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Texas Bankruptcy Information
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Texas Bankruptcy Information

Bankruptcy Forms for Texas


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Harris County Bankruptcy Forms [TXS] (Houston)

Dallas County Bankruptcy Forms [TXN] (Dallas)

Tarrant County Bankruptcy Forms [TXN] (Fort Worth)

Bexar County Bankruptcy Forms [TXW] (San Antonio)

Travis County Bankruptcy Forms [TXW] (Austin)

El Paso County Bankruptcy Forms [TXW] (El Paso)

Collin County Bankruptcy Forms [TXE] (McKinney)

Hidalgo County Bankruptcy Forms [TXS] (Edinburg)

Denton County Bankruptcy Forms [TXE] (Denton)

Fort Bend County Bankruptcy Forms [TXS] (Richmond)

Montgomery County Bankruptcy Forms [TXS] (Conroe)

Williamson County Bankruptcy Forms [TXW] (Georgetown)

Cameron County Bankruptcy Forms [TXS] (Brownsville)

Nueces County Bankruptcy Forms [TXS] (Corpus Christi)

Brazoria County Bankruptcy Forms [TXS] (Angleton)

Bell County Bankruptcy Forms [TXW] (Belton)

Galveston County Bankruptcy Forms [TXS] (Galveston)

Lubbock County Bankruptcy Forms [TXN] (Lubbock)

Jefferson County Bankruptcy Forms [TXE] (Beaumont)

Webb County Bankruptcy Forms [TXS] (Laredo)

McLennan County Bankruptcy Forms [TXW] (Waco)

Smith County Bankruptcy Forms [TXE] (Tyler)

Brazos County Bankruptcy Forms [TXS] (Bryan)

Hays County Bankruptcy Forms [TXW] (San Marcos)

Johnson County Bankruptcy Forms [TXN] (Cleburne)

Ellis County Bankruptcy Forms [TXN] (Waxahachie)

Ector County Bankruptcy Forms [TXW] (Odessa)

Midland County Bankruptcy Forms [TXW] (Midland)

Guadalupe County Bankruptcy Forms [TXW] (Seguin)

Taylor County Bankruptcy Forms [TXN] (Abilene)

Wichita County Bankruptcy Forms [TXN] (Wichita Falls)

Gregg County Bankruptcy Forms [TXE] (Longview)

Potter County Bankruptcy Forms [TXN] (Amarillo)

Grayson County Bankruptcy Forms [TXE] (Sherman)

Randall County Bankruptcy Forms [TXN] (Canyon)

Parker County Bankruptcy Forms [TXN] (Weatherford)

Tom Green County Bankruptcy Forms [TXN] (San Angelo)

Comal County Bankruptcy Forms [TXW] (New Braunfels)

Kaufman County Bankruptcy Forms [TXN] (Kaufman)

Bowie County Bankruptcy Forms [TXE] (New Boston)

Victoria County Bankruptcy Forms [TXS] (Victoria)

Angelina County Bankruptcy Forms [TXE] (Lufkin)

Hunt County Bankruptcy Forms [TXN] (Greenville)

Orange County Bankruptcy Forms [TXE] (Orange)

Henderson County Bankruptcy Forms [TXE] (Athens)

Rockwall County Bankruptcy Forms [TXN] (Rockwall)

Liberty County Bankruptcy Forms [TXE] (Liberty)

Coryell County Bankruptcy Forms [TXW] (Gatesville)

Bastrop County Bankruptcy Forms [TXW] (Bastrop)

Walker County Bankruptcy Forms [TXS] (Huntsville)

Harrison County Bankruptcy Forms [TXE] (Marshall)

San Patricio County Bankruptcy Forms [TXS] (Sinton)

Nacogdoches County Bankruptcy Forms [TXE] (Nacogdoches)

Starr County Bankruptcy Forms [TXS] (Rio Grande City)

Wise County Bankruptcy Forms [TXN] (Decatur)

Anderson County Bankruptcy Forms [TXE] (Palestine)

Hardin County Bankruptcy Forms [TXE] (Kountze)

Maverick County Bankruptcy Forms [TXW] (Eagle Pass)

Rusk County Bankruptcy Forms [TXE] (Henderson)

Van Zandt County Bankruptcy Forms [TXE] (Canton)

Hood County Bankruptcy Forms [TXN] (Granbury)

Cherokee County Bankruptcy Forms [TXE] (Rusk)

Lamar County Bankruptcy Forms [TXE] (Paris)

Kerr County Bankruptcy Forms [TXW] (Kerrville)

Val Verde County Bankruptcy Forms [TXW] (Del Rio)

Navarro County Bankruptcy Forms [TXN] (Corsicana)

Medina County Bankruptcy Forms [TXW] (Hondo)

Polk County Bankruptcy Forms [TXE] (Livingston)

Atascosa County Bankruptcy Forms [TXW] (Jourdanton)

Waller County Bankruptcy Forms [TXS] (Hempstead)

Wilson County Bankruptcy Forms [TXW] (Floresville)

Burnet County Bankruptcy Forms [TXW] (Burnet)

Wood County Bankruptcy Forms [TXE] (Quitman)

Wharton County Bankruptcy Forms [TXS] (Wharton)

Jim Wells County Bankruptcy Forms [TXS] (Alice)

Upshur County Bankruptcy Forms [TXE] (Gilmer)

Cooke County Bankruptcy Forms [TXE] (Gainesville)

Brown County Bankruptcy Forms [TXN] (Brownwood)

Caldwell County Bankruptcy Forms [TXW] (Lockhart)

Erath County Bankruptcy Forms [TXN] (Stephenville)

Matagorda County Bankruptcy Forms [TXS] (Bay City)

Hale County Bankruptcy Forms [TXN] (Plainview)

Jasper County Bankruptcy Forms [TXE] (Jasper)

Hopkins County Bankruptcy Forms [TXE] (Sulphur Springs)

Chambers County Bankruptcy Forms [TXS] (Anahuac)

Hill County Bankruptcy Forms [TXW] (Hillsboro)

Howard County Bankruptcy Forms [TXN] (Big Spring)

Fannin County Bankruptcy Forms [TXE] (Bonham)

Washington County Bankruptcy Forms [TXW] (Brenham)

Kendall County Bankruptcy Forms [TXW] (Boerne)

Titus County Bankruptcy Forms [TXE] (Mount Pleasant)

Kleberg County Bankruptcy Forms [TXS] (Kingsville)

Bee County Bankruptcy Forms [TXS] (Beeville)

Cass County Bankruptcy Forms [TXE] (Linden)

Austin County Bankruptcy Forms [TXS] (Bellville)

Palo Pinto County Bankruptcy Forms [TXN] (Palo Pinto)

Grimes County Bankruptcy Forms [TXS] (Anderson)

Uvalde County Bankruptcy Forms [TXW] (Uvalde)

San Jacinto County Bankruptcy Forms [TXS] (Coldspring)

Shelby County Bankruptcy Forms [TXE] (Center)

Gillespie County Bankruptcy Forms [TXW] (Fredericksburg)

Milam County Bankruptcy Forms [TXW] (Cameron)

Fayette County Bankruptcy Forms [TXS] (La Grange)

Panola County Bankruptcy Forms [TXE] (Carthage)

Houston County Bankruptcy Forms [TXE] (Crockett)

Limestone County Bankruptcy Forms [TXW] (Groesbeck)

Aransas County Bankruptcy Forms [TXS] (Rockport)

Hockley County Bankruptcy Forms [TXN] (Levelland)

Gray County Bankruptcy Forms [TXN] (Pampa)

Hutchinson County Bankruptcy Forms [TXN] (Stinnett)

Willacy County Bankruptcy Forms [TXS] (Raymondville)

Moore County Bankruptcy Forms [TXN] (Dumas)

Tyler County Bankruptcy Forms [TXE] (Woodville)

Calhoun County Bankruptcy Forms [TXS] (Port Lavaca)

Colorado County Bankruptcy Forms [TXS] (Columbus)

Bandera County Bankruptcy Forms [TXW] (Bandera)

Jones County Bankruptcy Forms [TXN] (Anson)

De Witt County Bankruptcy Forms [TXS] (Cuero)

Freestone County Bankruptcy Forms [TXW] (Fairfield)

Gonzales County Bankruptcy Forms [TXW] (Gonzales)

Montague County Bankruptcy Forms [TXN] (Montague)

Lampasas County Bankruptcy Forms [TXW] (Lampasas)

Deaf Smith County Bankruptcy Forms [TXN] (Hereford)

Llano County Bankruptcy Forms [TXW] (Llano)

Lavaca County Bankruptcy Forms [TXS] (Hallettsville)

Eastland County Bankruptcy Forms [TXN] (Eastland)

Young County Bankruptcy Forms [TXN] (Graham)

Bosque County Bankruptcy Forms [TXW] (Meridian)

Falls County Bankruptcy Forms [TXW] (Marlin)

Gaines County Bankruptcy Forms [TXN] (Seminole)

Frio County Bankruptcy Forms [TXW] (Pearsall)

Burleson County Bankruptcy Forms [TXW] (Caldwell)

Scurry County Bankruptcy Forms [TXN] (Snyder)

Leon County Bankruptcy Forms [TXW] (Centerville)

Robertson County Bankruptcy Forms [TXW] (Franklin)

Lee County Bankruptcy Forms [TXW] (Giddings)

Pecos County Bankruptcy Forms [TXW] (Fort Stockton)

Nolan County Bankruptcy Forms [TXN] (Sweetwater)

Karnes County Bankruptcy Forms [TXW] (Karnes City)

Andrews County Bankruptcy Forms [TXW] (Andrews)

Trinity County Bankruptcy Forms [TXE] (Groveton)

Newton County Bankruptcy Forms [TXE] (Newton)

Jackson County Bankruptcy Forms [TXS] (Edna)

Zapata County Bankruptcy Forms [TXS] (Zapata)

Lamb County Bankruptcy Forms [TXN] (Littlefield)

Comanche County Bankruptcy Forms [TXN] (Comanche)

Dawson County Bankruptcy Forms [TXN] (Lamesa)

Reeves County Bankruptcy Forms [TXW] (Pecos)

Madison County Bankruptcy Forms [TXS] (Madisonville)

Callahan County Bankruptcy Forms [TXN] (Baird)

Wilbarger County Bankruptcy Forms [TXN] (Vernon)

Morris County Bankruptcy Forms [TXE] (Daingerfield)

Red River County Bankruptcy Forms [TXE] (Clarksville)

Terry County Bankruptcy Forms [TXN] (Brownfield)

Camp County Bankruptcy Forms [TXE] (Pittsburg)

Duval County Bankruptcy Forms [TXS] (San Diego)

Zavala County Bankruptcy Forms [TXW] (Crystal City)

Live Oak County Bankruptcy Forms [TXS] (George West)

Rains County Bankruptcy Forms [TXE] (Emory)

Sabine County Bankruptcy Forms [TXE] (Hemphill)

Clay County Bankruptcy Forms [TXN] (Henrietta)

Ward County Bankruptcy Forms [TXW] (Monahans)

Franklin County Bankruptcy Forms [TXE] (Mount Vernon)

Marion County Bankruptcy Forms [TXE] (Jefferson)

Runnels County Bankruptcy Forms [TXN] (Ballinger)

Blanco County Bankruptcy Forms [TXW] (Johnson City)

Parmer County Bankruptcy Forms [TXN] (Farwell)

Ochiltree County Bankruptcy Forms [TXN] (Perryton)

Dimmit County Bankruptcy Forms [TXW] (Carrizo Springs)

Stephens County Bankruptcy Forms [TXN] (Breckenridge)

Mitchell County Bankruptcy Forms [TXN] (Colorado City)

Brewster County Bankruptcy Forms [TXW] (Alpine)

Archer County Bankruptcy Forms [TXN] (Archer City)

Jack County Bankruptcy Forms [TXN] (Jacksboro)

Coleman County Bankruptcy Forms [TXN] (Coleman)

San Augustine County Bankruptcy Forms [TXE] (San Augustine)

Hamilton County Bankruptcy Forms [TXW] (Hamilton)

Somervell County Bankruptcy Forms [TXW] (Glen Rose)

McCulloch County Bankruptcy Forms [TXW] (Brady)

Castro County Bankruptcy Forms [TXN] (Dimmitt)

Yoakum County Bankruptcy Forms [TXN] (Plains)

Swisher County Bankruptcy Forms [TXN] (Tulia)

Presidio County Bankruptcy Forms [TXW] (Marfa)

Refugio County Bankruptcy Forms [TXS] (Refugio)

Brooks County Bankruptcy Forms [TXS] (Falfurrias)

Goliad County Bankruptcy Forms [TXS] (Goliad)

Bailey County Bankruptcy Forms [TXN] (Muleshoe)

Winkler County Bankruptcy Forms [TXW] (Kermit)

Childress County Bankruptcy Forms [TXN] (Childress)

La Salle County Bankruptcy Forms [TXS] (Cotulla)

Dallam County Bankruptcy Forms [TXN] (Dalhart)

Garza County Bankruptcy Forms [TXN] (Post)

Floyd County Bankruptcy Forms [TXN] (Floydada)

Carson County Bankruptcy Forms [TXN] (Panhandle)

San Saba County Bankruptcy Forms [TXW] (San Saba)

Hartley County Bankruptcy Forms [TXN] (Channing)

Crosby County Bankruptcy Forms [TXN] (Crosbyton)

Lynn County Bankruptcy Forms [TXN] (Tahoka)

Haskell County Bankruptcy Forms [TXN] (Haskell)

Hansford County Bankruptcy Forms [TXN] (Spearman)

Wheeler County Bankruptcy Forms [TXN] (Wheeler)

Jim Hogg County Bankruptcy Forms [TXS] (Hebbronville)

Delta County Bankruptcy Forms [TXE] (Cooper)

Mills County Bankruptcy Forms [TXN] (Goldthwaite)

Martin County Bankruptcy Forms [TXW] (Stanton)

Kimble County Bankruptcy Forms [TXW] (Junction)

Crane County Bankruptcy Forms [TXW] (Crane)

Hardeman County Bankruptcy Forms [TXN] (Quanah)

Sutton County Bankruptcy Forms [TXN] (Sonora)

Concho County Bankruptcy Forms [TXN] (Paint Rock)

Mason County Bankruptcy Forms [TXW] (Mason)

Fisher County Bankruptcy Forms [TXN] (Roby)

Hemphill County Bankruptcy Forms [TXN] (Canadian)

Baylor County Bankruptcy Forms [TXN] (Seymour)

Crockett County Bankruptcy Forms [TXN] (Ozona)

Knox County Bankruptcy Forms [TXN] (Benjamin)

Donley County Bankruptcy Forms [TXN] (Clarendon)

Kinney County Bankruptcy Forms [TXW] (Brackettville)

Hudspeth County Bankruptcy Forms [TXW] (Sierra Blanca)

Schleicher County Bankruptcy Forms [TXN] (Eldorado)

Shackelford County Bankruptcy Forms [TXN] (Albany)

Reagan County Bankruptcy Forms [TXN] (Big Lake)

Upton County Bankruptcy Forms [TXW] (Rankin)

Hall County Bankruptcy Forms [TXN] (Memphis)

Coke County Bankruptcy Forms [TXN] (Robert Lee)

Real County Bankruptcy Forms [TXW] (Leakey)

Lipscomb County Bankruptcy Forms [TXN] (Lipscomb)

Cochran County Bankruptcy Forms [TXN] (Morton)

Collingsworth County Bankruptcy Forms [TXN] (Wellington)

Sherman County Bankruptcy Forms [TXN] (Stratford)

Dickens County Bankruptcy Forms [TXN] (Dickens)

Culberson County Bankruptcy Forms [TXW] (Van Horn)

Jeff Davis County Bankruptcy Forms [TXW] (Fort Davis)

Menard County Bankruptcy Forms [TXN] (Menard)

Oldham County Bankruptcy Forms [TXN] (Vega)

Edwards County Bankruptcy Forms [TXW] (Rocksprings)

Armstrong County Bankruptcy Forms [TXN] (Claude)

Throckmorton County Bankruptcy Forms [TXN] (Throckmorton)

Briscoe County Bankruptcy Forms [TXN] (Silverton)

Irion County Bankruptcy Forms [TXN] (Mertzon)

Cottle County Bankruptcy Forms [TXN] (Paducah)

Stonewall County Bankruptcy Forms [TXN] (Aspermont)

Foard County Bankruptcy Forms [TXN] (Crowell)

Glasscock County Bankruptcy Forms [TXN] (Garden City)

Motley County Bankruptcy Forms [TXN] (Matador)

Sterling County Bankruptcy Forms [TXN] (Sterling City)

Terrell County Bankruptcy Forms [TXW] (Sanderson)

Roberts County Bankruptcy Forms [TXN] (Miami)

Kent County Bankruptcy Forms [TXN] (Jayton)

McMullen County Bankruptcy Forms [TXS] (Tilden)

Borden County Bankruptcy Forms [TXN] (Gail)

Kenedy County Bankruptcy Forms [TXS] (Sarita)

King County Bankruptcy Forms [TXN] (Guthrie)

Loving County Bankruptcy Forms [TXW] (Mentone)




Bankruptcy Calculators for Other States:

If you don't know your zip code, look for your city, or click on your state if you don't see your city.

Alaska Bankruptcy Forms

Anchorage | Fairbanks | Juneau | Ketchikan | Nome |

Alabama Bankruptcy Forms

Anniston | Birmingham | Dothan | Mobile | Montgomery | Opelika | Tuscaloosa |

Arkansas Bankruptcy Forms

Batesville | El Dorado | Fayetteville | Fort Smith | Harrison | Helena | Hot Springs | Jonesboro | Little Rock | Pine Bluff | Texarkana |

Arizona Bankruptcy Forms

Phoenix | Prescott Valley | Tucson | Yuma |

California Bankruptcy Forms

Eureka | Fresno | Los Angeles | Modesto | Oakland | Riverside | Sacramento | Salinas | San Diego | San Francisco | San Jose | Santa Ana | Santa Barbara | Santa Rosa | Woodland Hills |

Colorado Bankruptcy Forms

Denver | Grand Junction | Pueblo |

Connecticut Bankruptcy Forms

Bridgeport | Hartford | New Haven |

District of Columbia Bankruptcy Forms

Washington |

Delaware Bankruptcy Forms

Wilmington |

Florida Bankruptcy Forms

Fort Lauderdale | Fort Myers | Gainesville | Jacksonville | Miami | Orlando | Panama City | Pensacola | Tallahassee | Tampa | Viera | West Palm Beach |

Georgia Bankruptcy Forms

Atlanta | Augusta | Brunswick | Columbus | Dublin | Gainesville | Macon | Newnan | Rome | Savannah | Statesboro | Waycross |

Hawaii Bankruptcy Forms

Honolulu |

Iowa Bankruptcy Forms

Cedar Rapids | Des Moines | Dubuque | Fort Dodge | Independence | Mason City | Sioux City |

Idaho Bankruptcy Forms

Boise | Coeur d Alene | Moscow | Pocatello |

Illinois Bankruptcy Forms

Benton | Chicago | Danville | East Saint Louis | Peoria | Rockford | Springfield |

Indiana Bankruptcy Forms

Evansville | Fort Wayne | Hammond | Indianapolis | Lafayette | New Albany | South Bend | Terre Haute |

Kansas Bankruptcy Forms

Kansas City | Topeka | Wichita |

Kentucky Bankruptcy Forms

Ashland | Bowling Green | Covington | Frankfort | Lexington | London | Louisville | Owensboro | Paducah | Pikeville |

Louisiana Bankruptcy Forms

Alexandria | Baton Rouge | Lafayette | New Orleans | Shreveport |

Massachusetts Bankruptcy Forms

Boston | Hyannis | Springfield | Worcester |

Maryland Bankruptcy Forms

Baltimore | Greenbelt | Salisbury |

Maine Bankruptcy Forms

Bangor | Portland |

Michigan Bankruptcy Forms

Bay City | Detroit | Flint | Grand Rapids | Kalamazoo | Lansing | Marquette | Traverse City |

Minnesota Bankruptcy Forms

Duluth | Fergus Falls | Minneapolis | Saint Paul |

Missouri Bankruptcy Forms

Cape Girardeau | Hannibal | Kansas City | Saint Louis |

Mississippi Bankruptcy Forms

Aberdeen | Greenville | Gulfport | Hattiesburg | Jackson | Oxford |

Montana Bankruptcy Forms

Billings | Butte | Great Falls | Kalispell | Missoula |

North Carolina Bankruptcy Forms

Asheville | Charlotte | Greensboro | Raleigh | Wilson | Winston Salem |

North Dakota Bankruptcy Forms

Bismarck | Fargo | Grand Forks | Minot |

Nebraska Bankruptcy Forms

Lincoln | Omaha |

New Hampshire Bankruptcy Forms

Manchester |

New Jersey Bankruptcy Forms

Camden | Newark | Trenton |

New Mexico Bankruptcy Forms

Albuquerque | Las Cruces | Roswell |

Nevada Bankruptcy Forms

Las Vegas | Reno |

New York Bankruptcy Forms

Albany | Brooklyn | Buffalo | Islip | New York | Poughkeepsie | Rochester | Syracuse | Utica | White Plains |

Ohio Bankruptcy Forms

Akron | Canton | Cincinnati | Cleveland | Columbus | Dayton | Toledo | Youngstown |

Oklahoma Bankruptcy Forms

Oklahoma City | Okmulgee | Tulsa |

Oregon Bankruptcy Forms

Eugene | Portland |

Pennsylvania Bankruptcy Forms

Erie | Harrisburg | Johnstown | Philadelphia | Pittsburgh | Reading | Wilkes Barre |

Rhode Island Bankruptcy Forms

Providence |

South Carolina Bankruptcy Forms

Charleston | Columbia | Spartanburg |

South Dakota Bankruptcy Forms

Aberdeen | Pierre | Rapid City | Sioux Falls |

Tennessee Bankruptcy Forms

Chattanooga | Greeneville | Jackson | Knoxville | Memphis | Nashville | Winchester |

Texas Bankruptcy Forms

Albilene | Amarillo | Austin | Beaumont | Corpus Christi | Dallas | El Paso | Fort Worth | Galveston | Houston | Laredo | Lubbock | Midland | Plano | San Angelo | San Antonio | Tyler | Waco | Wichita Falls |

Utah Bankruptcy Forms

Ogden | Saint George | Salt Lake City |

Virginia Bankruptcy Forms

Alexandria | Newport News | Norfolk | Richmond | Roanoke |

Vermont Bankruptcy Forms

Rutland |

Washington Bankruptcy Forms

Seattle | Spokane | Tacoma | Yakima |

Wisconsin Bankruptcy Forms

Eau Claire | Madison | Milwaukee |

West Virginia Bankruptcy Forms

Beckley | Bluefield | Charleston | Clarksburg | Huntington | Parkersburg | Wheeling |

Wyoming Bankruptcy Forms

Casper | Cheyenne |

 

 

 

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Texas Bankruptcy Resources

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Welcome, Texas users of Nolo's

How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy
LegalConsumer.com helps you find local information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of LegalConsumer.com and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on LegalConsumer.com are a perfect combination. The book is designed to work with LegalConsumer.com's means test calculator and lists of Texas exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using Texas exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

"Clear instructions on when and how to fill out the necessary forms."
-Forbes

"Exceptionally clear…"
-The New York Times

"A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
-Newsweek


Press Reviews

"Exceptionally clear."
The New York Times
"How to File for Chapter 7 Bankruptcy advises on everything from how to file court papers to how to respond to threats from creditors.... A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
Newsweek
"An in-depth guide to filing under Chapter 7, including state-by-state and federal exemptions as well as forms for do-it-yourself filers."
Kiplinger’s Personal Finance Magazine
"Can help you decide if bankruptcy is the right option for you."
Detroit News
"A valuable, easy-to-understand workbook."
Los Angeles Times
"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."
Forbes
"The best [bankruptcy books] I know are published by Nolo."
Harry S. Gross, host of
“Speaking of Your Money”
"Covers all the recent changes to the bankruptcy law, and shows you how to get through the entire process with the least damage."
Accounting Today

Customer Review

"I bit the bullet, and purchased Nolo's How to File Chapter 7 Bankruptcy. I represented myself in court and I was granted a discharge of all debts five months later."
Danielle A.,
Richmond, VA
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Filing Chapter 13 bankruptcy lets you cut down debts and keep valuable assets.

If you're considering Chapter 13 bankruptcy, which lets you wipe out some of your debt and pay back the rest over time, use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes new information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the atest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

"An excellent book that can guide you through the process."
-Forbes

"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
-Attorney Gary Klein, Coauthor of Consumer Bankruptcy Law and Practice

"An excellent resource …"
-Consumers Digest


Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News

 

The New Bankruptcy

The New Bankruptcy

If you're feeling overwhelmed by debt, you may be considering bankruptcy. But is filing bankruptcy the right solution for you and your family? Find out with this plain-English book.

The New Bankruptcy provides the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy can help solve your debt problems. Find out:

  • the differences between Chapter 7 and Chapter 13 bankruptcy
  • whether or not you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • whether you'll be able to keep cars and other assets
  • how bankruptcy affects your credit score
  • other ways to handle your debt problems

The latest edition of The New Bankruptcy includes updated lists of assets you can keep (exemptions) when you file bankruptcy, plus the latest rules handed down by the Supreme Court as it interprets the federal bankruptcy law. You'll also get worksheets to help you determine whether you can file for bankruptcy, helpful checklists, and easy-to-understand information for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today