West Virginia Motor Vehicle Exemption & Other Personal Property Exemptions

 

How much equity in your car or truck can you protect if you file for bankruptcy in West Virginia?

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West Virginia Personal Property Exemptions — State System

Personal Property Exemptions Under West Virginia Law

CAR:

Motor vehicle to $7,500 per debtor

Federal Non-Bankruptcy Personal Property Exemptions
(available only if using State System)

Personal Property Exemptions — Federal System § 522(d)

Can West Virginia debtors use the Federal Bankruptcy exemptions instead of West Virginia exemptions?

Yes, as of July 1. 2021. W. Va. Code § 38-10-4.

The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if

  • you haven't lived in any state longer than 180 days for a while,
  • or
  • if your state allows the Federal exemptions as a choice.

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Jurisdictional relevance: ST

There are versions of this article for each State.