Sorry, this page is not available for New York zip codes at this time.
Sorry, at this time, the RATES page is only available in states who use the Federal Marketplace website HelathCare.gov. Data for State run exchanges will be added as it becomes available.
You can use the rates page for any of the following states.
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Ways to Save Money on Obamacare in New York
Under the Affordable Care Act (ACA) in New York, you may be able to reduce your health insurance through tax credits or, if your income is very low, by qualifying for Medicaid.
Many people who apply for coverage at the New York exchange will be eligible for some form of financial assistance. Read on to learn more about your options.
Who Qualifies for Obamacare Tax Credits?
If you are under age 65 and not eligible for job-based health coverage or Medicaid, a tax credit -- called the Advance Premium Tax Credit -- may help you pay your monthly premiums.
The tax credit is available for those whose annual income is between 100% and 400% of the federal poverty level, meaning:
How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in New York
If you’re confused by your health care choices under Obamacare -- or if you’re having a difficult time completing an application -- there are many ways to get help. For example, you can call the New York health insurance exchange for telephone support or obtain free, in-person guidance from trained assisters or “navigators.” You can also seek help from a licensed insurance agent or broker.
Given the technical flaws in many online health care marketplaces, getting help from an agent or broker is an attractive option for many people. Agents and brokers, while grappling with most of the same delays and hassles faced by individuals, can make the process easier in several important ways, including:
- determining whether you qualify for subsidies
- helping you compare plan prices and coverage details, while explaining any complicated features or terms
- recommending plans that would be best for you (government assisters are not permitted to suggest specific plans), and
- walking you through the application process.
A qualified broker will have years of experience and expertise, and may be able to help you understand your health coverage options in a way that less experienced navigators cannot.