Bankruptcy Court Information For Cambria County, PA

Johnstown, Pennsylvania 15901

Residents of Cambria County, Pennsylvania file bankruptcy in Pennsylvania Western District Bankruptcy Court

3 courthouses serve the Pennsylvania Western District Bankruptcy Court.

Three Kinds of Information You Will Need from the Court

(Note: Court websites change often and links go out of date. If a link does not work, go to the home page for the court and look for the materials from there.)

Official Website of the
Pennsylvania Western District Bankruptcy Court

Official Court Website

* Home page

What you'll find there

You'll need to file your papers with one of the courthouses that serve the Pennsylvania Western District Bankruptcy Court.

Pre-COVID, you had to go to court, in person, at least once to meet with the bankruptcy trustee for your 341 hearing. During the Coronavirus pandemic, those meetings were typically done by phone or zoom. A few courts may still allow that.

Online Filing (eSR)

Online Filing - Pennsylvania Western District Bankruptcy Court

You're in luck! The Pennsylvania Western District Bankruptcy Court offers online filing! About one quarter of the nation's bankruptcy courts have started to offer electronic filing (eSR) for debtors not represented by an attorney. Your court is on the leading edge of this exciting new option! Click here to learn more about how to file online with the Pennsylvania Western District Bankruptcy Court.

Where To Start

Before you file, there are three kinds of information you'll need to get from the court's website:

1. Info on Filing Without an Attorney

Court "Pro Se" Info

Information specific to your district

You'll need information specifically about your particular court's procedures.

Fortunately, the Pennsylvania Western District Bankruptcy Court offers information specifically designed for people filing without an attorney. Virtually all courts link to the generic national information mentioned above. The Pennsylvania Western District Bankruptcy Court offers specific guidance about local procedures.

General information about how to file

If you're new to the bankruptcy process, the website of the US Courts Adminstrative Office now offers a basic orentation page for those filing bankruptcy without an attorney. The information inlcudes a Bankruptcy Basics video in English Spanish and Creole. The half hour video is split into chapters so you can go back and review parts that went by too fast the first time.

2. Local Rules

Local Rules - PAW

Each court has its own rules about filing procedure, how to list creditor's names and addresses, and they tend to be fussy about it.

You must comply with the details of the process, such as filing dates, filing procedures, fees, and a myriad of other bureaucratic wonderfulness. Depending on how poorly they're written, your court's local rules probably won't make much sense to you. Don't worry. You may not be affected by most of the rules.

However, you will need to follow the rules about filing procedure and how to format the creditors' "mailing matrix" (a list of creditor's names and addresses).

Your court publishes plain-English instructions for those filing without a lawyer in the Pennsylvania Western District Bankruptcy Court . Use that first, rather than trying to read the actual rules.

How to File for BankruptcyChapters 6 and 7 of How to File for Chapter 7 Bankruptcy offer more information on what to look for in local rules and how to ask the court clerk for the information you need as you prepare your paperwork and fill in yourforms.

3. Court Forms

Local Forms

Bankruptcy is a forms-intensive process, kind of like doing a long tax return.

The main forms you use in bankruptcy are federal forms, used nationwide in all bankruptcy courts.

Your bankruptcy court may have additional local forms for the Pennsylvania Western District Bankruptcy Court for dealing with things like the list of creditors.

Other information from the court

Most courts link to a downloadable U.S. Courts publication called "Bankruptcy Basics." This offers a decent overview of Chapter 7 and Chapter 13 bankruptcy -- but has no information about how to actually file or fill in the mountain of forms.

Now most courts also link to a helpful YouTube video created by the Federal Courts that explains the bankruptcy process.

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Courthouses of the Pennsylvania Western District Bankruptcy Court

Cambria County is served by the Federal Courthouse at Johnstown, PA
Penn Traffic Building, Johnstown, PA 15901. (814) 533-4246


Court Website info

Street Address: 

U.S. Bankruptcy Court
5414 U.S. Steel Tower
600 Grant Street
Pittsburgh, PA 15219

Hours: 9:00am - 4:30pm

Maps: Google - Yahoo


Court Website info

Street Address: 

U.S. Bankruptcy Court
U.S. Courthouse
Room B160
17 South Park Row
Erie, PA 16501

Hours: 9:00am - 4:30pm

Mailing Address: 

Use the street address.

Maps: Google - Yahoo


Court Website info

Street Address: 

U.S. Bankruptcy Court
Penn Traffic Building
Johnstown, PA 15901

Mailing Address: 

Use the Pittsburgh mailing address

Maps: Google - Yahoo

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Pennsylvania Western District Bankruptcy Court List of Private Trustees by Chapter

Source: The U.S Trustee Program - Pennsylvania List of Private Trustees by Chapter



Note: The individuals listed are private parties, not government employees.





Terry P. Dershaw
P.O. Box 556
Warminster, PA 18974 -0632
Phone: (484) 897-0341


Lynn E. Feldman
2310 Walbert Avenue, Suite 103
Allentown, PA 18104
Phone: (610) 530-9285
Fax: (610) 437-7011


Bonnie B. Finkel
P.O. box 1710
Cherry Hill, NJ 08034 -0091
Phone: (856)216-1278


Robert H. Holber
41 East Front Street
Media, PA 19063 -2807
Phone: (610)565-5463


Gary F. Seitz
1628 John F. Kennedy Boulevard
8 Penn Center, Suite 1901
Philadelphia, PA 19103
Phone: (215) 238-0011
Fax: (215) 238-0016


Christine C. Shubert
821 Wesley Avenue
Ocean City, NJ 08226
Phone: (609) 923-7184



Steven M. Carr
119 East Market Street
York, PA 17401
E-mail: .com
Phone: (717)843-8968


Lawrence G. Frank
100 Aspen Drive
Dillsburg, PA 17019
Phone: (717)234-7455
Fax: (717)432-9065


Kara K Gendron
125 State Street
Harrisburg, PA 17101
Phone: (717) 232-6650


Leon P. Haller
1719 North Front Street
Harrisburg, PA 17102
Phone: (717)234-4178


John J. Martin
1022 Court Street
Honesdale, PA 18431
Phone: (570)253-6899


Lisa A. Rynard
240 Broad Street
Montoursville, PA 17754
Phone: (570) 505-3289


Jill M. Spott
108 North Abington Road
Clarks Summit, PA 18411
Phone: (570) 587-2600


Lawrence V. Young
135 North George Street
York, PA 17401
Phone: (717)848-4900



Eric E. Bononi
20 N. Pennsylvania Avenue
Greensburg, PA 15601
Phone: (724) 832-2499


Natalie A. Cardiello
107 Huron Drive
Carnegie, PA 15106
Phone: (412) 276-4043


Rosemary C. Crawford
P.O. Box 355
Allison Park, PA 15101
Phone: (724)443-4757


John C. Melaragno
502 W. 7th Street
Erie, PA 16502
Phone: (814)459-5557


Tamera Ochs Rothschild
318 West Spring Street
Titusville, PA 16354
Phone: (814)827-2760


Jeffrey J. Sikirica
121 Northbrook Drive
Pine Township
Gibsonia, PA 15044
Phone: (724) 625-2566
Fax: (724) 625-4611


Robert H. Slone
223 South Maple Avenue
Greensburg, PA 15601
Phone: (724) 834-2990
Fax: (724) 834-1250


Joseph B. Spero
3213 West 26th Street
Erie, PA 16506
Phone: (814)836-1011
Fax: (814)836-1140


Lisa M. Swope
219 South Center Street
P.O. Box 270
Ebensburg, PA 15931
Phone: (814)472-7151


Pamela J. Wilson
810 Vermont Avenue
Pittsburgh, PA 15234
Phone: (412) 341-4323
Fax: (412) 341-2621


Charles O. Zebley, Jr.
18 Mill Street Square
P. O. Box 2124
Uniontown, PA 15401
Phone: (724) 439-9200

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What's all this about "CM/ECF"?

If you visit any bankruptcy court website, you will see prominent notices about mandatory "CM/ECF" which stands for "Case Management/Electronic Case Files." If you are representing yourself (filing without a lawyer), don't worry about this -- it applies only to lawyers (although most sites fail to mention that important fact).

If you're a lawyer, you must file your client's bankruptcy forms electronically and receive training on how to do it. Electronic filing simply means filing your forms as PDF (Acrobat) files via the internet or CD-ROM. Creating PDF files does not require special software. Any software that can print can also produce PDF files with the proper software add-ons. There are some specialized attorneys' bankruptcy software that will produce PDFs from data you enter.

Most downloadable official forms these days are PDFs with fillable fields and most computers can "print" a filled-in form to a PDF file. (See the Free Bankruptcy Forms page for more info)

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Courts that offer "eSR" - Electronic Self Representation

See below for our list of courts that allow debtors to electroncially file.

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Dealing with "legalese"

Bankruptcy court websites have come a long way towards plain English?

Courts should serve all taxpayers, not just lawyers. Filing requirements should be clear and accessible to everyone. After all, everyone must follow the law, so why not make the rules clear and in plain English?

Unfortunately, not all courts provide clear, simple instructions for filing bankruptcy forms. It takes some effort to translate legalese into plain English, and some courts just don't bother.

However, some courts do an admirable job of providing information to help non-attorneys find relevant information. They lay out clear timelines of essential procedures and explain requirements in a clear, easy to follow manner.

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Courts That Do a Good Job Of Helping Debtors Who Don't Have An Attorney

In our first review of 90 bankruptcy court websites nationwide in 2007, found only a handful court websites that provided clear, well-organized filing information for those who don't speak legalese.

A few courts, however, showed what could be done if all courts would bother to take the time to help the general public, and so we created a "Hall of Fame" of good government, to show what could be done by a court with taxpayer's money and a little extra effort, organizaion, and plain English. All bankruptcy courts should follow their example.

In subsequent reviews, many court websites showed significant improvement from 2007 to 2009.

However, as of August 2022, although in general court websites are much better, there is still a wide gap between the best and worst ones when it comes to serving the unrepresented debtor.

If your court's website isn't helpful, check out one of these sites....

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Bankruptcy courts that do a good job of explaining procedures to non-lawyers and / or offer eSR (electronic Self Representation)

Here are the best of the best. Court websites can and do change -- hopefully for the better, but not always.

Note: Links go directly to the court's info for non-lawyers, rather than the court home page.

Note: As you will see if you look at several of these, most of the information you find is general and applies regardless of which court you're filing in.

However, some procedures are "local" and deadlines and forms can vary from court to court.

Always confirm that you are complying with your own court's local rules and procedures.

Oklahoma Western District Bankruptcy Court

New interface is a bit too clever by half. Important info is buried in the menu called "Court" Click the "No Attorney" link. Once you get past that, it's pretty good. Pop up menus work very slowly and may not work on all browsers. On some browsers you may not even see the menus at all! Has a dedicated pro se counter. (May 2009) Update: Court should make website work with all browsers. Important information is missed if the home page menus don't work right. But downloadble PDF guides are good, but were written in 2007. March 2012.

main website     info for non-lawyers

Texas Eastern District Bankruptcy Court

Now features a special menu just for those filing without an attorney. Offers clearly organized guidance as to what to do when. (May 2009) Update. Still excellent. Could be a model for other courts. March 2012.

main website     info for non-lawyers