Obamacare 2018 Rates and Health Insurance Providers for Monroe County,Albia,IA

The health insurance rates listed below are for calendar year 2018.

2018 Rates and Providers

(click here for 2014)

(click here for 2015)

(click here for 2016)

(click here for 2017)

This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Monroe County, Iowa.

Obamacare Providers, Plans and 2018 Rates for Monroe County

Monroe County is in “Rating Area 5” of Iowa.

Currently, there are 6 plans offered in Rating Area 5.

Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must either

contact a licensed health insurance agent (by contacting one of the advertisers you see on this website)
complete an application at HealthCare.gov, or
contact the provider directly.

The table below shows premiums for the following scenarios for:

Individual
Couple
Couple with 1 2 or 3 children
Individual with 1 2 or 3 children
A child alone

Each scenario is covered for age

Age 21, 30, 40, 50
Age 60 (Individual and Couple only)

For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:

a summary of plan benefits and costs,
a plan brochure, and
a "Provider Directory" -- where you can find out which doctors and hospitals in the Albia, IA area accept this insurance coverage as within the plan's "network".

2018 Obamacare Rates Providers, Plans for Monroe County

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Medica Insurance Company Local: 1-800-918-6165 \| Toll Free: 1-800-918-6165 TTY: 1-888-516-4692
Silver Plan: (PPO) Medica Insure Silver Copay Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $3,500 : Family: $10,500 Out of Pocket Maximum per year: Individual: $7,000 : Family: $14,000 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Silver	21 30 40 50 60	$595.34 $675.70 $760.83 $1,063.26 $1,615.72	$1,190.68 $1,351.40 $1,521.66 $2,126.52 $3,231.44	$1,646.11 $1,806.83 $1,977.09 $2,581.95	$2,101.54 $2,262.26 $2,432.52 $3,037.38	$2,556.97 $2,717.69 $2,887.95 $3,492.81	$1,050.77 $1,131.13 $1,216.26 $1,518.69	$1,506.20 $1,586.56 $1,671.69 $1,974.12	$1,961.63 $2,041.99 $2,127.12 $2,429.55	$455.43
Bronze Plan: (PPO) Medica Insure Bronze Copay Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $6,850 : Family: $13,700 Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Bronze	21 30 40 50 60	$503.82 $571.83 $643.87 $899.81 $1,367.35	$1,007.64 $1,143.66 $1,287.74 $1,799.62 $2,734.70	$1,393.06 $1,529.08 $1,673.16 $2,185.04	$1,778.48 $1,914.50 $2,058.58 $2,570.46	$2,163.90 $2,299.92 $2,444.00 $2,955.88	$889.24 $957.25 $1,029.29 $1,285.23	$1,274.66 $1,342.67 $1,414.71 $1,670.65	$1,660.08 $1,728.09 $1,800.13 $2,056.07	$385.42
Bronze Plan: (PPO) Medica Insure Bronze HSA Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $6,000 : Family: $12,000 Out of Pocket Maximum per year: Individual: $6,650 : Family: $13,300 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Bronze	21 30 40 50 60	$482.97 $548.16 $617.22 $862.57 $1,310.76	$965.94 $1,096.32 $1,234.44 $1,725.14 $2,621.52	$1,335.41 $1,465.79 $1,603.91 $2,094.61	$1,704.88 $1,835.26 $1,973.38 $2,464.08	$2,074.35 $2,204.73 $2,342.85 $2,833.55	$852.44 $917.63 $986.69 $1,232.04	$1,221.91 $1,287.10 $1,356.16 $1,601.51	$1,591.38 $1,656.57 $1,725.63 $1,970.98	$369.47
Catastrophic Plan: (PPO) Medica Insure Catastrophic Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $7,350 : Family: $14,700 Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Catastrophic	21 30 40 50 60	$357.63 $405.89 $457.03 $638.70 $970.57	$715.26 $811.78 $914.06 $1,277.40 $1,941.14	$988.84 $1,085.36 $1,187.64 $1,550.98	$1,262.42 $1,358.94 $1,461.22 $1,824.56	$1,536.00 $1,632.52 $1,734.80 $2,098.14	$631.21 $679.47 $730.61 $912.28	$904.79 $953.05 $1,004.19 $1,185.86	$1,178.37 $1,226.63 $1,277.77 $1,459.44	$273.58
Gold Plan: (PPO) Medica Insure Gold Copay Plus Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $1,000 : Family: $3,000 Out of Pocket Maximum per year: Individual: $5,000 : Family: $10,000 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Gold	21 30 40 50 60	$662.05 $751.41 $846.08 $1,182.40 $1,796.76	$1,324.10 $1,502.82 $1,692.16 $2,364.80 $3,593.52	$1,830.56 $2,009.28 $2,198.62 $2,871.26	$2,337.02 $2,515.74 $2,705.08 $3,377.72	$2,843.48 $3,022.20 $3,211.54 $3,884.18	$1,168.51 $1,257.87 $1,352.54 $1,688.86	$1,674.97 $1,764.33 $1,859.00 $2,195.32	$2,181.43 $2,270.79 $2,365.46 $2,701.78	$506.46
Expanded Bronze Plan: (PPO) Medica Insure Bronze HSA Plus Summary of Benefits and Coverage - Plan Brochure Provider Directory for This Plan: (Medica Insurance Company) Customer Service Phone: 1-800-918-6165 Deductible: Individual: $2,600 : Family: $5,200 Out of Pocket Maximum per year: Individual: $6,650 : Family: $13,300 Monthly Premiums:
Metal level	Age	Individual	Couple	Couple w 1 Kid	Couple w 2 Kids	Couple w3+Kids	Single w 1 Kid	Single w 2 Kids	Single w3+Kids	Child 0-14
Expanded Bronze	21 30 40 50 60	$511.23 $580.23 $653.34 $913.03 $1,387.44	$1,022.46 $1,160.46 $1,306.68 $1,826.06 $2,774.88	$1,413.54 $1,551.54 $1,697.76 $2,217.14	$1,804.62 $1,942.62 $2,088.84 $2,608.22	$2,195.70 $2,333.70 $2,479.92 $2,999.30	$902.31 $971.31 $1,044.42 $1,304.11	$1,293.39 $1,362.39 $1,435.50 $1,695.19	$1,684.47 $1,753.47 $1,826.58 $2,086.27	$391.08

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Monroe County here.

Ways to Save Money on Obamacare in Iowa

Under the Affordable Care Act (ACA) in Iowa, you may be able to reduce your health insurance through tax credits or, if your income is very low, by qualifying for Medicaid.

Many people who apply for coverage at the Iowa exchange will be eligible for some form of financial assistance. Read on to learn more about your options.

Who Qualifies for Obamacare Tax Credits?

Obamacare tax credits can immediately bring down your monthly health insurance premiums; you don't have to wait until tax time to claim them. Using these tax credits, many lower-income Americans are able to sign up for free or very low-cost health insurance plans, while others achieve significant savings on monthly premiums.

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What Happens If I Missed the Iowa Obamacare Enrollment Deadline for 2018?

For 2018, in most states, open enrollment for health insurance under the Affordable Care Act ended on December 15. That means it’s too late for most people to use a health insurance exchange to get coverage for 2018.

If you let the ACA deadline pass you by this year, here are some things to know.

You Can Still Enroll If You Qualify for a “Special Enrollment” Period

Certain life events make you eligible to sign up for health insurance outside of open enrolllment. The circumstances under which you may qualify for special enrollment include:

moving to a new state
having a baby or adopting a child
getting married or divorced
leaving a job and losing your insurance
losing coverage under your parents’ plan
losing coverage because someone on your plan has died
losing other types of health insurance
gaining status as a member of an Indian tribe
becoming an American citizen, or
getting out of prison.

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