Alabama Motor Vehicle Exemption & Other Personal Property Exemptions

 

How much equity in your car or truck can you protect if you file for bankruptcy in Alabama?

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Alabama Personal Property Exemptions — State System

Personal Property Exemptions Under Alabama Law

CAR:

none (see wild card)

Federal Non-Bankruptcy Personal Property Exemptions
(available only if using State System)

Personal Property Exemptions — Federal System § 522(d)

Can Alabama debtors use the Federal Bankruptcy exemptions instead of Alabama exemptions?

No. Federal Exemptions not available. Ala. Code § 6-10-11.

The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if

  • you haven't lived in any state longer than 180 days for a while,
  • or
  • if your state allows the Federal exemptions as a choice.

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Jurisdictional relevance: ST

There are versions of this article for each State.