Insurance — Life, Disability

State	Description
CO	Disability benefits to $200 per month; if receive lump sum, entire amount exempt Colo. Rev. Stat. � 10-16-212
CO	Homeowners' insurance proceeds for 1 year after received, to homestead exemption amount Colo. Rev. Stat. � 38-41-209
CO	Life insurance cash surrender value to $100,000, except contributions to policy within past 48 months Colo. Rev. Stat. § 13-54-102 (1)(l)
CO	Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary's creditors Colo. Rev. Stat. � 10-7-106