Basics
- Obamacare Basics for Your State - (Basics)
Rates
- Obamacare Rates for County - (Rates)
How to Enroll
- Obamacare Enrollment - (How to Enroll)
Financial Help
- Obamacare Financial Assistance - (Financial Help)
Life Situations
- Obamacare for Different Life Situations - (Life Situations)
  • Obamacare for Self-Employed People
    What sole proprietors and independent contractors in your state should know about health insurance under the Affordable Care Act (Obamacare).
  • Domestic Partners and Obamacare
    If you're a registered domestic partner or have entered into a civil union, how you apply for coverage under the Affordable Care Act (Obamacare) depends on your state’s law.
  • Obamacare and Seniors
    For seniors, coverage options under the Affordable Care Act depend on whether or not you're covered by Medicare.
  • How Obamacare Can Help the Unemployed
    Learn what the Affordable Care Act (Obamacare) means for unemployed residents of your state, including new options for health insurance coverage.
  • Obamacare and Students
    Four ways students who need health insurance can get covered under the Affordable Care Act (Obamacare).
- Using Your Obamacare Health Insurance Plan - (Using Your Plan)
- Obamacare News - (News)

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Can I Use a Paper Application to Get Obamacare?

If you want to apply for Obamacare (the Affordable Care Act) using a paper application, you can. Here's how to find the forms for your state.

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New York Obamacare (Affordable Care Act) Paper Applications

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Do I Have to Get Health Insurance in State?
 
How To Sign Up for Obamacare in State

Updated: 2020-07-10 by

When Obamacare first launched, the federal and state health insurance marketplaces (also called “exchanges”) were plagued by technical troubles. Many people who tried to sign up for new health insurance plans online in the early days were unable to complete their applications.

Because of these difficulties, some individuals and application assistants turned to the old-school way of getting health insurance -- paper applications.

Applying on Paper May Not Be Better or Faster

When facing a slow or broken online health insurance exchange, using a paper application may seem tempting -- at least it would provide the feeling of getting something done. However, paper forms may not speed up the process at all. On the contrary, they could slow down your application even more.

The worker who reviews your paper application must manually enter the information from your forms into the same system you would use online at your state’s exchange. It won’t work any faster for them than it does for you. Plus, using a paper application opens up more opportunity for error by putting more people between you and your goal of getting insurance.

It’s still best to apply online if you can. That said, if you feel that you’re unlikely to come back and apply for health insurance later, you may want to go ahead and complete a paper application now. 

To get a paper application, call the NY State of Health customer service center and let them know you want to apply on paper. They'll point you to a downloadable application or send you one in the mail. For detailed NY State of Health contact information, see How To Sign Up for Obamacare in your state.

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<   FAQ Contents

Using an Insurance Agent or Broker to Sign Up for Obamacare

If you want some help choosing among your health care options under the Affordable Care Act (Obamacare) or if you just need a hand completing an application, help is available. If your state has its own health insurance exchange, you can call or email for free help. You can also get free, in-person guidance from trained enrollment counselors who are certified to help folks with Obamacare.

You can also seek help from a licensed insurance agent or broker. They can help you:

  • figure out whether you qualify for subsidies
  • help you compare plans and explain confusing features or terms
  • recommend plans for you, and
  • walk you through the application process.

You won’t have to pay agents or brokers, who are usually paid by the insurance companies whose policies they sell.

All states have certified brokers and agents available to help individuals and businesses sign up for new plans. For details on what's available to you, select your state from the list on this page.


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Do I Have to Get Health Insurance in State?
 
How To Sign Up for Obamacare in State

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