Alabama

Obamacare 2018 Rates

Obamacare 2018 Rates and Health Insurance Providers for Jefferson County,Birmingham,AL


The health insurance rates listed below are for calendar year 2018.

2018 Rates and Providers

(click here for 2014)

(click here for 2015)

(click here for 2016)

(click here for 2017)

This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Jefferson County, Alabama.

Obamacare Providers, Plans and 2018 Rates for Jefferson County

Jefferson County is in “Rating Area 3” of Alabama.

Currently, there are 13 plans offered in Rating Area 3.

Below, you’ll find a summary of plans and rates for each of these providers. This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must either

  • contact a licensed health insurance agent (by contacting one of the advertisers you see on this website)
  • complete an application at HealthCare.gov, or
  • contact the provider directly.

The table below shows premiums for the following scenarios for:

  • Individual
  • Couple
  • Couple with 1 2 or 3 children
  • Individual with 1 2 or 3 children
  • A child alone

Each scenario is covered for age

  • Age 21, 30, 40, 50
  • Age 60 (Individual and Couple only)

For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:

  • a summary of plan benefits and costs,
  • a plan brochure, and
  • a "Provider Directory" -- where you can find out which doctors and hospitals in the Birmingham, AL area accept this insurance coverage as within the plan's "network".

2018 Obamacare Rates Providers, Plans for Jefferson County

Blue Cross and Blue Shield of Alabama

Local: 1-855-350-7437 | Toll Free: 1-855-350-7437

Gold

Plan: (PPO) Blue Value Gold

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $750 : Family: $1,500
Out of Pocket Maximum per year: Individual: $6,000 : Family: $12,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$497.65
$564.83
$636.00
$888.80
$1,350.62
$995.30
$1,129.66
$1,272.00
$1,777.60
$2,701.24
$1,311.31
$1,445.67
$1,588.01
$2,093.61
$1,627.32
$1,761.68
$1,904.02
$2,409.62
$1,943.33
$2,077.69
$2,220.03
$2,725.63
$813.66
$880.84
$952.01
$1,204.81
$1,129.67
$1,196.85
$1,268.02
$1,520.82
$1,445.68
$1,512.86
$1,584.03
$1,836.83
$316.01

Silver

Plan: (PPO) Blue Value Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $2,600 : Family: $5,200
Out of Pocket Maximum per year: Individual: $6,850 : Family: $13,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$466.76
$529.77
$596.52
$833.63
$1,266.79
$933.52
$1,059.54
$1,193.04
$1,667.26
$2,533.58
$1,229.91
$1,355.93
$1,489.43
$1,963.65
$1,526.30
$1,652.32
$1,785.82
$2,260.04
$1,822.69
$1,948.71
$2,082.21
$2,556.43
$763.15
$826.16
$892.91
$1,130.02
$1,059.54
$1,122.55
$1,189.30
$1,426.41
$1,355.93
$1,418.94
$1,485.69
$1,722.80
$296.39

Bronze

Plan: (PPO) Blue Saver Bronze

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $7,150 : Family: $14,300
Out of Pocket Maximum per year: Individual: $7,150 : Family: $14,300

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Bronze 21
30
40
50
60
$291.40
$330.74
$372.41
$520.44
$790.86
$582.80
$661.48
$744.82
$1,040.88
$1,581.72
$767.84
$846.52
$929.86
$1,225.92
$952.88
$1,031.56
$1,114.90
$1,410.96
$1,137.92
$1,216.60
$1,299.94
$1,596.00
$476.44
$515.78
$557.45
$705.48
$661.48
$700.82
$742.49
$890.52
$846.52
$885.86
$927.53
$1,075.56
$185.04

Catastrophic

Plan: (PPO) Blue Protect

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $7,350 : Family: $14,700
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Catastrophic 21
30
40
50
60
$243.82
$276.74
$311.60
$435.46
$661.73
$487.64
$553.48
$623.20
$870.92
$1,323.46
$642.47
$708.31
$778.03
$1,025.75
$797.30
$863.14
$932.86
$1,180.58
$952.13
$1,017.97
$1,087.69
$1,335.41
$398.65
$431.57
$466.43
$590.29
$553.48
$586.40
$621.26
$745.12
$708.31
$741.23
$776.09
$899.95
$154.83

Bronze

Plan: (PPO) Blue HSA Bronze

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $6,450 : Family: $12,900
Out of Pocket Maximum per year: Individual: $6,450 : Family: $12,900

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Bronze 21
30
40
50
60
$290.86
$330.13
$371.72
$519.48
$789.39
$581.72
$660.26
$743.44
$1,038.96
$1,578.78
$766.42
$844.96
$928.14
$1,223.66
$951.12
$1,029.66
$1,112.84
$1,408.36
$1,135.82
$1,214.36
$1,297.54
$1,593.06
$475.56
$514.83
$556.42
$704.18
$660.26
$699.53
$741.12
$888.88
$844.96
$884.23
$925.82
$1,073.58
$184.70

Gold

Plan: (PPO) Blue Cross Select Gold

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $850 : Family: $1,700
Out of Pocket Maximum per year: Individual: $6,000 : Family: $12,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$478.96
$543.62
$612.11
$855.42
$1,299.90
$957.92
$1,087.24
$1,224.22
$1,710.84
$2,599.80
$1,262.06
$1,391.38
$1,528.36
$2,014.98
$1,566.20
$1,695.52
$1,832.50
$2,319.12
$1,870.34
$1,999.66
$2,136.64
$2,623.26
$783.10
$847.76
$916.25
$1,159.56
$1,087.24
$1,151.90
$1,220.39
$1,463.70
$1,391.38
$1,456.04
$1,524.53
$1,767.84
$304.14

Silver

Plan: (PPO) Blue Cross Select Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Blue Cross and Blue Shield of Alabama)
Customer Service Phone: 1-855-350-7437

Deductible: Individual: $2,800 : Family: $5,600
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$423.91
$481.14
$541.76
$757.10
$1,150.49
$847.82
$962.28
$1,083.52
$1,514.20
$2,300.98
$1,117.00
$1,231.46
$1,352.70
$1,783.38
$1,386.18
$1,500.64
$1,621.88
$2,052.56
$1,655.36
$1,769.82
$1,891.06
$2,321.74
$693.09
$750.32
$810.94
$1,026.28
$962.27
$1,019.50
$1,080.12
$1,295.46
$1,231.45
$1,288.68
$1,349.30
$1,564.64
$269.18

Bright Health Insurance Company

Local: 1-844-426-4086 | Toll Free: 1-844-426-4086

Gold

Plan: (EPO) Gold

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $3,000 : Family: $6,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$525.88
$596.88
$672.08
$939.22
$1,427.24
$1,051.76
$1,193.76
$1,344.16
$1,878.44
$2,854.48
$1,385.69
$1,527.69
$1,678.09
$2,212.37
$1,719.62
$1,861.62
$2,012.02
$2,546.30
$2,053.55
$2,195.55
$2,345.95
$2,880.23
$859.81
$930.81
$1,006.01
$1,273.15
$1,193.74
$1,264.74
$1,339.94
$1,607.08
$1,527.67
$1,598.67
$1,673.87
$1,941.01
$333.93

Silver

Plan: (EPO) Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $5,000 : Family: $10,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$426.97
$484.61
$545.66
$762.56
$1,158.79
$853.94
$969.22
$1,091.32
$1,525.12
$2,317.58
$1,125.06
$1,240.34
$1,362.44
$1,796.24
$1,396.18
$1,511.46
$1,633.56
$2,067.36
$1,667.30
$1,782.58
$1,904.68
$2,338.48
$698.09
$755.73
$816.78
$1,033.68
$969.21
$1,026.85
$1,087.90
$1,304.80
$1,240.33
$1,297.97
$1,359.02
$1,575.92
$271.12

Bronze

Plan: (EPO) Bronze

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $7,350 : Family: $14,700
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Bronze 21
30
40
50
60
$302.86
$343.75
$387.06
$540.91
$821.96
$605.72
$687.50
$774.12
$1,081.82
$1,643.92
$798.04
$879.82
$966.44
$1,274.14
$990.36
$1,072.14
$1,158.76
$1,466.46
$1,182.68
$1,264.46
$1,351.08
$1,658.78
$495.18
$536.07
$579.38
$733.23
$687.50
$728.39
$771.70
$925.55
$879.82
$920.71
$964.02
$1,117.87
$192.32

Catastrophic

Plan: (EPO) Catastrophic

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $7,350 : Family: $14,700
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Catastrophic 21
30
40
50
60
$251.16
$285.07
$320.99
$448.58
$681.66
$502.32
$570.14
$641.98
$897.16
$1,363.32
$661.81
$729.63
$801.47
$1,056.65
$821.30
$889.12
$960.96
$1,216.14
$980.79
$1,048.61
$1,120.45
$1,375.63
$410.65
$444.56
$480.48
$608.07
$570.14
$604.05
$639.97
$767.56
$729.63
$763.54
$799.46
$927.05
$159.49

Silver

Plan: (EPO) Silver HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $4,000 : Family: $8,000
Out of Pocket Maximum per year: Individual: $6,650 : Family: $13,300

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$428.36
$486.18
$547.44
$765.04
$1,162.56
$856.72
$972.36
$1,094.88
$1,530.08
$2,325.12
$1,128.73
$1,244.37
$1,366.89
$1,802.09
$1,400.74
$1,516.38
$1,638.90
$2,074.10
$1,672.75
$1,788.39
$1,910.91
$2,346.11
$700.37
$758.19
$819.45
$1,037.05
$972.38
$1,030.20
$1,091.46
$1,309.06
$1,244.39
$1,302.21
$1,363.47
$1,581.07
$272.01

Bronze

Plan: (EPO) Bronze HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Bright Health Insurance Company)
Customer Service Phone: 1-844-426-4086

Deductible: Individual: $6,650 : Family: $13,300
Out of Pocket Maximum per year: Individual: $6,650 : Family: $13,300

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Bronze 21
30
40
50
60
$304.23
$345.30
$388.80
$543.35
$825.68
$608.46
$690.60
$777.60
$1,086.70
$1,651.36
$801.65
$883.79
$970.79
$1,279.89
$994.84
$1,076.98
$1,163.98
$1,473.08
$1,188.03
$1,270.17
$1,357.17
$1,666.27
$497.42
$538.49
$581.99
$736.54
$690.61
$731.68
$775.18
$929.73
$883.80
$924.87
$968.37
$1,122.92
$193.19

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Jefferson County here.

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