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Obamacare 2020 Rates and Health Insurance Providers for Winnebago County , Illinois


Obamacare > Rates > Illinois > Winnebago County

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Winnebago County, Illinois.

The health insurance rates listed below are for calendar year 2020.

Obamacare Providers, Plans and 2020 Rates for Winnebago County, Illinois

Below, you’ll find a summary of the 20 plans for Winnebago County, Illinois and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at HealthCare.gov
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Rockford, IL area accept this insurance coverage as within the plan's network.

2020 Obamacare Rates, Providers, and Plans for Winnebago County

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Blue Cross Blue Shield of Illinois

Local: 1-800-538-8833 | Toll Free: 1-800-538-8833 | TTY: 1-800-526-0844
 

Gold

(HMO) Blue Precision Gold HMO? 207

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $750 $2,250
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$422.85
$479.93
$540.40
$755.20
$1,147.60 		$845.70
$959.86
$1,080.80
$1,510.40
$2,295.20 		$1,169.18
$1,283.34
$1,404.28
$1,833.88 		$1,492.66
$1,606.82
$1,727.76
$2,157.36 		$1,816.14
$1,930.30
$2,051.24
$2,480.84 		$746.33
$803.41
$863.88
$1,078.68 		$1,069.81
$1,126.89
$1,187.36
$1,402.16 		$1,393.29
$1,450.37
$1,510.84
$1,725.64 		$323.48
 

Silver

(HMO) Blue Precision Silver HMO? 206

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,800 $8,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$376.52
$427.35
$481.20
$672.47
$1,021.88 		$753.04
$854.70
$962.40
$1,344.94
$2,043.76 		$1,041.08
$1,142.74
$1,250.44
$1,632.98 		$1,329.12
$1,430.78
$1,538.48
$1,921.02 		$1,617.16
$1,718.82
$1,826.52
$2,209.06 		$664.56
$715.39
$769.24
$960.51 		$952.60
$1,003.43
$1,057.28
$1,248.55 		$1,240.64
$1,291.47
$1,345.32
$1,536.59 		$288.04
 

Bronze

(HMO) Blue Precision Bronze HMO? 205

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,400 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$303.64
$344.63
$388.05
$542.29
$824.07 		$607.28
$689.26
$776.10
$1,084.58
$1,648.14 		$839.56
$921.54
$1,008.38
$1,316.86 		$1,071.84
$1,153.82
$1,240.66
$1,549.14 		$1,304.12
$1,386.10
$1,472.94
$1,781.42 		$535.92
$576.91
$620.33
$774.57 		$768.20
$809.19
$852.61
$1,006.85 		$1,000.48
$1,041.47
$1,084.89
$1,239.13 		$232.28
 

Gold

(PPO) Blue Choice Preferred Gold PPO? 204

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $750 $2,250
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$573.62
$651.06
$733.08
$1,024.48
$1,556.80 		$1,147.24
$1,302.12
$1,466.16
$2,048.96
$3,113.60 		$1,586.06
$1,740.94
$1,904.98
$2,487.78 		$2,024.88
$2,179.76
$2,343.80
$2,926.60 		$2,463.70
$2,618.58
$2,782.62
$3,365.42 		$1,012.44
$1,089.88
$1,171.90
$1,463.30 		$1,451.26
$1,528.70
$1,610.72
$1,902.12 		$1,890.08
$1,967.52
$2,049.54
$2,340.94 		$438.82
 

Silver

(PPO) Blue Choice Preferred Silver PPO? 203

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,200 $6,600
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$497.27
$564.40
$635.51
$888.12
$1,349.58 		$994.54
$1,128.80
$1,271.02
$1,776.24
$2,699.16 		$1,374.95
$1,509.21
$1,651.43
$2,156.65 		$1,755.36
$1,889.62
$2,031.84
$2,537.06 		$2,135.77
$2,270.03
$2,412.25
$2,917.47 		$877.68
$944.81
$1,015.92
$1,268.53 		$1,258.09
$1,325.22
$1,396.33
$1,648.94 		$1,638.50
$1,705.63
$1,776.74
$2,029.35 		$380.41
 

Bronze

(PPO) Blue Choice Preferred Bronze PPO? 202

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,500 $10,500
Maximum Out of Pocket Per Year $6,750 $13,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$428.53
$486.38
$547.66
$765.35
$1,163.02 		$857.06
$972.76
$1,095.32
$1,530.70
$2,326.04 		$1,184.88
$1,300.58
$1,423.14
$1,858.52 		$1,512.70
$1,628.40
$1,750.96
$2,186.34 		$1,840.52
$1,956.22
$2,078.78
$2,514.16 		$756.35
$814.20
$875.48
$1,093.17 		$1,084.17
$1,142.02
$1,203.30
$1,420.99 		$1,411.99
$1,469.84
$1,531.12
$1,748.81 		$327.82
 

Catastrophic

(PPO) Blue Choice Preferred Security PPO? 200

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$358.35
$406.73
$457.97
$640.01
$972.56 		$716.70
$813.46
$915.94
$1,280.02
$1,945.12 		$990.84
$1,087.60
$1,190.08
$1,554.16 		$1,264.98
$1,361.74
$1,464.22
$1,828.30 		$1,539.12
$1,635.88
$1,738.36
$2,102.44 		$632.49
$680.87
$732.11
$914.15 		$906.63
$955.01
$1,006.25
$1,188.29 		$1,180.77
$1,229.15
$1,280.39
$1,462.43 		$274.14
 

Bronze

(PPO) Blue Choice Preferred Bronze PPO? 201 - Two $40 PCP Visits

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,000 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$387.10
$439.36
$494.72
$691.37
$1,050.60 		$774.20
$878.72
$989.44
$1,382.74
$2,101.20 		$1,070.33
$1,174.85
$1,285.57
$1,678.87 		$1,366.46
$1,470.98
$1,581.70
$1,975.00 		$1,662.59
$1,767.11
$1,877.83
$2,271.13 		$683.23
$735.49
$790.85
$987.50 		$979.36
$1,031.62
$1,086.98
$1,283.63 		$1,275.49
$1,327.75
$1,383.11
$1,579.76 		$296.13

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Quartz Health Benefit Plans Corporation

Local: 1-608-644-3430 | Toll Free: 1-800-362-3310 | TTY: 1-800-877-8973
 

Gold

(HMO) Performance Gold I401

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,000 $4,000
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$448.23
$508.74
$572.84
$800.54
$1,216.49 		$896.46
$1,017.48
$1,145.68
$1,601.08
$2,432.98 		$1,239.35
$1,360.37
$1,488.57
$1,943.97 		$1,582.24
$1,703.26
$1,831.46
$2,286.86 		$1,925.13
$2,046.15
$2,174.35
$2,629.75 		$791.12
$851.63
$915.73
$1,143.43 		$1,134.01
$1,194.52
$1,258.62
$1,486.32 		$1,476.90
$1,537.41
$1,601.51
$1,829.21 		$342.89
 

Gold

(HMO) Performance Gold I402 Maintenance

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $1,500 $3,000
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$454.05
$515.34
$580.27
$810.93
$1,232.29 		$908.10
$1,030.68
$1,160.54
$1,621.86
$2,464.58 		$1,255.45
$1,378.03
$1,507.89
$1,969.21 		$1,602.80
$1,725.38
$1,855.24
$2,316.56 		$1,950.15
$2,072.73
$2,202.59
$2,663.91 		$801.40
$862.69
$927.62
$1,158.28 		$1,148.75
$1,210.04
$1,274.97
$1,505.63 		$1,496.10
$1,557.39
$1,622.32
$1,852.98 		$347.35
 

Gold

(HMO) Performance Gold I403 HSA

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $3,000 $6,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$477.13
$541.54
$609.76
$852.14
$1,294.91 		$954.26
$1,083.08
$1,219.52
$1,704.28
$2,589.82 		$1,319.26
$1,448.08
$1,584.52
$2,069.28 		$1,684.26
$1,813.08
$1,949.52
$2,434.28 		$2,049.26
$2,178.08
$2,314.52
$2,799.28 		$842.13
$906.54
$974.76
$1,217.14 		$1,207.13
$1,271.54
$1,339.76
$1,582.14 		$1,572.13
$1,636.54
$1,704.76
$1,947.14 		$365.00
 

Gold

(HMO) Performance Gold I404 HSA

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,000 $4,000
Maximum Out of Pocket Per Year $6,650 $13,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$472.95
$536.79
$604.43
$844.68
$1,283.58 		$945.90
$1,073.58
$1,208.86
$1,689.36
$2,567.16 		$1,307.70
$1,435.38
$1,570.66
$2,051.16 		$1,669.50
$1,797.18
$1,932.46
$2,412.96 		$2,031.30
$2,158.98
$2,294.26
$2,774.76 		$834.75
$898.59
$966.23
$1,206.48 		$1,196.55
$1,260.39
$1,328.03
$1,568.28 		$1,558.35
$1,622.19
$1,689.83
$1,930.08 		$361.80
 

Silver

(HMO) Performance Silver I301

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,300 $8,600
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$461.11
$523.35
$589.29
$823.53
$1,251.43 		$922.22
$1,046.70
$1,178.58
$1,647.06
$2,502.86 		$1,274.96
$1,399.44
$1,531.32
$1,999.80 		$1,627.70
$1,752.18
$1,884.06
$2,352.54 		$1,980.44
$2,104.92
$2,236.80
$2,705.28 		$813.85
$876.09
$942.03
$1,176.27 		$1,166.59
$1,228.83
$1,294.77
$1,529.01 		$1,519.33
$1,581.57
$1,647.51
$1,881.75 		$352.74
 

Silver

(HMO) Performance Silver I302

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,000 $10,000
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$459.60
$521.64
$587.36
$820.84
$1,247.34 		$919.20
$1,043.28
$1,174.72
$1,641.68
$2,494.68 		$1,270.79
$1,394.87
$1,526.31
$1,993.27 		$1,622.38
$1,746.46
$1,877.90
$2,344.86 		$1,973.97
$2,098.05
$2,229.49
$2,696.45 		$811.19
$873.23
$938.95
$1,172.43 		$1,162.78
$1,224.82
$1,290.54
$1,524.02 		$1,514.37
$1,576.41
$1,642.13
$1,875.61 		$351.59
 

Silver

(HMO) Performance Silver I303

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,900 $15,800
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$448.99
$509.59
$573.80
$801.88
$1,218.53 		$897.98
$1,019.18
$1,147.60
$1,603.76
$2,437.06 		$1,241.45
$1,362.65
$1,491.07
$1,947.23 		$1,584.92
$1,706.12
$1,834.54
$2,290.70 		$1,928.39
$2,049.59
$2,178.01
$2,634.17 		$792.46
$853.06
$917.27
$1,145.35 		$1,135.93
$1,196.53
$1,260.74
$1,488.82 		$1,479.40
$1,540.00
$1,604.21
$1,832.29 		$343.47
 

Silver

(HMO) Performance Silver I304 HSA

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,250 $10,500
Maximum Out of Pocket Per Year $5,250 $10,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$479.73
$544.49
$613.09
$856.79
$1,301.98 		$959.46
$1,088.98
$1,226.18
$1,713.58
$2,603.96 		$1,326.45
$1,455.97
$1,593.17
$2,080.57 		$1,693.44
$1,822.96
$1,960.16
$2,447.56 		$2,060.43
$2,189.95
$2,327.15
$2,814.55 		$846.72
$911.48
$980.08
$1,223.78 		$1,213.71
$1,278.47
$1,347.07
$1,590.77 		$1,580.70
$1,645.46
$1,714.06
$1,957.76 		$366.99
 

Expanded Bronze

(HMO) Performance Bronze I201

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,000 $16,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$335.18
$380.43
$428.36
$598.63
$909.67 		$670.36
$760.86
$856.72
$1,197.26
$1,819.34 		$926.77
$1,017.27
$1,113.13
$1,453.67 		$1,183.18
$1,273.68
$1,369.54
$1,710.08 		$1,439.59
$1,530.09
$1,625.95
$1,966.49 		$591.59
$636.84
$684.77
$855.04 		$848.00
$893.25
$941.18
$1,111.45 		$1,104.41
$1,149.66
$1,197.59
$1,367.86 		$256.41
 

Expanded Bronze

(HMO) Performance Bronze I202

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,900 $15,800
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$343.06
$389.36
$438.42
$612.69
$931.04 		$686.12
$778.72
$876.84
$1,225.38
$1,862.08 		$948.56
$1,041.16
$1,139.28
$1,487.82 		$1,211.00
$1,303.60
$1,401.72
$1,750.26 		$1,473.44
$1,566.04
$1,664.16
$2,012.70 		$605.50
$651.80
$700.86
$875.13 		$867.94
$914.24
$963.30
$1,137.57 		$1,130.38
$1,176.68
$1,225.74
$1,400.01 		$262.44
 

Expanded Bronze

(HMO) Performance Bronze I203 HSA

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,750 $13,500
Maximum Out of Pocket Per Year $6,750 $13,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$347.92
$394.88
$444.63
$621.37
$944.24 		$695.84
$789.76
$889.26
$1,242.74
$1,888.48 		$961.99
$1,055.91
$1,155.41
$1,508.89 		$1,228.14
$1,322.06
$1,421.56
$1,775.04 		$1,494.29
$1,588.21
$1,687.71
$2,041.19 		$614.07
$661.03
$710.78
$887.52 		$880.22
$927.18
$976.93
$1,153.67 		$1,146.37
$1,193.33
$1,243.08
$1,419.82 		$266.15
 

Catastrophic

(HMO) Performance Catastrophic I101

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$255.34
$289.81
$326.32
$456.03
$692.99 		$510.68
$579.62
$652.64
$912.06
$1,385.98 		$706.01
$774.95
$847.97
$1,107.39 		$901.34
$970.28
$1,043.30
$1,302.72 		$1,096.67
$1,165.61
$1,238.63
$1,498.05 		$450.67
$485.14
$521.65
$651.36 		$646.00
$680.47
$716.98
$846.69 		$841.33
$875.80
$912.31
$1,042.02 		$195.33

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Winnebago County here.

Winnebago County is in “Rating Area 5” of Illinois.

Currently, there are 20 plans offered in Rating Area 5.

Jo Daviess County Stephenson County Lake County McHenry County Winnebago County Boone County Ogle County Carroll County Cook County Kane County DeKalb County DuPage County Whiteside County Lee County Rock Island County Will County Kendall County La Salle County Henry County Bureau County Grundy County Mercer County Putnam County Kankakee County Stark County Knox County Marshall County Livingston County Henderson County Warren County Iroquois County Ford County Peoria County Woodford County McLean County Tazewell County Fulton County Hancock County McDonough County Vermilion County Mason County Champaign County Logan County Schuyler County Piatt County De Witt County Adams County Menard County Cass County Brown County Macon County Sangamon County Edgar County Douglas County Morgan County Pike County Christian County Scott County Moultrie County Coles County Shelby County Greene County Montgomery County Macoupin County Clark County Calhoun County Cumberland County Jersey County Fayette County Effingham County Crawford County Jasper County Bond County Madison County Clay County Lawrence County Richland County Marion County Clinton County St. Clair County Wayne County Wabash County Edwards County Monroe County Washington County Jefferson County White County Hamilton County Randolph County Perry County Franklin County Jackson County Gallatin County Saline County Williamson County Hardin County Pope County Johnson County Union County Massac County Alexander County Pulaski County Pulaski County

Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016| 2017 | 2018 | 2019

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