Chapter 13 bankruptcy works by giving you an installment plan for paying all or part of your debts over time. If you want to file for bankruptcy but earn too much to qualify for Chapter 7, you may still be eligible for Chapter 13.
Select your state from the list on this page to get a local overview of the Chapter 13 process, including:
- Advantages of Chapter 13
- Chapter 13 Payment Plans
- Debts You Can Discharge
- Debts You Can’t Discharge
- Chapter 13 Bankruptcy Exemptions
- Figuring Out if You’re Eligible
- How to File for Bankruptcy
You may also be interested in:
How Chapter 7 bankruptcy can help you cancel your debts, protect your exempt property, and stop bill collectors.
Tips for keeping bankruptcy costs down, from court filing fees to mandatory counseling costs to getting legal help.
Most people file for bankruptcy in the federal district court closest to where they've lived for the past six months.