Saginaw County, Michigan - Obamacare

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Obamacare 2021 Rates and Health Insurance Providers for Saginaw County , Michigan

Obamacare > Rates > Michigan > Saginaw County

Obamacare Rates and Providers for Other Years

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Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Saginaw County, Michigan.

The health insurance rates listed below are for calendar year 2021.

Obamacare Providers, Plans and 2021 Rates for Saginaw County, Michigan

Below, you’ll find a summary of the 33 plans for Saginaw County, Michigan and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

  • Blue Cross Blue Shield of Michigan Mutual Insurance Company

    Local: 1-888-288-2738 | Toll Free: 1-888-288-2738 | TTY: 1-800-481-8704

  • Priority Health

    Local: 1-855-682-5217 | Toll Free: 1-855-682-5217 | TTY: 1-888-551-6761

  • McLaren Health Plan Community

    Local: 1-888-327-0671 | Toll Free: 1-888-327-0671 | TTY: 1-800-356-3232

  • Blue Care Network of Michigan

    Local: 1-888-227-2345 | Toll Free: 1-888-227-2345 | TTY: 1-800-257-9980

    • For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

    The table below shows premiums for the following profiles at various ages:

    • Individuals
    • Couples
    • Couples with 1, 2, or 3 children
    • Individuals with 1, 2, or 3 children
    • A child alone

    Each plan links to the insurance provider's website. You can find the following:

    • Summary of plan benefits and costs
    • Plan brochure
    • Provider Directory where you can find out which doctors and hospitals in the Saginaw, MI area accept this insurance coverage as within the plan's network.

    2021 Obamacare Rates, Providers, and Plans for Saginaw County

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    Blue Cross Blue Shield of Michigan Mutual Insurance Company

    Local: 1-888-288-2738 | Toll Free: 1-888-288-2738 | TTY: 1-800-481-8704
    Toc - Plan #1

    Catastrophic

    (PPO) Blue Cross¨ Premier PPO Value

    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$215,31
    $244,38
    $275,17
    $384,54
    $584,35     		$430,62
    $488,76
    $550,34
    $769,08
    $1 168,70     		$595,33
    $653,47
    $715,05
    $933,79     		$760,04
    $818,18
    $879,76
    $1 098,50     		$924,75
    $982,89
    $1 044,47
    $1 263,21     		$380,02
    $409,09
    $439,88
    $549,25     		$544,73
    $573,80
    $604,59
    $713,96     		$709,44
    $738,51
    $769,30
    $878,67     		$164,71
    Toc - Plan #2

    Expanded Bronze

    (PPO) Blue Cross¨ Premier PPO Bronze HSA

    Annual Out of Pocket Expenses
    Individual Family
    $6,950 $13,900 Annual Deductible
    $6,950 $13,900 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$292,02
    $331,44
    $373,20
    $521,55
    $792,54     		$584,04
    $662,88
    $746,40
    $1 043,10
    $1 585,08     		$807,44
    $886,28
    $969,80
    $1 266,50     		$1 030,84
    $1 109,68
    $1 193,20
    $1 489,90     		$1 254,24
    $1 333,08
    $1 416,60
    $1 713,30     		$515,42
    $554,84
    $596,60
    $744,95     		$738,82
    $778,24
    $820,00
    $968,35     		$962,22
    $1 001,64
    $1 043,40
    $1 191,75     		$223,40
    Toc - Plan #3

    Silver

    (PPO) Blue Cross¨ Premier PPO Silver

    Annual Out of Pocket Expenses
    Individual Family
    $2,500 $5,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$394,68
    $447,96
    $504,40
    $704,90
    $1 071,16     		$789,36
    $895,92
    $1 008,80
    $1 409,80
    $2 142,32     		$1 091,29
    $1 197,85
    $1 310,73
    $1 711,73     		$1 393,22
    $1 499,78
    $1 612,66
    $2 013,66     		$1 695,15
    $1 801,71
    $1 914,59
    $2 315,59     		$696,61
    $749,89
    $806,33
    $1 006,83     		$998,54
    $1 051,82
    $1 108,26
    $1 308,76     		$1 300,47
    $1 353,75
    $1 410,19
    $1 610,69     		$301,93
    Toc - Plan #4

    Gold

    (PPO) Blue Cross¨ Premier PPO Gold

    Annual Out of Pocket Expenses
    Individual Family
    $750 $1,500 Annual Deductible
    $7,200 $14,400 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$493,30
    $559,90
    $630,44
    $881,03
    $1 338,82     		$986,60
    $1 119,80
    $1 260,88
    $1 762,06
    $2 677,64     		$1 363,97
    $1 497,17
    $1 638,25
    $2 139,43     		$1 741,34
    $1 874,54
    $2 015,62
    $2 516,80     		$2 118,71
    $2 251,91
    $2 392,99
    $2 894,17     		$870,67
    $937,27
    $1 007,81
    $1 258,40     		$1 248,04
    $1 314,64
    $1 385,18
    $1 635,77     		$1 625,41
    $1 692,01
    $1 762,55
    $2 013,14     		$377,37
    Toc - Plan #5

    Bronze

    (PPO) Blue Cross¨ Premier PPO Bronze Saver

    Annual Out of Pocket Expenses
    Individual Family
    $8,500 $17,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$271,08
    $307,68
    $346,44
    $484,15
    $735,71     		$542,16
    $615,36
    $692,88
    $968,30
    $1 471,42     		$749,54
    $822,74
    $900,26
    $1 175,68     		$956,92
    $1 030,12
    $1 107,64
    $1 383,06     		$1 164,30
    $1 237,50
    $1 315,02
    $1 590,44     		$478,46
    $515,06
    $553,82
    $691,53     		$685,84
    $722,44
    $761,20
    $898,91     		$893,22
    $929,82
    $968,58
    $1 106,29     		$207,38
    Toc - Plan #6

    Silver

    (PPO) Blue Cross¨ Premier PPO Silver Saver HSA

    Annual Out of Pocket Expenses
    Individual Family
    $3,500 $7,000 Annual Deductible
    $6,950 $13,900 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$378,17
    $429,22
    $483,30
    $675,41
    $1 026,35     		$756,34
    $858,44
    $966,60
    $1 350,82
    $2 052,70     		$1 045,64
    $1 147,74
    $1 255,90
    $1 640,12     		$1 334,94
    $1 437,04
    $1 545,20
    $1 929,42     		$1 624,24
    $1 726,34
    $1 834,50
    $2 218,72     		$667,47
    $718,52
    $772,60
    $964,71     		$956,77
    $1 007,82
    $1 061,90
    $1 254,01     		$1 246,07
    $1 297,12
    $1 351,20
    $1 543,31     		$289,30
    Toc - Plan #7

    Expanded Bronze

    (PPO) Blue Cross¨ Premier PPO Bronze Extra

    Annual Out of Pocket Expenses
    Individual Family
    $8,000 $16,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$299,14
    $339,52
    $382,30
    $534,26
    $811,87     		$598,28
    $679,04
    $764,60
    $1 068,52
    $1 623,74     		$827,12
    $907,88
    $993,44
    $1 297,36     		$1 055,96
    $1 136,72
    $1 222,28
    $1 526,20     		$1 284,80
    $1 365,56
    $1 451,12
    $1 755,04     		$527,98
    $568,36
    $611,14
    $763,10     		$756,82
    $797,20
    $839,98
    $991,94     		$985,66
    $1 026,04
    $1 068,82
    $1 220,78     		$228,84
    Toc - Plan #8

    Silver

    (PPO) Blue Cross¨ Premier PPO Silver Extra

    Annual Out of Pocket Expenses
    Individual Family
    $4,800 $9,600 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$431,81
    $490,10
    $551,85
    $771,21
    $1 171,93     		$863,62
    $980,20
    $1 103,70
    $1 542,42
    $2 343,86     		$1 193,95
    $1 310,53
    $1 434,03
    $1 872,75     		$1 524,28
    $1 640,86
    $1 764,36
    $2 203,08     		$1 854,61
    $1 971,19
    $2 094,69
    $2 533,41     		$762,14
    $820,43
    $882,18
    $1 101,54     		$1 092,47
    $1 150,76
    $1 212,51
    $1 431,87     		$1 422,80
    $1 481,09
    $1 542,84
    $1 762,20     		$330,33
    ADVERTISEMENT

    Priority Health

    Local: 1-855-682-5217 | Toll Free: 1-855-682-5217 | TTY: 1-888-551-6761
    Toc - Plan #9

    Gold

    (HMO) MyPriority HMO Gold 1100

    Annual Out of Pocket Expenses
    Individual Family
    $1,100 $2,200 Annual Deductible
    $8,150 $16,300 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$409,24
    $464,49
    $523,01
    $730,90
    $1 110,68     		$818,48
    $928,98
    $1 046,02
    $1 461,80
    $2 221,36     		$1 131,55
    $1 242,05
    $1 359,09
    $1 774,87     		$1 444,62
    $1 555,12
    $1 672,16
    $2 087,94     		$1 757,69
    $1 868,19
    $1 985,23
    $2 401,01     		$722,31
    $777,56
    $836,08
    $1 043,97     		$1 035,38
    $1 090,63
    $1 149,15
    $1 357,04     		$1 348,45
    $1 403,70
    $1 462,22
    $1 670,11     		$313,07
    Toc - Plan #10

    Expanded Bronze

    (HMO) MyPriority HMO HSA Bronze 7000

    Annual Out of Pocket Expenses
    Individual Family
    $7,000 $14,000 Annual Deductible
    $7,000 $14,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$231,00
    $262,19
    $295,22
    $412,57
    $626,93     		$462,00
    $524,38
    $590,44
    $825,14
    $1 253,86     		$638,72
    $701,10
    $767,16
    $1 001,86     		$815,44
    $877,82
    $943,88
    $1 178,58     		$992,16
    $1 054,54
    $1 120,60
    $1 355,30     		$407,72
    $438,91
    $471,94
    $589,29     		$584,44
    $615,63
    $648,66
    $766,01     		$761,16
    $792,35
    $825,38
    $942,73     		$176,72
    Toc - Plan #11

    Expanded Bronze

    (HMO) MyPriority HMO Bronze 8550

    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$222,27
    $252,28
    $284,06
    $396,97
    $603,24     		$444,54
    $504,56
    $568,12
    $793,94
    $1 206,48     		$614,58
    $674,60
    $738,16
    $963,98     		$784,62
    $844,64
    $908,20
    $1 134,02     		$954,66
    $1 014,68
    $1 078,24
    $1 304,06     		$392,31
    $422,32
    $454,10
    $567,01     		$562,35
    $592,36
    $624,14
    $737,05     		$732,39
    $762,40
    $794,18
    $907,09     		$170,04
    Toc - Plan #12

    Expanded Bronze

    (HMO) MyPriority HMO Bronze 8550 - Telehealth PCP

    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$208,92
    $237,12
    $267,00
    $373,13
    $567,01     		$417,84
    $474,24
    $534,00
    $746,26
    $1 134,02     		$577,66
    $634,06
    $693,82
    $906,08     		$737,48
    $793,88
    $853,64
    $1 065,90     		$897,30
    $953,70
    $1 013,46
    $1 225,72     		$368,74
    $396,94
    $426,82
    $532,95     		$528,56
    $556,76
    $586,64
    $692,77     		$688,38
    $716,58
    $746,46
    $852,59     		$159,82
    Toc - Plan #13

    Silver

    (HMO) MyPriority HMO Silver 3400

    Annual Out of Pocket Expenses
    Individual Family
    $3,400 $6,800 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$307,93
    $349,50
    $393,53
    $549,96
    $835,72     		$615,86
    $699,00
    $787,06
    $1 099,92
    $1 671,44     		$851,43
    $934,57
    $1 022,63
    $1 335,49     		$1 087,00
    $1 170,14
    $1 258,20
    $1 571,06     		$1 322,57
    $1 405,71
    $1 493,77
    $1 806,63     		$543,50
    $585,07
    $629,10
    $785,53     		$779,07
    $820,64
    $864,67
    $1 021,10     		$1 014,64
    $1 056,21
    $1 100,24
    $1 256,67     		$235,57
    Toc - Plan #14

    Silver

    (HMO) MyPriority HMO Silver 2400 50+

    Annual Out of Pocket Expenses
    Individual Family
    $2,400 $4,800 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$321,70
    $365,13
    $411,13
    $574,56
    $873,09     		$643,40
    $730,26
    $822,26
    $1 149,12
    $1 746,18     		$889,50
    $976,36
    $1 068,36
    $1 395,22     		$1 135,60
    $1 222,46
    $1 314,46
    $1 641,32     		$1 381,70
    $1 468,56
    $1 560,56
    $1 887,42     		$567,80
    $611,23
    $657,23
    $820,66     		$813,90
    $857,33
    $903,33
    $1 066,76     		$1 060,00
    $1 103,43
    $1 149,43
    $1 312,86     		$246,10
    Toc - Plan #15

    Silver

    (HMO) MyPriority HMO Silver 5500

    Annual Out of Pocket Expenses
    Individual Family
    $5,500 $11,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$293,44
    $333,05
    $375,02
    $524,08
    $796,40     		$586,88
    $666,10
    $750,04
    $1 048,16
    $1 592,80     		$811,36
    $890,58
    $974,52
    $1 272,64     		$1 035,84
    $1 115,06
    $1 199,00
    $1 497,12     		$1 260,32
    $1 339,54
    $1 423,48
    $1 721,60     		$517,92
    $557,53
    $599,50
    $748,56     		$742,40
    $782,01
    $823,98
    $973,04     		$966,88
    $1 006,49
    $1 048,46
    $1 197,52     		$224,48
    Toc - Plan #16

    Silver

    (HMO) MyPriority HMO Silver 5500 - Telehealth PCP

    Annual Out of Pocket Expenses
    Individual Family
    $5,500 $11,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$275,83
    $313,07
    $352,51
    $492,63
    $748,60     		$551,66
    $626,14
    $705,02
    $985,26
    $1 497,20     		$762,67
    $837,15
    $916,03
    $1 196,27     		$973,68
    $1 048,16
    $1 127,04
    $1 407,28     		$1 184,69
    $1 259,17
    $1 338,05
    $1 618,29     		$486,84
    $524,08
    $563,52
    $703,64     		$697,85
    $735,09
    $774,53
    $914,65     		$908,86
    $946,10
    $985,54
    $1 125,66     		$211,01
    ADVERTISEMENT

    McLaren Health Plan Community

    Local: 1-888-327-0671 | Toll Free: 1-888-327-0671 | TTY: 1-800-356-3232
    Toc - Plan #17

    Catastrophic

    (HMO) McLaren Young Adult/Catastrophic

    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$191,10
    $216,90
    $244,23
    $341,31
    $518,65     		$382,20
    $433,80
    $488,46
    $682,62
    $1 037,30     		$528,39
    $579,99
    $634,65
    $828,81     		$674,58
    $726,18
    $780,84
    $975,00     		$820,77
    $872,37
    $927,03
    $1 121,19     		$337,29
    $363,09
    $390,42
    $487,50     		$483,48
    $509,28
    $536,61
    $633,69     		$629,67
    $655,47
    $682,80
    $779,88     		$146,19
    Toc - Plan #18

    Silver

    (HMO) McLaren Silver Exchange

    Annual Out of Pocket Expenses
    Individual Family
    $3,700 $7,400 Annual Deductible
    $8,150 $16,300 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$322,90
    $366,50
    $412,67
    $576,71
    $876,36     		$645,80
    $733,00
    $825,34
    $1 153,42
    $1 752,72     		$892,82
    $980,02
    $1 072,36
    $1 400,44     		$1 139,84
    $1 227,04
    $1 319,38
    $1 647,46     		$1 386,86
    $1 474,06
    $1 566,40
    $1 894,48     		$569,92
    $613,52
    $659,69
    $823,73     		$816,94
    $860,54
    $906,71
    $1 070,75     		$1 063,96
    $1 107,56
    $1 153,73
    $1 317,77     		$247,02
    Toc - Plan #19

    Gold

    (HMO) McLaren Gold 1400

    Annual Out of Pocket Expenses
    Individual Family
    $1,400 $2,800 Annual Deductible
    $6,750 $13,500 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$310,60
    $352,53
    $396,94
    $554,72
    $842,96     		$621,20
    $705,06
    $793,88
    $1 109,44
    $1 685,92     		$858,81
    $942,67
    $1 031,49
    $1 347,05     		$1 096,42
    $1 180,28
    $1 269,10
    $1 584,66     		$1 334,03
    $1 417,89
    $1 506,71
    $1 822,27     		$548,21
    $590,14
    $634,55
    $792,33     		$785,82
    $827,75
    $872,16
    $1 029,94     		$1 023,43
    $1 065,36
    $1 109,77
    $1 267,55     		$237,61
    Toc - Plan #20

    Bronze

    (HMO) McLaren Bronze 6500

    Annual Out of Pocket Expenses
    Individual Family
    $6,500 $13,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$211,61
    $240,17
    $270,43
    $377,93
    $574,30     		$423,22
    $480,34
    $540,86
    $755,86
    $1 148,60     		$585,10
    $642,22
    $702,74
    $917,74     		$746,98
    $804,10
    $864,62
    $1 079,62     		$908,86
    $965,98
    $1 026,50
    $1 241,50     		$373,49
    $402,05
    $432,31
    $539,81     		$535,37
    $563,93
    $594,19
    $701,69     		$697,25
    $725,81
    $756,07
    $863,57     		$161,88
    Toc - Plan #21

    Expanded Bronze

    (HMO) McLaren Bronze Saver

    Annual Out of Pocket Expenses
    Individual Family
    $6,900 $13,800 Annual Deductible
    $6,900 $13,800 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$220,27
    $250,01
    $281,51
    $393,41
    $597,82     		$440,54
    $500,02
    $563,02
    $786,82
    $1 195,64     		$609,05
    $668,53
    $731,53
    $955,33     		$777,56
    $837,04
    $900,04
    $1 123,84     		$946,07
    $1 005,55
    $1 068,55
    $1 292,35     		$388,78
    $418,52
    $450,02
    $561,92     		$557,29
    $587,03
    $618,53
    $730,43     		$725,80
    $755,54
    $787,04
    $898,94     		$168,51
    ADVERTISEMENT

    Blue Care Network of Michigan

    Local: 1-888-227-2345 | Toll Free: 1-888-227-2345 | TTY: 1-800-257-9980
    Toc - Plan #22

    Catastrophic

    (HMO) Blue Cross¨ Select HMO Value

    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$172,42
    $195,70
    $220,35
    $307,94
    $467,95     		$344,84
    $391,40
    $440,70
    $615,88
    $935,90     		$476,74
    $523,30
    $572,60
    $747,78     		$608,64
    $655,20
    $704,50
    $879,68     		$740,54
    $787,10
    $836,40
    $1 011,58     		$304,32
    $327,60
    $352,25
    $439,84     		$436,22
    $459,50
    $484,15
    $571,74     		$568,12
    $591,40
    $616,05
    $703,64     		$131,90
    Toc - Plan #23

    Silver

    (HMO) Blue Cross¨ Select HMO Silver

    Annual Out of Pocket Expenses
    Individual Family
    $3,000 $6,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$333,95
    $379,03
    $426,79
    $596,43
    $906,34     		$667,90
    $758,06
    $853,58
    $1 192,86
    $1 812,68     		$923,37
    $1 013,53
    $1 109,05
    $1 448,33     		$1 178,84
    $1 269,00
    $1 364,52
    $1 703,80     		$1 434,31
    $1 524,47
    $1 619,99
    $1 959,27     		$589,42
    $634,50
    $682,26
    $851,90     		$844,89
    $889,97
    $937,73
    $1 107,37     		$1 100,36
    $1 145,44
    $1 193,20
    $1 362,84     		$255,47
    Toc - Plan #24

    Silver

    (HMO) Blue Cross¨ Preferred HMO Silver

    Annual Out of Pocket Expenses
    Individual Family
    $3,000 $6,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$362,95
    $411,95
    $463,85
    $648,23
    $985,05     		$725,90
    $823,90
    $927,70
    $1 296,46
    $1 970,10     		$1 003,56
    $1 101,56
    $1 205,36
    $1 574,12     		$1 281,22
    $1 379,22
    $1 483,02
    $1 851,78     		$1 558,88
    $1 656,88
    $1 760,68
    $2 129,44     		$640,61
    $689,61
    $741,51
    $925,89     		$918,27
    $967,27
    $1 019,17
    $1 203,55     		$1 195,93
    $1 244,93
    $1 296,83
    $1 481,21     		$277,66
    Toc - Plan #25

    Gold

    (HMO) Blue Cross¨ Preferred HMO Gold

    Annual Out of Pocket Expenses
    Individual Family
    $850 $1,700 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$392,56
    $445,56
    $501,69
    $701,11
    $1 065,41     		$785,12
    $891,12
    $1 003,38
    $1 402,22
    $2 130,82     		$1 085,43
    $1 191,43
    $1 303,69
    $1 702,53     		$1 385,74
    $1 491,74
    $1 604,00
    $2 002,84     		$1 686,05
    $1 792,05
    $1 904,31
    $2 303,15     		$692,87
    $745,87
    $802,00
    $1 001,42     		$993,18
    $1 046,18
    $1 102,31
    $1 301,73     		$1 293,49
    $1 346,49
    $1 402,62
    $1 602,04     		$300,31
    Toc - Plan #26

    Silver

    (HMO) Blue Cross¨ Select HMO Silver Saver

    Annual Out of Pocket Expenses
    Individual Family
    $4,000 $8,000 Annual Deductible
    $7,500 $15,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$321,32
    $364,70
    $410,65
    $573,88
    $872,06     		$642,64
    $729,40
    $821,30
    $1 147,76
    $1 744,12     		$888,45
    $975,21
    $1 067,11
    $1 393,57     		$1 134,26
    $1 221,02
    $1 312,92
    $1 639,38     		$1 380,07
    $1 466,83
    $1 558,73
    $1 885,19     		$567,13
    $610,51
    $656,46
    $819,69     		$812,94
    $856,32
    $902,27
    $1 065,50     		$1 058,75
    $1 102,13
    $1 148,08
    $1 311,31     		$245,81
    Toc - Plan #27

    Silver

    (HMO) Blue Cross¨ Preferred HMO Silver Saver

    Annual Out of Pocket Expenses
    Individual Family
    $4,000 $8,000 Annual Deductible
    $7,500 $15,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$349,23
    $396,38
    $446,32
    $623,72
    $947,81     		$698,46
    $792,76
    $892,64
    $1 247,44
    $1 895,62     		$965,62
    $1 059,92
    $1 159,80
    $1 514,60     		$1 232,78
    $1 327,08
    $1 426,96
    $1 781,76     		$1 499,94
    $1 594,24
    $1 694,12
    $2 048,92     		$616,39
    $663,54
    $713,48
    $890,88     		$883,55
    $930,70
    $980,64
    $1 158,04     		$1 150,71
    $1 197,86
    $1 247,80
    $1 425,20     		$267,16
    Toc - Plan #28

    Expanded Bronze

    (HMO) Blue Cross¨ Select HMO Bronze

    Annual Out of Pocket Expenses
    Individual Family
    $8,500 $17,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$217,21
    $246,53
    $277,59
    $387,94
    $589,51     		$434,42
    $493,06
    $555,18
    $775,88
    $1 179,02     		$600,59
    $659,23
    $721,35
    $942,05     		$766,76
    $825,40
    $887,52
    $1 108,22     		$932,93
    $991,57
    $1 053,69
    $1 274,39     		$383,38
    $412,70
    $443,76
    $554,11     		$549,55
    $578,87
    $609,93
    $720,28     		$715,72
    $745,04
    $776,10
    $886,45     		$166,17
    Toc - Plan #29

    Expanded Bronze

    (HMO) Blue Cross¨ Select HMO Bronze Saver HSA

    Annual Out of Pocket Expenses
    Individual Family
    $6,950 $13,900 Annual Deductible
    $6,950 $13,900 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$227,05
    $257,70
    $290,17
    $405,51
    $616,21     		$454,10
    $515,40
    $580,34
    $811,02
    $1 232,42     		$627,79
    $689,09
    $754,03
    $984,71     		$801,48
    $862,78
    $927,72
    $1 158,40     		$975,17
    $1 036,47
    $1 101,41
    $1 332,09     		$400,74
    $431,39
    $463,86
    $579,20     		$574,43
    $605,08
    $637,55
    $752,89     		$748,12
    $778,77
    $811,24
    $926,58     		$173,69
    Toc - Plan #30

    Expanded Bronze

    (HMO) Blue Cross¨ Preferred HMO Bronze Saver HSA

    Annual Out of Pocket Expenses
    Individual Family
    $6,950 $13,900 Annual Deductible
    $6,950 $13,900 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$246,76
    $280,07
    $315,36
    $440,71
    $669,71     		$493,52
    $560,14
    $630,72
    $881,42
    $1 339,42     		$682,29
    $748,91
    $819,49
    $1 070,19     		$871,06
    $937,68
    $1 008,26
    $1 258,96     		$1 059,83
    $1 126,45
    $1 197,03
    $1 447,73     		$435,53
    $468,84
    $504,13
    $629,48     		$624,30
    $657,61
    $692,90
    $818,25     		$813,07
    $846,38
    $881,67
    $1 007,02     		$188,77
    Toc - Plan #31

    Expanded Bronze

    (HMO) Blue Cross¨ Preferred HMO Bronze

    Annual Out of Pocket Expenses
    Individual Family
    $8,500 $17,000 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$236,06
    $267,93
    $301,68
    $421,60
    $640,67     		$472,12
    $535,86
    $603,36
    $843,20
    $1 281,34     		$652,71
    $716,45
    $783,95
    $1 023,79     		$833,30
    $897,04
    $964,54
    $1 204,38     		$1 013,89
    $1 077,63
    $1 145,13
    $1 384,97     		$416,65
    $448,52
    $482,27
    $602,19     		$597,24
    $629,11
    $662,86
    $782,78     		$777,83
    $809,70
    $843,45
    $963,37     		$180,59
    Toc - Plan #32

    Silver

    (HMO) Blue Cross¨ Select HMO Silver Extra

    Annual Out of Pocket Expenses
    Individual Family
    $4,800 $9,600 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$349,26
    $396,41
    $446,35
    $623,78
    $947,89     		$698,52
    $792,82
    $892,70
    $1 247,56
    $1 895,78     		$965,70
    $1 060,00
    $1 159,88
    $1 514,74     		$1 232,88
    $1 327,18
    $1 427,06
    $1 781,92     		$1 500,06
    $1 594,36
    $1 694,24
    $2 049,10     		$616,44
    $663,59
    $713,53
    $890,96     		$883,62
    $930,77
    $980,71
    $1 158,14     		$1 150,80
    $1 197,95
    $1 247,89
    $1 425,32     		$267,18
    Toc - Plan #33

    Silver

    (HMO) Blue Cross¨ Preferred HMO Silver Extra

    Annual Out of Pocket Expenses
    Individual Family
    $4,800 $9,600 Annual Deductible
    $8,500 $17,000 Maximum Out of Pocket Per Year
    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$379,60
    $430,85
    $485,13
    $677,97
    $1 030,23     		$759,20
    $861,70
    $970,26
    $1 355,94
    $2 060,46     		$1 049,59
    $1 152,09
    $1 260,65
    $1 646,33     		$1 339,98
    $1 442,48
    $1 551,04
    $1 936,72     		$1 630,37
    $1 732,87
    $1 841,43
    $2 227,11     		$669,99
    $721,24
    $775,52
    $968,36     		$960,38
    $1 011,63
    $1 065,91
    $1 258,75     		$1 250,77
    $1 302,02
    $1 356,30
    $1 549,14     		$290,39

    ‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Saginaw County here.

    Saginaw County is in “Rating Area 8” of Michigan.

    Currently, there are 33 plans offered in Rating Area 8.

    Obamacare Rates and Providers for Other Years

    2014 | 2015 | 2016| 2017 | 2018 | 2019 2020 2021

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    Ways to Save Money on Obamacare in Michigan

    There are three primary ways to reduce the cost of health plans under the Affordable Care Act in Michigan.

    • You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your savings will come in the form of a federal tax credit.
    • You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
    • You may qualify for free or low-cost coverage through Medicaid in Michigan, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).

    Each of these forms of assistance depends on your income and family size.

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    What to Do If You're Frustrated or Fed Up With Healthcare.gov

    As Obamacare enters its open enrollment period for 2018 health plans, those seeking coverage face more chaos than ever. For many Americans, affordable coverage and streamlined enrollment still seem like faraway goals.

    Below are a couple of strategies to help you get your health insurance needs met.

    Common Complaints from Health Insurance Applicants

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