of other bureaucratic wonderfulness. Depending on how poorly they're written, your court's local rules probably won't make much sense to you. Don't worry. You may not be affected by most of the rules.

However, you will need to follow the rules about filing procedure and how to format the creditors' "mailing matrix" (a list of creditor's names and addresses).

Your court publishes plain-English instructions for those filing without a lawyer in the Illinois Southern District Bankruptcy Court . Use that first, rather than trying to read the actual rules.

How to File for BankruptcyChapters 6 and 7 of How to File for Chapter 7 Bankruptcy offer more information on what to look for in local rules and how to ask the court clerk for the information you need as you prepare your paperwork and fill in yourforms.

3. Court Forms

Local Forms

Bankruptcy is a forms-intensive process, kind of like doing a long tax return.

The main forms you use in bankruptcy are federal forms, used nationwide in all bankruptcy courts.

Your bankruptcy court may have additional local forms for the Illinois Southern District Bankruptcy Court for dealing with things like the list of creditors.

Other information from the court

Most courts link to a downloadable U.S. Courts publication called "Bankruptcy Basics." This offers a decent overview of Chapter 7 and Chapter 13 bankruptcy -- but has no information about how to actually file or fill in the mountain of forms.

Now most courts also link to a helpful YouTube video created by the Federal Courts that explains the bankruptcy process.

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Courthouses of the Illinois Southern District Bankruptcy Court

Calhoun County is served by the Federal Courthouse at East Saint Louis, IL
750 Missouri Avenue, East St. Louis, IL 62201. (618) 482-9400

East Saint Louis

Court Website info

United States Bankruptcy Court
Melvin Price Federal Courthouse
750 Missouri Ave
East St. Louis, IL 62201
(618) 482-9400


Maps: Google - Yahoo


Court Website info

United States Bankruptcy Court
Federal Courthouse
301 West Main Street
Benton, IL 62812
(618) 435-2200

Maps: Google - Yahoo

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Illinois Southern District Bankruptcy Court List of Private Trustees by Chapter

Source: The U.S Trustee Program - Illinois List of Private Trustees by Chapter



Note: The individuals listed are private parties, not government employees.





Charles E. Covey
700 Commerce Bank Building
Peoria, IL 61602
Phone: (309)674-8125


Andrew S. Erickson
P.O. Box 438
Decatur, IL 62525 -0438
Phone: (217) 425-1515


James R. Inghram
WCU Building
510 Maine St., Ste. 806
Quincy, IL 62301
Phone: (217)222-7420


Roger L. Prillaman
220 W. Main Street
Urbana, IL 61801
Phone: (217) 384-1300


Jeana K. Reinbold
P.O. Box 7315
Springfield, IL 62791 -7315
Phone: (217) 241-5629


Jeffrey D. Richardson
132 S. Water Street, Suite 444
Decatur, IL 62523
Phone: (217)425-4082



Richard S. Alsterda
70 West Madison, Suite 3500
Chicago, IL 60602 -4283
Phone: (312) 977-9235
Fax: (312) 977-4405


Ira Bodenstein
123 N. Wacker Drive,
Suite 1800
Chicago, IL 60606
Phone: (312) 474-1647
Fax: (312) 980-3888


Joseph E. Cohen
105 West Madison Street, Suite 1100
Chicago, IL 60602
Phone: (312)368-0300


Michael K. Desmond
10 South LaSalle St., Suite 3600
Chicago, IL 60603
Phone: (312) 264-1007
Fax: (312) 264-2627


Deborah Ebner
P.O. Box 929
Glenview, IL 60025
Phone: (312) 922-3838
Fax: (312) 922-8722


Aja Carr Favors
211 W. Wacker Dr.
3rd Floor - PMB 1718
Chicago, IL 60606
Phone: (312) 618-4137


Richard M. Fogel
123 N. Wacker Drive,
Suite 1800
Chicago, IL 60606
Phone: (312) 474-4452
Fax: (312) 980-3888


Frances F. Gecker
1327 W. Washington Blvd
Suite 5G-H
Chicago, IL 60607
Phone: (312) 276-1400
Fax: (312) 276-0035


Ilene F. Goldstein
900 Skokie Blvd, Suite 128
Suite 200
Northbrook, IL 60062
Phone: (847) 562-9595


Karen R. Goodman
135 S. LaSalle Street, Suite 3705
Chicago, IL 60603
Phone: (312) 641-6777


William S. Hackney III
150 North Michigan Ave.
Suite 3300
Chicago, IL 60601
Phone: (312) 894-3200


Brian A. Hart
5702 Elaine Drive, Suite 104
Suite 108
Rockford, IL 61108 -2458
Phone: (815) 965-8635


Reed Heiligman
53 West. Jackson Blvd.
Suite 701
Chicago, IL 60604
Phone: (312) 888-9541


David R. Herzog
77 West Washington Street
Suite 1717
Chicago, IL 60602
Phone: (312) 977-1600
Fax: (312) 977-9936


Ariane Holtschlag
105 W Madison, Suite 1500
Chicago, IL 60602
Phone: (312) 878-4830


Cindy M. Johnson
140 S. Dearborn Street, Suite #1510
Chicago, IL 60603
Phone: (312) 345-1306
Fax: (312) 345-1306


Frank J. Kokoszka
318 West Adams Street
11th Floor
Chicago, IL 60606 -2172
Phone: (312) 429-9600
Fax: (312) 443-5704


Gina B. Krol
105 W. Madison Street, Suite 1100
Chicago, IL 60602
Phone: (312)368-0300


David P. Leibowitz
3478 N. Broadway
Apartment 207
Chicago, IL 60657
Phone: (847) 249-9100
Fax: (847) 249-9180


Phillip D. Levey
2722 North Racine Avenue
Chicago, IL 60614
Phone: (312) 348-9682
Fax: (312) 348-9683


Philip V. Martino
300 North LaSalle Street
Chicago, IL 60654
Phone: (312) 715-5000


Richard J. Mason
70 W. Hubbard, St. 304
Suite 4100
Chicago, IL 60654 -4603
Phone: (847) 962 1381
Fax: (312) 849-3690


Peter N. Metrou
123 W. Washington St. #216
Oswego, IL 60543
Phone: (630) 551-7171


Alex D. Moglia
1325 Remington Road, Suite H
Schaumburg, IL 60173
Phone: (847) 884-8282
Fax: (847) 884-1188


Norman B. Newman
191 North Wacker Drive
Suite 1800
Chicago, IL 60606
Phone: (312) 521-2000
Fax: (312) 521-2100


Joseph D. Olsen
838 N. Main Street
Rockford, IL 61103 -6906
Phone: (815) 965-8635
Fax: (815) 965-4573


Gus A. Paloian
233 S. Wacker Drive
Suite 8000
Chicago, IL 60606 -6448
Phone: (312) 460-6299
Fax: (312) 460-7000


Steven R. Radtke
79 W. Monroe St., #1305
Chicago, IL 60603
Phone: (312) 346-1935
Fax: (312) 346-2138


N. Neville Reid
200 West Madison
Suite 3000
Chicago, IL 60606
Phone: (312) 224-1245


Thomas E. Springer
400 South County Farm Road
Suite 330
Wheaton, IL 60187
Phone: (630)510-0000


Catherine L. Steege
353 N. Clark Street
Chicago, IL 60654
Phone: (312) 222-9350
Fax: (312) 923-2929


Miriam R. Stein
30 South Wacker Drive
Suite 2600
Chicago, IL 60606
Phone: (312) 855-6109
Fax: (312) 444-9024


James E. Stevens
6833 Stalter Drive
Rockford, IL 61108
Phone: (815) 962-6611
Fax: (815) 962-0687


Gregg E. Szilagyi
542 South Dearborn Street
Suite 1400
Chicago, IL 60605 -7
Phone: (312) 663-0801
Fax: (312)634-5520


Joji Takada
6336 North Cicero Avenue
Suite 201
Chicago, IL 60646
Phone: (773) 790-4888


Zane L. Zielinski
6336 North Cicero Avenue, Suite 201
Chicago, IL 60646
Phone: (773) 877-3191
Fax: (815) 846-8576



Robert E. Eggmann, III
2227 Illinois Route 157
Edwardsville, IL 62025
Phone: (618) 222-1900


Dana S. Frazier
818 Locust Street
P.O. Box 159
Murphysboro, IL 62966
Phone: (618) 687-5707


Donald M. Samson
226 West Main Street, Suite 102
Belleville, IL 62220
Phone: (618)235-2226

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What's all this about "CM/ECF"?

If you visit any bankruptcy court website, you will see prominent notices about mandatory "CM/ECF" which stands for "Case Management/Electronic Case Files." If you are representing yourself (filing without a lawyer), don't worry about this -- it applies only to lawyers (although most sites fail to mention that important fact).

If you're a lawyer, you must file your client's bankruptcy forms electronically and receive training on how to do it. Electronic filing simply means filing your forms as PDF (Acrobat) files via the internet or CD-ROM. Creating PDF files does not require special software. Any software that can print can also produce PDF files with the proper software add-ons. There are some specialized attorneys' bankruptcy software that will produce PDFs from data you enter.

Most downloadable official forms these days are PDFs with fillable fields and most computers can "print" a filled-in form to a PDF file. (See the Free Bankruptcy Forms page for more info)

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Courts that offer "eSR" - Electronic Self Representation

See below for our list of courts that allow debtors to electroncially file.

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Dealing with "legalese"

Bankruptcy court websites have come a long way towards plain English?

Courts should serve all taxpayers, not just lawyers. Filing requirements should be clear and accessible to everyone. After all, everyone must follow the law, so why not make the rules clear and in plain English?

Unfortunately, not all courts provide clear, simple instructions for filing bankruptcy forms. It takes some effort to translate legalese into plain English, and some courts just don't bother.

However, some courts do an admirable job of providing information to help non-attorneys find relevant information. They lay out clear timelines of essential procedures and explain requirements in a clear, easy to follow manner.

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Courts That Do a Good Job Of Helping Debtors Who Don't Have An Attorney

In our first review of 90 bankruptcy court websites nationwide in 2007, found only a handful court websites that provided clear, well-organized filing information for those who don't speak legalese.

A few courts, however, showed what could be done if all courts would bother to take the time to help the general public, and so we created a "Hall of Fame" of good government, to show what could be done by a court with taxpayer's money and a little extra effort, organizaion, and plain English. All bankruptcy courts should follow their example.

In subsequent reviews, many court websites showed significant improvement from 2007 to 2009.

However, as of August 2022, although in general court websites are much better, there is still a wide gap between the best and worst ones when it comes to serving the unrepresented debtor.

If your court's website isn't helpful, check out one of these sites....

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Bankruptcy courts that do a good job of explaining procedures to non-lawyers and / or offer eSR (electronic Self Representation)

Here are the best of the best. Court websites can and do change -- hopefully for the better, but not always.

Note: Links go directly to the court's info for non-lawyers, rather than the court home page.

Note: As you will see if you look at several of these, most of the information you find is general and applies regardless of which court you're filing in.

However, some procedures are "local" and deadlines and forms can vary from court to court.

Always confirm that you are complying with your own court's local rules and procedures.

Oklahoma Western District Bankruptcy Court

New interface is a bit too clever by half. Important info is buried in the menu called "Court" Click the "No Attorney" link. Once you get past that, it's pretty good. Pop up menus work very slowly and may not work on all browsers. On some browsers you may not even see the menus at all! Has a dedicated pro se counter. (May 2009) Update: Court should make website work with all browsers. Important information is missed if the home page menus don't work right. But downloadble PDF guides are good, but were written in 2007. March 2012.

main website     info for non-lawyers

Texas Eastern District Bankruptcy Court

Now features a special menu just for those filing without an attorney. Offers clearly organized guidance as to what to do when. (May 2009) Update. Still excellent. Could be a model for other courts. March 2012.

main website     info for non-lawyers