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Maine residents can find rates and family health insurance plans available from CoverME, the official marketplace for Washington County, ME.
We offer county-specific rate listings for states who use the Federal Marketplace website HelathCare.gov:
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For 2023 health plans, Maine open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline?)
To get covered, you can go directly to the online health insurance marketplace for Maine. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
You can find the health insurance exchange for Maine at CoverME. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in Maine in 2021, that’s $20,120. For a family of four, it’s $41,400.)
However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of October 2021, 12 states have not expanded their programs.
Maine voters approved Medicaid expansion in November 2017, but the state's governor at the time, Paul LePage, refused to do anything about it. When Governor Janet Mills took office in January 2019, she immediately opened enrollment in expanded Medicaid for Mainers.
The following links and telephone numbers take you to the official help resources for CoverME, the health insurance marketplace for Maine.
Help by phone: 800-318-2596 (TTY: 855-889-4325)
In-person help: Go to Find Local Help, where you can enter your city and state or zip code to find an application assister, insurance agent, or health insurance broker in your area.
To directly connect with a Maine insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)
For more detailed information, see How Do I Sign Up for Obamacare in Maine?
