Updated: 2021-04-27 by
- 341 Hearing
- Your meeting with trustee and any creditors who choose to attend. At this meeting the trustee will ask you questions about the papers you have filed and creditors can ask questions and raise objections. For most debtors, this is the only time you have to go to the courthouse.
- BAPCPA
- The new anti-consumer bankruptcy law passed by the Republican congress (with help from many Democrats) in 2005. BAPCPA imposes many new procedural requirements ('gotchas') on debtors filing for bankruptcy and can result in dismissal of a bankruptcy case on for failure to meet technical filing requirements.
- CM/ECF
- Case Management/Electronic Case Filing - Attorneys are required to file documents electronically. Links with this descriptor deal with the procedures for electronic filing of documents. Debtors representing themselves (pro se) do not have to do this (except perhaps, in Virginia.)
- Fee waiver
- If your income is less than 150% of the poverty level income for a family your size in your state, you don't have to pay the bankruptcy filing fee and may also not have to pay the fees for mandatory credit counseling and debtor education courses. The relevant income levels can be found athttp://aspe.hhs.gov/poverty/14poverty.cfm.
| Persons in family/household | Poverty guideline |
|---|---|
| For families/households with more than 8 persons, add $4,060 for each additional person. | |
| 1 | $11,670 |
| 2 | 15,730 |
| 3 | 19,790 |
| 4 | 23,850 |
| 5 | 27,910 |
| 6 | 31,970 |
| 7 | 36,030 |
| 8 | 40,090 |
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| Persons in family/household | Poverty guideline |
|---|---|
| For families/households with more than 8 persons, add $5,080 for each additional person. | |
| 1 | $14,580 |
| 2 | 19,660 |
| 3 | 24,740 |
| 4 | 29,820 |
| 5 | 34,900 |
| 6 | 39,980 |
| 7 | 45,060 |
| 8 | 50,140 |
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| Persons in family/household | Poverty guideline |
|---|---|
| For families/households with more than 8 persons, add $4,670 for each additional person. | |
| 1 | $13,420 |
| 2 | 18,090 |
| 3 | 22,760 |
| 4 | 27,430 |
| 5 | 32,100 |
| 6 | 36,770 |
| 7 | 41,440 |
| 8 | 46,110 |
- In Forma Pauperis
- A debtor too poor to pay the filing fee. (See "Fee waiver")
- Payment Advices
- Pay stubs, etc. Local rules may have a requirement to supply "payment advices"
- Pro bono
- Legal services provided for free. Some court websites have listings of organizations that provide free legal assistance to debtors who cannot afford a lawyer.
- Pro se (pro SAY)
- A Latin phrase meaning "for himself/herself" or "in one's own behalf." This term denotes a person who represents himself/herself in court. A person who files for bankruptcy without a lawyer is said to be a 'pro se' filer.
- Pro Hac Vice (pro-hack-VEE-chay)
- Filing as an attorney but from outside the district. (example "Motion to Proceed Pro Hac Vice")
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US Bankruptcy Courts - By State
The County Bankruptcy Court info page provides maps and information about your local federal district bankruptcy court
- Bankruptcy Court locations serving County
- Information for non-attorneys from the New York Southern District Bankruptcy Court
- Required forms and filing deadlines: where to find them.
- Counties served by the New York Southern District Bankruptcy Court. more...
