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          Bankruptcy Means Test
        
  Location: US

            Georgia
          
  Bankruptcy Means Test Calculator For Georgia
  
Atlanta, Georgia 30301
Georgia Counties
Largest Georgia  Cities
          Atlanta
Lawrenceville
Augusta-Richmond County
Columbus
Savannah
Augusta
Lilburn
Marietta
Warner Robins
Athens-Clarke County
Newnan
Lithonia
McDonough
Sandy Springs
Woodstock

       .
     
          Nearby States

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FL      
    
Georgia
Median Income 
              Standards for Means Test
                for Cases Filed On or After May 15, 2024 Standard applied based on petition date.
              
                Number of Persons in HouseholdMonthly Median IncomeAnnual Median Income
15,20662,468
26,65079,803
37,58090,959
49,390112,675
510,215122,575
611,040132,475
711,865142,375
812,690152,275
913,515162,175
1014,340172,075

County Housing Expense Standards for GeorgiaClick any county to start using the Free Means Test Calculator.

    Counties in Georgia (Click to sort)
        
              County
(County Seat)
              
                Mortgage Expenses for

                1 Person Household

                2 Person Household

                3 Person Household

                4 Person Household

                5+ Person Household
            
                Non-Mortgage Expenses for

                1 Person Household

                2 Person Household

                3 Person Household

                4 Person Household

                5+ Person Household
            
                Fulton County
               
              (Atlanta)
            
            $1,575

            $1,850

            $1,949

            $2,173

            $673

            $790

            $833

            $929

                Gwinnett County
               
              (Lawrenceville)
            
            $1,329

            $1,561

            $1,645

            $1,834

            $609

            $715

            $753

            $840

                Cobb County
               
              (Marietta)
            
            $1,374

            $1,614

            $1,700

            $1,896

            $612

            $719

            $758

            $845

                DeKalb County
               
              (Decatur)
            
            $1,276

            $1,499

            $1,580

            $1,761

            $642

            $754

            $794

            $886

                Clayton County
               
              (Jonesboro)
            
            $882

            $1,035

            $1,091

            $1,217

            $615

            $723

            $762

            $849

                Chatham County
               
              (Savannah)
            
            $1,192

            $1,401

            $1,476

            $1,646

            $603

            $708

            $746

            $832

                Cherokee County
               
              (Canton)
            
            $1,366

            $1,604

            $1,691

            $1,885

            $598

            $703

            $740

            $826

                Forsyth County
               
              (Cumming)
            
            $1,769

            $2,078

            $2,189

            $2,441

            $583

            $685

            $722

            $805

                Henry County
               
              (McDonough)
            
            $1,160

            $1,363

            $1,436

            $1,601

            $584

            $685

            $722

            $805

                Muscogee County
               
              (Columbus)
            
            $963

            $1,131

            $1,192

            $1,329

            $603

            $708

            $746

            $832

                Richmond County
               
              (Augusta)
            
            $826

            $970

            $1,022

            $1,140

            $612

            $719

            $758

            $845

                Hall County
               
              (Gainesville)
            
            $1,162

            $1,365

            $1,438

            $1,603

            $568

            $667

            $703

            $784

                Paulding County
               
              (Dallas)
            
            $1,125

            $1,321

            $1,393

            $1,553

            $598

            $703

            $740

            $825

                Houston County
               
              (Perry)
            
            $1,025

            $1,203

            $1,268

            $1,413

            $580

            $682

            $718

            $801

                Bibb County
               
              (Macon)
            
            $894

            $1,050

            $1,106

            $1,234

            $617

            $725

            $764

            $851

                Columbia County
               
              (Appling)
            
            $1,227

            $1,440

            $1,518

            $1,693

            $591

            $695

            $732

            $816

                Coweta County
               
              (Newnan)
            
            $1,252

            $1,470

            $1,549

            $1,728

            $580

            $681

            $718

            $800

                Douglas County
               
              (Douglasville)
            
            $1,084

            $1,274

            $1,342

            $1,496

            $582

            $683

            $720

            $803

                Clarke County
               
              (Athens)
            
            $1,045

            $1,227

            $1,293

            $1,441

            $558

            $656

            $691

            $771

                Fayette County
               
              (Fayetteville)
            
            $1,560

            $1,832

            $1,930

            $2,153

            $623

            $732

            $772

            $860

                Carroll County
               
              (Carrollton)
            
            $916

            $1,076

            $1,134

            $1,265

            $581

            $682

            $719

            $801

                Lowndes County
               
              (Valdosta)
            
            $919

            $1,079

            $1,138

            $1,268

            $551

            $647

            $681

            $760

                Newton County
               
              (Covington)
            
            $1,040

            $1,222

            $1,287

            $1,435

            $577

            $677

            $714

            $796

                Bartow County
               
              (Cartersville)
            
            $1,061

            $1,247

            $1,314

            $1,465

            $574

            $674

            $710

            $792

                Whitfield County
               
              (Dalton)
            
            $853

            $1,003

            $1,056

            $1,178

            $576

            $676

            $713

            $794

                Floyd County
               
              (Rome)
            
            $918

            $1,078

            $1,136

            $1,267

            $612

            $719

            $758

            $845

                Walton County
               
              (Monroe)
            
            $1,182

            $1,388

            $1,463

            $1,630

            $599

            $704

            $741

            $827

                Rockdale County
               
              (Conyers)
            
            $1,107

            $1,300

            $1,370

            $1,528

            $591

            $694

            $731

            $815

                Dougherty County
               
              (Albany)
            
            $826

            $970

            $1,022

            $1,140

            $592

            $695

            $733

            $817

                Glynn County
               
              (Brunswick)
            
            $1,126

            $1,323

            $1,394

            $1,554

            $537

            $630

            $664

            $741

                Barrow County
               
              (Winder)
            
            $1,020

            $1,198

            $1,262

            $1,408

            $567

            $666

            $702

            $782

                Bulloch County
               
              (Statesboro)
            
            $946

            $1,111

            $1,171

            $1,306

            $562

            $660

            $695

            $775

                Jackson County
               
              (Jefferson)
            
            $1,204

            $1,414

            $1,490

            $1,661

            $561

            $659

            $694

            $774

                Troup County
               
              (Lagrange)
            
            $905

            $1,063

            $1,120

            $1,249

            $623

            $732

            $771

            $859

                Catoosa County
               
              (Ringgold)
            
            $903

            $1,061

            $1,118

            $1,247

            $557

            $654

            $689

            $768

                Walker County
               
              (Lafayette)
            
            $838

            $984

            $1,037

            $1,156

            $604

            $710

            $748

            $834

                Spalding County
               
              (Griffin)
            
            $867

            $1,018

            $1,073

            $1,196

            $633

            $743

            $783

            $873

                Liberty County
               
              (Hinesville)
            
            $934

            $1,097

            $1,156

            $1,288

            $530

            $623

            $656

            $732

                Effingham County
               
              (Springfield)
            
            $1,131

            $1,329

            $1,401

            $1,561

            $563

            $661

            $696

            $777

                Gordon County
               
              (Calhoun)
            
            $845

            $993

            $1,046

            $1,166

            $571

            $670

            $706

            $787

                Camden County
               
              (Woodbine)
            
            $1,014

            $1,191

            $1,255

            $1,400

            $536

            $629

            $663

            $739

                Laurens County
               
              (Dublin)
            
            $837

            $982

            $1,035

            $1,154

            $579

            $681

            $717

            $799

                Habersham County
               
              (Clarkesville)
            
            $890

            $1,046

            $1,102

            $1,228

            $652

            $765

            $806

            $899

                Colquitt County
               
              (Moultrie)
            
            $734

            $862

            $909

            $1,013

            $595

            $699

            $736

            $821

                Thomas County
               
              (Thomasville)
            
            $960

            $1,127

            $1,188

            $1,325

            $622

            $731

            $770

            $858

                Bryan County
               
              (Pembroke)
            
            $1,373

            $1,613

            $1,699

            $1,895

            $597

            $701

            $739

            $823

                Baldwin County
               
              (Milledgeville)
            
            $854

            $1,003

            $1,057

            $1,178

            $638

            $750

            $790

            $881

                Coffee County
               
              (Douglas)
            
            $759

            $891

            $939

            $1,047

            $612

            $719

            $758

            $845

                Polk County
               
              (Cedartown)
            
            $883

            $1,037

            $1,092

            $1,218

            $613

            $720

            $759

            $846

                Oconee County
               
              (Watkinsville)
            
            $1,472

            $1,729

            $1,822

            $2,032

            $627

            $737

            $776

            $865

                Tift County
               
              (Tifton)
            
            $800

            $939

            $990

            $1,103

            $636

            $747

            $787

            $878

                Murray County
               
              (Chatsworth)
            
            $754

            $885

            $932

            $1,040

            $586

            $688

            $726

            $809

                Ware County
               
              (Waycross)
            
            $661

            $776

            $818

            $912

            $536

            $630

            $664

            $740

                Harris County
               
              (Hamilton)
            
            $1,329

            $1,561

            $1,645

            $1,834

            $623

            $732

            $771

            $860

                Lumpkin County
               
              (Dahlonega)
            
            $1,032

            $1,213

            $1,278

            $1,425

            $527

            $619

            $652

            $727

                Pickens County
               
              (Jasper)
            
            $1,062

            $1,247

            $1,314

            $1,465

            $542

            $637

            $671

            $748

                Lee County
               
              (Leesburg)
            
            $1,103

            $1,295

            $1,365

            $1,522

            $546

            $642

            $676

            $754

                Gilmer County
               
              (Ellijay)
            
            $967

            $1,135

            $1,197

            $1,334

            $551

            $648

            $682

            $761

                Wayne County
               
              (Jesup)
            
            $825

            $969

            $1,021

            $1,139

            $578

            $678

            $715

            $797

                Madison County
               
              (Danielsville)
            
            $910

            $1,069

            $1,126

            $1,256

            $492

            $578

            $609

            $679

                Haralson County
               
              (Buchanan)
            
            $1,003

            $1,179

            $1,242

            $1,385

            $633

            $743

            $783

            $873

                Sumter County
               
              (Americus)
            
            $802

            $942

            $992

            $1,106

            $575

            $675

            $712

            $794

                Decatur County
               
              (Bainbridge)
            
            $773

            $908

            $956

            $1,067

            $618

            $725

            $765

            $852

                Jones County
               
              (Gray)
            
            $960

            $1,128

            $1,188

            $1,325

            $632

            $742

            $782

            $872

                White County
               
              (Cleveland)
            
            $994

            $1,168

            $1,230

            $1,372

            $578

            $679

            $716

            $798

                Peach County
               
              (Fort Valley)
            
            $939

            $1,102

            $1,161

            $1,295

            $620

            $729

            $768

            $856

                Monroe County
               
              (Forsyth)
            
            $1,145

            $1,344

            $1,416

            $1,579

            $620

            $729

            $768

            $856

                Upson County
               
              (Thomaston)
            
            $747

            $878

            $925

            $1,032

            $592

            $694

            $732

            $816

                Toombs County
               
              (Lyons)
            
            $805

            $945

            $996

            $1,111

            $589

            $692

            $729

            $812

                Dawson County
               
              (Dawsonville)
            
            $1,278

            $1,501

            $1,582

            $1,764

            $576

            $676

            $712

            $794

                Stephens County
               
              (Toccoa)
            
            $805

            $945

            $996

            $1,111

            $591

            $695

            $732

            $816

                Grady County
               
              (Cairo)
            
            $868

            $1,019

            $1,074

            $1,198

            $587

            $690

            $727

            $810

                Hart County
               
              (Hartwell)
            
            $871

            $1,022

            $1,077

            $1,202

            $595

            $699

            $737

            $821

                Butts County
               
              (Jackson)
            
            $901

            $1,059

            $1,115

            $1,244

            $578

            $679

            $716

            $798

                Fannin County
               
              (Blue Ridge)
            
            $910

            $1,068

            $1,126

            $1,255

            $636

            $747

            $787

            $878

                Chattooga County
               
              (Summerville)
            
            $647

            $759

            $800

            $892

            $621

            $730

            $769

            $857

                Union County
               
              (Blairsville)
            
            $972

            $1,141

            $1,202

            $1,341

            $650

            $764

            $805

            $897

                Burke County
               
              (Waynesboro)
            
            $813

            $954

            $1,006

            $1,122

            $638

            $750

            $790

            $881

                Franklin County
               
              (Carnesville)
            
            $820

            $963

            $1,014

            $1,131

            $620

            $728

            $768

            $856

                Tattnall County
               
              (Reidsville)
            
            $780

            $916

            $965

            $1,076

            $573

            $673

            $709

            $791

                Emanuel County
               
              (Swainsboro)
            
            $652

            $766

            $807

            $900

            $555

            $652

            $687

            $766

                Putnam County
               
              (Eatonton)
            
            $917

            $1,077

            $1,135

            $1,266

            $600

            $705

            $743

            $828

                Mitchell County
               
              (Camilla)
            
            $765

            $898

            $946

            $1,055

            $620

            $729

            $768

            $856

                McDuffie County
               
              (Thomson)
            
            $844

            $992

            $1,045

            $1,165

            $605

            $710

            $748

            $834

                Worth County
               
              (Sylvester)
            
            $660

            $776

            $817

            $911

            $644

            $756

            $797

            $889

                Meriwether County
               
              (Greenville)
            
            $846

            $994

            $1,047

            $1,168

            $647

            $760

            $801

            $893

                Crisp County
               
              (Cordele)
            
            $870

            $1,022

            $1,076

            $1,200

            $531

            $624

            $658

            $733

                Morgan County
               
              (Madison)
            
            $1,299

            $1,525

            $1,607

            $1,792

            $521

            $613

            $646

            $720

                Washington County
               
              (Sandersville)
            
            $771

            $906

            $954

            $1,064

            $628

            $738

            $778

            $867

                Dodge County
               
              (Eastman)
            
            $860

            $1,010

            $1,064

            $1,186

            $659

            $774

            $816

            $910

                Pierce County
               
              (Blackshear)
            
            $738

            $867

            $913

            $1,018

            $613

            $720

            $759

            $846

                Elbert County
               
              (Elberton)
            
            $736

            $864

            $911

            $1,016

            $606

            $712

            $750

            $836

                Greene County
               
              (Greensboro)
            
            $1,246

            $1,464

            $1,543

            $1,720

            $650

            $763

            $804

            $897

                Pike County
               
              (Zebulon)
            
            $1,132

            $1,330

            $1,401

            $1,562

            $612

            $719

            $758

            $845

                Lamar County
               
              (Barnesville)
            
            $924

            $1,085

            $1,144

            $1,275

            $621

            $729

            $768

            $857

                Appling County
               
              (Baxley)
            
            $584

            $685

            $722

            $805

            $633

            $744

            $784

            $874

                Berrien County
               
              (Nashville)
            
            $742

            $872

            $918

            $1,024

            $576

            $676

            $713

            $795

                Banks County
               
              (Homer)
            
            $964

            $1,132

            $1,193

            $1,330

            $549

            $645

            $679

            $757

                Brantley County
               
              (Nahunta)
            
            $772

            $907

            $956

            $1,066

            $560

            $658

            $693

            $773

                Cook County
               
              (Adel)
            
            $702

            $825

            $869

            $969

            $667

            $783

            $825

            $920

                Ben Hill County
               
              (Fitzgerald)
            
            $699

            $821

            $865

            $964

            $603

            $708

            $746

            $832

                Rabun County
               
              (Clayton)
            
            $934

            $1,097

            $1,156

            $1,289

            $583

            $685

            $722

            $805

                Brooks County
               
              (Quitman)
            
            $766

            $899

            $948

            $1,056

            $585

            $688

            $724

            $808

                Dade County
               
              (Trenton)
            
            $853

            $1,002

            $1,056

            $1,177

            $640

            $752

            $792

            $884

                Long County
               
              (Ludowici)
            
            $1,082

            $1,272

            $1,340

            $1,495

            $523

            $614

            $647

            $721

                Jefferson County
               
              (Louisville)
            
            $616

            $723

            $762

            $850

            $665

            $781

            $823

            $917

                Oglethorpe County
               
              (Lexington)
            
            $900

            $1,057

            $1,114

            $1,242

            $569

            $668

            $704

            $785

                Jeff Davis County
               
              (Hazlehurst)
            
            $746

            $876

            $923

            $1,029

            $623

            $732

            $771

            $860

                Jasper County
               
              (Monticello)
            
            $901

            $1,058

            $1,115

            $1,243

            $507

            $595

            $627

            $699

                Screven County
               
              (Sylvania)
            
            $770

            $905

            $953

            $1,063

            $597

            $701

            $739

            $824

                Bleckley County
               
              (Cochran)
            
            $891

            $1,047

            $1,103

            $1,230

            $609

            $715

            $754

            $841

                Charlton County
               
              (Folkston)
            
            $721

            $847

            $893

            $995

            $630

            $740

            $779

            $869

                Towns County
               
              (Hiawassee)
            
            $943

            $1,107

            $1,167

            $1,301

            $581

            $683

            $719

            $802

                Telfair County
               
              (McRae)
            
            $914

            $1,073

            $1,131

            $1,261

            $546

            $642

            $676

            $754

                Crawford County
               
              (Knoxville)
            
            $729

            $856

            $903

            $1,006

            $628

            $737

            $776

            $866

                Macon County
               
              (Oglethorpe)
            
            $617

            $724

            $763

            $851

            $664

            $780

            $822

            $916

                Heard County
               
              (Franklin)
            
            $775

            $910

            $959

            $1,069

            $698

            $820

            $864

            $964

                Dooly County
               
              (Vienna)
            
            $693

            $813

            $857

            $955

            $638

            $750

            $790

            $881

                Bacon County
               
              (Alma)
            
            $603

            $708

            $746

            $832

            $619

            $727

            $766

            $854

                Candler County
               
              (Metter)
            
            $754

            $886

            $933

            $1,040

            $568

            $667

            $703

            $784

                McIntosh County
               
              (Darien)
            
            $957

            $1,123

            $1,184

            $1,320

            $591

            $695

            $732

            $816

                Early County
               
              (Blakely)
            
            $789

            $926

            $976

            $1,088

            $680

            $799

            $842

            $939

                Evans County
               
              (Claxton)
            
            $685

            $804

            $848

            $945

            $592

            $696

            $733

            $818

                Lanier County
               
              (Lakeland)
            
            $854

            $1,004

            $1,058

            $1,179

            $550

            $645

            $680

            $759

                Pulaski County
               
              (Hawkinsville)
            
            $808

            $950

            $1,000

            $1,115

            $543

            $637

            $672

            $749

                Irwin County
               
              (Ocilla)
            
            $657

            $772

            $813

            $907

            $644

            $756

            $797

            $888

                Chattahoochee County
               
              (Cusseta)
            
            $926

            $1,087

            $1,145

            $1,277

            $742

            $872

            $919

            $1,024

                Wilkes County
               
              (Washington)
            
            $695

            $815

            $859

            $958

            $696

            $818

            $862

            $961

                Johnson County
               
              (Wrightsville)
            
            $719

            $844

            $889

            $991

            $577

            $678

            $715

            $797

                Terrell County
               
              (Dawson)
            
            $659

            $774

            $815

            $909

            $607

            $713

            $752

            $838

                Seminole County
               
              (Donalsonville)
            
            $775

            $909

            $958

            $1,069

            $565

            $664

            $700

            $780

                Turner County
               
              (Ashburn)
            
            $656

            $771

            $812

            $905

            $633

            $743

            $783

            $873

                Wilkinson County
               
              (Irwinton)
            
            $652

            $766

            $807

            $901

            $631

            $741

            $781

            $870

                Wilcox County
               
              (Abbeville)
            
            $807

            $947

            $998

            $1,113

            $586

            $689

            $726

            $809

                Hancock County
               
              (Sparta)
            
            $879

            $1,033

            $1,088

            $1,213

            $791

            $929

            $979

            $1,092

                Jenkins County
               
              (Millen)
            
            $815

            $958

            $1,009

            $1,125

            $530

            $622

            $656

            $731

                Montgomery County
               
              (Mount Vernon)
            
            $783

            $920

            $969

            $1,080

            $611

            $717

            $756

            $843

                Atkinson County
               
              (Pearson)
            
            $618

            $726

            $765

            $854

            $597

            $701

            $739

            $823

                Twiggs County
               
              (Jeffersonville)
            
            $669

            $786

            $828

            $924

            $621

            $730

            $769

            $857

                Taylor County
               
              (Butler)
            
            $627

            $735

            $775

            $864

            $633

            $744

            $784

            $874

                Lincoln County
               
              (Lincolnton)
            
            $985

            $1,157

            $1,219

            $1,359

            $669

            $786

            $828

            $923

                Marion County
               
              (Buena Vista)
            
            $709

            $833

            $877

            $978

            $602

            $707

            $746

            $832

                Wheeler County
               
              (Alamo)
            
            $533

            $626

            $660

            $736

            $605

            $711

            $749

            $835

                Clinch County
               
              (Homerville)
            
            $683

            $802

            $845

            $942

            $568

            $667

            $703

            $784

                Randolph County
               
              (Cuthbert)
            
            $538

            $632

            $666

            $743

            $676

            $794

            $837

            $933

                Treutlen County
               
              (Soperton)
            
            $693

            $813

            $857

            $956

            $668

            $785

            $827

            $922

                Miller County
               
              (Colquitt)
            
            $898

            $1,054

            $1,111

            $1,239

            $599

            $704

            $742

            $827

                Talbot County
               
              (Talbotton)
            
            $777

            $912

            $962

            $1,072

            $664

            $781

            $822

            $917

                Calhoun County
               
              (Morgan)
            
            $619

            $728

            $767

            $855

            $730

            $857

            $903

            $1,007

                Stewart County
               
              (Lumpkin)
            
            $599

            $704

            $742

            $827

            $639

            $750

            $790

            $881

                Warren County
               
              (Warrenton)
            
            $644

            $756

            $797

            $888

            $718

            $844

            $889

            $992

                Schley County
               
              (Ellaville)
            
            $904

            $1,062

            $1,119

            $1,247

            $659

            $773

            $815

            $909

                Echols County
               
              (Statenville)
            
            $517

            $607

            $639

            $713

            $699

            $821

            $866

            $965

                Glascock County
               
              (Gibson)
            
            $1,064

            $1,250

            $1,317

            $1,468

            $725

            $851

            $897

            $1,001

                Baker County
               
              (Newton)
            
            $652

            $767

            $808

            $900

            $718

            $843

            $888

            $991

                Clay County
               
              (Fort Gaines)
            
            $694

            $815

            $859

            $958

            $663

            $779

            $821

            $915

                Webster County
               
              (Preston)
            
            $700

            $823

            $867

            $966

            $586

            $688

            $725

            $809

                Quitman County
               
              (Georgetown)
            
            $435

            $512

            $539

            $601

            $570

            $669

            $705

            $786

                Taliaferro County
               
              (Crawfordville)
            
            $617

            $724

            $764

            $851

            $660

            $776

            $817

            $912

    Bankruptcy Income ▼
    
                What Is the Means Test?            
              				What Is the Means Test?
What is the means test?The 2005 bankruptcy law (BAPCPA) imposed a "means test" on who can file for Chapter 7 bankruptcy.
You might think this test prevents you from filing. But, chances are, you're wrong. Most people considering bankruptcy have no trouble passing the means test. Indeed, some lawyers think more people qualify for Chapter 7 under this test than under the old law, where judges had no fixed formula.
Use this calculator find out where you stand.
The Formula
The law now uses a standard mathematical formula to determine whether you can file for Chapter 7 -- or, to put it in legal terms, whether filing for Chapter 7 would be an 'abuse' of the bankruptcy system. (Those who fail the means test, are left with a Chapter 13 repayment plan as their only bankruptcy option.)
The means test is actually a two-part test and you only need to pass one of them to qualify for Chapter 7.
Test 1. "Median Income" (Form 22A-1)
This is a very simple test that compares your average household income for the past six calendar months to the median income for your state, If your income is below the median, you qualify for Chapter 7. If it is above the median, you must pass Test 2.
Test 2. "Disposable Income" (Form 22A-2)
This test deducts expenses from your income to determine how much you can pay your unsecured creditors over the next five years:
If you can pay at least $13,650 ($227.50 per month), you can't file for Chapter 7.
If you can pay at least $8,175 ( about $136.25 per month)
and that is at least 25% of what you currently owe your unsecured creditors, you can't file for Chapter 7.

If your disposable income is less than $136.25 per month, you can file for Chapter 7.
Certain deductions are standard allowances based on the number of vehicles you operate, the number of people in your household, and the cost of living in .
In addition, to these standard deductions, you can also deduct the full amount of certain actual expenses such as mortgage and vehicle loan payments.
 
                Do I Need to Complete the Means Test?            
              				Do I Need to Complete the Means Test?
Do I need to complete the means test?If you are filing for Chapter 13 bankruptcy, you do not need to complete the means test. However, you do need to complete a form almost identical to it — and that will determine how much you must pay in a Chapter 13 plan.
If you want to file for Chapter 7 bankruptcy, you must at least complete Form 22A-1 to figure your "current monthly income" (CMI), which is based on your average income over the past six calendar months. That number will determine whether you must complete the rest of the form.
If your CMI is below the median income for for a household your size, then you do not need to complete Form 22A-2.
If your CMI is higher than the median for for a household your size, you must complete Form 22A-2 to compute your monthly "disposable" income (that is, income minus expenses). The result of that computation will determine whether you are eligible for Chapter 7 bankruptcy.

                How Long Does The Means Test Take?            
              				How Long Does The Means Test Take?
How long does this take?Using this calculator takes about 20 minutes. For some, the answer may be obvious after only a few questions.
Is it private?This calculator is completely anonymous. We do not ask -- and no not want -- any personally identifying information linking you to these numbers, other than a zip code. We do keep statistical data on amounts that user have entered, so that the site may monitor the needs of its users and adjust services accordingly. However, To us, this is data for statistical analysis only. For more information. See the privacy notice.
Garbage in, garbage outIf you don't put in the correct numbers in the correct blanks, this calculator won't give you an accurate result. It only does the math. It is your responsibility to put the right numbers in the right blanks. Helpful resources are available throughout the test to help you figure out what the form is asking for and what to put where.
Be sure to account for all the different kinds of income you receive. If you're not sure what to put in an 'expense' blank, skip it. You may find that it doesn't' matter -- that is, you may qualify regardless of what number you put in that blank.
If you need assistance, this website offers advertisements from lawyers who can help.
Where to find the Official Means Test formIf you end up actually filing for Chapter 7 bankruptcy you need to fill out the new  Official Forms (22A-1, 22A-2), effective 04/1/2022. which you can find here. This calculator is based on that form.

                How is “Household Size” Defined in the Bankruptcy  Median Income Test?            
              				How is “Household Size” Defined in the Bankruptcy  Median Income Test?
Household Size: When is a family of 3 not a family of 3?The issue of household size can be tricky in cases of shared custody, children who live at college part of the year, or non-custodial children living in the household.
There will undoubtedly be litigation on this subject. The official form seems to suggest that the issue is whether the person is part of the household and is a dependent. (That is, you can't include a roommate who is not your dependent in your household size, yet you may have to include the portion of their income that contributes to the overall income of the household. See the help topic on that subject. This can be an issue for same-sex couples who cannot legally marry.)
RELATED INFO:
In April 2010, the United States Trustee's office issued a PDF of their official position on legal issues surrounding each line of the Chapter 7 means test form 22A. Keep in mind that the Trustee tends to protect creditor interests, so a debtor's bankruptcy attorney may not agree with every one of these positions. That said, if you can easily pass the means test under the trustee's relatively stingy interpretation of the rules, all the better.
The U.S. Trustee's Office's official statement (released April 2010) on how to fill out form 22A takes the the following position on how to fill out the means test:
OLD FORM Line 14, (New form 22A-1, Line 13) Applicable median family income.
"Applicable state" is state of residence at filing.
If married and two different households, residence is where most family members reside.
If no plurality of family members are in any one state, use state of spouse with highest income.
"Household size" is the debtor, debtor's spouse, and any dependents that the debtor could claim under IRS dependency tests. The USTP uses the same IRS test for the definition of both"household" and "family." IRS Publication 501 explains the IRS tests for "dependent."
The USTP departs from the IRS dependent test (as does the IRS when it determines family size for collection purposes) in cases justifying "reasonable exceptions" (e.g. a long standing economic unit of unmarried individuals and their children). However, if an individual is counted as a family member for median income purposes, that individual's income should be included as income on Part II of Form 22A .
OLD Form Line 8 (New Form 22A-1 Line 4) of the means test:
Includes payments made monthly, quarterly, or annually.
Includes payments regardless of written agreement with contributor.
Includes payments from roommate, partner, parent, or relative, regardless of whether living with debtor.
Includes payments made directly to creditors on behalf of debtor, e.g., rent, car, or insurance.
Does not include payments from non-filing spouse (which are already included as income in Column B).

                Contributions of Roommates or Domestic Partners to Household Income            
              				Contributions of Roommates or Domestic Partners to Household Income
Contributions of roommates or domestic partners to household incomeThe U.S. Trustee's Office's official statement (released April 2010) on how to fill out form 22A takes the the following position on how to fill out the means test:
Old Form Line 14 (New Form 22A-1 Line 13, Applicable median family income.
"Applicable state" is state of residence at filing.
If married and two different households, residence is where most family members reside.
If no plurality of family members are in any one state, use state of spouse with highest income.
"Household size" is the debtor, debtor's spouse, and any dependents that the debtor could claim under IRS dependency tests. The USTP uses the same IRS test for the definition of both"household" and "family." IRS Publication 501 explains the IRS tests for "dependent."
The USTP departs from the IRS dependent test (as does the IRS when it determines family size for collection purposes) in cases justifying "reasonable exceptions" (e.g. a long standing economic unit of unmarried individuals and their children). However, if an individual is counted as a family member for median income purposes, that individual's income should be included as income on Part II of Form 22A .
Old Form Line 8 (New Form 22A-1, Line 4), Any amounts paid by another person or entity, on a regular basis, for the household expenses of the debtor or the debtor's dependents, including child or spousal support.
Includes payments made monthly, quarterly, or annually.
Includes payments regardless of written agreement with contributor.
Includes payments from roommate, partner, parent, or relative, regardless of whether living with debtor.
Includes payments made directly to creditors on behalf of debtor, e.g., rent, car, or insurance.
Does not include payments from non-filing spouse (which are already included as income in Column B).
 
                Median Income Test Notes            
              				Median Income Test Notes
Median Income Test ExplainedThe bankruptcy law determines your income by looking at your household income during the six full calendar months before you file for bankruptcy.
Effect of the six-month income ruleIf your income declined suddenly within the past six months and has not yet increased, waiting until after the first of the month to file will lower your monthly income figure used for the means test. That is, even if you don't qualify this month, you may qualify after the first of next month, or the month after that, if your income remains below the average monthly income for your state.
Effect of the number of people in your householdYou may have noticed already that changing the number of persons in the household dramatically affects the median income figure. You can't include a roommate who is not your dependent in your household size, yet you may have to include the portion of their income that contributes to the overall income of the household. See the help topic on that subject.
If your six-month household income was more than 's median income for a household of your size, don't fret. Fill out Form B122A-2 (Expense Deductions).You probably still qualify for Chapter 7, but you'll need to answer more questions to find out. Most people qualify once all factors are taken into account.

Info is not adviceThis site points to numerous books, articles and services that can help you figure out whether it makes sense for you to file for bankruptcy.
However, this website cannot answer whether you, specifically, should or should not file for bankruptcy.
If you're still not sure whether bankruptcy is right for you, you may want to seek credit counseling from a reputable agency or consult a lawyer.

* If your six-month household income was less than the median for your state, consider this:Complete Form B122A-1 of the calculator to make sure that you've properly computed your income. Although you are not legally required to complete Form B122A-2, the "expenses" part of the means test, it will give you a sense of how a judge or trustee might view your ability to pay.
Some judges look to your ability to pay as part of the "totality of the circumstances" test (Section 707(b)(3)), and will bar you from Chapter 7 bankruptcy, whether your income is above or below the median.
Bottom line: Whatever your income, if the calculator indicates that you have money left over after expenses, study the list of allowed expenses in the means test form and fill in any that apply.
Another thing to worry about: Some judges may rely on different required forms as guides in looking at the "totality of the circumstances" under 707(b)(3): Specifically Form B 106, Schedules I and J. These forms also deal with income and expenses but can yield a different "disposable income" result than the means test form (Form B122A) because different things are allowed and excluded on each form. Most notably, the means test income formula (and this calculator) excludes income from Social Security benefits, while Schedule I does not. Whether your Social Security income can render you ineligible for Chapter 7 is an unsettled area of law. At least one court has ruled that, by enacting the means test as it did, Congress intended that Social Security income be excluded when determining Chapter 7 eligibility; however, it still must be reported on Schedule I.
If you have significant income from Social Security benefits, be aware of this issue.

                If I Pass the Means Test, Can I still be barred from filing bankruptcy?            
              				If I Pass the Means Test, Can I still be barred from filing bankruptcy?
If I Pass the Means Test, Can I still be barred from filing bankruptcy?Yes, you can still be barred from filing Chapter 7 bankruptcy.
Passing the means test removes one barrier: it means that you are not "presumed" to be "abusing" the bankruptcy system under 707(b)(2).It is an essential first step, and for most people, that is that. They are clear to file.
However, in some cases, a bankruptcy judge may rule that case should be dismissed because to the "totality of the circumstances" under707(b)(3).
Example 1: In Iowa, a judge ruled that a debtor was abusing the system because in the year preceding his bankruptcy, he received substantial sums of money from various sources and spent it all on unnecessary indulgences, rather than pay down his debt. In re James, 345 B.R. 664 (Bkrtcy.N.D.Iowa 2006).
And, while the means test income analysis looks backward, a court can use 707(b)(3) to look forward.
Example 2: In another example, a Northern California court denied a debtor the right to file Chapter 7 because the debtor was about to have a substantial increase in income. In re Pak, 343 B.R. 239 (Bkrtcy.N.D.Cal. 2006).
 
                If I fail the Means Test, can a judge allow me to file anyway?            
              				If I fail the Means Test, can a judge allow me to file anyway?
If I fail the Means Test, can a judge allow me to file anyway?Yes, a judge can allow you to file for Chapter 7 bankruptcy even if you fail the means test, but only you are able able to show "special circumstances."
Some examples of possible "special circumstances" are job loss or pay cut, a serious medical condition, or unusually high child care expenses.  You must be able to produce proof of your expenses and that your expenses are reasonable -- and that you have no reasonable alternative.

                What are “priority claims”?            
              				What are “priority claims”?
What are "priority claims"?This is a technical term used in bankruptcy law, and refers to what debts must be paid before all other debts (after administrative expenses).
A list of the most common priority claims can be found on Form 10 (Proof of Claim). These include
past due debts for child and spousal support,
most unpaid taxes, and wages,
salaries or commissions you owe to employees and
contributions you owe to an employee benefit fund.
The full definition of the nine types of priority debt is found in section 507(a) of the bankruptcy code.
(a)The following expenses and claims have priority in the following order:
(1)First:
(A)
Allowed unsecured claims for domestic support obligations that, as of the date of the filing of the petition in a case under this title, are owed to or recoverable by a spouse, former spouse, or child of the debtor, or such child’s parent, legal guardian, or responsible relative, without regard to whether the claim is filed by such person or is filed by a governmental unit on behalf of such person, on the condition that funds received under this paragraph by a governmental unit under this title after the date of the filing of the petition shall be applied and distributed in accordance with applicable nonbankruptcy law.
(B)
Subject to claims under subparagraph (A), allowed unsecured claims for domestic support obligations that, as of the date of the filing of the petition, are assigned by a spouse, former spouse, child of the debtor, or such child’s parent, legal guardian, or responsible relative to a governmental unit (unless such obligation is assigned voluntarily by the spouse, former spouse, child, parent, legal guardian, or responsible relative of the child for the purpose of collecting the debt) or are owed directly to or recoverable by a governmental unit under applicable nonbankruptcy law, on the condition that funds received under this paragraph by a governmental unit under this title after the date of the filing of the petition be applied and distributed in accordance with applicable nonbankruptcy law.
(C)
If a trustee is appointed or elected under section 701, 702, 703, 1104, 1202, or 1302, the administrative expenses of the trustee allowed under paragraphs (1)(A), (2), and (6) of section 503(b) shall be paid before payment of claims under subparagraphs (A) and (B), to the extent that the trustee administers assets that are otherwise available for the payment of such claims.
(2)
Second, administrative expenses allowed under section 503(b) of this title, unsecured claims of any Federal reserve bank related to loans made through programs or facilities authorized under section 13(3) of the Federal Reserve Act (12 U.S.C. 343),[1] and any fees and charges assessed against the estate under chapter 123 of title 28.
(3)
Third, unsecured claims allowed under section 502(f) of this title.
(4)Fourth, allowed unsecured claims, but only to the extent of $10,000 [2] for each individual or corporation, as the case may be, earned within 180 days before the date of the filing of the petition or the date of the cessation of the debtor’s business, whichever occurs first, for—
(A)
wages, salaries, or commissions, including vacation, severance, and sick leave pay earned by an individual; or
(B)
sales commissions earned by an individual or by a corporation with only 1 employee, acting as an independent contractor in the sale of goods or services for the debtor in the ordinary course of the debtor’s business if, and only if, during the 12 months preceding that date, at least 75 percent of the amount that the individual or corporation earned by acting as an independent contractor in the sale of goods or services was earned from the debtor.
(5)Fifth, allowed unsecured claims for contributions to an employee benefit plan—
(A)
arising from services rendered within 180 days before the date of the filing of the petition or the date of the cessation of the debtor’s business, whichever occurs first; but only
(B)for each such plan, to the extent of—
(i)
the number of employees covered by each such plan multiplied by $10,000; 2 less
(ii)
the aggregate amount paid to such employees under paragraph (4) of this subsection, plus the aggregate amount paid by the estate on behalf of such employees to any other employee benefit plan.
(6)Sixth, allowed unsecured claims of persons—
(A)
engaged in the production or raising of grain, as defined in section 557(b) of this title, against a debtor who owns or operates a grain storage facility, as defined in section 557(b) of this title, for grain or the proceeds of grain, or
(B)
engaged as a United States fisherman against a debtor who has acquired fish or fish produce from a fisherman through a sale or conversion, and who is engaged in operating a fish produce storage or processing facility—
but only to the extent of $4,000 2 for each such individual.
(7)
Seventh, allowed unsecured claims of individuals, to the extent of $1,800 2 for each such individual, arising from the deposit, before the commencement of the case, of money in connection with the purchase, lease, or rental of property, or the purchase of services, for the personal, family, or household use of such individuals, that were not delivered or provided.
(8)Eighth, allowed unsecured claims of governmental units, only to the extent that such claims are for—
(A)a tax on or measured by income or gross receipts for a taxable year ending on or before the date of the filing of the petition—
(i)
for which a return, if required, is last due, including extensions, after three years before the date of the filing of the petition;
(ii)assessed within 240 days before the date of the filing of the petition, exclusive of—
(I)
any time during which an offer in compromise with respect to that tax was pending or in effect during that 240-day period, plus 30 days; and
(II)
any time during which a stay of proceedings against collections was in effect in a prior case under this title during that 240-day period, plus 90 days; or
(iii)
other than a tax of a kind specified in section 523(a)(1)(B) or 523(a)(1)(C) of this title, not assessed before, but assessable, under applicable law or by agreement, after, the commencement of the case;
(B)
a property tax incurred before the commencement of the case and last payable without penalty after one year before the date of the filing of the petition;
(C)
a tax required to be collected or withheld and for which the debtor is liable in whatever capacity;
(D)
an employment tax on a wage, salary, or commission of a kind specified in paragraph (4) of this subsection earned from the debtor before the date of the filing of the petition, whether or not actually paid before such date, for which a return is last due, under applicable law or under any extension, after three years before the date of the filing of the petition;
(E)an excise tax on—
(i)
a transaction occurring before the date of the filing of the petition for which a return, if required, is last due, under applicable law or under any extension, after three years before the date of the filing of the petition; or
(ii)
if a return is not required, a transaction occurring during the three years immediately preceding the date of the filing of the petition;
(F)a customs duty arising out of the importation of merchandise—
(i)
entered for consumption within one year before the date of the filing of the petition;
(ii)
covered by an entry liquidated or reliquidated within one year before the date of the filing of the petition; or
(iii)
entered for consumption within four years before the date of the filing of the petition but unliquidated on such date, if the Secretary of the Treasury certifies that failure to liquidate such entry was due to an investigation pending on such date into assessment of antidumping or countervailing duties or fraud, or if information needed for the proper appraisement or classification of such merchandise was not available to the appropriate customs officer before such date; or
(G)
a penalty related to a claim of a kind specified in this paragraph and in compensation for actual pecuniary loss.
An otherwise applicable time period specified in this paragraph shall be suspended for any period during which a governmental unit is prohibited under applicable nonbankruptcy law from collecting a tax as a result of a request by the debtor for a hearing and an appeal of any collection action taken or proposed against the debtor, plus 90 days; plus any time during which the stay of proceedings was in effect in a prior case under this title or during which collection was precluded by the existence of 1 or more confirmed plans under this title, plus 90 days.
(9)
Ninth, allowed unsecured claims based upon any commitment by the debtor to a Federal depository institutions regulatory agency (or predecessor to such agency) to maintain the capital of an insured depository institution.
(10)
Tenth, allowed claims for death or personal injury resulting from the operation of a motor vehicle or vessel if such operation was unlawful because the debtor was intoxicated from using alcohol, a drug, or another substance.
(b)
If the trustee, under section 362, 363, or 364 of this title, provides adequate protection of the interest of a holder of a claim secured by a lien on property of the debtor and if, notwithstanding such protection, such creditor has a claim allowable under subsection (a)(2) of this section arising from the stay of action against such property under section 362 of this title, from the use, sale, or lease of such property under section 363 of this title, or from the granting of a lien under section 364(d) of this title, then such creditor’s claim under such subsection shall have priority over every other claim allowable under such subsection.
(c)
For the purpose of subsection (a) of this section, a claim of a governmental unit arising from an erroneous refund or credit of a tax has the same priority as a claim for the tax to which such refund or credit relates.
(d)
An entity that is subrogated to the rights of a holder of a claim of a kind specified in subsection (a)(1), (a)(4), (a)(5), (a)(6), (a)(7), (a)(8), or (a)(9) of this section is not subrogated to the right of the holder of such claim to priority under such subsection.
 
                Official Instructions For Form 122A-2, Chapter 7 Means Test Calculation            
              				Official Instructions For Form 122A-2, Chapter 7 Means Test Calculation
Chapter 7 Statement of Your Current Monthly Income and Means Test Calculation (Official Forms 122A–1, 122A-1Supp, and 122A–2)   

Means Test Forms
For Chapter 7

B 122A-1
Chapter 7 Statement of Your Current Monthly Income

B 122A-1Supp
Statement of Exemption from Presumption of Abuse Under §707(b)(2)

B 122A-2
Chapter 7 Means Test Calculation

If you are filing under chapter 11, 12, or 13, do not fill out this form.    
Official Forms 122A–1 and 122A–2 determine whether your income and expenses create a presumption of abuse that may prevent you from obtaining relief from your debts under chapter 7 of the Bankruptcy Code. Chapter 7 relief can be denied to a person who has primarily consumer debts if the court finds that the person has enough income to repay creditors an amount that, under the Bankruptcy Code, would be a sufficient portion of their claims.   
You must file Chapter 7 Statement of Your Current Monthly Income (Official Form122A–1) if you are an individual filing for bankruptcy under chapter 7. This form will determine your current monthly income and compare whether your income is more than the median income for households of the same size in your state. If your income is not above the median, there is no presumption of abuse and you will not have to fill out the second form.   
Similarly, Statement of Exemption from Presumption of Abuse Under § 707(b)(2) (Official Form 122A-1Supp) determines whether you may be exempted from the presumption of abuse because you do not have primarily consumer debts or because you have provided certain military or homeland defense services. If one of these exemptions applies, you should file a supplement, Form 122A-1Supp, and verify the supplement by completing Part 3 of Form 122A-1. If you qualify for an exemption, you are not required to fill out any part of Form 122A-1 other than the verification. If the exemptions do not apply, you should complete all of the parts of Form 122A-1 and file it without the supplemental form.   
If you and your spouse are filing together, you and your spouse may file a single Form 122A-1. However, if an exemption on Form122A-1Supp applies to only one of you, separate forms may be required. 11 U.S.C. § 707(b)(2)(C).  
If your completed Form 122A-1 shows income above the median, you must file the second form, Chapter 7 Means Test Calculation (Official Form 122A –2). The calculations on this form—sometimes called the Means Test—reduce your income by living expenses and payment of certain debts, resulting in an amount available to pay other debts. If this amount is high enough, it will give rise to a presumption of abuse. A presumption of abuse does not mean you are actually trying to abuse the bankruptcy system. Rather, the presumption simply means that you are presumed to have enough income that you should not be granted relief under chapter 7. You may overcome the presumption by showing special circumstances that reduce your income or increase your expenses. 
If you can obtain relief under chapter 7, you may be eligible to continue under another chapter of the Bankruptcy Code and pay creditors over a period of time.   
Read each question carefully. You may not be required to answer every question on this form. For example, your military status may determine whether you must fill out the entire form. The instructions will alert you if you may skip questions.   
If you have nothing to report for a line, write $0.  
Information for completing the forms   
To fill out several lines of the forms, you must look up information provided on websites or from other sources. For information to complete line 13 of Form 122A-1 and lines 6-15, 30, and 36 of Form 122A-2, go to: www.justice.gov/ust/eo/bapcpa/meanstesting.htm   
If your case is filed in Alabama or North Carolina, the administrative expense multiplier mentioned at line 36 can be found at:  www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyResources/AdministrativeExpensesMultiplier.aspx .   
For the Bankruptcy Basics information referred to on line 36 of Form 122A-2, go to:  www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx.  
If you do not have a computer with internet access, you may be able to use a public computer at the bankruptcy clerk’s office or at a public library.  
 
COMMITTEE NOTES
2022-04 STAFF NOTATION
The CARES Act changes Official Forms 122A-1, 122B, and 122C-1 described in the 2020-04 Committee Note lapsed on March 27, 2022. The three forms have reverted to their pre-CARES Act versions (December 2019 in the case of 122A-1, October 2019 as amended in December 2021 in the case of 122B, and October 2019 in the case of 122C-1).
In addition, the dollar amounts listed in lines 29 and 40 of 122A-2, and line 29 of 122C-2 are adjusted effective April 1, 2022, as part of the the tri-annual dollar adjustments required by 11 U.S.C.§ 104
2021-12 COMMITTEE NOTE
Official Form 122B is amended in response to the enactment of the Small Business Reorganization Act of 2019, Pub. L. No. 116-54, 133 Stat. 1079. That law gives a small business debtor the option of electing to be a debtor under subchapter V of chapter 11. As amended, the initial instruction in the form includes an exception for subchapter V cases. Because Code § 1129(a)(15) is inapplicable to such cases, there is no need for an individual debtor in a subchapter V case to file a statement of current monthly income. 
2021-04 COMMITTEE NOTE
Official Forms 122A-1, 122B, and 122C-1 are amended in response to the enactment of the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), Pub. L. No. 116-136, 134 Stat. 281.1 That law modifies the definition of “current monthly income” in §101(10A) and the definition of “disposable income” in §1325(b)(2) to exclude “payments made under the Federal law relating to the national emergency declared by the President under the National Emergencies Act (50 U.S.C. 1601 et seq.) with respect to the coronavirus disease 2019 (COVID-19).” Each form is modified to expressly exclude these amounts from line 10. These amendments will terminate one year after the date of enactment of the CARES Act.
2019-12 COMMITTEE NOTE
The instruction on line 14a of Official Form 122A-1 is amended to remind a debtor for whom there is no presumption of abuse that Official Form 122A-2 (Chapter 7 Means Test Calculation) should not be filled out or filed.
2019-10 COMMITTEE NOTE
Official Forms 122A-1, 122B, and 122C-1 are amended in response to the enactment of the Honoring American Veterans in Extreme Need Act of 2019 (the “HAVEN Act”), Pub. L. No. 116-52, 133 Stat. 1076. That law modifies the definition of “current monthly income” in § 101(10A) to exclude certain amounts payable “in connection with a disability, combat-related injury or disability or death of a member of the uniformed services.” The exclusion for servicemember retired pay is limited, however, and the debtor should exclude from current monthly income only that amount of retired pay that exceeds the amount that the recipient would otherwise be entitled to receive had the recipient retired for a reason other than disability. Each form is modified to expressly exclude these amounts from lines 9 and 10. 
2015 COMMITTEE NOTE
Official Forms 122A-1, 122A-1Supp, 122A-2, 122B, 122C-1, and 122C-2 are updated to comport with the form numbering style developed as part of the Forms Modernization Project. The forms are derived from Official Forms 22A-1, 22A-1Supp, 22A-2, 22B, 122C-1, and 22C-2.  
A statement is added to line 26 of Forms 122A-2 and 122C-2 explaining that contributions to qualified ABLE accounts, as defined in 26 U.S.C. § 529A(b), may be included in the deduction for contributions to the care of household or family members. Authorization of the deduction of such contributions was added to Bankruptcy Code § 707(b)(2)(A)(ii)(II) by the Tax Increase Prevention Act of 2014, Pub. Law No. 113-295.  
Official Forms 122A-1, 122B, and 122C-1 are revised to add a workspace column for debtor 2 at questions 5 and 6 on the forms.  Official Form 122B is also revised to remove former Part 2. This portion of the form provided for the exclusion of certain income of a debtor’s non-filing spouse; since that income is not required to be reported, its exclusion is unnecessary.   
Other stylistic changes were made throughout the forms.
Number of Persons in Household	Monthly Median Income	Annual Median Income
1	5,206	62,468
2	6,650	79,803
3	7,580	90,959
4	9,390	112,675
5	10,215	122,575
6	11,040	132,475
7	11,865	142,375
8	12,690	152,275
9	13,515	162,175
10	14,340	172,075
GeorgiaMedian Income

County Housing Expense Standards for Georgia

Georgia
Median Income
