What Massachusetts Residents Need to Know About Obamacare for 2020
The Affordable Care Act, also known as Obamacare, has NOT been struck down or repealed. In Massachusetts, enrollment for 2020 health insurance begins on November 1, 2019.
This website provides information about getting health insurance under the Affordable Care Act (ACA), including:
- whether you must get health insurance
- what the available plans cover
- how much coverage will cost
- how to sign up for a plan
- how to get help if you need it.
To begin, keep in mind these key points about health insurance in Massachusetts:
1. Massachusetts law requires you to have health insurance.
Obamacare's federal tax penalty went away in 2019. But Massachusetts has had its own health insurance requirement since 2006. That means most Massachusetts residents must have health insurance or face a state tax penalty. The penalty applies only to adults, and the cost depents on your income and the rates for various health plans offered in the state. (You can find the penalty amounts for tax year 2019 in this document from Mass.gov.)
To find out if your current health plan complies with state law or to find out whether you qualify for an exemption, see Do I Have to Get Health Insurance in Massachusetts?