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Obamacare 2019 Rates for Polk County


Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Polk County, Iowa.

The health insurance rates listed below are for calendar year 2019.

Obamacare Providers, Plans and 2019 Rates for Polk County, Iowa

Below, you’ll find a summary of the 15 plans for Polk County and rates for each of these providers. This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at HealthCare.gov
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Des Moines, IA area accept this insurance coverage as within the plan's network.

2019 Obamacare Rates, Providers, and Plans for Polk County

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Wellmark Value Health Plan, Inc.

Local: 1-800-819-0893 | Toll Free: 1-800-819-0893 | TTY: 1-888-781-4262

Bronze

Plan: (HMO) Wellmark Value Bronze HMO

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Wellmark Value Health Plan, Inc.)
Customer Service Phone: 1-800-819-0893

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$422.22
$479.22
$539.60
$754.09
$1,145.92
$844.44
$958.44
$1,079.20
$1,508.18
$2,291.84
$1,167.44
$1,281.44
$1,402.20
$1,831.18
$1,490.44
$1,604.44
$1,725.20
$2,154.18
$1,813.44
$1,927.44
$2,048.20
$2,477.18
$745.22
$802.22
$862.60
$1,077.09
$1,068.22
$1,125.22
$1,185.60
$1,400.09
$1,391.22
$1,448.22
$1,508.60
$1,723.09
$385.49

Bronze

Plan: (HMO) Wellmark Value Bronze HDHP HMO

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Wellmark Value Health Plan, Inc.)
Customer Service Phone: 1-800-819-0893

Deductible: Individual: $6,700 | Family: $13,400
Out of Pocket Maximum per year: Individual: $6,700 | Family: $13,400

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$385.91
$438.00
$493.19
$689.23
$1,047.35
$771.82
$876.00
$986.38
$1,378.46
$2,094.70
$1,067.04
$1,171.22
$1,281.60
$1,673.68
$1,362.26
$1,466.44
$1,576.82
$1,968.90
$1,657.48
$1,761.66
$1,872.04
$2,264.12
$681.13
$733.22
$788.41
$984.45
$976.35
$1,028.44
$1,083.63
$1,279.67
$1,271.57
$1,323.66
$1,378.85
$1,574.89
$352.33

Silver

Plan: (HMO) Wellmark Value Silver HMO

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Wellmark Value Health Plan, Inc.)
Customer Service Phone: 1-800-819-0893

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$588.68
$668.15
$752.33
$1,051.38
$1,597.67
$1,177.36
$1,336.30
$1,504.66
$2,102.76
$3,195.34
$1,627.70
$1,786.64
$1,955.00
$2,553.10
$2,078.04
$2,236.98
$2,405.34
$3,003.44
$2,528.38
$2,687.32
$2,855.68
$3,453.78
$1,039.02
$1,118.49
$1,202.67
$1,501.72
$1,489.36
$1,568.83
$1,653.01
$1,952.06
$1,939.70
$2,019.17
$2,103.35
$2,402.40
$537.46

Gold

Plan: (HMO) Wellmark Value Gold HMO

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Wellmark Value Health Plan, Inc.)
Customer Service Phone: 1-800-819-0893

Deductible: Individual: $4,500 | Family: $9,000
Out of Pocket Maximum per year: Individual: $4,500 | Family: $9,000

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$597.03
$677.63
$763.00
$1,066.29
$1,620.34
$1,194.06
$1,355.26
$1,526.00
$2,132.58
$3,240.68
$1,650.79
$1,811.99
$1,982.73
$2,589.31
$2,107.52
$2,268.72
$2,439.46
$3,046.04
$2,564.25
$2,725.45
$2,896.19
$3,502.77
$1,053.76
$1,134.36
$1,219.73
$1,523.02
$1,510.49
$1,591.09
$1,676.46
$1,979.75
$1,967.22
$2,047.82
$2,133.19
$2,436.48
$545.09

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Medica Insurance Company

Local: 1-888-592-8211 | Toll Free: 1-888-592-8211 | TTY: 1-888-516-4692

Silver

Plan: (EPO) Medica Insure Silver Copay

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $3,700 | Family: $11,100
Out of Pocket Maximum per year: Individual: $7,600 | Family: $15,200

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$558.40
$633.77
$713.62
$997.28
$1,515.47
$1,116.80
$1,267.54
$1,427.24
$1,994.56
$3,030.94
$1,543.97
$1,694.71
$1,854.41
$2,421.73
$1,971.14
$2,121.88
$2,281.58
$2,848.90
$2,398.31
$2,549.05
$2,708.75
$3,276.07
$985.57
$1,060.94
$1,140.79
$1,424.45
$1,412.74
$1,488.11
$1,567.96
$1,851.62
$1,839.91
$1,915.28
$1,995.13
$2,278.79
$509.81

Bronze

Plan: (EPO) Medica Insure Bronze Copay

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $6,850 | Family: $13,700
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$407.99
$463.06
$521.40
$728.65
$1,107.26
$815.98
$926.12
$1,042.80
$1,457.30
$2,214.52
$1,128.08
$1,238.22
$1,354.90
$1,769.40
$1,440.18
$1,550.32
$1,667.00
$2,081.50
$1,752.28
$1,862.42
$1,979.10
$2,393.60
$720.09
$775.16
$833.50
$1,040.75
$1,032.19
$1,087.26
$1,145.60
$1,352.85
$1,344.29
$1,399.36
$1,457.70
$1,664.95
$372.49

Bronze

Plan: (EPO) Medica Insure Bronze HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $6,200 | Family: $12,400
Out of Pocket Maximum per year: Individual: $6,750 | Family: $13,500

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$435.09
$493.82
$556.04
$777.06
$1,180.82
$870.18
$987.64
$1,112.08
$1,554.12
$2,361.64
$1,203.02
$1,320.48
$1,444.92
$1,886.96
$1,535.86
$1,653.32
$1,777.76
$2,219.80
$1,868.70
$1,986.16
$2,110.60
$2,552.64
$767.93
$826.66
$888.88
$1,109.90
$1,100.77
$1,159.50
$1,221.72
$1,442.74
$1,433.61
$1,492.34
$1,554.56
$1,775.58
$397.23

Catastrophic

Plan: (EPO) Medica Insure Catastrophic

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$294.59
$334.35
$376.48
$526.12
$799.50
$589.18
$668.70
$752.96
$1,052.24
$1,599.00
$814.54
$894.06
$978.32
$1,277.60
$1,039.90
$1,119.42
$1,203.68
$1,502.96
$1,265.26
$1,344.78
$1,429.04
$1,728.32
$519.95
$559.71
$601.84
$751.48
$745.31
$785.07
$827.20
$976.84
$970.67
$1,010.43
$1,052.56
$1,202.20
$268.95

Expanded Bronze

Plan: (EPO) Medica Insure Bronze HSA Plus

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $3,100 | Family: $6,200
Out of Pocket Maximum per year: Individual: $6,750 | Family: $13,500

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$454.45
$515.79
$580.78
$811.64
$1,233.36
$908.90
$1,031.58
$1,161.56
$1,623.28
$2,466.72
$1,256.55
$1,379.23
$1,509.21
$1,970.93
$1,604.20
$1,726.88
$1,856.86
$2,318.58
$1,951.85
$2,074.53
$2,204.51
$2,666.23
$802.10
$863.44
$928.43
$1,159.29
$1,149.75
$1,211.09
$1,276.08
$1,506.94
$1,497.40
$1,558.74
$1,623.73
$1,854.59
$414.91

Gold

Plan: (EPO) Inspire by Medica Gold Copay

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $750 | Family: $2,250
Out of Pocket Maximum per year: Individual: $6,500 | Family: $13,000

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$402.31
$456.61
$514.14
$718.50
$1,091.83
$804.62
$913.22
$1,028.28
$1,437.00
$2,183.66
$1,112.38
$1,220.98
$1,336.04
$1,744.76
$1,420.14
$1,528.74
$1,643.80
$2,052.52
$1,727.90
$1,836.50
$1,951.56
$2,360.28
$710.07
$764.37
$821.90
$1,026.26
$1,017.83
$1,072.13
$1,129.66
$1,334.02
$1,325.59
$1,379.89
$1,437.42
$1,641.78
$367.30

Silver

Plan: (EPO) Inspire by Medica Silver Copay

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $3,700 | Family: $11,100
Out of Pocket Maximum per year: Individual: $7,600 | Family: $15,200

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$446.72
$507.02
$570.90
$797.82
$1,212.37
$893.44
$1,014.04
$1,141.80
$1,595.64
$2,424.74
$1,235.17
$1,355.77
$1,483.53
$1,937.37
$1,576.90
$1,697.50
$1,825.26
$2,279.10
$1,918.63
$2,039.23
$2,166.99
$2,620.83
$788.45
$848.75
$912.63
$1,139.55
$1,130.18
$1,190.48
$1,254.36
$1,481.28
$1,471.91
$1,532.21
$1,596.09
$1,823.01
$407.85

Bronze

Plan: (EPO) Inspire by Medica Bronze Copay

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $6,850 | Family: $13,700
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$326.42
$370.48
$417.16
$582.97
$885.89
$652.84
$740.96
$834.32
$1,165.94
$1,771.78
$902.55
$990.67
$1,084.03
$1,415.65
$1,152.26
$1,240.38
$1,333.74
$1,665.36
$1,401.97
$1,490.09
$1,583.45
$1,915.07
$576.13
$620.19
$666.87
$832.68
$825.84
$869.90
$916.58
$1,082.39
$1,075.55
$1,119.61
$1,166.29
$1,332.10
$298.02

Bronze

Plan: (EPO) Inspire by Medica Bronze HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $6,200 | Family: $12,400
Out of Pocket Maximum per year: Individual: $6,750 | Family: $13,500

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$348.10
$395.08
$444.86
$621.68
$944.71
$696.20
$790.16
$889.72
$1,243.36
$1,889.42
$962.49
$1,056.45
$1,156.01
$1,509.65
$1,228.78
$1,322.74
$1,422.30
$1,775.94
$1,495.07
$1,589.03
$1,688.59
$2,042.23
$614.39
$661.37
$711.15
$887.97
$880.68
$927.66
$977.44
$1,154.26
$1,146.97
$1,193.95
$1,243.73
$1,420.55
$317.80

Catastrophic

Plan: (EPO) Inspire by Medica Catastrophic

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$235.66
$267.46
$301.15
$420.86
$639.54
$471.32
$534.92
$602.30
$841.72
$1,279.08
$651.59
$715.19
$782.57
$1,021.99
$831.86
$895.46
$962.84
$1,202.26
$1,012.13
$1,075.73
$1,143.11
$1,382.53
$415.93
$447.73
$481.42
$601.13
$596.20
$628.00
$661.69
$781.40
$776.47
$808.27
$841.96
$961.67
$215.14

Expanded Bronze

Plan: (EPO) Inspire by Medica Bronze HSA Plus

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Medica Insurance Company)
Customer Service Phone: 1-888-592-8211

Deductible: Individual: $3,100 | Family: $6,200
Out of Pocket Maximum per year: Individual: $6,750 | Family: $13,500

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$363.59
$412.66
$464.65
$649.35
$986.74
$727.18
$825.32
$929.30
$1,298.70
$1,973.48
$1,005.32
$1,103.46
$1,207.44
$1,576.84
$1,283.46
$1,381.60
$1,485.58
$1,854.98
$1,561.60
$1,659.74
$1,763.72
$2,133.12
$641.73
$690.80
$742.79
$927.49
$919.87
$968.94
$1,020.93
$1,205.63
$1,198.01
$1,247.08
$1,299.07
$1,483.77
$331.94

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Polk County here.

Polk County is in “Rating Area 2” of Iowa.

Currently, there are 15 plans offered in Rating Area 2.

Obamacare Rates and Providers for Past Years

2014 | 2015 | 2016| 2017 | 2018

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