Coronavirus Updates and Information for Jackson, NC

LegalConsumer Coronavirus Updates for North Carolina

Hey there! We're doing our best to keep up to date in these crazy times, and let you know about:

Coronavirus Unemployment Benefits in North Carolina

Getting COVID-19 Financial Help in North Carolina

Family Issues, Divorce, Child Custody, Handling Affairs of Deceased Loved Ones

What We're Reading...

COVID-19 Eviction Suspensions & Free Eviction Resources for North Carolina

CDC Eviction order

The CDC has issued an order that precludes landlords from evicting a tenant if a tenant has signed a declaration attesting to certain critera.

Summary: North Carolina Eviction Resources

It's estimated that by October 2020, one in five Americans, as many as 23 million, may be facing eviction. We've searched the Internet to collect the best eviction defense and housing assistance resources. Here's what we found.

Best Web Resources on North Carolina Coronavirus Eviction Information

Here's the best info on evictions that we've found on the Internet for surviving the COVID-19 economic challenges.

North Carolina Legal Aid Office: LawHelpNC

Browse the website for North Carolina’s legal aid office, for the latest on covid 19 eviction help.

North Carolina’s Legal Aid office offers help on evictions.

North Carolina Eviction Law:

Nolo provides a detailed state specific description of the eviction process in North Carolina. You can also search the web for eviction law in Northampton County, or North Carolina.

HUD - 50-State Specific Covid Information for Housing

The federal Department of Housing and Urban Development (HUD) offers free links to local housing resources in North Carolina.

HUD Resources for North Carolina

JustShelter.org Community Resources for North Carolina

Just Shelter has organized links 600+ organizations working hard to preserve affordable housing, prevent eviction, and reduce family homelessness around the nation. Here's there info for North Carolina

NCLC Free Book on Surving Debt

The National Consumer Law Center (NCLC) has made free their excellent book on "Surviving Debt" during the Coronavirus pandemic.

  • Chapter 20 Evictions
    • This chapter of the book explains in detail your legal options when facing eviction. 
    • Often your best option when faced with an eviction is to buy yourself enough time to find alternate housing that is both affordable and adequate, with minimal disruption to your life. This chapter offers defenses to evictions that can buy you some time.


Other good Sources (via NCLC)

Analysis of CARES ACT Eviction Protections: The National Housing Law Center has issued an analysis of federal and state eviction suspensions.

Self-help and advocate eviction pleadings and forms: Go to lawhelpinteractive.org, click on the state on the map and search for self-represented or advocate materials. If there are forms available, you will be referred to the LSC-approved or court-approved websites where all forms are listed. Some states also have eviction expungement forms.

The Anti-Eviction Mapping Project has a listing of enacted and pending state and local actions related to evictions.

Regional Housing Legal Services has an updated list of tenant protections during the emergency.

The Eviction Lab also has detailed state-by-state listings regarding renter protections during the emergency.

50 State Google Doc Tracks Eviction Moratoria in all states

A state-by-state list of eviction moratoria is now published by the National Housing Law Project, researched by students at Columbia and University of Pennsylvania. It includes 24 categories of information concerning eviction for each state. more...  

Free COVID-19 Resources from NCLC (National Consumer Law Center)

The National Consumer Law Center is considered the best sources for information about consumer law. Their materials are used by attorneys nationwide.

They have announced FREE resources to the public on a variety of debt and credit topics, including  free (during the Coronavirus crisis) access to their online book on Surviving Debt. 

Free Book From NCLC Surviving Debt

Their free online book offers these extremely timely tips to consumers on how rules you should be following now if you've got more expenses you can handle.

LegalConsumer.com highly recommends the materials from the National Consumer Law Center. They are an outstanding organization who advise legal aid lawyers throughout the nation. No one has more knowledge of those who are facing debts.


NCLC Announcement

New Free NCLC Resources in Response to COVID-19 

NCLC has been working hard to create and disseminate resources to help attorneys and consumers navigate the COVID-19 crisis, including the following:

NCLC remains committed to providing consumers and attorneys with the most up-to-date information about COVID-related consumer protections, and continues to add content to our Digital Library article on Major Protections Announced in Response to COVID-19and the COVID-19 & Consumer Protectionspage on our website as new information becomes available.

New Article on Enforcing CARES Act Credit Reporting Provisions 

The economic harm caused by the COVID-19 pandemic will soon translate into pervasive credit reporting harm, as millions of consumers become unable to pay their credit obligations, and creditors, debt collectors, and others furnish negative information about them to the nationwide consumer reporting agencies (CRAs). 

A new NCLC articleexplains how consumers can protect their credit reports by enforcing the modest protections offered by the CARES Act, including detailed commentary on:

  • Scope and Application of the CARES Act Credit Reporting Provision
  • Credit Reporting Rights Under the CARES Act
  • Consumer Enforcement of the CARES Act Credit Reporting Provision
  • Special Enforcement Rights for California Consumers

Even the credit reporting industry acknowledges that there will likely be problems with implementation of these new protections, given the large volume of accommodations that creditors are processing and new customer service staff who may be inexperienced in dealing with credit reporting issues. Consumers and advocates are advised to be proactive and vigilant, and to visit NCLC's Credit Reports page for regular updates.

Where to Return a Stimulus Payment to a Dead Person? (If you want to)

As reported by AARP recently, "The Treasury and the IRS didn’t use death records to stop payments to dead people because the IRS did not think they had the authority to deny payments to those who filed a 2019 tax return, according to the Government Accountability Office. Treasury also noted that the CARES Act required them to distribute the checks as quickly as possible."

As a result, the IRS has said:

“A [stimulus] payment made to someone who died before receipt of the payment should be returned to the IRS by following the instructions about repayments,” according to updated guidance posted on IRS.gov on May 6. more...