Bankruptcy Information

Bankruptcy Information
Legal Consumer - Bankruptcy Means Test

Bankruptcy Info for Your Zip Code

California Bankruptcy Information

Bankruptcy Exemptions for California

Enter Your Zip Code  

or . . . Select Your County

Alameda County Bankruptcy Exemptions [CAN] (Oakland)

Alpine County Bankruptcy Exemptions [CAE] (Markleeville)

Amador County Bankruptcy Exemptions [CAE] (Jackson)

Butte County Bankruptcy Exemptions [CAE] (Oroville)

Calaveras County Bankruptcy Exemptions [CAE] (San Andreas)

Colusa County Bankruptcy Exemptions [CAE] (Colusa)

Contra Costa County Bankruptcy Exemptions [CAN] (Martinez)

Del Norte County Bankruptcy Exemptions [CAN] (Crescent City)

El Dorado County Bankruptcy Exemptions [CAE] (Placerville)

Fresno County Bankruptcy Exemptions [CAE] (Fresno)

Glenn County Bankruptcy Exemptions [CAE] (Willows)

Humboldt County Bankruptcy Exemptions [CAN] (Eureka)

Imperial County Bankruptcy Exemptions [CAS] (El Centro)

Inyo County Bankruptcy Exemptions [CAE] (Independence)

Kern County Bankruptcy Exemptions [CAE] (Bakersfield)

Kings County Bankruptcy Exemptions [CAE] (Hanford)

Lake County Bankruptcy Exemptions [CAN] (Lakeport)

Lassen County Bankruptcy Exemptions [CAE] (Susanville)

Los Angeles County Bankruptcy Exemptions [CAC] (Los Angeles)

Madera County Bankruptcy Exemptions [CAE] (Madera)

Marin County Bankruptcy Exemptions [CAN] (San Rafael)

Mariposa County Bankruptcy Exemptions [CAE] (Mariposa)

Mendocino County Bankruptcy Exemptions [CAN] (Ukiah)

Merced County Bankruptcy Exemptions [CAE] (Merced)

Modoc County Bankruptcy Exemptions [CAE] (Alturas)

Mono County Bankruptcy Exemptions [CAE] (Bridgeport)

Monterey County Bankruptcy Exemptions [CAN] (Salinas)

Napa County Bankruptcy Exemptions [CAN] (Napa)

Nevada County Bankruptcy Exemptions [CAE] (Nevada City)

Orange County Bankruptcy Exemptions [CAC] (Santa Ana)

Placer County Bankruptcy Exemptions [CAE] (Auburn)

Plumas County Bankruptcy Exemptions [CAE] (Quincy)

Riverside County Bankruptcy Exemptions [CAC] (Riverside)

Sacramento County Bankruptcy Exemptions [CAE] (Sacramento)

San Benito County Bankruptcy Exemptions [CAN] (Hollister)

San Bernardino County Bankruptcy Exemptions [CAC] (San Bernardino)

San Diego County Bankruptcy Exemptions [CAS] (San Diego)

San Francisco County Bankruptcy Exemptions [CAN] (San Francisco)

San Joaquin County Bankruptcy Exemptions [CAE] (Stockton)

San Luis Obispo County Bankruptcy Exemptions [CAC] (San Luis Obispo)

San Mateo County Bankruptcy Exemptions [CAN] (Redwood City)

Santa Barbara County Bankruptcy Exemptions [CAC] (Santa Barbara)

Santa Clara County Bankruptcy Exemptions [CAN] (San Jose)

Santa Cruz County Bankruptcy Exemptions [CAN] (Santa Cruz)

Shasta County Bankruptcy Exemptions [CAE] (Redding)

Sierra County Bankruptcy Exemptions [CAE] (Downieville)

Siskiyou County Bankruptcy Exemptions [CAE] (Yreka)

Solano County Bankruptcy Exemptions [CAE] (Fairfield)

Sonoma County Bankruptcy Exemptions [CAN] (Santa Rosa)

Stanislaus County Bankruptcy Exemptions [CAE] (Modesto)

Sutter County Bankruptcy Exemptions [CAE] (Yuba City)

Tehama County Bankruptcy Exemptions [CAE] (Red Bluff)

Trinity County Bankruptcy Exemptions [CAE] (Weaverville)

Tulare County Bankruptcy Exemptions [CAE] (Visalia)

Tuolumne County Bankruptcy Exemptions [CAE] (Sonora)

Ventura County Bankruptcy Exemptions [CAC] (Ventura)

Yolo County Bankruptcy Exemptions [CAE] (Woodland)

Yuba County Bankruptcy Exemptions [CAE] (Marysville)

Bankruptcy Calculators for Other States:

If you don't know your zip code, look for your city, or click on your state if you don't see your city.

Alaska Bankruptcy Exemptions

Anchorage | Fairbanks | Juneau | Ketchikan | Nome |

Alabama Bankruptcy Exemptions

Anniston | Birmingham | Dothan | Mobile | Montgomery | Opelika | Tuscaloosa |

Arkansas Bankruptcy Exemptions

Batesville | El Dorado | Fayetteville | Fort Smith | Harrison | Helena | Hot Springs | Jonesboro | Little Rock | Pine Bluff | Texarkana |

Arizona Bankruptcy Exemptions

Phoenix | Prescott Valley | Tucson | Yuma |

California Bankruptcy Exemptions

Eureka | Fresno | Los Angeles | Modesto | Oakland | Riverside | Sacramento | Salinas | San Diego | San Francisco | San Jose | Santa Ana | Santa Barbara | Santa Rosa | Woodland Hills |

Colorado Bankruptcy Exemptions

Denver | Grand Junction | Pueblo |

Connecticut Bankruptcy Exemptions

Bridgeport | Hartford | New Haven |

District of Columbia Bankruptcy Exemptions

Washington |

Delaware Bankruptcy Exemptions

Wilmington |

Florida Bankruptcy Exemptions

Fort Lauderdale | Fort Myers | Gainesville | Jacksonville | Miami | Orlando | Panama City | Pensacola | Tallahassee | Tampa | Viera | West Palm Beach |

Georgia Bankruptcy Exemptions

Atlanta | Augusta | Brunswick | Columbus | Dublin | Gainesville | Macon | Newnan | Rome | Savannah | Statesboro | Waycross |

Hawaii Bankruptcy Exemptions

Honolulu |

Iowa Bankruptcy Exemptions

Cedar Rapids | Des Moines | Dubuque | Fort Dodge | Independence | Mason City | Sioux City |

Idaho Bankruptcy Exemptions

Boise | Coeur d Alene | Moscow | Pocatello |

Illinois Bankruptcy Exemptions

Benton | Chicago | Danville | East Saint Louis | Peoria | Rockford | Springfield |

Indiana Bankruptcy Exemptions

Evansville | Fort Wayne | Hammond | Indianapolis | Lafayette | New Albany | South Bend | Terre Haute |

Kansas Bankruptcy Exemptions

Kansas City | Topeka | Wichita |

Kentucky Bankruptcy Exemptions

Ashland | Bowling Green | Covington | Frankfort | Lexington | London | Louisville | Owensboro | Paducah | Pikeville |

Louisiana Bankruptcy Exemptions

Alexandria | Baton Rouge | Lafayette | New Orleans | Shreveport |

Massachusetts Bankruptcy Exemptions

Boston | Hyannis | Springfield | Worcester |

Maryland Bankruptcy Exemptions

Baltimore | Greenbelt | Salisbury |

Maine Bankruptcy Exemptions

Bangor | Portland |

Michigan Bankruptcy Exemptions

Bay City | Detroit | Flint | Grand Rapids | Kalamazoo | Lansing | Marquette | Traverse City |

Minnesota Bankruptcy Exemptions

Duluth | Fergus Falls | Minneapolis | Saint Paul |

Missouri Bankruptcy Exemptions

Cape Girardeau | Hannibal | Kansas City | Saint Louis |

Mississippi Bankruptcy Exemptions

Aberdeen | Greenville | Gulfport | Hattiesburg | Jackson | Oxford |

Montana Bankruptcy Exemptions

Billings | Butte | Great Falls | Kalispell | Missoula |

North Carolina Bankruptcy Exemptions

Asheville | Charlotte | Greensboro | Raleigh | Wilson | Winston Salem |

North Dakota Bankruptcy Exemptions

Bismarck | Fargo | Grand Forks | Minot |

Nebraska Bankruptcy Exemptions

Lincoln | Omaha |

New Hampshire Bankruptcy Exemptions

Manchester |

New Jersey Bankruptcy Exemptions

Camden | Newark | Trenton |

New Mexico Bankruptcy Exemptions

Albuquerque | Las Cruces | Roswell |

Nevada Bankruptcy Exemptions

Las Vegas | Reno |

New York Bankruptcy Exemptions

Albany | Brooklyn | Buffalo | Islip | New York | Poughkeepsie | Rochester | Syracuse | Utica | White Plains |

Ohio Bankruptcy Exemptions

Akron | Canton | Cincinnati | Cleveland | Columbus | Dayton | Toledo | Youngstown |

Oklahoma Bankruptcy Exemptions

Oklahoma City | Okmulgee | Tulsa |

Oregon Bankruptcy Exemptions

Eugene | Portland |

Pennsylvania Bankruptcy Exemptions

Erie | Harrisburg | Johnstown | Philadelphia | Pittsburgh | Reading | Wilkes Barre |

Rhode Island Bankruptcy Exemptions

Providence |

South Carolina Bankruptcy Exemptions

Charleston | Columbia | Spartanburg |

South Dakota Bankruptcy Exemptions

Aberdeen | Pierre | Rapid City | Sioux Falls |

Tennessee Bankruptcy Exemptions

Chattanooga | Greeneville | Jackson | Knoxville | Memphis | Nashville | Winchester |

Texas Bankruptcy Exemptions

Albilene | Amarillo | Austin | Beaumont | Corpus Christi | Dallas | El Paso | Fort Worth | Galveston | Houston | Laredo | Lubbock | Midland | Plano | San Angelo | San Antonio | Tyler | Waco | Wichita Falls |

Utah Bankruptcy Exemptions

Ogden | Saint George | Salt Lake City |

Virginia Bankruptcy Exemptions

Alexandria | Newport News | Norfolk | Richmond | Roanoke |

Vermont Bankruptcy Exemptions

Rutland |

Washington Bankruptcy Exemptions

Seattle | Spokane | Tacoma | Yakima |

Wisconsin Bankruptcy Exemptions

Eau Claire | Madison | Milwaukee |

West Virginia Bankruptcy Exemptions

Beckley | Bluefield | Charleston | Clarksburg | Huntington | Parkersburg | Wheeling |

Wyoming Bankruptcy Exemptions

Casper | Cheyenne | |







California Bankruptcy Resources


Products & services offered in advertisements are not endorsed or reviewed by What's this?


Want to talk to a local bankruptcy lawyer right away?

Total Bankruptcy can connect you with a bankruptcy attorney near you. Fill out the evaluation form or call (877) 257-9043.


About Total Bankruptcy

Total Bankruptcy is sponsored by consumer bankruptcy attorneys from across the country, and provides hundreds of pages of free consumer bankruptcy information, articles, blog posts, and other resources on its website at Total Bankruptcy's President, Kevin Chern, is the former managing partner of the largest consumer bankruptcy law firm in the United States, and has personally filed thousands of consumer bankruptcy cases.

Although Total Bankruptcy provides extensive free information about Chapter 7 and Chapter 13 bankruptcy and regular updates on bankruptcy news and developments, many consumers need help understanding how the bankruptcy laws apply in their particular circumstances and making good decisions about their next steps. A consumer bankruptcy attorney may be the best source of that information, so Total Bankruptcy makes it easy for consumers by scheduling free, no-obligation calls with local bankruptcy attorneys.


What's This?

As you use the website, you'll see ways to submit your name and other information to local attorneys through various third party websites.

LegalConsumer has no affiliation with these websites other than as a paid advertiser, and does not collect any of the information gathered here. The information you enter below is submitted directly to the Total Lawyer/Total Bankruptcy affiliate program and is passed on to local attorneys who may contact you.

LeglalConsumer raises advertising revenue through such endeavors, to help keep this site free to all users.

LegalConsumer makes no representation that the lawyers you will reach through this service are any better or worse than lawyers you would reach by other means.

As we say elsewhere in this site, do your homework so you understand what your attorney is doing, and you'll be better able to tell whether your attorney is qualified to handle your case.


Welcome, users of Nolo's

How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy helps you find local information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on are a perfect combination. The book is designed to work with's means test calculator and lists of exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

"Clear instructions on when and how to fill out the necessary forms."

"Exceptionally clear…"
-The New York Times

"A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."

Press Reviews

"Exceptionally clear."
The New York Times
"How to File for Chapter 7 Bankruptcy advises on everything from how to file court papers to how to respond to threats from creditors.... A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
"An in-depth guide to filing under Chapter 7, including state-by-state and federal exemptions as well as forms for do-it-yourself filers."
Kiplinger’s Personal Finance Magazine
"Can help you decide if bankruptcy is the right option for you."
Detroit News
"A valuable, easy-to-understand workbook."
Los Angeles Times
"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."
"The best [bankruptcy books] I know are published by Nolo."
Harry S. Gross, host of
“Speaking of Your Money”
"Covers all the recent changes to the bankruptcy law, and shows you how to get through the entire process with the least damage."
Accounting Today

Customer Review

"I bit the bullet, and purchased Nolo's How to File Chapter 7 Bankruptcy. I represented myself in court and I was granted a discharge of all debts five months later."
Danielle A.,
Richmond, VA
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Filing Chapter 13 bankruptcy lets you cut down debts and keep valuable assets.

If you're considering Chapter 13 bankruptcy, which lets you wipe out some of your debt and pay back the rest over time, use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes new information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the atest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

"An excellent book that can guide you through the process."

"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
-Attorney Gary Klein, Coauthor of Consumer Bankruptcy Law and Practice

"An excellent resource …"
-Consumers Digest

Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News


The New Bankruptcy

The New Bankruptcy

If you're feeling overwhelmed by debt, you may be considering bankruptcy. But is filing bankruptcy the right solution for you and your family? Find out with this plain-English book.

The New Bankruptcy provides the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy can help solve your debt problems. Find out:

  • the differences between Chapter 7 and Chapter 13 bankruptcy
  • whether or not you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • whether you'll be able to keep cars and other assets
  • how bankruptcy affects your credit score
  • other ways to handle your debt problems

The latest edition of The New Bankruptcy includes updated lists of assets you can keep (exemptions) when you file bankruptcy, plus the latest rules handed down by the Supreme Court as it interprets the federal bankruptcy law. You'll also get worksheets to help you determine whether you can file for bankruptcy, helpful checklists, and easy-to-understand information for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today