Garlock, CA Obamacare Guide
What California Residents Need to Know About Obamacare for 2021
The Affordable Care Act, also known as Obamacare, has not been struck down or repealed. California open enrollment for 2021 plans runs from November 1 until January 31, 2021.
The news has been full of uncertainty about the future of the Affordable Care Act (Obamacare) as the law once again sits before the U.S. Supreme Court. However, a ruling on that case is still many months away and chaotic political winds could shift and affect the law before that time. For 2021 health plans, you can use Covered California to compare plans, sign up for coverage, and get financial assistance.
This website provides information about getting health insurance under the ACA, including:
- whether you must get health insurance
- what the available plans cover
- how much coverage will cost
- how to sign up for a plan
- how to get help if you need it.
To begin, keep in mind these key points about health insurance in California:
How To Sign Up for Obamacare in California
To sign up for a health plan under the Affordable Care Act (Obamacare) you can go directly to Covered California, the online health insurance marketplace for California. If you need personalized help, you can reach out to one of the many types of enrollment assistants working remotely during the COVID-19 crisis.
For 2021 health plans, California open enrollment runs from November 1 until January 31, 2021. During the month of October, you can shop and compare plans or you can renew a Covered California Plan that you already have. If you enroll in new coverage by December 15, your coverage will begin on January 1, 2021.
Where's the California Health Care Exchange?
You can find the health insurance exchange for California at Covered California. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
Getting Personalized Help with Enrollment
In California, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a certified enrollment counselor or from a licensed health insurance agent or broker.
Enrollment counselors can explain your options, answer your questions, and help you apply for the plan you choose -- but they can't recommend a specific plan for you.
To find an enrollment counselor, go to Find Help at Covered California. You can then search for a certified helper in your area.