Free COVID-19 Resources from NCLC (National Consumer Law Center)
The National Consumer Law Center is considered the best sources for information about consumer law. Their materials are used by attorneys nationwide.
They have announced FREE resources to the public on a variety of debt and credit topics, including free (during the Coronavirus crisis) access to their online book on Surviving Debt.
Free Book From NCLC Surviving Debt
Their free online book offers these extremely timely tips to consumers on how rules you should be following now if you've got more expenses you can handle.
LegalConsumer.com highly recommends the materials from the National Consumer Law Center. They are an outstanding organization who advise legal aid lawyers throughout the nation. No one has more knowledge of those who are facing debts.
New Free NCLC Resources in Response to COVID-19
NCLC has been working hard to create and disseminate resources to help attorneys and consumers navigate the COVID-19 crisis, including the following:
NCLC remains committed to providing consumers and attorneys with the most up-to-date information about COVID-related consumer protections, and continues to add content to our Digital Library article on Major Protections Announced in Response to COVID-19and the COVID-19 & Consumer Protectionspage on our website as new information becomes available.
New Article on Enforcing CARES Act Credit Reporting Provisions
The economic harm caused by the COVID-19 pandemic will soon translate into pervasive credit reporting harm, as millions of consumers become unable to pay their credit obligations, and creditors, debt collectors, and others furnish negative information about them to the nationwide consumer reporting agencies (CRAs).
A new NCLC articleexplains how consumers can protect their credit reports by enforcing the modest protections offered by the CARES Act, including detailed commentary on:
- Scope and Application of the CARES Act Credit Reporting Provision
- Credit Reporting Rights Under the CARES Act
- Consumer Enforcement of the CARES Act Credit Reporting Provision
- Special Enforcement Rights for California Consumers
Even the credit reporting industry acknowledges that there will likely be problems with implementation of these new protections, given the large volume of accommodations that creditors are processing and new customer service staff who may be inexperienced in dealing with credit reporting issues. Consumers and advocates are advised to be proactive and vigilant, and to visit NCLC's Credit Reports page for regular updates.