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Miscellaneous Exemptions -- State System

Miscellaneous Exemptions Under New Jersey Law

See also, "Wildcard"

Miscellaneous Exemptions Under Federal Non-Bankruptcy Law

Miscellaneous Exemptions -- Federal System § 522

Can New Jersey debtors use the Federal Bankruptcy exemptions instead of New Jersey exemptions?

Yes. Federal exemptions are available.

The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if

  • you haven't lived in any state longer than 180 days for a while,
  • or
  • if your state allows the Federal exemptions as a choice.

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Jurisdictional relevance: ST

There are versions of this article for each State.