Most people file for bankruptcy in the federal district court closest to where they've lived for the past six months. But if you run a business in a different district and most of your property is located there, you may have to file in the federal court serving that location. And if you've moved recently, you may have to file at the bankruptcy court serving the county where you used to live.
The reason behind these filing rules is that the bankruptcy court wants to be able to easily find you and your property.
To find your local bankruptcy court, select your state from the list on this page.
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Tips for keeping bankruptcy costs down, from court filing fees to mandatory counseling costs to getting legal help.
Steps for filing bankruptcy in your state, from learning whether you qualify, to completing and filing bankruptcy forms, to discharging your debts and getting on with your life.
Consumer bankruptcy filing reached a 34 year low in 2020, because forbearance and other programs prevented the normal collection efforts, like wage garnishment and foreclosure, — the things that usually prompt people to recognize how dire their situation is — prompting them to file. Whether the timing for filing for bankruptcy is now or later, the time to talk to a bankruptcy attorney IS NOW, so you can take full advantage of the financial protections that bankruptcy law can provide, and avoid common financial mistakes in the year to 18 months before filing, that may cause you to lose assets you could otherwise keep in bankruptcy.