AK Wages

State Description

AK

Weekly net earnings to $473; for sole wage earner in a household, $716; if you don't receive weekly or semi-monthly pay, can claim $1,890 in cash or liquid assets paid any month; for sole wage earner in household, $2,970

AL

With respect to consumer loans, consumer credit sales, and consumer leases, 75% of weekly net earnings or 30 times the federal minimum hourly wage; all other cases, 75% of earned but unpaid wages; bankruptcy judge may authorize more for low-income debtors

AR

Earned but unpaid wages due for 60 days; in no event less than $25 per week

AZ

90% of earned but unpaid weekly net earnings or 60 times the federal minimum hourly wage; 50% of wages for support orders; bankruptcy judge may authorize more for low-income debtors

C2

None

CA

Minimum 75% of wages paid within 30 days prior to filing

CA

Public employees' vacation credits; if receiving installments, at least 75%

CO

Minimum 75% of weekly net earnings or 30 times the federal or state minimum wage, whichever is greater, including pension and insurance payments

CT

Minimum 75% of earned but unpaid weekly disposable earnings, or 40 times the state or federal hourly minimum wage, whichever is greater. Conn. Gen. Stat. § 52-361a(f). Disposable income is that left after deductions of taxes, normal retirement contributions, union dues and fees, and health or group life insurance premiums. All wages earned by a public assistance recipient under an incentive earnings program are exempt. Conn. Gen. Stat. § 52-352b(d). No garnishment unless judgment debtor has failed to comply with an installment payment order. Conn. Gen. Stat. § 52-361a(a). Garnishment will be for the statutory maximum, unless the court provides otherwise pursuant to motion for modification. Conn. Gen. Stat. § 52-361a(f). No more than one garnishment at a time. Conn. Gen. Stat. § 52-361a(f). Employer may not discharge or discipline employee for garnishment unless there are more than seven wage executions in one calendar year. Conn. Gen. Stat. § 52-361a(j). Survival after payment/deposit: $1000 of identifiable, directly-deposited wages, deposited during the sixty days before the execution are exempt. Conn. Gen. Stat. § 52-367b(c)

DC

Wages of prisoners in a work release program

DC

Minimum 75% of earned but unpaid wages, pension payments; bankruptcy judge may authorize more for low-income debtors

DC

Nonwage (including pension & retirement) earnings to $200/mo for head of family; else $60/mo for a maximum of two months

DC

Payment for loss of future earnings

DE

85% of earned but unpaid wages

FL

100% of wages for heads of family up to $750 per week either unpaid or paid and deposited into bank account for up to 6 months

FL

Federal government employees' pension payments needed for support & received 3 months prior

GA

Minimum 75% of earned but unpaid weekly disposable earnings, or 40 times the state or federal hourly minimum wage, whichever is greater, for private & federal workers; bankruptcy judge may authorize more for low-income debtors

HI

Unpaid wages due for services of past 31 days

HI

Prisoner's wages held by Dept. of Public Safety (except for restitution, child support, and other claims)

IA

Expected annual earnings Amount NOT exempt per year $0 to $12,000 -- $250 $12,000 to $16,000 -- $400 $16,000 to $24,000 -- $800 $24,000 to $35,000 -- $1,000 $35,000 to $50,000 -- $2,000 More than $50,000 -- 10% Not exempt from spousal or child support In bankruptcy, exemptions of wages and tax refunds may not exceed $1,000

IA

Wages or salary of a prisoner

ID

Minimum 75% of earned but unpaid weekly disposable earnings, or 30 times the federal hourly minimum wage, whichever is greater, but not more than $2,500 per calendar year; pension payments; bankruptcy judge may authorize more for low-income debtors

IL

Minimum 85% of earned but unpaid weekly wages or 45 times the federal minimum hourly wage; bankruptcy judge may authorize more for low-income debtors. NOTE This exemption may no longer be allowed by all Illinois courts. See In re Radzilowski, 448 BR 767.

IN

Minimum 75% of earned but unpaid weekly disposable earnings, or 30 times the federal hourly minimum wage; bankruptcy judge may authorize more for low-income debtors

KS

Minimum 75% of disposable weekly wages or 30 times the federal minimum hourly wage per week, whichever is greater; bankruptcy judge may authorize more for low-income debtors

KY

Minimum 75% of disposable weekly earnings or 30 times the federal minimum hourly wage per week, whichever is greater; bankruptcy judge may authorize more for low-income debtors

LA

Wages earned out of state exempt from out of state debts

LA

Minimum 75% of disposable weekly earnings or 30 times the federal minimum hourly wage per week, whichever is greater; bankruptcy judge may authorize more for low-income debtors

MA

Earned but unpaid wages to 85% of gross wages OR 50 times minimum wage per week, whichever is greater

MD

Earned but unpaid wages, the greater of 75% or $145 per week; in Kent, Caroline, & Queen Anne's of Worcester Counties, the greater of 75% or 30 times federal minimum hourly wage

ME

None

MI

Head of household may keep 60% of earned but unpaid wages (no less than $15/week), plus $2/week per nonspouse dependent; if not head of household may keep 40% (no less than $10/week)

MN

Minimum 75% of weekly disposable earnings or 40 times federal minimum hourly wage, whichever is greater

MN

Wages deposited into bank accounts for 20 days after depositing

MN

Wages, paid within 6 mos. of returning to work, after receiving welfare or after incarceration; includes earnings deposited in a financial institution in the last 60 days 550.37 subd. 14

MO

Wages of servant or common laborer to $90

MO

Minimum 75% of weekly earnings (90% of weekly earnings for head of family), or 30 times the federal minimum hourly wage, whichever is more; bankruptcy judge may authorize more for low-income debtors

MS

Earned but unpaid wages owed for 30 days; after 30 days, minimum 75% of earned but unpaid weekly disposable earnings, or 30 times the federal hourly minimum wage, whichever is greater (bankruptcy judge may authorize more for low-income debtors)

MT

Minimum 75% of earned but unpaid weekly disposable earnings, or 30 times the federal hourly minimum wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors

NC

Earned but unpaid wages received 60 days before filing for bankruptcy, needed for support

ND

Minimum 75% of disposable weekly earnings or 40 times the federal minimum wage, whichever is more; bankruptcy judge may authorize more for low-income debtors NOTE: This exemption is only applicable in garnishment proceedings.

NE

Minimum 85% of earned but unpaid weekly disposable earnings or pension payments for head of family; minimum 75% of earned but unpaid weekly disposable earnings, or 30 times the federal hourly minimum wage, whichever is greater, for all others; bankruptcy judge may authorize more for low-income debtors

NH

Earned but unpaid wages of spouse

NH

50 times the federal minimum hourly wage per week NOTE: Does not apply as a bankruptcy exemption provision. In re Damast, 136 B.R. 11, 20 (Bankr. D. N.H. 1991)

NJ

Wages or allowances received by military personnel

NJ

90% of earned but unpaid wages if annual income under 250% of the poverty level for family size; 75% if annual income is more than that amount

NM

Minimum 75% of disposable earnings or 40 times the hourly minimum wage (state, fed, or local), whichever is more; bankruptcy judge may authorize more for low-income debtors

NV

Minimum 75% of disposable weekly earnings or 50 times the federal minimum hourly wage per week, whichever is more; bankruptcy judge may authorize more for low-income debtors

NY

90% of earnings from dairy farmer's sales to milk dealers

NY

100% of pay of noncommissioned officer, private, or musician in U.S. or N.Y. state armed forces

NY

90% of earned wages within 60 days before filing

NY

wages exempt from installment payments while on public assistance

OH

Minimum 75% of disposable weekly earnings or 40 times the federal hourly minimum wage, whichever is higher; bankruptcy judge may authorize more for low-income debtors

OK

75% of wages earned in 90 days before filing bankruptcy; bankruptcy judge may allow more if you show hardship

OR

75% of disposable wages or $170 per week, whichever is greater; bankruptcy judge may authorize more for low-income debtors

OR

PA

Prison inmates wages (repealed)

PA

Wages of victims of abuse

PA

Earned but unpaid wages

RI

Earned but unpaid wages to $50

RI

Earned but unpaid wages due military member on active duty

RI

Earned but unpaid wages due seaman

RI

Wages of any person who had been receiving public assistance are exempt for 1 year after going off of relief

RI

Wages of spouse & minor children

RI

Wages paid by charitable organization or fund providing relief to the poor

SC

None

SD

Earned wages owed 60 days before filing bankruptcy, needed for support of family

SD

Wages of prisoners in work programs

TN

Minimum 75% of disposable weekly earnings or 30 times the federal minimum hourly wage, whichever is more, plus $2.50 per week per child; bankruptcy judge may authorize more for low-income debtors

TX

Earned but unpaid wages

TX

Unpaid commissions not to exceed 25% of total personal property exemptions

US

None

UT

Earnings to lesser of (1) 75% of debtor's disposable earnings (50% for child support) or (2) amount by which disposable earnings exceed 37x the minimum wage per week.

UT

Unpaid earnings as of the date of filing not more than 1/24th or of the annual Median Income for the state of Utah, or 1/12 if earnings are not paid more than once a month.

VA

Parent w household gross income, including any support payments for children living in the home, less than $1,750 per month, can exempt from wage garnishment: * $34 per week for one child; * $52 per week for two children; * $66 per week for three or more children

VA

Minimum 75% of weekly disposable earnings or 40 times the federal minimum hourly wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors

VT

Minimum 75% of weekly disposable earnings or 30 times the federal minimum hourly wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors

VT

Entire wages, if you received welfare during 2 months before filing

WA

Minimum 75% of weekly disposable earnings or 30 times the federal minimum hourly wage, whichever is greater; bankruptcy judge may authorize more for low-income debtors

WA

Earnings of work release prisoners

WI

75% of weekly net income or 30 times the greater of the federal or state minimum hourly wage; bankruptcy judge may authorize more for lowincome debtors

WI

Wages of inmates under work-release plan

WI

Wages of county jail prisoners

WI

Wages of county work camp prisoners

WV

Minimum 30 times the federal minimum hourly wage per week; bankruptcy judge may authorize more for low-income debtors

WY

Minimum 75% of disposable weekly earnings or 30 times the federal hourly minimum wage, whichever is more

WY

Earnings of National Guard members

WY

Wages of inmates on work release

WY

Wages of inmates in adult community corrections program

WY

Wages of inmates in correctional industries program

ZN

Seaman's wages (while on a voyage) persuant to a written contract

ZN

Minimum 75% of disposable weekly earnings or 30 times the federal hourly wage, whichever is more; bankruptcy judge may authorize more for low-income debtors. NOTE: Declared not a bankruptcy exemption by numerous Federal courts