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Virginia Bankruptcy Info

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Virginia Bankruptcy Information

Alexandria  .  Newport News  .  Norfolk  .  Richmond  .  Roanoke  . 

Virginia Median Income Standards

 

Virginia Bankruptcy Exemptions

Virginia Homestead

Must file homestead declaration before filing for bankruptcy
$5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000

Vehicle

Motor vehicles to $6,000 total ($10,000 if needed for occupation or education)

Wages

Minimum 75% of weekly disposable earnings or 40 times the federal minimum hourly wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors

Personal property & Tools of Trade

Clothing to $1,000
Family portraits & heirlooms to $5,000 total
Household furnishings to $5,000
Firearms to $3,000
Pets
Wedding and engagement rings
Tools, books, and instruments of trade, including motor vehicles, to $10,000, needed in your occupation or education
For farmer, pair of horses, or mules with gear; one wagon or cart, one tractor to $3,000; 2 plows & wedges; one drag, harvest cradle, pitchfork, rake; fertilizer to $1,000

WildCard

Unused portion of homestead or personal property exemption
$10,000 of any property for disabled veterans

More info About __ Bankrutpcy Exemptions including citations.

Virginia Bankruptcy Courts

  • Virginia Eastern District Bankruptcy Court

    Counties Served:
    Accomack, Amelia, Arlington, Brunswick, Caroline, Charles , City, Chesterfield, Culpeper, Dinwiddie, Essex, Fairfax, Fauquier, Gloucester, Goochland, Greensville, Hanover, Henrico, Isle of Wight, James City, King and Queen, King George, King, William, Lancaster, Loudoun, Louisa, Lunenberg, Mathews, Mecklenberg, Middlesex, New Kent, Northampton, Northumberland, Nottoway, Orange, Powhatan, Prince Edward, Prince George, Prince William, Richmond, Southampton, Spotsylvania, Stafford, Surry, Sussex, Westmoreland, York

  • Virginia Western District Bankruptcy Court

    Counties Served:
    Albermarle, Allegheny, Amherst, Appomattox, Augusta, Bath, Bedford, Bland, Botecourt, Buchanan, Buckingham, Campbell, Carroll, Charlotte, Clarke, Craig, Cumberland, Dickenson, Floyd, Fluvanna, Franklin, Frederick, Giles, Grayson, Greene, Halifax, Henry, Highland, Lee, Madison, Montgomery, Nelson, Page, Patrick, Pitsylvania, Pulaski, Rappahannoc, Roanoke, Rockbridge, Rockingham, Russell, Scott, Shenandoa, Smith, Tazewell, Warrenm Washingon, Wise, Wythe

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