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Life insurance, annuities, speical trusts

New Jersey Insurance Exemptions

Most states have exemptions for life insurance but it's important to figure out what part of the insurance is exempt.
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Updated: 2021-03-09 by

Federal Non-Bankruptcy Insurance Exemptions (available in all states)

US Bankruptcy Code § 522 Insurance Exemptions

The Federal Bankruptcy Code Exemptions under section 522 are available to you if

  • you haven't lived in any state longer than 180 days for a while, or
  • if your state allows the Federal exemptions as a choice.

Does New Jersey allow debtor the option of using the Federal Bankruptcy exemptions instead of state law exemptions?

Yes. Federal exemptions are available.

 

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New Jersey Pension Exemptions

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