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Courts provide free bankruptcy forms, but good luck asking for help filling them out. Most court clerks will say they can't help you -- because that would be "practicing law."
Go figure. The government will help you fill out tax forms (it offers comprehensive instructions and free phone help for that), but prohibits court staff from giving instructions for completing bankruptcy forms. If you think this makes no sense, you're right.
Fortunately, for less than $30, you can
How to File for Chapter 7 Bankruptcy - (14th Ed.).
For 20 years, this book has helped thousands of debtors navigate the confusing maze of rules involved in filing for bankruptcy. The 14th edition covers the requirements added by the new bankruptcy law, and guides you step-by-step, line by line, through each of the official forms required to file for Chapter 7 bankruptcy.
Warning -- Only the 14th edition of this book is current. Older Editions are Out of Date: Some websites still offer "new" copies of previous editions of this book. Don't buy them. Bankruptcy changed substantially in 2005 and older editions do not cover the new law.
The New York Times
|"How to File for Chapter 7 Bankruptcy advises on everything from how to file court papers to how to respond to threats from creditors.... A do-it-yourself bankruptcy book for people who can’t afford expensive lawyers."
|"An in-depth guide to filing under Chapter 7, including state-by-state and federal exemptions as well as forms for do-it-yourself filers."
Kiplinger’s Personal Finance Magazine
|"Can help you decide if bankruptcy is the right option for you."
|"A valuable, easy-to-understand workbook."
Los Angeles Times
|"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."
|"The best [bankruptcy books] I know are published by Nolo."
Harry S. Gross, host of
“Speaking of Your Money”
|"Covers all the recent changes to the bankruptcy law, and shows you how to get through the entire process with the least damage."
|"I bit the bullet, and purchased Nolo's How to File Chapter 7 Bankruptcy. I represented myself in court and I was granted a discharge of all debts five months later."
Buy & download now @