How To Sign Up for Obamacare in New Mexico
For 2024 health insurance plans, New Mexico open enrollment runs from November 1, 2023 through January 15, 2024. If you enroll by December 15, your coverage will begin on January 1, 2024.
Once the open enrollment period has ended, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)
To sign up for a health plan under the Affordable Care Act (Obamacare) you can go directly to the online health insurance marketplace for New Mexico at beWellnm -- or you can get help in person or over the phone.
Where's the New Mexico Health Care Exchange?
You can find the health insurance exchange for New Mexico at beWellnm. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
Getting In-Person Help with Enrollment
In New Mexico, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from an enrollment assistant or from a licensed health insurance agent or broker.
Enrollment assistants can explain your options, answer your questions, and help you apply for your chosen plan, but they can’t legally recommend a specific one for you.
How Much Does Obamacare Insurance Cost in New Mexico?
This article explains the costs of health care plans offered under the Affordable Care Act (commonly called Obamacare) for individuals or families who are currently uninsured or not covered by a job-based health plan.
What you'll pay for an Obamacare plan depends on five things:
- The level of coverage you choose
- Whether you qualify for a subsidy
- Where you live in New Mexico
- Your age
- Whether you smoke
Read on to learn more about each of these factors.
1. The Level of Coverage You Choose
Obamacare insurance plans offer four levels of coverage:
Platinum -- covers approximately 90% of health care costs
Gold -- covers approximately 80% of health care costs
Silver -- covers approximately 70% of health care costs
Bronze –- covers approximately 60% of health care costs